45th week of 2010 patent applcation highlights part 55 |
Patent application number | Title | Published |
20100286999 | APPARATUS FOR CALCULATING NUTRIENT REQUIREMENT AMOUNT, AN APPARATUS FOR SUGGESTING A NUTRITIONAL SUPPLEMENT, A BLENDING APPARATUS OF A NUTRITIONAL SUPPLEMENT AND A BLENDING SYSTEM OF A NUTRITIONAL SUPPLEMENT - It is provided with a medical inquiry processing unit for acquiring the response to a medical inquiry presenting medical inquiry items to a person to be examined, a nutrient requirement amount calculating unit for calculating the nutrient requirement amount of the person to be examined from the response to the medical inquiry, a nutritional supplement suggesting unit for suggesting the blend of a nutritional supplement based on the nutrient requirement amount of the person to be examined and a nutritional supplement blending unit for blending nutrients to prepare the nutritional supplement based on the blend of the nutritional supplement. | 2010-11-11 |
20100287000 | MEDICAL CONSULTATION MANAGEMENT SYSTEM - A medical consultation support system in which a client computer, such as a personal computer or a terminal of an existing medical support system, is employed to transfer a structured request for consultation from a primary care physician to a supervisory host computer. The structured request may be accompanied by additional information related to the request, such as existing data files containing patient history information, medical image data, laboratory results, pathologies, etc., forming a transmittable, machine-readable collection of information relating to the consultation request. At the supervisory computer, the request is displayed for preliminary review by a receiving staff physician who designates a specialist and retrieves and assembles selected tutorial and background information, including related published articles, tutorial background lessons, practice and protocol documentation, and records of prior consultations which are related to the current consultation request, all of which are stored in one or more databases of medical information accessible to the supervisory host computer. The supervisory computer then transmits the request for consultation, together with at least the identification of the assembled supporting documentation, to the selected specialist for review, and thereafter receives the responsive comment from the selected specialist. The supervisory computer further stores the request for consultation, including the specialist's responsive comment and an identification of the cited supporting material, as a structured case history item in the database of medical information where it may be accessed for future reference. Each consultation is further stored as a recorded learning event associated with the requesting primary care physician, and used to generate a report of continuing legal education credits earned by the requesting physician while participating in the managed consultation sessions. | 2010-11-11 |
20100287001 | METHOD AND SYSTEM FOR DIGITAL HEALTHCARE PLATFORM - The presently disclosed digital healthcare platform provides patients and healthcare providers with a precise and focused treatment pathway to address healthcare issues. One embodiment enables a patient-initiated e-Visit to address a healthcare issue with an issue-focused adaptive interview. The results of this adaptive interview are forwarded to a skilled clinician for review, who then provides an assessment and a plan of action for the issue. The plan of action may include specific instructions, a prescription, or a referral to a third party medical provider for testing, consultation, or treatment. Another embodiment provides an identification “ticket” to the patient to coordinate care obtained at third parties. The ticket can be presented by the patient to a third party medical provider (such as with a barcode displayed on a mobile device) to identify the patient and enable the third party medical provider to access patient information from the digital healthcare platform. | 2010-11-11 |
20100287002 | METHOD FOR PROVIDING CONSUMER CHOICE AND EQUALIZING PHARMACY PROVIDER AVAILABILITY IN PRESCRIPTION MEDICATION DISPENSING PLANS - A method is disclosed whereby consumers enrolled in a prescription benefit plan can obtain prescription medication fulfillment at any participating pharmacy of their choice, regardless of whether the fulfillment is by a retail pharmacy or a mail order pharmacy, and whether the quantity of medication prescribed is for administration over a short period (acute care) or a prolonged period (maintenance). The plan of this invention operates by having the plan manager substantially equalize the financial effects of the discounts and services fees allowed to participating pharmacies such that both retail and mail order pharmacies are compensated in a manner which encourages them to accept all consumers and fill all prescriptions. Compensation is preferably adjusted periodically by the manager to retain pharmacy incentives. Consumers obtain choice of pharmacies, plan payers have pleased employees and members and pharmacies obtain income from the entire spectrum of consumers. | 2010-11-11 |
20100287003 | APPARATUS FOR CALCULATING NUTRIENT REQUIREMENT AMOUNT, AN APPARATUS FOR SUGGESTING A NUTRITIONAL SUPPLEMENT, A BLENDING APPARATUS OF A NUTRITIONAL SUPPLEMENT AND A BLENDING SYSTEM OF A NUTRITIONAL SUPPLEMENT - It is provided with a medical inquiry processing unit for acquiring the response to a medical inquiry presenting medical inquiry items to a person to be examined, a nutrient requirement amount calculating unit for calculating the nutrient requirement amount of the person to be examined from the response to the medical inquiry, a nutritional supplement suggesting unit for suggesting the blend of a nutritional supplement based on the nutrient requirement amount of the person to be examined and a nutritional supplement blending unit for blending nutrients to prepare the nutritional supplement based on the blend of the nutritional supplement. | 2010-11-11 |
20100287004 | APPARATUS FOR CALCULATING NUTRIENT REQUIREMENT AMOUNT, AN APPARATUS FOR SUGGESTING A NUTRITIONAL SUPPLEMENT, A BLENDING APPARATUS OF A NUTRITIONAL SUPPLEMENT AND A BLENDING SYSTEM OF A NUTRITIONAL SUPPLEMENT - It is provided with a medical inquiry processing unit for acquiring the response to a medical inquiry presenting medical inquiry items to a person to be examined, a nutrient requirement amount calculating unit for calculating the nutrient requirement amount of the person to be examined from the response to the medical inquiry, a nutritional supplement suggesting unit for suggesting the blend of a nutritional supplement based on the nutrient requirement amount of the person to be examined and a nutritional supplement blending unit for blending nutrients to prepare the nutritional supplement based on the blend of the nutritional supplement. | 2010-11-11 |
20100287005 | APPARATUS FOR CALCULATING NUTRIENT REQUIREMENT AMOUNT, AN APPARATUS FOR SUGGESTING A NUTRITIONAL SUPPLEMENT, A BLENDING APPARATUS OF A NUTRITIONAL SUPPLEMENT AND A BLENDING SYSTEM OF A NUTRITIONAL SUPPLEMENT - It is provided with a medical inquiry processing unit for acquiring the response to a medical inquiry presenting medical inquiry items to a person to be examined, a nutrient requirement amount calculating unit for calculating the nutrient requirement amount of the person to be examined from the response to the medical inquiry, a nutritional supplement suggesting unit for suggesting the blend of a nutritional supplement based on the nutrient requirement amount of the person to be examined and a nutritional supplement blending unit for blending nutrients to prepare the nutritional supplement based on the blend of the nutritional supplement. | 2010-11-11 |
20100287006 | CLINICIAN TO DEVICE ASSOCIATION - Embodiments of the invention are directed to methods of providing data feeds from medical devices associated with patients to computing devices associated with clinicians. A computing device for each of a number of clinicians is registered as being associated with the clinician. An identification of a patient is received. A list of medical devices related to the patient is retrieved. An identification of a number of clinicians is received. The medical devices are associated with the computing devices of the clinicians. Data feeds are provided to the computing devices from the medical devices. | 2010-11-11 |
20100287007 | System and Software of Enhanced Pharmaceutical Operations in Long-Term Care Facilities and Related Methods - A system, software and related methods of enhanced pharmaceutical operations in long term care facilities are provided. An embodiment of a system includes a long-term care facility pharmacy group management server, long-term care facility pharmacy management software associated with the long-term care facility pharmacy group management server to manage pharmacological operations in a plurality of long-term care facilities, a plurality of pharmaceutical storage and electronic dispensing carts each positioned in a long-term care facility remote from the long-term care facility pharmacy group management server and in communication therewith, a remote pharmacy group server in communication with the long-term care facility pharmacy group management server, and a plurality of pharmaceutical prescription document processors each positioned in a long-term care facility and in communication with the remote pharmacy group server or the long-term care facility pharmacy group management server. | 2010-11-11 |
20100287008 | METHOD AND APPARATUS FOR IDENTIFYING INTERNATIONAL TRAVELERS AND PROVIDING AN INCENTIVE TO PURCHASE TRAVEL SERVICES - Generating a commission for a passport photo provider by identifying a group of people that are about to travel in the near future, providing the customers with an incentive to purchase a travel service and a token to identify the passport photo provider, the customer purchasing a travel service, and the travel service provider transmitting a commission to the passport photo provider. The incentive is a discount on a travel service, such as travel insurance. The token is a uniform resource locator (URL) with a file path on the end for identifying the source of the incentive or a coupon code. The token and the incentive are printed on a brochure that also contains passport photos. If the customer makes a subsequent purchase of travel services, the passport photo provider receives an additional commission. | 2010-11-11 |
20100287009 | DISCOUNTED RESTAURANT RESERVATION DISTRIBUTION SYSTEM - A system is provided for marketing restaurant reservations during non-peak periods by offering promotions through a central distribution system. The system includes a central distribution processor to which consumers are provided access for determining the availability of discounted restaurant reservations and purchasing discounted restaurant reservations. The system also includes a plurality of remote restaurants linked to the central distribution processor, the remote restaurants including interface software compatible with the central distribution processor for facilitating the uploading of relevant discounted restaurant reservations to the central distribution processor. The interface software further provides a user interface through which the plurality of remote restaurants selectively enter available discounted restaurant reservation information which is subsequently uploaded to the central distribution processor for access and purchase by consumers. | 2010-11-11 |
20100287010 | System, method and program for managing disaster recovery - System, method and program product for prioritizing a multiplicity of management services which support physical disaster recovery operations. Criticality of each of the management services is determined. An urgency of recovery of each of the management services is determined. Respective numbers of services which support or depend on each of the management services is determined. A priority to perform each of the management services based on (a) the criticality of each management service, urgency of each management service and number of services which support or depend on each management service is determined. In one example, the priority to perform each management service is based on the criticality multiplied times the urgency multiplied times the number of services which support or depend on each management service. | 2010-11-11 |
20100287011 | Method and System of Location-Based Game for Improving Mobile Operator's Profit - This invention provides a method for telecommunication carriers to generate revenues from location-based services (LBS) through a location-based game (LBG). Also provided is a method for administrating a location-based game and mobile terminals configured with LBG of the present invention. Games of the present invention may be played in stationary mode, mobile mode, or any combinations thereof; they may also include a scoring system that is based on token collection and, therefore, does not require real-time update or fast response from the LBS. | 2010-11-11 |
20100287012 | Method and system for measuring carbon dioxide reduction - A system and method is provided for managing energy data. The system includes a energy transformation device, a central energy data management system and a database containing carbon dioxide credit information. Managing the energy data includes measuring an amount of power produced or consumed by an energy transformation device, measuring an amount of carbon dioxide emitted, converted or sequestered by the energy transformation device, creating a dataset of the power produced or consumed and the amount of carbon dioxide emitted or sequestered, and transmitting the dataset and characteristic data to a central energy data management system. The method also includes, receiving energy measurements and characteristic data from an energy transformation device, obtaining carbon dioxide credit information and comparing the received energy measurements and the characteristic data with the received carbon dioxide credit information to obtain a carbon dioxide credit for the energy transformation device. | 2010-11-11 |
20100287013 | SYSTEM, METHOD AND COMPUTER READABLE MEDIUM FOR DETERMINING USER ATTENTION AREA FROM USER INTERFACE EVENTS - During an interaction with a web page, user interface events are recorded and augmented with page layout data from the document object model. An event stream is formed with the page layout data and communicated to an event server. The event server processes the event stream to determine a location at which the events were generated, which can be used to predict an area of a user's attention. | 2010-11-11 |
20100287014 | CONTEXTUALIZING BUSINESS INTELLIGENCE REPORTS BASED ON CONTEXT DRIVEN INFORMATION - Disclosed are methods and systems for displaying a business intelligence report on a client computing device in the client-server network according to a change in contextual information. The methods and systems involve receiving a context update message from a context acquisition module associated with the client computing device through one or more software interfaces provided by the context acquisition module. The context update message includes a contextual type for identifying a contextual business object, defining the business intelligence report at least in part. The business intelligence report is updated by applying the change in the contextual information provided by the context update message. The updated business intelligence report is transmitted to the client device and the updated business intelligence report is displayed on the display client-computing device. | 2010-11-11 |
20100287015 | METHOD FOR DETERMINING THE COST OF EVALUATING CONDITIONS - A method for determining the cost of evaluating queries against a database. The method includes receiving a condition, or query; determining the cost of one or more fixed cost operators within the condition; and determining the cost of one or more variable coefficients within the condition. The method may also be extended to determine the cost of successive conditions within a set of conditions as a function of the cost of a current condition and the combined selectivity of previous conditions within the set of conditions; and to determine an optimal order of conditions within a set of conditions. To determine an optimal order of conditions within a set of conditions, the method comprises determining the cost of one or more conditions within the set of conditions; determining the selectivity of one or more conditions within the set of conditions; and determining an optimal order of at least some of the conditions based at least partly on the determined cost and determined selectivity of one or more of the conditions. | 2010-11-11 |
20100287016 | METHOD OF MONITORING A COMBINED WORKFLOW WITH REJECTION DETERMINATION FUNCTION, DEVICE AND RECORDING MEDIUM THEREFOR - A rejection determination is made taking into consideration of an agreed service level for a combine workflow executed on a combine workflow system wherein a plurality of business application are collaborated with one another for business collaborations. A state is expressed which will appear when the combined workflow is hypothetically rejected, based on the progress thereof. A processing operation of the combined workflow is predicted based on the expressed state, taking into consideration the influence exerted on the plurality business application systems and the plurality of workflow systems in respect of response performance. A processing operation, which is the result of the prediction, and historical information of event information from the event information recording means are retrieved, and an evaluation value is calculated based on the result of the statistical processing of the historical information. It is determined whether or not the evaluation value satisfies a condition defined by said agreed service level. When the evaluation value does not satisfy the condition defined by the agreed service level, a rejection-target-specific progress for selecting/specifying an execution which has an arbitrary progress equal to or less than a maximum progress, is generated as a rejection target. | 2010-11-11 |
20100287017 | INFORMATION PROCESSING SYSTEM, PROGRAM, AND INFORMATION PROCESSING METHOD - The object of the invention is to easily maintain conformity among pieces of data in a product development project. Provided is an information processing system comprising a risk value acquiring section that acquires risk values indicating implementation possibilities for a plurality of requirements needed for a product under development and risk values indicating degrees of reliability for a plurality of components included in the product under development; a dependency degree acquiring section that acquires degrees of dependency for the requirements and the components; a requirement/component dependency relationship information generating section that generates requirement/component dependency relationship information indicating dependency relationships of the requirements and the components, based on the risk values and the degrees of dependency; and a risk value conformity determining section that judges whether the risk values that are used in the requirement/component dependency relationship information conform with each other, based on the risk values and the degrees of dependency. | 2010-11-11 |
20100287018 | SYSTEM AND METHOD FOR ARRANGING EQUIPMENT IN A DATA CENTER - A system and method for providing a layout of equipment in a data center, the equipment including a plurality of equipment racks, and at least one rack-based cooling provider. In one aspect, the method includes receiving data regarding airflow consumption for each of the plurality of equipment racks and cooling capacity of the at least one cooling provider, storing the received data, determining a layout of the data center, displaying the layout of the data center. In the method determining a layout can include pairing each equipment rack of the plurality of equipment racks with another equipment rack of the plurality of equipment racks based on airflow consumption of each of the plurality of equipment racks to create a plurality of pairs of equipment racks, determining a combined airflow consumption value for each of the pairs of equipment racks, arranging the pairs of equipment racks to form a two-row cluster of equipment racks based on the combined airflow consumption value of the equipment racks, wherein each pair includes an equipment rack in a first row of the cluster and an equipment rack in a second row of the cluster, and determining a location of the at least one cooling provider in the cluster. | 2010-11-11 |
20100287019 | SERVER FARM MANAGEMENT - Techniques and systems are disclosed that can measure capacity of a server farm, and project capacity needs based on traffic and resources. Server farm system information is collected for managing the server farm by identifying a list of servers in the server farm. Performance metrics are collected from identified servers and stored in a collection database. The stored performance metrics are analyzed in accordance with a server farm management request. | 2010-11-11 |
20100287020 | CONSTRAINT-BASED PRODUCTION PLANNING AND SCHEDULING - The present invention is a constraint-based planning tool that specifically addresses the needs of complex discrete and process industries by providing a computationally efficient method and system for fulfillment of customer orders in a supply chain. By comprehensively synchronizing and optimizing the flow of materials through the enterprise, the present invention creates a feasible plan for manufacturing operations that simultaneously optimizes both material and capacity constraints by planning and scheduling multiple customer orders, planning for use the various resources located in remote locations needed to fulfill such orders, and scheduling the used resources for replenishment at appropriate times so that the resources meet the needs of the orders. | 2010-11-11 |
20100287021 | CONSTRAINT-BASED PRODUCTION PLANNING AND SCHEDULING - The present invention is a constraint-based planning tool that specifically addresses the needs of complex discrete and process industries by providing a computationally efficient method and system for fulfillment of customer orders in a supply chain. By comprehensively synchronizing and optimizing the flow of materials through the enterprise, the present invention creates a feasible plan for manufacturing operations that simultaneously optimizes both material and capacity constraints by planning and scheduling multiple customer orders, planning for use the various resources located in remote locations needed to fulfill such orders, and scheduling the used resources for replenishment at appropriate times so that the resources meet the needs of the orders. | 2010-11-11 |
20100287022 | SCHEDULING AND MANAGING RESOURCES BASED ON ACT UP RANK - Disclosed are methods and systems for generating a potential act up rank of an employee based on a current rank and one or more qualifications of the employee. The method and system receiving the current rank and the one or more qualifications associated with an employee from a workforce management application. An employee hierarchy table is updated with the current rank and the one or more qualifications of the employee. A potential act up rank is determined based on the current rank and the one or more qualifications of the employee. The potential act up rank specifies eligibility of the employee to perform an act up task. The potential act up rank is updated in the employee hierarchy table. | 2010-11-11 |
20100287023 | COLLABORATIVE VIEW FOR A GROUP PARTICIPATION PLAN - When a group of users engage in activities comprising multiple tasks shared amongst the group, difficulties may arise from tracking progress, facilitating communication, reconciling tasks, etc. Accordingly, as provided herein, a collaborative view for a group participation plan may be created. A group participation plan comprising one or more tasks and one or more participant identities may be received. A commitment plan may be created by allocating the one or more tasks to respective participant identities. The commitment plan may be presented within a collaborative view. The collaborative view may show overall group progress, individual progress, and/or other information relating to the completion of allocated tasks. The collaborative view may be updated based upon task progress. Participants may view and interact with the collaborative view (e.g., a web-based user interface). For example, a participant may track individual progress, group progress, and/or other participant's progress. | 2010-11-11 |
20100287024 | PERSONAL INFORMATION MANAGEMENT WITH LOCATION FUNCTIONALITY - A method is provided for prompting a user to perform PIM-related acts based on dynamic location data. The user's current location is received and a PIM item is selected from the user's PIM system. The user's current location is compared to the location of the selected PIM item. Based on the comparison, a suggested user fulfillment action for the PIM item is suggested to the user. | 2010-11-11 |
20100287025 | MOBILE RESOURCE TASK SCHEDULING - In a method for scheduling tasks for a mobile resource, task schedule data for a mobile resource is accessed. The task schedule data comprises a scheduled location of the mobile resource, and the task schedule data is planned before initiation of the task. The task schedule data and the real-time location data of the mobile resource are correlated. An alert is transmitted in real-time based on correlating the task schedule data and the real-time mobile resource location data. | 2010-11-11 |
20100287026 | SYSTEM AND METHOD FOR PROVIDING ONLINE VIDEO ADVERTISEMENTS BASEDON DETERMINED USER TOLERANCES - There is provided a system and method for providing online video advertisements based on determined user tolerances. There is provided a method for use by a server to present advertisements for online videos, the method comprising streaming a first online video and a first advertisement to a client, receiving one or more responses to the streaming of the first advertisement, updating a client advertisement history with the one or more responses, beginning to stream a second online video to the client, and determining a placement including a starting time and a duration for a second advertisement during the streaming of the second online video to the client based on user tolerances determined from the client advertisement history. | 2010-11-11 |
20100287027 | System and method for distributing coupon information in an electronic network - A system and method for distributing coupon information in an electronic network includes an information service that is configured to provide information distribution services through said information distribution network. User devices are provided for device users to communicate with the information service for receiving the information distribution services. A transport structure communicates with network entities in the information distribution network for collecting appropriate types of metadata. A transport server then performs a metadata analysis procedure upon the various types of metadata to responsively generate the coupon information. | 2010-11-11 |
20100287028 | SYSTEM, METHOD AND COMPUTER READABLE MEDIUM FOR DETERMINING ATTENTION AREAS OF A WEB PAGE - During an interaction with a web page, user interface events are recorded and augmented with page layout data from the document object model. An event stream is formed with the page layout data and communicated to an event server. The event server processes the event stream to determine a location at which the events were generated and determines attention data for each event stream that indicates where a user's attention was directed during an interaction. The attention data for a plurality of event streams is aggregated to determine common or popular areas of interest of the web page. | 2010-11-11 |
20100287029 | METHODS AND APPARATUS TO DETERMINE EFFECTS OF PROMOTIONAL ACTIVITY ON SALES - Example systems, methods, processes, and apparatus for determining expected base sales for a product include obtaining sales data for a product sold at a point of sale location. The sales data can be organized in a time series according to a predetermined time period. The method further includes identifying a promotional event for at least one of the product and the point of sale location and excluding sales data corresponding to the promotional event. The remaining sales data is processed using a smoothed moving average model involving a plurality of passes through the remaining sales data. Expected base data for the product is generated based on the smoothed moving average model and output to a user. | 2010-11-11 |
20100287030 | SYSTEM AND METHOD FOR PROVIDING COMBINATION PACKAGE BEST OFFER - In various exemplary embodiments, a system and associated method to provide customized combination package best offers is disclosed. The method includes receiving a selection of a plurality of items from a potential buyer, the selection of the plurality of items creating a customized combination package. A determination is made as to whether the potential buyer is qualified to make the best offer. Available price history associated with the customized combination package is provided to a qualified buyer. A best offer from the qualified buyer is then received and provided to a seller selling the plurality of items. | 2010-11-11 |
20100287031 | Method, Apparatus, System, and Computer Program for Selecting Replacement User Devices - Selecting replacement user devices involves tracking user interactions with an apparatus on an ongoing basis and storing usage pattern data derived from the user interactions. A user-generated request to replace the apparatus with a different apparatus is received, causing the usage pattern data to be compared with features of available devices. A listing of recommended devices selected from the available devices is rendered on the apparatus in response to the request. | 2010-11-11 |
20100287032 | SYSTEMS AND METHODS FOR MATCHING DESIRED PURCHASES AND SALES OF MIS-MATCHED ITEMS - The present invention is systems and methods for matching desired purchases and sales of mis-matched items. These systems and methods compare the requirements of potential buyers and sellers of items against those of sets of other potential buyers and sellers of items to construct transaction sets that will enable an optimal transaction or set of transactions for the parties involved. The present invention may be used to match purchases and sales of any items, such as goods, services, financial instruments, and property interests (e.g., ownership interests in real property, possessory interests in personal property, etc.). | 2010-11-11 |
20100287033 | Social Network Based Recommendation Method and System - Recommendations for content may be generated based on social networking communities. For example, a user may receive a list of recommended content items based on content that has been viewed by others in the user's social networks. Recommendations may further be based on content information such as reviews, ratings, tags, attributes and the like from various sources internal and external to the user's social networks. Content items may be given a weight that corresponds to a determined level of relevance or interest to a user. Using the weight, a list of recommended items may be sorted or filtered. In one or more configurations, the weight may be modified based on an age of the content item. For example, the relevance, importance or interest of a news report may decline as the news becomes older and older. | 2010-11-11 |
20100287034 | Computer-Implemented Systems and Methods for Determining Future Profitability - Computer-implemented systems and methods are provided for determining future profitability for an entity. A present profitability model is generated for the entity based upon present values for a plurality of components of profitability. The present profitability model is used to create a future profitability forecast for the entity. | 2010-11-11 |
20100287035 | METHOD AND SYSTEM FOR SYNCHRONIZING DELIVERY OF PROMOTIONAL MATERIAL TO COMPUTING DEVICES - A system and method for identifying, managing, and synchronizing delivery and storage of promotional material to computing devices associated with a user. The system and method are configured to receive a request from one or more of the user's computing devices to synchronize the delivery of the promotional material to at least a portion of the user's device portfolio. Advantageously, tile action triggering the sending of the synchronization request may include an interaction with the promotional material or an interaction with a web service application. | 2010-11-11 |
20100287036 | COMPUTER-AIDED METHODS AND APPARATUS FOR ASSESSING AN ORGANIZATIONAL PROCESS OR SYSTEM - Method and apparatus for computer-aided assessment of organizational process or system. Method and apparatus are adapted to display questions on a computer to an assessor, who then inputs numerical and/or textual inputs relative to the assessor's perception of the process or system. Filtering techniques inhibit entry of unsupported numerical and/or textual inputs which may be untrue and/or exaggerated. Questions used in combination with additional questions provide more accurate assessment of the system or process, where the question combinations already exist in a database. Questions asked may be directed to one or more recognized standards, and duplicative questions from different standards may be omitted. Evaluations of collected information are performed and additional corrective action questions are asked to identify degrees of risk and areas of weakness of the process or system. | 2010-11-11 |
20100287037 | Payment of Highway Tolls via a Mobile Telecommunications Network - Disclosed are method and apparatus for processing of highway toll payments by a mobile telecommunications service provider. A mobile telecommunications device communicates with a mobile telecommunications service provider. The mobile telecommunications service provider receives a request to calculate a route to a destination. The mobile telecommunications service provider determines the location of the mobile telecommunications device from a global navigation satellite system or from a mobile telecommunications network and calculates a route. The mobile telecommunications service provider then identifies toll booths along the calculated route. The mobile telecommunications service provider pre-pays the tolls. The mobile telecommunications service provider sends turn-by-turn instructions to the mobile telecommunications device and tracks the location of the mobile telecommunications device and records the date and time at which the mobile telecommunications device passes through a toll booth. | 2010-11-11 |
20100287038 | ROAD TOLL SYSTEM - A road toll system comprising a vehicle-mounted unit having a satellite navigation receiver ( | 2010-11-11 |
20100287039 | UNIFIED LOYALTY PROGRAM MEDIA - The present invention generally relates to a media that incorporates several distinct rewards/relationship/fidelity/loyalty programs, and/or other sorts of information into a single media, particularly, but not limited to, a card, making it easier for the user who typically carries and uses several such cards or media, in a simple and convenient way. The invention concerns a method of creating such a single media, as well as the single media itself. | 2010-11-11 |
20100287040 | SYSTEM AND METHOD FOR VALIDATING METRICS ASSOCIATED WITH INTERACTIVE EVENTS RELATED TO ADVERTISING - A method is provided for validating advertising metrics which relate to tracking of interactive events performed by electronic devices. A metric report with an event code that indicative of at least one interactive event performed by an electronic device associated with the network is received. The format of the event code is analyzed to determine whether the event code is consistent with predetermined format rules and the substance of information conveyed by the event code is analyzed to determine whether the event code is consistent with predetermined substance rules. If the event code is determined to be consistent with the predetermined format rules and the predetermined substance rules, the event code is accepted as valid. Otherwise, the event code is identified as being invalid. | 2010-11-11 |
20100287041 | REVIEWING THE SUITABILITY OF WEBSITES FOR PARTICIPATION IN AN ADVERTISING NETWORK - The way in which Websites are reviewed for use in an advertising network may be improved by (a) accepting a collection including one or more documents, (b) determining whether or not the collection complies with policies of an advertising network, and (c) approving the collection if it was determined that the collection complies with the policies. The collection may be added to the advertising network if the collection is approved such that (e.g., content-targeted) advertisements may be served in association with renderings of documents included in the collection. The collection may be a Website including one or more Webpages. The policy may concern (A) content of the one or more documents of the collection, (B) usability of a Website wherein the collection of one or more documents is a Website including one or more Webpages, and/or (C) a possible fraud or deception on the advertising network or participants of the advertising network by the collection. | 2010-11-11 |
20100287042 | KNOWLEDGE CREATION SYSTEM FOR A SPONTANEOUS ONLINE COMMUNITY - A method for evaluating and rewarding users' contribution in an Internet system is described. The Internet system accepts user's contribution of articles or multimedia information. The system maintains user profiles. Each user profile comprises a reputation data and a credit data. The Internet system has four kinds of roles to participate in pages of a platform uses one language. The received contribution subject to other's modifications, and system evaluates contribution ratio and page production value to reward the contribution for a certain time. | 2010-11-11 |
20100287043 | COMPUTERIZED SYSTEM AND METHOD FOR INCREASING THE EFFECTIVENESS OF ADVERTISING - Disclosed is a system and method for conducting an incentivized trivia contest to increase the effectiveness of advertising which includes a software information system that collects and analyzes data on the effectiveness of ads during the programs in which the ads are aired. The system can be used to report data on recall, understanding, likeability and other key performance measures to advertisers and other clients, via a web based delivery system. A first set of trivia questions relating to advertising and a second set of trivia questions relating to content are stored in the system. The first and second sets of trivia questions are associated with a broadcast of advertising along with content. A subset of the first and second trivia questions are selected for transmission to a member. The member's responses are received and points are awarded for correct answers. Incentives are provided to members based upon points awarded. | 2010-11-11 |
20100287044 | System and methods for discount retailing - A system and methods to mutually satisfy a consumer with a discount and a vendor with a minimum number of sales by establishing a tipping point associated with an offer for a good or service. If the tipping point is met, the sale of the good or service is executed and the consumer is charged and receives an indication of the discounted sale, such as a certificate. If the tipping point is not met, the discount offer is abandoned and the consumer is not charged. Once the tipping point is established, the vendor receives a payment, even before the consumer uses the certificate. | 2010-11-11 |
20100287045 | Payment Systems and Methods for Earning Incentives Using at Least Two Financial Instruments - Systems and methods for having a first party pay a second party by incurring a first debt on a loan instrument which earns the first party an incentive. The first debt is then paid off by the first party from a second financial instrument before costs (particularly interest charges) are accrued on the first loan instrument. The systems and methods may be used to provide credit card incentives to construction contractors by having them pay a subcontractor using a credit card providing incentives and then paying off the credit card debt from a line of credit before interest charges accrue on the credit card debt. | 2010-11-11 |
20100287046 | CUSTOMER REWARD SYSTEM - A customer reward system includes at least one activity monitoring device for monitoring trading activity. A processor is associated with the, or each, activity monitoring device for receiving data from said activity monitoring device, for comparing the data with a predetermined trigger condition, the trigger condition being selected from a particular set of conditions, and, when the data and the predetermined trigger condition coincide, generating an output signal indicative of a customer reward. | 2010-11-11 |
20100287047 | Calling Banners - A system, a method and an ad banner for enabling an advertiser to initiate communication with at least one user, using the ad banner, which is associated with the advertiser. The ad banner includes a calling tool, enabling to initiate a call between the user and the advertiser, where the calling tool is activated and deactivated according to predefined rules including at least one activation condition, according to which the calling tool can be activated. | 2010-11-11 |
20100287048 | Embedding Sponsored Content In Mobile Applications - In embodiments, the present invention provides a method and system for distribution of advertising of sponsored content within an application of a mobile communication facility, wherein selection of the sponsored content is based at least on one or more predefined hardware or software characteristics of the mobile communication facility. | 2010-11-11 |
20100287049 | Apparatuses, Methods and Systems for Language Neutral Search - The disclosure details the implementation of an apparatuses, methods, and systems for language neutral search. The disclosure teaches a language neutral search system, which provides a straightforward, unified, and transparent interface that automatically presents users with a search interface that is native to their own language. The language neutral search system, also, dynamically responds and provides search results in the user's native language. As such, this disclosure details, in one embodiment, search-enhancing mechanisms and interfaces that provide language specific search capabilities for searching computer systems, for example, on the World Wide Web. As such, the language neutral search system provides a mechanism allowing a broader audience to better interface and interact with various computer systems. By including such search-enhancing components, the language neutral search system empowers members of society to make use of facilities such as Accoona Corp.'s search site, thereby allowing it to become language neutral in its ability to interact with users. | 2010-11-11 |
20100287050 | METHOD AND SYSTEM FOR PERSONALLY TARGETED SEARCH MESSAGES - A system and method for delivering peer to peer messaging on a demand basis is implemented. An originating user specifies a message and targeting information for the message. When a target user submits a request for information, a message is delivered to the target user. A message may include compensation for a target user. A message may include information regarding contacting an originator or a recipient of a message. A system and method enables a connection to be established between a user and a provider. | 2010-11-11 |
20100287051 | SYSTEM AND METHOD OF CREATING A USER CUSTOMIZED INTERNET EXPERIENCE - Embodiments of the invention provide for a content delivery method for advertising content in a vehicle. The method includes retrieving a profile of an end user operating a vehicle and determining a selection of content for wireless delivery to a playback device disposed in the vehicle according to the retrieved profile. The method also includes identifying advertising content corresponding to the retrieved profile, and transmitting the identified advertising content and the selection of content for alternating playback in the playback device disposed in the vehicle. | 2010-11-11 |
20100287052 | Short-range commercial messaging and advertising system and mobile device for use therein - Short-range commercial messaging and advertising systems and mobile devices for use therein allow merchants to deliver advertising over wireless networks to mobile devices operated by roaming consumers who are in the vicinity of the merchant. A distinguishing feature of the systems and mobile devices is that they eliminate traditional advertising intermediaries, such as television, radio and Internet networks, allowing businesses to advertise directly to consumers at dramatically lower costs relative to traditional advertising. | 2010-11-11 |
20100287053 | METHOD, SYSTEM, AND COMPUTER PROGRAM FOR IDENTIFICATION AND SHARING OF DIGITAL IMAGES WITH FACE SIGNATURES - The present invention solves the problem of automatically recognizing multiple known faces in photos or videos on a local computer storage device (on a home computer). It further allows for sophisticated organization and presentation of the photos or videos based on the graphical selection of known faces (by selecting thumbnail images of people). It also solves the problem of sharing or distributing photos or videos in an automated fashion between ‘friends’ who are also using the same software that enables the invention. It further solves the problem of allowing a user of the invention to review the results of the automatic face detection, eye detection, and face recognition methods and to correct any errors resulting from the automated process. | 2010-11-11 |
20100287054 | System And Method For Integrating An Ad Banner With A Calling Application - A method, a system and a module method of creating enhanced banners, each comprising content and functionality of an original ad banner (e.g. rich media file) and a calling application enabling users to initiate a call with an advertiser, associated with the original and enhanced banners. The system, module and method may enable integrating the original code and content of said original banner with the calling application; and creating a new enhanced banner, which is a new RMF enabling the combined operative functioning and content of the calling application and the banner, where the new created enhanced banner enables a user to initiate a call between the advertiser and the user by operating the calling application in the enhanced banner. | 2010-11-11 |
20100287055 | Advertisement system and method - A method, computer program product, and computing device for storing a first advertisement in a non-volatile storage device within a computing device. The first advertisement is rendered on the computing device during a first firmware boot sequence of the computing device. A second advertisement is stored in the non-volatile storage device within the computing device. | 2010-11-11 |
20100287056 | USING CONCEPTS FOR AD TARGETING - Concept similarity may be used to help resolve ambiguities with respect to ads served using, at least, keyword targeting. More specifically, concept similarity may be used to help determine ad relevancy and/or ad scores. | 2010-11-11 |
20100287057 | SELF SHOPPING SUPPORT BY GETTING CONTENTS FROM ELECTRONIC SHELF LABELS - To support a shopper to perform self-service shopping by using an electronic shelf label (ESL) while looking at actual items displayed in a store and to expand the functions of the electronic shelf label (ESL) to enable the linkage with other data processing systems expansively. A shopper uses a mobile processing device (typically, a cell phone owned by the shopper) in a store. The functions necessary to obtain contents from the electronic shelf label (ESL) are obtained by introducing an application program into the shopper's own cell phone, by which it is expected that the shopper is able to easily enjoy shopping. When photographing the electronic shelf label (ESL), the contents associated with items are encoded (the price display automatically changes to a barcode) and then decoded. | 2010-11-11 |
20100287058 | Service Plan Product and Associated System and Method - A service plan product providing a tangible representation of a service plan includes a support backer and a tag removably coupled with the backer. The tag includes service plan account identification means corresponding to a service plan account stored in a database and plan administrator contact indicia. The tag is configured to be removed from the backer and applied to a primary product for which the service plan is provided, and wherein only the service plan account identification means is required for the service plan administrator to access the database to identify details regarding the service plan account. Related systems and methods are also disclosed and provide additional advantages. | 2010-11-11 |
20100287059 | COMPREHENSIVE SYSTEM FOR PRODUCT MANAGEMENT - A comprehensive product management system for a product is provided. The system ( | 2010-11-11 |
20100287060 | PROVIDING TIME-SENSITIVE INFORMATION FOR PURCHASE DETERMINATIONS - A method, system, and medium are provided that are directed to providing a user with time-sensitive information that is usable to determine when to purchase a product. In accordance with embodiments of the technology, exemplary steps include using historical product information to generate time-sensitive information. Moreover, in response to receiving from a user a request to receive information describing a given product, time-sensitive information is caused to be presented. For example, time-sensitive information might be usable by the user to determine when to purchase the given product and an alternative product. | 2010-11-11 |
20100287061 | METHOD AND SYSTEM FOR PAYMENT OF A NETWORK-BASED MARKETPLACE TRANSACTION - A method and a system for payment service integration in a network-based market computer system. For example, an item listing may be created on a market computer system, the item listing being in respect of an item which is offered for sale by a seller. If terms of a transaction in respect of the item listing are agreed upon by a buyer and the seller, the seller being a non-registered user of the market computer system, payment between the buyer and the seller via an electronic payment service may be facilitated at the market computer system. The payment may be subject to buyer protection provided by the electronic payment service. | 2010-11-11 |
20100287062 | Method and Apparatus for Facilitating Buyer Driven Transaction - A method and apparatus for facilitating a buyer driven transaction are provided. The method comprises the steps of registering a seller to receive one or more conditional purchase offers, the seller agreeing to one or more terms to be employed upon entry into a transaction with a buyer upon acceptance of one of the one or more conditional purchase offers, and registering a buyer to submit one or more conditional purchase offers, the buyer agreeing to one or more terms to be employed upon entry into a transaction with the seller upon acceptance of one of the one or more conditional purchase offers. A conditional purchase offer is received from the buyer for a particular defined product, the conditional purchase offer including at least one or more product indicators, a price offer, and an offer expiration. The submitted conditional purchase offer is provided to the seller associated with the particular defined product. The seller is able to bind the buyer to purchase the particular defined product in accordance with the terms set forth in the conditional purchase offer and the agreed upon terms, and also to bind the seller to sell the particular defined product in accordance with the terms set forth in the conditional purchase offer and the agreed upon terms upon acceptance of the conditional purchase offer by the seller. | 2010-11-11 |
20100287063 | Method of auctioning license plates to generate tax revenue - The method of auctioning license plates provides for the public auctioning of state-issued, motor vehicle license plates. The method includes the step of first establishing a market value data set for a plurality of license plates. Next, the market value data set is stored in a market value database, which is recorded in computer readable memory associated with an auction server. An online auction is then established for at least one license plate to be sold. Once up for auction, bidders bid on the at least one license plate. Once bidding has closed, the at least one license plate is sold to the highest bidder, and funds are transferred from buyer to seller. Following the sale, transfer of ownership of the at least one license plate is recorded in a motor vehicle administration database, and both sales and property taxes associated with the sale of the license plate are assessed. | 2010-11-11 |
20100287064 | FEEDBACK CANCELLATION IN A NETWORK-BASED TRANSACTION FACILITY - A method and apparatus for canceling feedback in a network-based transaction facility are described. In one embodiment, the method includes receiving a request to cancel feedback pertaining to a transaction in a network-based transaction facility from a first party to the transaction, determining whether feedback cancellation criteria are satisfied, and canceling the feedback pertaining to the transaction if the feedback cancellation criteria are satisfied. | 2010-11-11 |
20100287065 | System and method for producing custom merchandise from a virtual environment - Systems and methods are provided for producing merchandise for a user based upon a character within a virtual environment, on request of the user, by retrieving character data representing a player character within a game and converting the character data into merchandise characteristics. Merchandise is manufactured based, at least in part, on the merchandise characteristics. | 2010-11-11 |
20100287066 | METHOD AND APPARATUS FOR HOLDING AN ONLINE LIVE AUCTION TO COMBINE FEATURES OF BOTH THE INTERNET AND TRADITIONAL, REAL WORLD AUCTIONS - A method and apparatus are provided for conducting a live auction that combines various features of traditional and online auctions. According to one aspect of the present invention, the live auction includes a live, in-person auction component and a real-time online bidding environment component. Bidding information associated with an item in the online bidding environment is updated to reflect a current bid associated with the item in the live, in-person auction. During the live, in-person auction, a bid is be accepted from an online bidder in the online environment that reflects the online bidder's bid price for the item. Subsequently, the system bids on behalf of the online bidder against other online bidders as well as one or more live bidders that are participating in the live, in-person. As such, the live auction enables real-time online bidding in a live, in-person auction. | 2010-11-11 |
20100287067 | Method of Distributing Video Content Via the Internet - A system and methods for transmitting, distributing and storing video content using a proprietary format to provide undisturbed playback among an unlimited number of various customer devices supporting copyright control provisions, wherein a database at a service provider is searched to locate a title of audio, video or audio/video content associated with the title. At least one link indexed to the title is presented for selection upon identification of the title in the database. The selection of the link is received at the service provider via the Internet, and a check is performed to determine whether a download of a data file incorporating the audio, video or audio/video content associated with the link indexed to the title has been requested. A determination is made as to whether permanent ownership of the requested audio, video or audio/video content associated with the title is desired and each segmented element is downloaded to a computer via the Internet for playback based on sequence codes in each segmented element. | 2010-11-11 |
20100287068 | Online Transaction Method and System Using a Payment Platform and a Logistics Company - The disclosed online transaction method and system uses payment platform acting as an intermediary agent between the merchant and the shipping company to handle the payment. While the payment platform receives payment from the shipping company, the merchant receives payment from the payment platform. The method and system do not require buyers to use the payment method provided by an intermediary transaction platform to make a payment. Instead, the buyer may pay directly to the shipping company. Unlike conventional transaction method based on COD, however, the disclosed online transaction method and system centrally manage a logistics platform or multiple logistics operations run by logistics companies. The merchant does not receive the payment from the logistics company, but rather receive the payment from a centralized payment platform to ensure secure and fast payment. | 2010-11-11 |
20100287069 | SYSTEM AND METHOD TO GUARANTEE A SELLING PRICE OF A PRODUCT - A preferred method for providing a guarantee for a value of product includes the steps of receiving product information, generating a product value based on the received product information, and providing a guarantee that a user will receive a payment for a product, the payment having a value at least equal to the generated product value. A preferred system for generating a product value includes a user interface adapted and configured to receive product information; a processor coupled to the user interface, wherein the processor is adapted and configured to generate a product value based on the product information received by the user interface; and a payment having a value at least equal to the product value. The system and method are preferably designed for the ecommerce field and, more specifically, for guaranteeing a selling price of a product in the ecommerce field. | 2010-11-11 |
20100287070 | DIGITAL CONTENT MANAGEMENT, PLAYBACK AND DELIVERY - An electronic information system and method pursuant to which at least one user interface is adapted for interaction with a user; at least one database comprising adult digital content associated with a server is remotely accessible and accessed by the user, and a network provides remote access to the at least one database to enable downloading of adult digital content. | 2010-11-11 |
20100287071 | COMPUTER BASED MEDIA ACCESS METHOD AND SYSTEM - The disclosed system and method includes a global computer network facility which provides a platform allowing artists to quickly and easily promote their music. A method and system of uploading songs establishes unique characteristics of each song with audio-analytical tools, and stores the analyzed songs on an online cloud computing storage facility. The artist-users can efficiently promote their music directly to the right suited audience in a fair fashion, providing a platform for all artists, including lesser known and popular artists. Simultaneously, the system allows listeners to readily access their entire music library from any mobile device via syncing music to devices with the invention's client application. At the same time, listener-users are automatically prompted with new or recommended music based on audio/acoustical characteristics of the song that they are currently listening to. | 2010-11-11 |
20100287072 | METHODS AND SYSTEMS FOR PERFORMING REDIRECTS TO A SEARCH ENGINE - The present invention is related to methods and systems for processing search requests and for performing searches over a network. In an embodiment, a recipient designation is received from a user over a network. The designation indicates that future searches performed by the user are to be associated with the recipient (even if the subject matter of the search is not related to the recipient). A search request is received from the user; causing a search to be performed in response to the search request. An identifier corresponding to the recipient is stored in association with an indication regarding the occurrence of the first search request. | 2010-11-11 |
20100287073 | METHOD FOR OPTIMIZING A TRANSPORTATION SCHEME - A method and apparatus for optimal transporting of cargo is provided. The method includes optimizing a plurality of transportation decisions and mechanically transporting cargo through movement of a plurality of vehicles in accordance with a set of optimized transportation decisions. The decisions include transportation routes and schedules for the transportation vehicles, allocation of cargo to be transported to one or more demand locations by the transportation vehicles, nomination of cargo pickup by the transportation vehicles from the one or more supply locations, the use of specialized transportation locations, and vehicle assignments for each of the transportation vehicles. The set of decisions is optimized by collecting data relating to the various transportation decisions, using the data collected as part of a mixed integer linear programming model, and obtaining a solution to the model to arrive at a set of optimized transportation decisions. | 2010-11-11 |
20100287074 | INVENTORY MANAGEMENT METHOD AND PROGRAM PRODUCT - A management server for managing inventory of articles and a terminal device for inquiring the condition of inventory are provided. The management server is provided with an inventory database and a database control portion for controlling input and output of data to and from the inventory database. The inventory database stores, as management information, information identifying articles and salespersons responsible for the articles as well as, for articles specified to be included in open inventory, information indicating that persons other than the salespersons responsible for the articles are permitted to sell the particular article. Furthermore, the management server accepts access by particular users from the terminal device to the management information on the articles included in ordinary inventory and also accepts access by users other than the particular users from the terminal device to the management information on the articles included in open inventory. | 2010-11-11 |
20100287075 | Configuring Computer Systems with Business Configuration Information - A configuration server includes a configuration repository that stores a wide range of configuration information for possible use by application programs. The configuration repository may include configuration parameters, settings for the parameters, and meta-data of definitions and descriptions of the parameters. Configuration information is selected from the configuration repository and stored in a configuration directory for later use by application programs at runtime. The configuration information is accessed from the configuration directory when needed by an application program or a component thereof. | 2010-11-11 |
20100287076 | Allergen-free food expense tracking system - A website with secure user access enables a registered user to obtain a dashboard report (YTD, or for other customized date ranges) on incremental spending relating to the user's food allergies and/or food intolerances | 2010-11-11 |
20100287077 | MANAGEMENT OF ACCOUNTS FOR COMMUNICATIONS SERVICES - An accounts management node ( | 2010-11-11 |
20100287078 | ACCUMULATOR FOR PASSENGER CARS AND COMMERCIAL VEHICLES - An accumulator for passenger cars or commercial vehicles, including a device for storing electric energy, two electric connecting devices, in particular connecting contacts, for electrically connecting the device for storing electric energy to an electric drive motor, provides a financial incentive for the user for moderate handling of the accumulator. Such a task is achieved in that at least one sensor is configured for detecting measurement data in regard to the electric current and/or the electric voltage of the accumulator taken from and/or fed to the accumulator and/or the temperature of the accumulator and/or the installation time and/or the electric current time of the accumulator. | 2010-11-11 |
20100287079 | CHARGING IN IMS NETWORKS FOR SESSIONS THAT ARE TRANSFERRED BETWEEN ACCESS NETWORKS - IMS networks and methods are disclosed for charging for a session of a dual mode device that is transferred (seamless handover) from a first access network to a second access network. When a session is transferred between access networks, multiple charging identifiers (e.g., ICID) are assigned to the session. One or more network elements in the IMS network identify both an original ICID and a handover ICID for the session, and insert the original and handover ICID in a charging message that is transmitted to a charging system. The charging system then inserts the original ICID and the handover ICID in a CDR for the session. When the session ends, the charging system may use the original ICID and the handover ICID to correlate multiple CDRs for the session. Thus, even if CDRs for the same session have different ICIDs, the charging system is able to correlate the CDRs. | 2010-11-11 |
20100287080 | Systems and Methods for Session Records Correlation - A billing mediation system for use within a communications network that correlates session records pertaining to usage of network resources is disclosed. The billing mediation system includes a record receiver, a record correlator, a look ahead cache, a set of buffers, and a session records database. The set of buffers includes a single segment insert buffer, a multi segment insert buffer, a multi segment update buffer and a billing finalization update buffer. A method for correlating session records is also provided. The method includes receiving a session record, placing the session record into a segment buffer based on the type of record, and updating a look ahead cache including providing a timestamp for the last update for a session. The transfer of correlated session records to a billing system is based on whether records for a session have been received based on session tracking within the look ahead cache. | 2010-11-11 |
20100287081 | LIGHT MANAGEMENT SYSTEM HAVING NETWORKED INTELLIGENT LUMINAIRE MANAGERS - A network operation center for a light management system having networked intelligent luminaire managers. A plurality of networked luminaire managers, each collocated with a respective luminaire, monitor the status of their respective luminaires. The luminaire managers include transmitters for transmitting status information about their respective luminaires and third-party devices to a network server. The network server forwards the received status information from the networked luminaire managers to a computer of an owner/operator of the plurality of luminaires and/or a third-party user. The luminaire managers communicate with each other, whereby they form a network. | 2010-11-11 |
20100287082 | BILLING WORKFLOW SYSTEM FOR CREDITING CHARGES TO ENTITIES CREATING DERIVATIVES EXPOSURE - An automated billing workflow system receives credit valuation adjustment (CVA) amounts associated with derivatives trades. The automated billing workflow system interacts with an Accounting System in order to make appropriate Profit and Loss (P&L) entries for the CVA amounts. The CVA amounts are billed to the business units which actually created the risk. The invention employs a plurality of Workflow Queues. As an item makes it way through the billing workflow, it may be slotted in one or more of these queues where further action will take place. | 2010-11-11 |
20100287083 | Detecting modifications to financial terminals - A method of detecting unauthorized modifications of financial terminals includes receiving an electromagnetic profile from the terminal, comparing the received profile to a stored profile, and determining whether unauthorized modifications have been made based on the comparison. The determination may be based on a correlation coefficient and the method may include transmitting a stimulus profile in an active mode. A system for detecting unauthorized modifications to financial terminals includes a receiver to receive the emitted profile and a computing device. The computing device compares the received profile to the stored profile to determine whether unauthorized modifications have been made. The system may also include a transmitter to transmit a stimulus profile in an active mode, wherein the received profile is emitted by the financial terminal in response to the stimulus profile. The system may also be incorporated in the financial terminal. | 2010-11-11 |
20100287084 | APPARATUS AND METHODS FOR ANALYSING SECURITIES DATA - An apparatus for analysing securities data comprises a holdings module configured to determine, from the securities data, a value of a current holding in a security. The apparatus also comprises a disclosure determination module configured to determine, from a comparison of the value of a current holding with a rule stored in a database of disclosure rules, if the current holding is to be disclosed. | 2010-11-11 |
20100287085 | ALTERABLE ACCOUNT NUMBER - Embodiments of the invention are directed to apparatuses, systems, and methods that allow for personalized data to be embedded in a primary account number associated with a consumer device. In one embodiment, a consumer device comprises a body and personalized data embedded into a primary account number, associated with the body. The primary account number includes a bank identification number and the bank identification number and the personalized data overlap. | 2010-11-11 |
20100287086 | Asset and liability modeling tool - A method for modeling financial variables describing a client over a time period. The method may comprise the step of generating a first simulation of the time period. Generating the first simulation may comprise the steps of assigning the client to a first health-related state and advancing the first simulation from a first interval of the time period to a second interval of the time period. A probability that the client will transition from the first health-related state to a second health-related state may be calculated, the client may be randomly assigned to either the first health-related state or the second health-related state considering the probability. According to various embodiments, the methods may also comprise the steps of calculating a client income for the second interval; and calculating a plurality of client expenses for the second interval. Also, the various health-related states may include one or more of a healthy state, a long term care (LTC) state, a disabled state and a dead state. | 2010-11-11 |
20100287087 | APPARATUS AND METHODS FOR EXCHANGING PRODUCTS AT CALCULATED RATE - Methods and systems are provided herewith for determining prices and executing trades among a plurality of users of an electronic trading system. The users may transmit to a processor a plurality of bid-offer pairs. Each bid-offer pair may comprise an estimate of a fair bid price and an estimate of a fair offer price for exchanging between a first and a second currency. The processor may determine from the bid-offer pairs a qualifying set of overlapping bid-offer pairs. The processor may determine an exchange rate for exchanging between the first currency and the second currency based on the qualifying set of overlapping bid-offer pairs. The processor may match user orders to exchange between the first and second currencies and execute those orders at the exchange rate. | 2010-11-11 |
20100287088 | MARKET PARTICIPANT ISSUE SELECTION SYSTEM AND METHOD - A system and method of allocating rights for quoting issues on a trading facility such as an exchange is described. The method may include providing market participants such as remote market makers with a listing of issues available for remote quote streaming where the available issues are ranked according to predetermined trading parameters. A market participant requests allocations of rights to certain issues and the request is filtered according to a value associated with the ranking of the selected issues. The system includes an issue selection database having a listing of issues available for trading where each issue is ranked based on a trading parameter. An issue selection communication module communicates with the issue selection database and is configured to list available issues and rankings. An issue allocation filter receives a market participant request and compares the selected issues in that request to one or more exchange-based rules. | 2010-11-11 |
20100287089 | METHOD, APPARATUS AND INTERFACE FOR TRANSACTION TOGGLING - A method for submitting transactions from an automated trading tool to an electronic exchange. The method includes defining a proximity limit and automatically generating a transaction for a tradeable object. The method further includes applying the proximity limit to the transaction. When the transaction falls within the defined proximity limit, the transaction is submitted to the exchange. An apparatus and interface for transaction toggling based on proximity limits are also provided. | 2010-11-11 |
20100287090 | PROVIDING TRADING EXCLUSIVITY/PRIORITY BASED ON QUANTITY - Systems and methods for providing trading exclusivity/priority in response to quantity of items traded in electronic trading systems is provided. The method preferably includes receiving an incoming order for the item and determining whether the incoming order matches a current order for the item and satisfies a minimum volume requirement. When the incoming order matches a current order for the item and satisfies a minimum volume requirement, the method includes transacting a trade between the incoming order and the current order and providing a predetermined time period of exclusive trading between a participant associated with the incoming order and a participant associated with the current order. | 2010-11-11 |
20100287091 | Method and System for Effecting Straight-Through-Processing of Trades of Various Financial Instruments - A Straight-Through-Processing (STP) trading platform provides a fully electronic and seamless solution to all substantially aspects of the trading cycle for fixed income instruments and other financial instruments. In an exemplary embodiment, all participants to a trade transaction have access to computer software that facilitates trade order management, trade order generation, trade execution (including electronic axes), trade allocation, allocation acknowledgement, trade confirmation, and finally acquisition of settlement instructions. In said exemplary embodiment, the STP trading platform includes computer software modules including at least an account management module and an electronic trading module to handle the various stages of executing a trade, confirming the trade, and facilitating settlement of the trade. | 2010-11-11 |
20100287092 | Method and system for real estate loan administration - An embodiment of the present invention relates to real estate loan administration comprising the steps of registering with a system for real estate loan administration wherein at least one loan is identified; identifying one or more participants associated with the at least one loan to join the system for real estate loan administration; assigning one or more of privileges and roles to each of the one or more participants; managing the at least one loan via the system through an online interface wherein data associated with the at least one loan may be accessed and viewed according to user input; and performing one or more actions concerning the at least one loan wherein the one or more actions involve submitting information to a receiving entity. | 2010-11-11 |
20100287093 | System and Method for Collections on Delinquent Financial Accounts - A computer-implemented method for selecting a financial services collection program to be applied to a delinquent debtor account. First, an ability to pay index (API) is computed as a function of one or more predetermined ability to pay indicators for the debtor. Next, a willingness to pay index (WPI) is computed as a function of one or more predetermined willingness to pay indicators for the debtor. One of a plurality of predetermined collection programs to be offered to the debtor is then selected as a function of each of the API and the WPI. The WPI is computed by evaluating one or more of a past action taken by the debtor or a past status of the debtor account. | 2010-11-11 |
20100287094 | METHOD AND APPARATUS FOR PAYMENT PROCESSING USING DEBIT-BASED ELECTRONIC FUNDS TRANSFER AND DISBURSEMENT PROCESSING USING ADDENDUM-BASED ELECTRONIC DATA INTERCHANGE - This disclosure describes a payment and disbursement system, wherein an initiator authorizes a payment and disbursement to a collector and the collector processes the payment and disbursement through an accumulator agency. The accumulator agency processes the payment as a debit-based transaction and processes the disbursement as an addendum-based transaction. The processing of a debit-based transaction generally occurs by electronic funds transfer (EFT) or by financial electronic data interchange (FEDI). The processing of an addendum-based transaction generally occurs by electronic data interchange (EDI). | 2010-11-11 |
20100287095 | Portable Terminal Device, Charging Management Component, and Program for Controlling Portable Terminal - A portable terminal device includes a main control unit | 2010-11-11 |
20100287096 | SYSTEM AND METHOD FOR FACILITATING A VALUE EXCHANGE TRANSACTION - A method and system of facilitating a value exchange solely telephonically and preferably using IVR between multiple users in a distributed value exchange system. The method involves registering a first user with the value exchange system, wherein the first user is assigned a first account within the value exchange system; receiving telephonically at the value exchange system a value exchange transaction from the first user, wherein said transaction involves a second user and includes an identifier of the second user, a separate security code, and a value to be exchanged between the first user and the second user; and at the value exchange system prompting the first user to independently send a notification of said value exchange transaction to the second user and debiting said value from one of said first account to a credit to a second account associated with the second user as a pending transaction. Additional features of the present invention optionally add voice pattern recognition to validate the identity of a user and IVR to allow easy access to anyone with any type of telephone. A specific feature of the system to improve security is independent notification of a pending transaction. | 2010-11-11 |
20100287097 | Conducting Commercial Transactions with a Mobile Device - A computer assisted method which includes electronically receiving a request for funds, wherein said request identifies an addressable ID of a mobile device to which the data regarding the funds is to be transmitted. The method also includes creating a funds disbursement, including funds disbursement data. The step of creating a funds disbursement includes deducting from an associated bank account an amount based on the requested funds; generating a one time credit card number associated with the predetermined amount of the funds deducted from the associated bank account; and configuring the funds disbursement data including the one time credit card number, and the name of the particular person to which the funds should be dispersed as a two-dimensional encoded image. The method also includes transmitting the two-dimensional encoded image to the mobile device. | 2010-11-11 |
20100287098 | ELECTRONIC PAYMENT METHOD OF PRESENTATION TO AN AUTOMATED CLEARING HOUSE (ACH) - An electronic payment method implemented as an application gateway between a bank and an automated clearing house (ACH) which facilitates presentation of complete payment particulars to said ACH of a request for payment from a payor to a payee. Our method requires each of payor and payee to separately input their respective particulars to complete said payment particulars for presentation to the ACH, wherein each of said payor and payee are only allowed selective access to particulars sufficient to identify the transaction. A payor initiates payment request via his bank's electronic banking channel having access to said application gateway. Partial payment particulars are provided which includes a payee identifier. The payee receives a unique code enabling him to access the application gateway via his bank's channel and complete his part of the payment particulars. The complete particulars are presented to the ACH for clearance. | 2010-11-11 |