30th week of 2011 patent applcation highlights part 53 |
Patent application number | Title | Published |
20110184754 | SYSTEM AND METHOD FOR REMOTE HEALTH CARE MANAGEMENT - A remote health care method, the method includes generating a user intention from usage data of a user provided by a health care terminal, generating a health care professional intention about the user, generating a personalized recommendation which adjusts compliance of the user with respect to remote health care management based on the user intention and the health care professional intention, and providing the personalized recommendation to the health care terminal. | 2011-07-28 |
20110184755 | Managing Patient Medication Data - Systems, methods and devices for managing patient medication data which include, in one implementation, receiving medication data for a patient from multiple sources; generating a list of medications for the patient by consolidating identical medication listings in the medication data; presenting the medication list to the patient in a user-interface; identifying a problem in the medication list; receiving patient input for a resolution of the problem; transmitting, in response to the user input, the identified problem on the medication list to a heath care professional for resolution; receiving a resolution of the problem from the health care professional; and displaying to the patient an updated medication list, updated according to the received resolution. | 2011-07-28 |
20110184756 | Maintaining Patient Medication Lists - Systems, methods and devices for managing patient medication data which include, in one implementation, receiving medication data for a patient from multiple sources; reconciling the medication data from multiple sources to generate a reconciled list of medications for the patient; presenting the reconciled list to the patient in a user-interface; identifying a potential cost savings change for a prescribed medication on the list; presenting an indication of the cost savings change to the patient in the user-interface; receiving a selection of the potential cost savings for the prescribed medication from the patient; in response to receiving the selection, transmitting via a network a request for the cost savings change to a health-care professional; receiving an approval of the cost savings; and presenting to the patient an updated medication list, the updated the medication list updated according to the approval. | 2011-07-28 |
20110184757 | INTERACTIVE MEDICAL CARD AND METHOD OF PROCESSING MEDICAL INFORMATION STORED THEREON - The present disclosure relates generally to an apparatus, system and method, and more specifically to a portable electronic interactive medical card, which includes a cardholder's medical information for which access is authenticated by biometric verification means. | 2011-07-28 |
20110184758 | Electronic medication aministration record system for low patient trust environments - A system for electronic medication administration records system utilizing a computer processing unit and an operating system in a correctional facility. The system updates patient history and medication distribution to certain patient inmates recording the distribution and inmate signature for accurate and irrefutable records. The system creates auto mapping medical distribution, but can be updated manually for unrecognizable drug administration for inmates. The system sends updates for medical history of inmates and notifies administrator for prescription refills and/or medication reorders. The system works in conjunction with a health care server. | 2011-07-28 |
20110184759 | QUALITY IMPROVEMENT (QI) REVIEW SYSTEM AND METHOD - A computer-implemented clinical quality review method involving: for each of a plurality of medical problem types, storing a corresponding set of review criteria; receiving a plurality of electronic patient care records (ePCRs) from a medical service provider (MSP), each ePCR identifying a patient treated by the MSP and information about the medical care provided to that patient by the MSP, including: clinical problem type, clinical impressions, symptoms, and details about the evaluation of and treatment provided to that patient by the MSP; and for each ePCR: (i) determining whether the medical care meets the set of review criteria associated with the medical problem type identified in that ePCR; (ii) if the medical care passes the set of review criteria, approving the medical care provided to that patient and forwarding information about the medical care provided to that patient to a reporting system; and (iii) if the medical care does not pass the set of review criteria, generating a notification indicating that a manual review of the medical care provided to that patient is required. | 2011-07-28 |
20110184760 | APPARATUS AND METHOD OF AUTOMATED INFORMATION EXTRACTION AND IMPLEMENTATION THROUGH LARGE SCALE NETWORKS - A system and method for extracting medical information into a digital format; classifying the medical information into a database with customizable standard categories; and implementing the new information on all related customers' system in large scale networks. | 2011-07-28 |
20110184761 | Method and Apparatus for Estimating Patient Populations - The methods and apparatuses of the present invention provide for a continuous abstraction of randomly sampled patient data and shortened data processing cycle times when an accurate sample population size is unknown at the beginning of the sampling process. The present invention estimates an initial medical patient population size for the purpose of randomly sampling that population. The estimated population size is calculated based on historical patient population data and is corrected at the end of the sample time period. Under-sampling is remediated at the end of the sample time period, during which continuous sampling of the patient data is carried out to provide interim and immediately available sampled patient data. Criteria for medical patient population sizing and sampling are provided by health care organizations responsible for administrating health care quality improvement standards. | 2011-07-28 |
20110184762 | CLINICIAN REVIEW OF AN ORTHODONTIC TREATMENT PLAN AND APPLIANCE - A computer is used to create a plan for repositioning an orthodontic patient's teeth. The computer receives an initial digital data set representing the patient's teeth at their initial positions and a final digital data set representing the teeth at their final positions. The computer then uses the data sets to generate treatment paths along which teeth will move from the initial positions to the final positions. | 2011-07-28 |
20110184763 | Continuity of Medical Care - A consumer is provided with continuity of medical care by being prompted to transfer data to a recipient, upon completion of the consumer's interaction with a brokerage system. The data obtained during the interactions is transferred to one or more recipients selected by the consumer. | 2011-07-28 |
20110184764 | Method of Acquiring Data - The invention discloses a method of acquiring, storing and transmitting data, which includes the provision of a database having at least three record sets in which data, such as medical examination data, can be accurately stored in suitable numerical format. | 2011-07-28 |
20110184765 | System and Method for a Healthcare Provider to Obtain, Distribute, and Track Pharmaceutical Samples - A system and method of supplying prepackaged pharmaceutical samples to healthcare providers in the employ of a healthcare organization. A vending machine is provided. The healthcare organization preauthorizes various types of pharmaceutical samples to be stocked within the vending machine. The vending machine is stocked only with the pharmaceutical samples that were preauthorized by the healthcare organization. Although the vending machine is accessible to healthcare providers in a particular office, not all of the prepackaged pharmaceutical samples can be vended by all of the healthcare providers. Rather, each healthcare provider has a sample dispensing authorization that depends upon the healthcare provider's knowledge of the pharmaceuticals. A trackable history is maintained about what pharmaceutical samples were vended, what healthcare provider took the pharmaceutical samples, and what patient was given the pharmaceutical samples. | 2011-07-28 |
20110184766 | Systems and methods for prospecting and rounding business insurance customers - Systems and methods are disclosed herein for identifying potential insurance prospects. The potential customers or prospects are identified by determining prospect underwriting affinity scores, prospect affinity scores, and prospect context scores with predictive models. The scores are then combined into a combined prospect score, which is used to adjust insurance underwriting, workflow, and premium determination processes for the prospects. | 2011-07-28 |
20110184767 | Systems and methods for providing a combination financial product - The present invention relates to systems and methods for administering combination annuity products and to combination annuity products themselves. Certain embodiments of the invention can be used in connection with variable universal life insurance and variable life insurance contracts. | 2011-07-28 |
20110184768 | AUTOMATICALLY DETERMINE SUGGESTED MEETING LOCATIONS BASED ON PREVIOUSLY BOOKED CALENDAR EVENTS - A method and system for determining suggested meeting locations based on previously booked calendar events is described. One aspect of the invention involves: receiving a meeting request including one or more participants, determining preferred meeting locations based on previously booked calendar events for at least some of the participants, determining suggested meeting locations based on the preferred meeting locations, and preparing them for presentation. The determining may be based on historical calendar activity or on previously booked calendar events during a time period corresponding to the request. Locations used most often by all the participants, or just one important participant, such as the meeting requestor may be preferred. Sometimes locations near the previously booked calendar events occurring before or after the meeting request time are preferred. Sometimes locations near the participant's base locations are preferred. Sometimes locations used by groups of a similar size are preferred. | 2011-07-28 |
20110184769 | SYSTEM AND METHOD FOR PLANNING, SCHEDULING AND MANAGING ACTIVITIES - The invention relates to computer based methods and systems for planning, managing and scheduling of the participation of users, be they individual or groups, in an exponential smoothing manner with respect to activities at, e.g., a mega amusement park (“MAP”) or other venue. | 2011-07-28 |
20110184770 | CROSS DOCKING IN ROUTE DETERMINATION - Apparatus comprising a data storage device which stores at least one route graph, the at least one route graph describing a plurality of route paths between a plurality of locations, wherein at least one route path in the at least one route graph comprises at least two consecutive direct routes connected by a cross-docking location, the at least one route path connecting a first location with a second location, the cross-docking location in combination with the connected at least two direct routes building up a cross-docking route; the route graph comprising at least one cross-docking route; wherein the apparatus determines at least one transportation route from a source location to a destination location using at least one cross-docking route, a source location and a destination location, the at least one cross-docking route describing at least one of a local graph of direct routes and a global graph of direct routes. | 2011-07-28 |
20110184771 | IMPLEMENTATION RESOURCE PROJECT MANAGEMENT - A method and apparatus provides management of projects including breaking the project into tasks and task dependencies and assigning employees as resources to work on the task dependencies. Resources are evaluated based on skills, experience with applications, distance to work site, customer satisfaction rating of prior work and availability. Progress on the project is monitored by input of employee time into the system. Projected completion dates, start dates of subsequent projects and resource allocation is automatically determined as changes in project progress and resources occur. | 2011-07-28 |
20110184772 | AUTOMATICALLY SCHEDULE AND RE-SCHEDULE MEETINGS THROUGH SEARCH INTERFACE - A method and system for scheduling or re-scheduling calendar events is described. One aspect of the invention involves: receiving a calendar search request to schedule a calendar event including at least one participant and a time of meeting constraint; obtaining information identifying one or more preferences associated with the at least one participant, at least one of the preferences based on the at least one participant's historical calendar activity over a predetermined period of time; searching one or more databases in a calendaring system to obtain a set of candidate calendar events that meet at least a subset of the plurality of constraints; ranking the set of candidate calendar events based on the plurality of constraints and the one or more preferences; and preparing for presentation at least a subset of the ranked set of candidate calendar events, each candidate calendar event including a specified start time. | 2011-07-28 |
20110184773 | Method and System for Planning Paratransit Runs - A method and system for paratransit run-cutting are provided. Expected demand is determined over a set of time intervals for a time period from historical demand data stored in a database. A supply of vehicles required to meet a desired level of the expected demand over each of the time intervals during the time period is estimated. At least partial runs are blocked together from the supply estimated, during the estimating, for each of the time intervals during the time period according to a set of rules. | 2011-07-28 |
20110184774 | Method and System for Planning Paratransit Runs - A method and system for paratransit run-cutting are provided. Expected demand and variance in the expected demand are determined over a set of time intervals for a time period from historical demand data stored in a database. A supply of vehicles required to meet a desired level of the expected demand over each of the time intervals during the time period is estimated. At least partial runs are blocked together from the supply estimated, during the estimating, for each of the time intervals during the time period. Additional time is appended onto at least some of the at least partial runs during adjacent periods of relatively high variance according to a set of rules. | 2011-07-28 |
20110184775 | Automated Routing Process - A system and method of automatically routing cases for processing is presented. The system and method may include identifying cases for processing at multiple entities and associating a transfer indication with the cases. The transfer indication then provides an indication to bypass a first set of routing instructions and instead to forward the case for processing to the multiple entities indicated in a second set of routing instructions. | 2011-07-28 |
20110184776 | METHOD AND SYSTEM OF GENERATING AUDIT PROCEDURES AND FORMS - A professional services audit tool is disclosed that includes an application that performs a variety of functions such as completing certain audit planning processes/forms, offering a tailored set audit programs based on the assessed risks, allowing users to further tailor the suggested audit programs, and rendering these audit programs in a helpful format. The application also provides functionality to perform and document audit work, guide the auditor though the engagement process, isolate audit program steps by related assertions and identified risks to ensure that audit plans are tailored to specific risks, provide an engagement dashboard to view at a glance both the overall audit and for each audit area, the steps which are not yet started, in progress, or completed, and allow for the integration of generated documents to be automatically stored to, accessed from, and synchronized with various external engagement management systems. | 2011-07-28 |
20110184777 | DELINQUENCY MIGRATION MODEL - In general, embodiments of the invention relate to systems, methods, and computer program products for predicting population migration and analyzing migration-affecting programs. For example, an apparatus is provided having a memory device with population information and a plurality of migration factors stored therein. The population information includes information about population distribution across a plurality of classifications. Each of the plurality of migration factors corresponds to a particular classification of the plurality of classifications and indicates how population members of the particular classification migrate to other classifications over a particular time period. The apparatus also includes a processor communicably coupled to the memory device and configured to use the migration factors and the population information to forecast changes in the population distribution across each of the plurality of classifications over multiple time periods. In one embodiment, the systems, methods, and computer program products are configured to predict delinquency characteristics of a credit portfolio. | 2011-07-28 |
20110184778 | Event Prediction in Dynamic Environments - Event prediction in dynamic environments is described. In an embodiment a prediction engine may use the learnt information to predict events in order to control a system such as for internet advertising, email filtering, fraud detection or other applications. In an example one or more variables exists for pre-specified features describing or associated with events and each variable is considered to have an associated weight and time stamp. For example, belief about each weight is represented using a probability distribution and a dynamics process is used to modify the probability distribution in a manner dependent on the time stamp for that weight. For example, the uncertainty about the associated variable's influence on prediction of future events is increased. Examples of different schedules for applying the dynamics process are given. | 2011-07-28 |
20110184779 | DYNAMIC ON-LINE LEARNING SYSTEM FOR ELECTRONIC COUPONS USING ON-LINE AUCTIONS - A system, method, and computer program product implementing the method for generating promotional scheme parameters for issuing redeemable electronic coupons, wherein the method comprises automatically obtaining market demand data from defined sources of online auctions, conducting online auctions using defined parameters for specified goods and/or services to obtain market demand data, and storing and analyzing the market demand data obtained from the online auctions or the conducted auctions to estimate demand and calculate promotion scheme parameters for issue of redeemable electronic coupons. | 2011-07-28 |
20110184780 | INTEGRATION OF eCOMMERCE FEATURES INTO SOCIAL NETWORKING PLATFORM - A method and system are provided for ecommerce marketplace users to provide contents for social networking platform integration, such as a user sharing purchases with friends so that the user may show new clothes to friends on a social networking service. Content can be transmitted to a social network server for storing at a message space of a user of the social network server and requesting the user of the social network to provide an opinion about the content. In addition, the content might include an image resembling a paper doll, the paper doll having the capability of having parts electronically superimposed with images of articles of clothing comprising all or part of an outfit. Images of such articles of clothing can be electronically superimposed on the paper doll. The paper doll with images of the articles of clothing can be transmitted to friends on a social network for an opinion or for completion of the outfit. | 2011-07-28 |
20110184781 | Tracking of Patient Satisfaction Levels within a Healthcare Facility - A computer-implemented method includes tracking by one or more computer systems a user's satisfaction level with a medical service; determining by the one or more computer systems that the user's satisfaction level is below a threshold value; causing by the one or more computer systems one or more processes to be implemented to increase the user's satisfaction level above the threshold value; determining by the one or more computer systems that the user's satisfaction level is above the threshold value; and causing by the one or more computer systems information indicative of the user's satisfaction level to be sent to a data reporting system. | 2011-07-28 |
20110184782 | METHODS AND A SYSTEM FOR IMPLEMENTING BUSINESS PROCESS MANAGEMENT FOR LONG-TERM EXECUTION PROCESSES - In one embodiment, a method for executing long-term business process includes steps of: a) providing an interface to design or modify a BPM diagram for at least one business process; b) providing at least one data structure to store specification and/or requirements of the BPM diagram and state of at least one BPM case/instance; c) receiving an incremental change to the BPM diagram; d) implementing based on a first set of rules, the incremental change into the BPM diagram; and e) translating the state of the BPM case/instance from a first condition to a second condition based on: i) the BPM diagram incorporating the implemented at least one incremental change; and ii) a second set of rules. | 2011-07-28 |
20110184783 | Multiple Ranking Methodology for Selecting Part of a Group Based on Combined Multiple Performance and/or Characteristics Criteria - A methodology for selecting a part of a group of many similar units (i.e. workers as part of a team, retail store locations as part of a store chain, bolts as part of a bolts lot of many similar bolts, etc.), based on the combination of multiple performance and/or characteristics criteria, which includes the following steps: identification of the source group out of which some will be selected, (i.e. team of | 2011-07-28 |
20110184784 | Tracking Carbon Footprints - Novel solutions to the challenges of obtaining accurate information about a user's or an organization's carbon footprint. In some cases, these solutions can obtain and/provide feedback about a user's carbon output based on the user's habits and choices. Some solutions are designed to supply services to individuals as well as commercial ventures and for a variety of vehicle fleets, including without limitation construction equipment. In different aspects, systems in accordance with various embodiments enable a variety of types of users to create their own carbon emission generation profile based on vehicle type; track, estimate, and store their emissions in a database; analyze their results and performance, using established methods and metrics and/or automatically update all operating parameters of interest. | 2011-07-28 |
20110184785 | Methodology for Monitoring and Tracking Process Changes, Special Cause Occurrences, Process Improvement Actions, and Their Effects, in Single or Multiple, Correlated Processes - A methodology for monitoring and tracking of process changes, special cause occurrences, and process improvement actions, and their effects on correlated processes, which includes the following steps: identifying the targeted process(es), defining the key performance indicator(s) (KPIs) for the process(es), selecting the appropriate frequency of the data points (i.e. daily, weekly, monthly, etc), capturing and reflecting the data points every completed period on a tracking chart or similar visual aid, and document significant events, special cause occurrences, and process improvement action start dates in a visually correlated matrix or data table, with data point dates serving as alignment indices. | 2011-07-28 |
20110184786 | Methodology for Data-Driven Employee Performance Management for Individual Performance, Measured Through Key Performance Indicators - A methodology for data-driven employee performance management and performance-related compensation (i.e. bonus), measured through key performance indicators, methodology which includes the following steps: setting individual key performance indicators (KPIs) and the respective performance goals associated with said KPIs, establishing performance review frequency (i.e. monthly, quarterly, annually), establishing baseline levels for said KPIs (i.e. value at the end of previous performance review period), establishing ranges for performance ratings (i.e. result <90% of goal leads to a “below expectations” rating), establishing bonus or payout levels associated with each goal's performance level (i.e. “below expectations” performance pays 50%, “exceeds expectations” pays 125%), establishing goal priority, timing, and weighting, calculation of overall performance rating and (bonus) payout level at the end of the review period, and documentation of the results of all the steps listed above. | 2011-07-28 |
20110184787 | Method, Apparatus and System for Monitoring Computing Apparatus - A system for validating electronic voting made via computer apparatus comprises a device configured to connect to the computer apparatus and store data output by the computer apparatus. A separate processing device is configured to connect with the device and analyse the stored data to determine the validity of the voting. | 2011-07-28 |
20110184788 | Third-Party Provider Method and System - Methods and systems for processing negotiable economic credits through, or at the request of, a hand held device in association with a third-party provider communicative with the hand held device and/or a point of sale. At least one negotiable economic credit can be transferred from a third-party provider communicative with the hand held device to the hand held device and/or point of sale. The negotiable economic credit can be stored within a memory of the hand held device and/or point of sale for retrieval and processing at a point of sale associated with a retail establishment and/or by a hand held device. The negotiable economic credit can be associated with a security module for protecting the privacy of the negotiable economic credit. A user profile can be compiled for utilization during the retrieval of the negotiable economic credit. | 2011-07-28 |
20110184789 | DESTINATION INFORMATION SHARING FOR THE AUTOMOBILE ENVIRONMENT - An in-vehicle system may detect an occurrence of a triggering event, detect a short-range communication connection between the in-vehicle system and a mobile communication device, send a prompt, including a request for information, to the mobile communication device, and receive a response, including the requested information, from the mobile communication device via the short-range communication module. In some embodiments, a business review, an advertisement, or a redeemable electronic coupon may be sent to the mobile communication device after the requested information is provided. Furthermore, destination information may be shared between the in-vehicle system and the mobile communication device in response to the triggering event. | 2011-07-28 |
20110184790 | Actionable Digital Cards, Related Content and Social Marketing - The invention is a system and method for creating, managing and delivering actionable digital cards and related content to mobile devices. The system measures penetration of cards and provides measurable marketing, such as which consumer viewed which content. It allows an owner of a mobile device to acquire, manage, and act on actionable digital cards giving them the benefit of being able to acquire a large number of cards, their associated loyalty points, rewards, and any savings associated with related content. Further, it supports social marketing allow cards and related content to be recommended from person to person; benefiting all parties, whereby, individuals are made aware of cards and related content in a non-disruptive manner and enterprises are able to market their products and services through social marketing or “word-of-mouth” type advertising. | 2011-07-28 |
20110184791 | SYSTEM AND METHOD OF AUTHENTICATION, MONITORING, AND ADVERTISEMENT DISTRIBUTION - A method including receiving, by a processor of a computing system, a submission from a user, authenticating, by the processor, the submission received from the user with a unique identifier of the submission, tracking, by the processor, the unique identifier to detect a presence of the submission, determining, by the processor, whether the presence is authorized, and distributing, by the processor, a portion of proceeds to the user if the presence is authorized is provided. Furthermore, an associated computer program product and computer system is also provided. | 2011-07-28 |
20110184792 | SOCIAL NETWORK REWARDS - Social network reward techniques are described. In an implementation, a method implemented by at least one computing device includes obtaining data that describes users' interaction with a social network service and determining influence of one or more said users on other said users via the social network service from the obtained data. A reward is computed based on the determined influence for at least one said user. | 2011-07-28 |
20110184793 | DYNAMIC E-MAIL - A system may present dynamic content to an e-mail recipient in the form of an image implementing frame-sequence animation. Each frame may present an offer to the recipient. Upon selection of an offer, the system may determine which offer the recipient selected by determining which frame was displayed when the recipient responded. The e-mail may include an image URI specifying a frame-sequence animation image. The image URI may include an identifier, which may allow the system to determine when the recipient opened the e-mail message, and a link URI, which may also include the identifier. When the recipient indicates a response to an offer, the system may associate the link URI with the image URI and may determine to which offer the recipient was responding. | 2011-07-28 |
20110184794 | REFERRAL INCENTIVE SYSTEM AND METHOD - A system and method for providing referral based incentive awards for a moving company. The system includes storage means for electronically storing a plurality of client referral records. Each of the plurality of client referral records preferably includes a plurality of metadata fields identifying a referring client's name, a referred customer's name and information relating to a status of the move task associated with the referred customer's name. The system further includes processor means coupled to the storage means for processing each of the client referral records to determine if an incentive award is due a referring client. An incentive award may be due based at least upon a change in status of a move task in the metadata associated with a referred customer's name. | 2011-07-28 |
20110184795 | Mobile Marketing - A method for mobile marketing includes, with a mobile computing device, requesting an electronic benefit an entity associated with a mobile marketing system, receiving a first electronic benefit from the entity in response to the request, and receiving a second electronic benefit in response to sharing the first benefit. | 2011-07-28 |
20110184796 | Method and System of Internet Based Control of Promotional Content from Pharmacies and Associated with Pharmaceutical Storage Systems - The present disclosure is directed to an apparatus and system for the promotional or goods or services, including marketing, advertising and coupon procurement and validation, in connection with pharmaceutical containers and an internet based management of the same. | 2011-07-28 |
20110184797 | SYSTEM AND METHOD FOR TOY ADOPTION AND MARKETING - A computer system provides a virtual world. The computer system includes a server subsystem serving virtual world data, via a communication network, and receives data and/or commands. A registration subsystem, coupled to the server subsystem, verifies information from a toy, registers the toy, and determines a quantity of toys registered by a user who is registering the toy. The verifying includes determining the validity of the information. A virtual world providing subsystem, coupled to the server subsystem, provides the virtual world data, which produces data that presents the virtual world. The virtual world data includes a virtual toy representing the toy and a reward provided to the user for registering the toy. The reward is based on the quantity of toys previously registered by the user, such that the reward received for registering the toy is different than another reward previously received by the user for registering another toy. | 2011-07-28 |
20110184798 | COMMODITY INFORMATION PROCESSING SYSTEM, PORTABLE TERMINAL, AND COMPUTER PROGRAM - According to one embodiment, a commodity information processing system includes a second reading unit, a medium issue unit, a first storing unit having sale-in-a-set information stored therein, a specific-information generating unit, a determining unit, and an issue unit. The specifying information generating unit generates provisionally-registered commodity specifying information for specifying a commodity, commodity identification information of which is read by the second reading unit. The issue unit causes, if the determining unit determines that the commodity, the commodity identification information of which is read by the second reading unit, is a target commodity of the sale in a set, the medium issue unit to issue an information display medium on which sale-in-a-set information including the commodity as the target commodity and stored in the first storing unit and the provisionally-registered commodity specifying information are displayed. | 2011-07-28 |
20110184799 | Marketing Methods for Goods and Services - A marketing method for goods or services includes assigning at least one telephone number and a web page to at least one user for offering goods and/or services for sale to at least one prospective buyer; contacting the telephone number; and sending a message to the at least one prospective buyer's mobile phone, personal digital assistant, or smart phone, the message providing a web address for the web page for obtaining information about the goods and/or services. | 2011-07-28 |
20110184800 | Systems and methods for accountable media planning - Systems and methods for facilitating web-based media planning are disclosed. Media campaigns are recommended based on querying a data library and using a targeting goal. A measure of success of the campaign is determined from responses to the campaign. | 2011-07-28 |
20110184801 | Systems and Methods For Optimizing Marketing Decisions Based On Visitor Profitability - Marketing is facilitated based on a profitability prediction. A merchant optimizes offers to a website visitor based on predicted profit for potentially offered items. The profitability predication can be deployed to determine incentives to marketing affiliates, and to determine bids for search terms when the merchant uses a paid search bid manager. Information specific to a site visitor is used to predict a profitability metric for specific items that can be offered to that visitor. | 2011-07-28 |
20110184802 | AUCTION FORMAT SELECTION USING HISTORICAL DATA - An auction format may be selected pursuant to analyzing and identifying certain statistical patterns in historical data. For example, the choice of auction format may be based on whether bids and quality exhibit correlation, which can be identified in the historical data. By identifying the statistical patterns in the data, one can choose an auction format that can achieve generation of higher revenue. Such techniques allow an auctioneer, such as a search engine, to generate higher revenue than using a fixed auction format. For example, in the context of sponsored search auction, if the value of a click and the probability of a click are positively correlated, the auctioneer generates higher revenue by ranking the advertisers by bids rather than by bids multiplied by quality. | 2011-07-28 |
20110184803 | Increasing Advertiser Utility in Broad Match Auctions - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for increasing advertiser utility in broad match auctions. In one aspect, a method includes receiving, from an advertiser, a set of keywords; accessing a linear program for a keyword language auction; determining a solution to the linear program; determining, based on the solution to the linear program, a proper subset of the keywords that increases the advertiser's utility relative to the advertiser's utility for the set of keywords; and generating utility bids for each of the keywords in the subset, each utility bid corresponding to one of the keywords in the subset and being a bid price for the keywords. | 2011-07-28 |
20110184804 | METHOD AND APPARATUS FOR QUEUING USER ACTION PRIOR TO AUTHENTICATION - A system and method for queuing a user's selection of a good or service. In a preferred embodiment a user is presented with a dynamic matrix of images during a user identity authentication session. At least one image advertising the good or service is presented within the matrix. The user's performs an action to select the good or service and generates a request to select the good or service. The request to select the good or service is queued at either the user's computer or by an authentication server. Upon authentication of the user's identity, the user's request and identity credential are transmitted to the merchant from the authenticating identity provider and the purchase or rental transaction is completed without requiring the user to authenticate to or directly access the merchant server system. | 2011-07-28 |
20110184805 | SYSTEM AND METHOD FOR PRECISION PLACEMENT OF IN-GAME DYNAMIC ADVERTISING IN COMPUTER GAMES - The present invention provides a system for precision in-game dynamic advert placement in computer games, comprising: a. networked game playing means; b. at least one game, stored in at least one game domain; c. means for obtaining at least one real-time AV caption of the output generated by said computer game; d. identifying means, having access to said at least one AV output of said at least one computer game; e. means for superimposing at least one remotely stored advertising content onto the entirety of caption, or onto parts thereof; wrapper means, located at said game domain, wrapping said game; f. means for customizing ads to be downloaded by said wrapper. Said ad customizing means synchronizes the audio-visual display generated by said game with said superimposed advertising content, and controls the insertion and removal of said advertising content, thereby offering a distortion-free viewing experience. | 2011-07-28 |
20110184806 | PROBABILISTIC RECOMMENDATION OF AN ITEM - A clustering and recommendation machine determines that an item is included in a cluster of items. The machine accesses item data descriptive of the item. The machine accesses a vector that represents the cluster and calculates the likelihood that the item is included in the cluster, based on the item variable and the probability parameter. The machine determines that the item is included in the cluster, based on the likelihood. The machine also recommends an item to a potential buyer. The machine accesses behavior data that represents a first event type pertinent to a first cluster of items. The machine calculates a probability that a second event type pertaining to a second cluster of items will co-occur with the first event type. The machine identifies an item from the second cluster to be recommended and presents a recommendation of the item to the potential buyer. | 2011-07-28 |
20110184807 | System and Method for Filtering Targeted Advertisements for Video Content Delivery - In accordance with an embodiment, a method of inserting advertisements into video content includes electronically filtering a first list of advertisements according to user preference data to determine a second list of advertisements. The video content has a plurality of segments, each segment of which is associated with a category from the plurality of categories. Furthermore, each advertisement in the first list of advertisements is associated with a video category from a plurality of categories, and electronically filtering includes filtering the first list of advertisements for the plurality of video segments on a segment by segment basis. The method further includes transmitting the second list of advertisements to a user device for insertion with the video content. | 2011-07-28 |
20110184808 | TARGETED CONTENT IN PRINT MEDIA - A device for retrieving targeted content associated with a print medium that includes a transceiver that receives identification data indicative of a user of the print medium where the transceiver transmits the identification data to a content server and an output module that provides targeted content received from the content server to a user of the device, where the target content is based on the identification data indicative of the user. | 2011-07-28 |
20110184809 | Method and system for managing advertisments on a mobile device - Methods and systems for distributing advertisements are disclosed. The system includes an advertisement data store for storing a set of advertisements. The system includes a content data store for storing a set of contents. The system includes an advertisement management server to select an advertisement and user content for bundling into a standardized publishing web feed. In embodiments, the advertisement management server transmits the web feed to a mobile device via a wireless network for display. The advertisement management server subsequently executes a user-selected action in conjunction with the user action data. | 2011-07-28 |
20110184810 | Method and Apparatus for Maximizing Brand Exposure in A Minimal Mobile Display - The delivery of targeted advertisements (ads) to wireless mobile handheld display devices (MHDDs) with client specific advertisement and dynamic content for response and feedback is becoming important in advertising. As the return for ads on MHDDs becomes higher, there is a push to show larger, complex, and more interactive ads on small displays. This has created a need to maximize the area available for ad viewing. The need also exists for increasing the engagement time of the ads. An embodiment of the invention establishes such capability by providing a rolled up ad display where the banner area is used to present a continuously rolling, rolled up ad, which is displayed on the screen at the ad spots by unrolling. Furthermore, the use of transparent hot-spots on the ad allows the whole display screen of the MHDD to be used for presentation of such large and complex ads | 2011-07-28 |
20110184811 | PROVIDING CONTEXTUAL ADVERTISEMENTS FOR ELECTRONIC BOOKS - Systems and methods for providing contextual advertisements to present to a user in association with electronic books are provided. Advertising entities may submit information to include in the contextual e-book advertisement. An advertisement manager identifies the e-book and content associated with each page therein. A target page to receive the advertisement is identified. The contextual e-book advertisement is generated using content associated with the target page as well as content associated with each page preceding the target page. Content associated with pages subsequent to the target page is analyzed to determine if the advertisement is appropriate for the target page. Additional sequential information and user profile information may be used to generate the contextual e-book advertisement. Based on the content of the e-book and the parameters of the information submitted by the advertising entity, a contextual e-book advertisement is generated for the target page and presented to a user. | 2011-07-28 |
20110184812 | SYSTEMS AND METHODS FOR TARGETED ADVERTISING ON FOOD AND BEVERAGE PREPARATION AND DISPENSING MACHINES - Providing targeted advertising on food/beverage preparation or dispensing machines may include electronically presenting selected targeted media on or in proximity to a food/beverage preparation or dispensing machine. This may involve automatically activating consumable item preparation or dispensing mechanisms of the food/beverage preparation or dispensing machine, or activating an item selection menu, in conjunction with electronically presenting the selected media. The targeted advertising may be based on receiving user input such as information identifying a particular user or consumer or menu selections and then selecting the selected media based on the received user input. User interface elements may also be provided enabling a user to request additional information regarding selected targeted media be electronically sent to them or an order be placed for a related product. Compensation to a user or another entity may be activated each time the selected media is played. | 2011-07-28 |
20110184813 | TARGETING OFFERS TO USERS OF A WEB SITE - A computer system for targeting offers to users of a web site comprises a memory and a processing circuit. The memory is configured to store a plurality of user attributes for a user and a plurality of rules defining when an offer is to be presented to a user. The processing circuit is configured to transmit a web page to a client device, to receive user interaction data from the client device representing interaction with the web page, to update the user attributes stored in memory in response to the received user interaction data, to determine whether the updated user attributes satisfy a rule, and based on whether the updated user attributes meet the rule to transmit an offer to the client device for display on the web page or a next web page. | 2011-07-28 |
20110184814 | NETWORK ADVERTISING METHODS AND APPARATUS - A network advertising system and method includes an item within electronic media being tagged by a secondary advertiser. A text block unit receives a search query from the secondary advertiser, retrieves primary advertiser information from the primary advertiser database in response to the search query and displays the primary advertiser information to the secondary advertiser, receives the secondary advertiser's selection of the primary advertiser information, and associates the tagged item with advertising content of the primary advertiser in response to the selection of the primary advertiser information. Revenue may be shared based on recorded secondary advertising events, the secondary advertising events including one or more of (i) an indication that a potential customer has viewed the advertising content, (ii) an indication that the primary advertiser information has been displayed as a search result to the secondary advertiser, (iii) an indication that a potential customer has completed a purchase of a product based on the advertising content and (iv) an indication that the secondary advertiser has associated or maintained the association of an item with the advertising content. | 2011-07-28 |
20110184815 | SYSTEM AND METHOD FOR SHARING PROFITS WITH ONE OR MORE CONTENT PROVIDERS - Disclosed herein is a system and method for sharing profits with one or more content providers. The system includes an operation server unit, at least one user terminal connected to the operation server unit over a communication network, and at least one content server. The operation server unit includes a web site storage unit for storing web page data, a content provider recognition unit for receiving content from the content server and recognizing the content server and a content provider, and a profit sharing unit for outputting the content through a web page composed of web page data stored in the web site storage unit, and sending and outputting the content to the user terminal, and analyzing information about the selection of content in the web page and sharing profits produced by the web page with the content server or content provider. | 2011-07-28 |
20110184816 | RULE-BASED BIDDING PLATFORM - A computing system is configured to accept bid rules from merchants for the placement of ads for a plurality of products. The bid rules comprise a bid amount, a rule definition and a priority. The bid amount may be an absolute bid or it may be relative to base advertising rate. The rule definition comprises criteria for describing products to determine when the bid rule is applied to a product for sale. The priority indicates whether the bid rule applies to a particular product when the rule definition of more than one bid rule could be applied to a product. The computing system is also configured to generate a list of product offers based at least in part on the bids. The system may also generate reports for merchants. | 2011-07-28 |
20110184817 | Sensitivity Categorization of Web Pages - Methods, systems, and computer programs for categorizing the sensitivity of web pages are presented. In one method, a space of sensitive pages is identified based on the sensitivity categorization of a first plurality of web pages and a second plurality of web pages. The first plurality of web pages is obtained by performing search queries using known sensitive words, and the second plurality of web pages includes randomly selected web pages. Additionally, the method identifies a third plurality of web pages that includes web pages on or near the boundary between the space of sensitive pages and the space of non-sensitive pages. The space of sensitive pages is then redefined based on the sensitivity categorization of the first, second, and third pluralities of web pages. Once the space of sensitive pages is defined, the method is used to determine that a given web page is sensitive when the given web page is in the space of sensitive pages. Web pages are included in a marketing operation when the web pages are not sensitive. | 2011-07-28 |
20110184818 | TRUTH SIGNALS - A method and apparatus for paying for an existing report are provided. In the method, an existing report for which a first structure of entities is identified is received. Thereafter, a set of other reports for which respective second structures of entities are identified is received. A weighting for other reports in the set of other reports is assigned, based on the respective structures. A payment for the existing report is extracted based on the weighting, a selected scoring rule, and the set of other reports. | 2011-07-28 |
20110184819 | AUDIBLE TRANSACTION PROCESS AND SYSTEM - Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference. | 2011-07-28 |
20110184820 | MOBILE DEVICE CONSUMER INTERFACE PROCESS AND SYSTEM - Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal. | 2011-07-28 |
20110184821 | PAYMENT DEVICE TRIGGERED MODIFIED TRANSACTION SESSION AT POINT OF SALE - Systems, methods, and computer program products are provided for providing a modified transaction process or session for a consumer at a point of sale of a vendor when triggered by a consumer's transaction or payment device. The transaction device either stores consumer preference data or stores pointer data pointing to the network location of the consumer preference data. The transaction device communicates with the vendor's point of sale or payment terminal, and the payment terminal processes the consumer preference data. If the payment terminal determines the consumer prefers a modified transaction session, the payment terminal initiates the modified transaction session, which in various embodiments, includes one or both of communicating transaction information via consumer-readable communications proximate the consumer's mobile device and receiving consumer input proximate the consumer's mobile device and communicating the consumer input to the payment terminal for processing or other modifications to a typical transaction session. | 2011-07-28 |
20110184822 | POINT OF SALE NETWORK ROUTER - Systems and methods are provided for routing data. A device is provided that includes a first data port configured to be coupled to a printer port of a point of sale system, a second data port configured to be coupled to a remote system, an optional third data port configured to be coupled to a printer, and a computing device configured to receive, via the first data port, printer control codes and receipt data from the point of sale system printer port, transmit at least a portion of the receipt data to the remote system, and optionally transmit at least a portion of the printer control codes and receipt data to the printer. | 2011-07-28 |
20110184823 | INCENTIVE PROGRAM FOR POINT-OF-SALE OPERATORS - A method includes receiving point-of-sale (POS) operator identification information via a POS terminal. The POS operator identification information identifies an individual POS operator. The method further includes receiving transaction information indicative of an amount paid for a transaction and a mode of payment for the transaction. In addition, the method includes assigning incentive points to an account that belongs to the individual POS operator, based at least in part on the mode of payment and the POS operator identification information. | 2011-07-28 |
20110184824 | TACTILE OVERLAY FOR POINT OF SALE TERMINAL - Systems and methods provide tactile assistance to a consumer completing a transaction at a point of sale terminal. A tactile overlay, either permanent or removable, couples with a consumer interface such as a touch screen of the point of sale terminal. The tactile overlay includes one or more overlay inputs that provide a distinct tactile impression in comparison with the remainder of the overlay. For example, the overlay inputs can be depressions, apertures, protrusions, dimples, or the like, or provide a different texture such as a rougher or smoother texture than the surrounding overlay. The overlay inputs are configured to correspond with underlying touch screen inputs such that the consumer using the tactile overlay can discern the proper location on the touch screen for providing the desired input. | 2011-07-28 |
20110184825 | MOBILE COMMERCE TICKETING METHOD AND APPARATUS - A mobile commerce method and system for facilitating the same are described. In particular, the mobile commerce method employs images and image-encryption algorithms to confirm purchases. A user purchases a good and/or service and once payment has been authenticated, the authenticating entity generates a globally unique image which is transmitted back to the user's mobile communication device. The globally unique image may then be displayed on the user's mobile communication device as a proof of purchase of the good and/or service. | 2011-07-28 |
20110184826 | METHOD AND SYSTEM FOR SELLING CONSUMER SERVICES - A system for selling consumer services according to the service satisfaction is presented. The system includes delivering the service, determining an emotional state of the consumer before, during, or after consumption of the service, setting a price for the service based on the emotional state of the consumer, and receiving a payment from the consumer. | 2011-07-28 |
20110184827 | SYSTEM WITH USER DIRECTED ENRICHMENT - A system for enriching document content using enrichment themes includes a directed search service and an import-export service. The directed search service allows users to author documents while querying information providers using the directed searches that are inserted as part of the authored documents. The import-export service enables meta-document exchanges between systems that provide document enrichment by binding imported meta-documents to identical or similar information providers. | 2011-07-28 |
20110184828 | METHOD AND SYSTEM FOR PROVIDING ANNOTATIONS OF A DIGITAL WORK - Methods and systems for receiving and distributing annotations of a digital work include receiving an annotation of the digital work, storing the annotation, and providing the annotation to a user. The user may be required to submit a valid authorization credential for the annotation. Annotations may be textual or graphical, and may be associated with particular content in a digital work. Indicators may be displayed to identify content in the digital work for which annotations are available. A user may exchange compensation or perform a specified action for access to an annotation. Some or all of the compensation received for an annotation may be distributed to the author of the annotation. Multiple annotations may be listed in an order based a criterion, such as ranking, price, or date of receipt. Users that purchase a digital work may automatically receive an authorization credential to receive annotations of the digital work. | 2011-07-28 |
20110184829 | DENTAL PRODUCTS DISTRIBUTION SYSTEM - Disclosed herein are systems and methods for improved dental instrument manufacturing and customer-driven dental instrument design. In one embodiment, there is provided a dental products manufacturer computer unit comprising a display; a connection to a communication network; at least one memory component; product data stored on the at least one memory component; and a plurality of program modules stored on the at least one memory component. | 2011-07-28 |
20110184830 | Method for Determining the Inset of a Progressive Addition Lens - A method for determining the value of the inset of a progressive addition lens according to a wearer comprising the steps of: providing convergence data, determining from the convergence data the inset of the progressive addition lens considering at least the convergence data and the prismatic effect of the progressive addition lens. | 2011-07-28 |
20110184831 | AN ITEM RECOMMENDATION SYSTEM - An item recommendation process, executed by a computer system, including:
| 2011-07-28 |
20110184832 | System and Method for Networking Shops Online and Offline - Garments are presented to a consumer using a computer by reading a database of garments, wherein the database of garments includes parameters for at least some of the garments represented by records in the database of garments, the parameters including at least a garment type, reading data representing a plurality of garment types, the data including, for each type of the plurality of garment types, obtaining consumer measurements from the consumer or a source derived from the consumer, obtaining garment measurements for garments in the database of garments, comparing customer measurements to garment measurements, scoring garments from the database of garments based on garment measurements and customer measurements, and presenting the consumer or consumer representative with a computer generated filtered listed of garments from the database of garments ordered, at least approximately, according to garment scores, based on context. | 2011-07-28 |
20110184833 | SYSTEM AND METHOD FOR PROVIDING ASSISTANCE TO PURCHASE GOODS - A system and method provides a web interface which enables consumers to select nutritious meals and easily obtain needed ingredients for the meals. The web interface provides a plurality of user selectable meals to a user, obtains a selection of at least one of the user selectable meals from the user, provides a recipe for the selected meal to the user, generates a shopping list of ingredients for the selected meal, and provide the shopping list of ingredients and a store map illustrating locations of the ingredients in a specific store to the user. | 2011-07-28 |
20110184834 | DISTRIBUTED ELECTRONIC COMMERCE SYSTEM WITH VIRTUAL SHOPPING CARTS FOR GROUP SHOPPING - An electronic commerce system includes a broker that enables third parties to create their own independent shopping carts including items from one or more merchants and/or items for group shopping. An agent, customer, or merchant can create and store a shopping cart containing one or more items. One or more customers can view the shopping cart to determine whether to purchase the item(s). To make the purchase, the customer(s) are transferred to a broker for the checkout. Where there is more than one customer, the customers can pledge to pay a portion of the total price for the cart. The customer(s) can purchase the items in the shopping cart in a single purchase transaction with the broker, rather than having to deal with each of the merchants. The broker interacts with the merchants to complete the transaction and can charge the customer(s) the appropriate amount or portion pledged. | 2011-07-28 |
20110184835 | Business-to-Business Electronic Commerce Clearinghouse - A business-to-business transaction clearinghouse integrates the traditional point-to-point business supply chain at the clearinghouse. The clearinghouse provides cost effective access to a wide variety of members and includes value-added services. Members of the clearinghouse can include trading members, members that help the trading members ship their products, and banking members. The clearinghouse facilitates business among the trading members by providing a single point of contact for all transactions. The clearinghouse can be specific to an industry, such as the chemical industry. Multiple industry specific clearinghouses may form a network clearinghouses to effectively create one larger and more general business-to-business electronic commerce community. | 2011-07-28 |
20110184836 | SYSTEM AND METHOD FOR LIST SHOPPING OVER A COMPUTER NETWORK - The present invention is a system for conducting commercial transactions over the Internet, whereby a shopper can simultaneously search for a plurality of items on at least one website with a single search command. The shopper can selectively specify the items of interest to be searched and can also specify and/or exclude websites to be searched. The system also searches a selectively alterable set of default website(s) and intelligently recommended website(s). Under one search command, the system simultaneously searches for all of the items on any combination of the following: site(s) specified by the user, a default website, an alterable set of default or intelligently recommended website(s). Information regarding the items retrieved as a result of the search is compiled under an alterable set of criteria, and displayed for viewing by the shopper. The shopper can simultaneously purchase selected ones of said items with one order command. | 2011-07-28 |
20110184837 | SYSTEM AND METHOD FOR ORDERING PRODUCTS AND MATERIALS USING AN ELECTRONIC SKU FINDER - A programmed data control server compiles a database of product and materials order information from all available suppliers, allows users Internet access to search and order from the database and arrange for delivery or pickup, and inputs and tracks orders to selected suppliers via the Internet. Customers utilize a touch screen on a remote electronic device, which may be a handheld dedicated device exclusively connected to the data control server or other Internet connected device, to search the data control server, save desirable repeat order information, search for special offers, place orders, set up delivery or pickups, and track orders through the data control server. | 2011-07-28 |
20110184838 | TRANSACTION DATA REPOSITORY FOR RISK ANALYSIS - Systems and methods are presented for determining risk levels for consumer-to-consumer (C2C) transactions on brokering websites. The risk levels can be based on payment processing network (e.g. Visa) account data as well as external data, such as geo-location using IP addresses, fraud bureau data, and star ratings. The buying and selling consumers can have multiple risk scores for each transaction, such as a fraud, credit, return/chargeback, dissatisfaction, product misuse, nonreturnable, and defect risk scores. The buying and selling consumers can trade their risk levels before proceeding with the transaction. | 2011-07-28 |
20110184839 | SYSTEM AND METHOD FOR MANAGING AVATAR ON INSTANT MESSAGING PLATFORM - The present invention relates to instant messaging (IM) technologies, and provides a system and method for managing an avatar on an instant messaging (IM) platform. The method is based on at least one terminal and includes steps of: A) detecting an area where an action takes place and determining a virtual element of a first avatar which is an object of the action according to the area; and B) performing an operation corresponding to the action on the virtual element, updating a second avatar by combining the second avatar with the virtual element. According to the method and system in the present invention, service experience of users can be improved. | 2011-07-28 |
20110184840 | SYSTEMS AND METHODS FOR FACILITATING ACCOUNT VERIFICATION OVER A NETWORK - In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include generating a transfer code for a client, associating the transfer code to a client account related to the client, providing the transfer code to the client over the network, receiving a fund transfer request from a trusted entity on behalf of the client over the network, the fund transfer request including the transfer code, extracting information from the fund transfer request including the transfer code associated with the fund transfer request, accessing the client account related to the client, extracting information from the client account including the transfer code associated with the client account, and verifying the transfer code of the fund transfer request by determining whether the transfer code associated with the client account matches the transfer code extracted from the fund transfer request. | 2011-07-28 |
20110184841 | TRANSACTION BASED LICENSING SYSTEM - Disclosed is a method for transaction based licensing. The method comprises generating an entry in a transaction database at the start of a transaction issued by an application. On completion of the transaction, the entry in the transaction database is completed. Finally, a licensing charge is computed based on one or more completed entries in the transaction database. | 2011-07-28 |
20110184842 | ENERGY TRANSFER SYSTEMS AND METHODS FOR MOBILE VEHICLES - An energy transfer system comprises a transmitter array, an energy transfer controller, a receiver array, a charging module. The transmitter array is embedded in a roadway and the energy transfer controller is coupled to the transmitter array. The receiver array and the charging module are part of a mobile vehicle. The transmitter array and the receiver array each include a plurality of coils. The energy transfer controller estimates a likely trajectory of the mobile vehicle and energizes individual coils of the transmitter array using this position estimate. The energy transfer controller varies the resonant circuit component values of the transmitter during the transfer cycle such as resonant coupling capacitance values. The charging module also varies the resonant circuit component values of the coils in the receiver array to match the transfer array for transfer of energy from the transmitter array to the receiver array. The present invention also includes a method for energy transfer. | 2011-07-28 |
20110184843 | ENHANCED ELECTRONIC ANONYMOUS PAYMENT SYSTEM - Enhanced systems and methods for processing invoices, payments, and money transfers are described. One aspect of the invention is a computer-implemented method (and corresponding system and computer program product) for making payments between a plurality of different payors and a plurality of different issuers through a payment system, comprising: retrieving a plurality of invoices issued by a plurality of different issuers and issued to a plurality of different payors; receiving a request from at least one of the plurality of different payors for making a payment to at least one of the plurality of different issuers in response to at least one of the plurality of invoices; and in response to receiving the request, making a payment from a bank account of said payors to a bank account of said issuer without disclosing the bank accounts. | 2011-07-28 |
20110184844 | High Speed Processing of Financial Information Using FPGA Devices - A high speed apparatus and method for processing a plurality of financial market data messages are disclosed. With respect to an exemplary embodiment, a record memory is employed to store a plurality of records for a plurality of financial instruments, and a reconfigurable logic device is employed to (1) receive financial market data messages, (2) retrieve from the record memory the records for the messages' associated financial instruments, (3) process each received financial market data message to update the record for the financial instrument associated with that message, and wherein each record comprises an interest list that identifies whether any of a plurality of entities have expressed an interest in being notified of data relating to the updated record. | 2011-07-28 |
20110184845 | METHOD AND SYSTEM FOR IMPLEMENTING AND MANAGING AN ENTERPRISE IDENTITY MANAGEMENT FOR DISTRIBUTED SECURITY IN A COMPUTER SYSTEM - A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts. | 2011-07-28 |
20110184846 | Universal Payment Protection - A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed. | 2011-07-28 |
20110184847 | DATA STORAGE AND PROCESSOR FOR STORING AND PROCESSING DATA ASSOCIATED WITH DERIVATIVE CONTRACTS AND TRADES RELATED TO DERIVATIVE CONTRACTS - The description generally describes systems and methods for managing derivative contracts. The system maintains derivative contract states using a set of rules to ensure subsequent post-trade events are applied in the correct order, and without jeopardizing the integrity of the underlying derivative contract. Data about derivative contracts maintained in other environments can be back-loaded into the system to allow all of a user's contracts to be contained within the system, and data associated with the back-loaded contracts can be governed in the same fashion as existing derivative contracts. Payment processing and settlement can be handled automatically by the system. If a derivative contract in the system has an uncertain state, payment processing on the derivative contract can be initiated by either trading counterparty using payment processing logic. | 2011-07-28 |
20110184848 | Hybrid Exchange And Clearing-Only Market Model - Modifications can be made to the quotation delivery mechanisms, membership structure, and daily settlement procedures, that govern existing electronic derivatives exchanges to create a “hybrid” business model to perfectly mimic and preserve those important elements of the OTC derivatives business model that attract end-users and banks to these markets. Such upgrades to the traditional exchange business model can be generic and can be applied to existing exchange traded products. | 2011-07-28 |
20110184849 | SYSTEM AND METHOD FOR PRIORITIZED DATA DELIVERY IN AN ELECTRONIC TRADING ENVIRONMENT - A system and method for prioritized data delivery in an electronic trading environment are described herein. According to one example embodiment, by prioritizing the messages associated with a tradeable object, the bandwidth and system resource usage may be optimally reduced, and any loss of priority content in the messages sent between the network device and the client device may be reduced. An example method includes associating different priority levels with messages comprising market data. Messages containing market information related to the inside market may be associated to a higher priority level. Whereas messages containing market information relating to the quantities at prices outside the inside market may be associated with a lower priority level. Based on the priority level associated with a message, a network device may send the message directly to the client device or store the message in a data structure until a pre-defined condition is satisfied. | 2011-07-28 |
20110184850 | METHODS AND INVESTMENT INSTRUMENTS FOR PERFORMING TAX-DEFERRED REAL ESTATE EXCHANGES - Methods and investment instruments for investing in real estate are described wherein a portfolio of investment real estate is divided into a plurality of tenant-in-common deeds of predetermined denominations, and which are subject to a master agreement and master lease to form “deedshares.” Holders of the deedshares receive a guaranteed income stream from the master lease and yearly depreciation, without having to maintain or manage the real estate. The holders of deedshares are subject, under the master agreement, to a mechanism that enables the master tenant to purchase, or arrange for the purchase of the deedshares at fair market value (or some other calculable value) at the end of a specified term. Because the deedshares qualify as interests in investment real estate, they are eligible for tax-deferred treatment under §1031 of the Internal Revenue Code. | 2011-07-28 |
20110184851 | METHOD AND APPARATUS FOR RATING ASSET-BACKED SECURITIES - Share of Wallet (“SoW”) is a modeling approach that utilizes various data sources to provide outputs that describe a consumer's spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospects and can be utilized to support decisions involving prospecting, new applicant evaluation, and customer management across the lifecycle. The likelihood of default determined by the SoW model, when applied to a loan portfolio, can reduce the amount of credit enhancement required for an asset-backed securities rating. | 2011-07-28 |
20110184852 | SECURED ACQUISITION PROCESS VIA CREDIT CARD TERMINAL - The present invention provides a system and method for managing acquisition of goods using a credit card of a client in a way whereby the details of the credit card are not exposed or revealed to the supplier or the seller throughout the acquisition process. This method can bring about new users that are not buying merchandise through the internet due to their fear from credit card frauds. This method can also bring about new users that are not buying merchandise using a credit card in which the details of the credit card are exposed directly or indirectly to a supplier due to their fear from future misuse of their credit card details. | 2011-07-28 |
20110184853 | TALKING TRANSACTIONS - Embodiments of the invention relate to systems, methods, and computer program products for providing audio messages relating to financial transactions. For example, one embodiment of the invention provides a financial institution's computer apparatus having a memory communicably coupled to a communication device and a processor. In one embodiment, the memory stores information about a financial account including information about a system to use to communicate a message comprising an audio component to a person associated with the financial account, and the processor is configured to receive an indication of a financial transaction affecting the financial account and use the communication device to communicate an audio message containing information relating to the financial transaction to the person associated with the financial account by using the system. | 2011-07-28 |