22nd week of 2012 patent applcation highlights part 51 |
Patent application number | Title | Published |
20120136729 | METHOD AND SYSTEM FOR SNIPPET-MODIFIED TELEVISION ADVERTISING - A method and system for modifying original television ads to generate snippet-modified ads utilizes a snippet ad engine to automatically incorporate the snippet ad. A snippet ad may include content from the television program being interrupted by the original ad. The snippet ad engine may receive descriptor files for the original ad and the snippet ad, including parameters describing when and how the snippet ad is to be incorporated. The snippet ad engine may use digital video editing techniques to generate the snippet-modified ad, which may be output to an ad inserter/splicer for insertion into a digital television data stream. | 2012-05-31 |
20120136730 | SYSTEM AND METHOD FOR BROKERING THE SALE OF INTERNET ADVERTISEMENT INVENTORY AS DISCRETE TRAFFIC BLOCKS OF SEGMENTED INTERNET TRAFFIC - An auction management system brokers, between a seller and a buyer, a discrete traffic block of an ad placement, and may comprise a traffic block definition tool providing workflows for obtaining traffic block parameters defining the discrete traffic block. The traffic block parameters may comprise: i) an identification of the ad placement; ii) a volume parameter defining the volume of traffic included in the discrete traffic block; iii) at least one duration parameter defining an active time period during which the volume of traffic included in the discrete traffic block is provided; and iv) an auction parameter defining an expiration time before which buyers submit offers to purchase the discrete traffic block. A listing search tool provides web pages displaying a listing of a plurality of listed discrete traffic blocks. Each listed discrete traffic block comprises a discrete traffic block with an expiration time that has not passed. | 2012-05-31 |
20120136731 | METHOD AND SYSTEM FOR NUTRITIONAL PROFILING UTILIZING A TRAINABLE DATABASE - The invention establishes a set of nutritional profiles in a data processing system, which are utilized to establish an optimal meal menu for a given time and location and with regard to a set of available ingredients. The invention includes a profiling routine where a set of characteristics of a particular individual is entered. The characteristics are aggregated with data saved for other patrons. When an individual with an established profile enters a networked eatery, they initiate a menu routine by entering their identification. The routine matches the information with the aggregated data to determine a patron match, which in turn is matched with the set of characteristics to determine an optimal menu plan. The optimal menu plan is matched with the set of available ingredients to produce a menu. Selected menu items are recorded to the patron's nutritional profile which can be visually represented in any of several formats. | 2012-05-31 |
20120136732 | METHOD AND SYSTEM FOR ACCOUNT MANAGEMENT AND ELECTRONIC WALLET ACCESS ON A MOBILE DEVICE - A method and system are described that facilitate efficient and secured management of a mobile payment account by an electronic wallet on a user portable electronic device, the electronic wallet for conducting payment transactions with a merchant point of sale terminal over a contactless communications link. In an aspect, the electronic wallet provides for the real-time addition of one or more users authorized to use the mobile payment account associated with the electronic wallet from their own respective portable devices, in a secure and efficient manner. | 2012-05-31 |
20120136733 | TECHNIQUES FOR SECURE CREDIT CARD TRANSACTIONS - A consumer registers a credit card at a point-of-sale device for additional security. The point-of-sale device does not require the additional security for processing credit card transactions. Subsequently, when the consumer presents the credit card at the point-of-sale device for a particular credit card transaction, the additional security is provided by the consumer and verified before the credit card and the particular credit card transaction is permitted to be sent to a card processor associated with the credit card. | 2012-05-31 |
20120136734 | SELECTIVELY SWITCHING ANTENNAS OF TRANSACTION CARDS - The present disclosure is directed to a system and method for selectively switching antennas of transaction cards. In some implementations, a method includes physically interfacing a card with a mobile host device including a Graphical User Interface (GUI). The card executes wireless financial transactions independent of the mobile host device. User credentials used to execute financial transactions with retail terminals are stored. Information is presented through the GUI of the mobile host device. An antenna of the card is selectively switched between an activate state and an inactive state in response to at least an event. | 2012-05-31 |
20120136735 | METHOD AND SYSTEM FOR GENERATING A DYNAMIC VERIFICATION VALUE - A method is disclosed. The method includes generating a verification value in response to a transaction involving a portable consumer device, where the verification value is generated using a first dynamic data element and a second dynamic data element. The verification value is sent to a service provider associated with the portable consumer device so that the service provider can verify the transaction. | 2012-05-31 |
20120136736 | PLATFORM AND METHOD FOR INTEGRATING SERVICES IN A TERMINAL OR KIOSK - A software platform and method are presented for integrating loosely coupled services or offerings provided across a retail environment into self-service terminals configured to perform different type of retail functions. The integration is accomplished with little or no modifications to existing software applications that provide the services or offerings. | 2012-05-31 |
20120136737 | SYSTEM, METHOD AND APPARATUS FOR IMPLEMENTING AN IMPROVED USER INTERFACE - An apparatus, system and method are presented for implementing a user interface on a self-service or assisted service terminal. The terminal includes a computer, LCD display and touch-screen device. Software implemented by the computer receives input from the touch-screen device to determine complex interactions with the display that are then used to select and/or modify functions and features provided by the terminal. | 2012-05-31 |
20120136738 | ROYALTY CALCULATION ENGINE - A plurality of invoice records are identified relating to service-based software provided by an entity to at least one customer, the service-based software including at least one software component licensed from a vendor for use by the entity. An agreement object is identified associated with a license agreement between the entity and the vendor and associated with the software component, the license agreement including a plurality of license terms. The agreement object is associated with a calculation scheme based at least in part on the license terms, the calculation scheme including a set of calculation step objects from a plurality of reusable calculation step objects. At least one software royalty value is calculated for the license agreement, the calculation of the software royalty value based at least in part on the calculation scheme and invoice data, in the invoice records, corresponding to at least the software component. | 2012-05-31 |
20120136739 | MOBILE PAYMENT METHOD AND SYSTEM USING BARCODE - A mobile payment method using a barcode is provided. In the method, a barcode is scanned using a mobile terminal of a member store to extract product information and/or payment-related information written to the barcode. Information of a payment methods selected by a customer is input to the mobile terminal and the input information is combined with the extracted product information and payment-related information to generate payment information. The payment information is transmitted to a payment server through or without passing through a relay server. The mobile terminal receives a payment confirmation code from the relay server or the payment server. | 2012-05-31 |
20120136740 | COMMUNICATION TERMINAL, COMMUNICATION METHOD, COMMUNICATION INSTRUMENT, AND COMMUNICATION SYSTEM - A communication terminal includes: a receiving block adapted to receive first contents data, and contents identification information used to identify second contents data whose size is larger than that of the first contents data from a first information providing apparatus; a storing block adapted to store therein the first contents data and the contents identification information; a detecting block adapted to detect a predetermined transmission manipulation made by a user; and a transmitting block adapted to transmit the contents identification information stored by the storing block to a second information providing apparatus holding therein the second contents data which is to be identified in accordance with the contents identification information when the predetermined transmission manipulation is detected by the detecting block. | 2012-05-31 |
20120136741 | AUTOMATICALLY INITIATING PRODUCT REPLENISHMENT - A facility for assessing product replenishment is described. The facility determines that a purchasing entity possesses an item, determines an expiration time for the item, and schedules, for a time preceding the expiration, a unilateral communication to the purchasing entity indicating that the item should be replenished. The facility can also manage automatic item replenishment, including determining a target date for replenishment of the item, transmitting to the purchaser in advance of the target date (when the purchaser is not engaged in an electronic shopping activity) a replenishment proposal, and ordering a replacement for the item. In some cases, the facility places an order within a predetermined tolerance of the target date without intervention by the consumer. The facility can also establish and test a condition for suggesting replenishment, can raise an event when the condition is satisfied, and can unilaterally make the replenishment suggestion when the event is raised. | 2012-05-31 |
20120136742 | CORRELATING WEB PAGE VISITS AND CONVERSIONS WITH EXTERNAL REFERENCES - One embodiment includes a method for correlating external references to a Web Page with conversions performed by one or more visitors to the Web Page. The method includes receiving the Web Page to monitor and determining one or more conversions to correlate. The one or more conversions to correlate include one or more actions performed on the Web Page by a visitor to the Web Page. The method also includes identifying the visitor to the Web Page. The visitor to the Web Page completed at least one action included in the conversions to correlate. The method also includes identifying the at least one action completed by the visitor and identifying an external reference that directed the visitor to the Web Page. The external reference contains a reference to the Web Page. | 2012-05-31 |
20120136743 | SYSTEM AND METHOD FOR OBTAINING COMPETITIVE PRICING FOR VEHICLE SERVICES - In order to obtain competitive pricing for vehicle servicing, a pricing service provider is used to obtain pricing data from a plurality of service vendors. In at least some embodiments, one or more of the following types of additional information for each vendor will be provided along with the pricing data, to enable the consumer (the owner or operator of the vehicle) to make an informed selection: a rating of the vendor, a relative distance between the consumer (or known vehicle location) and the vendor, and a time period defining when the vendor will be able to accommodate the service. In at least some embodiments, a pricing service provider hosts a reverse auction for the benefit of the consumer. In at least some embodiment, the pricing service provider hosts a webpage upon which results of the service requests from the plurality of vendors are displayed. | 2012-05-31 |
20120136744 | ESTABLISHING CONSUMER DRIVEN BUYING GROUPS SOLICITING SUPPLIERS USING ONLINE RESERVE AUCTIONS - A method of conducting a consumer driven online mass purchase of goods or services or both goods and services via reverse auction. At least one consumer posts an online announcement of the intended purchase and enlists other consumers using email lists, social networks, and other lines of communications. Deposits may be collected from participants. A predetermined number of participants may be established. A date may be established for responses by potential commercial providers of the offerings. At the established date, responses in the form of bids of a reverse auction are considered. The combined orders of the participants are awarded to the low bidder. | 2012-05-31 |
20120136745 | ONLINE AUCTION PROPAGATION - Some example embodiments include a method that includes generating an indication of a first item being auctioned in an online auction system. Responsive to locating an online auction in the online auction system for a second item having one or more attributes that exceed a matching threshold with the first item, the method includes associating the first item with the located online auction using the generated indication of the first item. Also, after the online auction for the second item ends and in response to determining a bid of a junior bidder and data about the junior bidder satisfy a set of one or more conditions for sale of the first item, the method includes notifying the junior bidder in the online auction of the first item in the online auction system, wherein the junior bidder is junior to a winning bidder in the online auction for the second item. | 2012-05-31 |
20120136746 | Systems and Methods for Conducting On-Line Auctions - The present invention includes systems and methods for conducting an auction over a computer network, the computer network being connectable to a plurality of computers, the method comprising storing on a network accessible storage device descriptions of lots with or without common characteristics to be auctioned; scheduling via a network accessible computer a bid deadline; transmitting via the network accessible computer the bid deadline to the computers connected to the computer network; allowing a bid to be placed from one of the computers connected to the computer network before the bid deadline; defining a bid deadline extension triggering condition dependent on at least the number of bids being placed before the bid deadline; determining whether the extension triggering condition has been met; and extending the bid deadline when the extension triggering condition is met for an individual lot or simultaneously for a plurality of lots. | 2012-05-31 |
20120136747 | SERVICE CREATION SYSTEM AND IMPLEMENTING METHOD THEREOF - The present invention discloses a service creation system and an implementing method thereof. The system comprises: a service creation module for managing and providing service information and service state; a serving access module for managing and providing the serving needed to consist the service; a service execution engine module for, when executing the service, acquiring corresponding service information and service state from the service creation module, acquiring a serving node related when executing a service logic according to the acquired corresponding service information, acquiring corresponding serving information from the serving access module, and invoking a corresponding serving. The present invention improves the service development flexibility. | 2012-05-31 |
20120136748 | CUSTOMIZABLE COSMETIC CONTAINERS, SYSTEMS, AND METHODS - Customizable cosmetic containers, customization components, kits, and methods In one embodiment a kit is disclosed comprising a cosmetic container comprising a body, the body defining a cavity configured to receive a cosmetic product, and the body configured to be coupled to a lid in a closed position such that the body and the lid cooperate to substantially enclose the cavity and two or more customization components each configured to be connected to at least one of the body and a lid such that at least a portion of the customization component contours to the shape of a surface of the at least one of the body and lid. | 2012-05-31 |
20120136749 | DIGITAL RIGHTS MANAGEMENT (DRM) METHOD AND APPARATUS IN SMALL AND MEDIUM ENTERPRISE (SME) AND METHOD FOR PROVIDING DRM SERVICE - The present invention proposes a method for providing the user with the customized DRM software by the service provider, wherein a universal DRM system is installed and operated in said service provider, and a standard DRM software template is as well stored in said service provider, when the user makes a request for customizing DRM software to the service provider, a customized DRM software is generated from the standard DRM software template and a universal Rights Object of this use is generated; then the customized DRM software and the universal Rights Object are sent to this user. The customized DRM software operates in the user's system containing at least one client and server. A client utilizes the information associated with said one client to decrypt a customized Rights Object which is associated with the protected content and directed to said one client when it is about to access the protected file within the system; and accesses the protected file according to the decrypted customized Rights Object; wherein said customized Rights Object is generated according to the customized Rights Object template of the user's customized DRM software. A new service conception is therefore realized, that is, operators/service providers provide SMEs with “DRM service” to safely manage their proprietary files. Under such service, a layered DRM structure is accomplished, that is, the customized DRM software is protected by the universal DRM system and universal Rights Object operated by the service provider. In addition, the customized DRM software is produced by tailoring the standard DRM software template, it is small and light weight. | 2012-05-31 |
20120136750 | Method, system and controller for providing goods and /or services to consumers - A method, system and controller is provided for a selection service recommending or providing access to goods or service items to a consumer, comprising the steps of: identifying a set of available items at least some of which require payment to item providers for access ( | 2012-05-31 |
20120136751 | Aggregation of Recipe Information, Meal Planning and Preparation - A system for planning, preparation, and execution across multiple recipes and cookbooks simultaneously includes a database structure that distinguishes between different types of recipes stored in an electronic in the database. The system is further configured for performing actions such as scaling the recipe for a different number of servings, choosing between US and metric measurements, substituting ingredients, determining preparation times, determining needed cooking equipment, determining food parings from multiple cookbooks or series of cookbooks, determining wine pairings, and creating shopping lists. A corresponding method provides for users to search both e-Cookbooks and e-Recipes, where searching can be done on any number, combination of keywords or concepts. | 2012-05-31 |
20120136752 | PAYMENT SERVICE THAT APPLIES USER-SPECIFIED RULES TO DIVIDE PAYMENT AMOUNTS AMONG MULTIPLE PAYMENT INSTRUMENTS - A network-based transaction processing system allows users to flexibly and efficiently make payments using a combination of different payment instruments. The system includes a user interface through which a user can define one or more payment plans, each of which may specify a plurality of payment instruments and associated rules for dividing payment amounts among these payment instruments. These rules may be non-transaction-specific, such that a user can re-use a payment plan over time to complete multiple transactions. When placing an order or otherwise initiating a payment transaction, the user can select a payment plan for use in completing the transaction. | 2012-05-31 |
20120136753 | NETWORK REPUTATION AND PAYMENT SERVICE - This document discusses, among other things, example embodiments of a transaction system that may receive, over a network, a first set of transaction data associated with a transaction for an item. In an example embodiment, a reputation application may adjust a rating associated with the transaction when the first set of transaction data indicates a purchase or a return of the item. | 2012-05-31 |
20120136754 | AUTOMATIC TAB PAYMENT FROM A USER DEVICE - A method includes receiving a menu of items offered for sale by a merchant, where the menu of items permits a user, of a user device, to place an order with an attendant, associated with the merchant, that includes an item of the menu of items; receiving information associated with the order that was placed with the attendant, where the information associated with the order includes the item and a price associated with the item; receiving an instruction to pay for the order; retrieving, in response to the instruction, payment information to be used to pay the price associated with the item; sending, to a server device, the payment information to permit the server device to process the payment information to pay for the order, where the sending is performed in a manner that does not permit the attendant to access the payment information; and receiving an indication that the payment information was processed. | 2012-05-31 |
20120136755 | System and Method for Providing Virtual Fitting Experience - A system and method for providing virtual fitting experience for online clothing shopping customers include receiving customer data and clothing data, processing the customer data by a customer data module, processing the clothing data by a clothing data module; generating fitting data by graphic rendering based on the customer data and clothing data with a graphic processing module, and displaying the fitting data with an output module. In addition, a a database module that stores the customer data, the clothing data and the fitting data and a communication module that sends and receives the customer data, the clothing data or the fitting data over electronic networks. A customer inputs her body dimension and face photograph, and chooses or inputs her own clothing data. The graphic processing module renders virtual fitting result for the customer's review. Templates may be used to reduce complexity of handling details of real world data. | 2012-05-31 |
20120136756 | On-Demand Auto-Fill - A method for user interaction with a web page includes displaying a web page in a web browser, displaying a user-selectable object outside the web browser on a user interface, receiving a user selection of the user-selectable object and a dragging of the user-selectable object onto the web browser, and causing a command to be performed with the web browser in response to the user selection. | 2012-05-31 |
20120136757 | Methods and Systems for Operating a Virtual World - A virtual world is operated by an automated system, in which choices available to be made by avatars are assigned point values. As an avatar makes a choice, a corresponding point values is tabulated by the automated system in a record specific to that avatar, and an updated points total for the avatar is processed against predetermined definitions defined in quantitative terms for underlying qualitative concepts such as unhealthiness, non-renewable energy usage, wastefulness, etc. The automated system performs steps as a function of the avatar's points total, such as changing the avatar's appearance such as body weight representation, causing the avatar to have a heart attack, etc. | 2012-05-31 |
20120136758 | PRODUCTION MANAGEMENT WITH MULTI-TYPE KANBAN MODELING - Setting a plurality of reorder points for a plurality of products, the plurality of reorder points including a first reorder point and a second reorder point, the second reorder point greater than the first reorder point. Determining for one or more products, issuing one or more normal kanbans and one or more build ahead kanbans over one or more periods of time based on inventory levels and product demand. Approving for production in the current time period the one or more normal kanbans issued for the current time period. Determining if excess capacity exists to produce additional kanbans and approving for production in the current time period one or more of the build ahead kanbans in response to determining that excess capacity exists. | 2012-05-31 |
20120136759 | AUTOMATIC INVENTORY BALANCING - A method and system for automatic inventory balancing includes a scanning device | 2012-05-31 |
20120136760 | IMAGE FORMING APPARATUS AND FACSIMILE TRANSMITTING METHOD THEREOF - An image forming apparatus includes a plurality of fax lines and a user interface unit that receives a fax job request from a user who is allocated to at least one allocated fax line among the plurality of fax lines. The image forming apparatus further includes a TTI producing unit that produces a TTI corresponding to the fax line allocated to the user, an image processing unit that produces a fax image based on the produced TTI and the fax job request, and a fax unit that transmits the fax image using an idle line among the plurality fax lines when the user's allocated fax line is in use. | 2012-05-31 |
20120136761 | SYSTEM AND METHOD OF OPERATING A SHARIA COMPLIANT PAYMENT CARD - A method for a transaction that is compliant with Sharia law and a payment card for implementing the method are disclosed. | 2012-05-31 |
20120136762 | Systems, Methods, and Media for Lifestyle Management - Systems and methods for lifestyle management are provided. In some embodiments, systems for lifestyle management are provided, the systems comprising: at least one hardware processor that: receives a work-optional age selection from a user; receives a plurality of lifestyle choice settings; based on the plurality of lifestyle choice settings, presents prompts to the user to make a selection of a desired lifestyle for each of a plurality of lifestyle categories; receives from the user a plurality of desired lifestyle selections in response to the prompts; and based on the plurality of desired lifestyle selections, presents a currency amount of assets needed for the user to live a lifestyle consistent with the plurality of desired lifestyle selections for a period of the life of the user. | 2012-05-31 |
20120136763 | USING COMMERCIAL SHARE OF WALLET IN PRIVATE EQUITY INVESTMENTS - Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Private equity firms and other investors of small businesses can use the CSoW/CSoSW modeling approach to more accurately evaluate small and privately held companies, both during investment and for evaluating prospective investments. Over-the-counter securities trading systems can also use this modeling approach to provide more accurate information and/or rankings of listed companies to their customers. | 2012-05-31 |
20120136764 | ON-LINE TAX PREPARATION APPLICATION SCREEN NAVIGATION USING URL BOOKMARKS - Bookmarking interview screens of an electronic tax return prepared using an on-line tax preparation application. A widget or other element is executed by a user to request a URL bookmark of a screen. A bookmark program of or associated with the on-line tax preparation application dynamically generates a URL bookmark based at least in part upon context data of the screen identifying a path to the screen within hierarchical structure of screens. The URL bookmark is provided to the user and may be utilized to jump to the bookmarked screen without having retracing prior navigation steps through multiple screens before the subject screen. Embodiments may be utilized by technical support persons assisting end users, e.g., by requesting a URL bookmark in the form of a hypertext link and sending the link to a screen to an end user who may click on the link to jump to the bookmarked screen. | 2012-05-31 |
20120136765 | Product Tracking and Alert System - Radio transponder encoded with serial number linked to a vehicle's VIN is installed in a vehicle prior to retail sale. When vehicle is brought in for service, the presence of vehicle at the service facility is detected, and checked against a database of recalls, recall repairs completed, state consumer protection Lemon Laws, and service history. This information is stored within a database that can be viewed via the Internet. Electronic alerts can be automatically generated indicating when vehicle is in service and which recall repairs are to be performed, and if Lemon Law limits being approached or exceeded. The system helps ensure that recall repairs are completed and the manufacturer can get involved before consumer remedies are triggered. The system allows lenders to conduct collateral floorchecks remotely and detect irregular business practices, and allows dealers to locate and manage inventory, conduct warranty repairs, and seek warranty reimbursements. | 2012-05-31 |
20120136766 | Electronic Centralized Margin Management System For Managing Actions Such As Margin Recalls Under Margin Agreements - A communications system and method for storing records of registered margin agreements are described. The system and method facilitate processing of a recall of collateral requested from one authorized computer, identified as a request originator, to another authorized computer, identified as a request receiver, over a wide area network. The system includes at least one intermediate computerized system connected to send and receive communications to each authorized computer. The intermediate system is configured to receive, from an authorized computer associated with the request originator, a recall request of collateral established in an account under a registered margin agreement, forward a notification of the recall request to an authorized computer associated with the request receiver identified as a counterparty to the registered margin agreement, receive a response from the request receiver including whether it agrees or disputes the recall, and forward the response from the request receiver to the request originator. | 2012-05-31 |
20120136767 | Electronic Centralized Margin Management System For Managing Actions Such As Substitution of Collateral Under Margin Agreements - A system and method for facilitating processing of a substitution of collateral requested from one authorized computer, identified as a request originator, to another authorized computer, identified as a request receiver, over a wide area network, is disclosed. The system includes at least one intermediate computerized system connected to send and receive communications to each authorized computer. The intermediate computerized system is configured to receive, from an authorized computer associated with the request originator, a request for substitution of collateral established in an account under a registered margin agreement, forward a notification of the substitute request to an authorized computer associated with the request receiver identified as a counterparty to the registered margin agreement, receive a response from the request receiver including whether it agrees, revises, or rejects the substitution request, and forward the response from the request receiver to the request originator. | 2012-05-31 |
20120136768 | DEBT TRENDING SYSTEMS AND METHODS - A debt trending device accesses credit reports and/or other financial data that is available from one or more financial data sources, for a user and extracts financial account information. The debt trending device may then analyze the account information in order to generate debt trending information that indicates in the form of lists, tables, graphs, charts, etc., information regarding multiple debt accounts associated with the user. | 2012-05-31 |
20120136769 | CONDUCTING FINANCIAL TRANSACTION - A payment device such as a debit card may be issued to an individual such as a minor. The debit card may be associated with spending control parameters to prevent overspending and other financial issues. Control parameters may include a weekly maximum that may be spent, approved transaction types (e.g., deposits only), authorized transaction entities (e.g., grocery stores, gas stations, etc.). Thus, transaction might only be approved if the transaction qualifies under the set control parameters. An individual may further access a banking interface that allows the individual to view financial education materials, games, savings trackers and the like. A savings tracker may be used to help an individual save money toward a particular goal. In one or more configurations, a parent, guardian or primary account holder may have the ability to modify control settings of the payment device and/or modify the banking interface (e.g., change the options available). | 2012-05-31 |
20120136770 | Systems and Methods for Using Declining Balance Methodologies To Enhance Clearing of Dividend Futures and Other Instruments - Systems and method are disclosed for quoting, adjusting and settling futures contracts by successively removing the just-realized variables from the quoted futures price to focus the quoted contract value to the remaining unrealized economic variables. Further, such systems and method for quoting, adjusting and settling the futures contracts preserve the underlying economic consideration for the trade when compared with the traditional way of quoting futures based on the same cumulative sum. | 2012-05-31 |
20120136771 | Time Market Grid Interface - A system and method are provided for trading a tradeable object. One example apparatus includes a microprocessor, a graphical user comprising a first screen region having a plurality of locations in the first screen region, each location corresponding to a price level along a first axis and a time along a second axis. The apparatus also comprises a user input device for sending a command to initiate placement of a timed trade order, and an indicator being dynamically displayed in one of the plurality locations of the first screen region and corresponding to the timed order. In one example embodiment, the indicator dynamically moves over time relative to the second axis indicating a time until the order will be automatically sent to a computerized matching process. | 2012-05-31 |
20120136772 | PROGRAMMED TRADING SYSTEM - An Internet based investment account management system that consists of data, a rules database, a business logic manager and user profiles is described. The rules database stores information about system responses to modifications of the data. The user profiles store information concerning the availability of information and displays depending upon the user. Automatic updates to user profiles in response to modifications to the data are performed. The business logic manager can be configured to define whether the trader is authorized to execute a trade and whether sufficient holdings are available at a custodian bank in order to execute trade. A data exchange link may then be used to send data to a broker/dealer system to execute the trade. | 2012-05-31 |
20120136773 | SYSTEM AND METHOD FOR TRADING MULTIPLE TRADEABLE OBJECTS USING A SINGLE TRADING INTERFACE - A system and method are provided for displaying information related to a plurality of tradeable objects using a single graphical interface. One example graphical interface includes at least two screen regions displayed in relation to each other, with each region including a plurality of locations. Each location in the first screen region corresponds to a value along a first value axis, and each location in the second screen region corresponds to a value along a second value axis. The graphical interface also includes a first indicator in the first region and a second indicator in the second region. In response to a repositioning command based on an algorithm, the graphical interface includes a repositioned first value axis and the second value axis, such that the indicators are displayed in new locations determined based on the algorithm. | 2012-05-31 |
20120136774 | System for resolving transactions - An apparatus for resolving a debt transaction is provided. The apparatus includes a server having means for contacting the debtor by transmitting a communication to the debtor using one of a number of available communication channels, a credit information seeking module configured to obtain information from a financial information source other than the server and the debtor, and a rules based decision module configured to analyze information to determine a potential resolution strategy for the debt transaction comprising a transaction settlement offer based on creditworthiness of the debtor based on rules established by the creditor. The server is configured to provide the debtor with the transaction settlement offer, and to attempt to obtain agreement from the debtor to settle the debt transaction based on the at least one transaction settlement offer, and process at least a portion of a payment. | 2012-05-31 |
20120136775 | SYSTEM AND METHOD FOR ASSESSING AND MANAGING FINANCIAL TRANSACTIONS - A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The information retrieval module is configured to retrieve financing information, customer information, and product information from one or more sources accessible on a network. The financial terms comparison module is configured to compare a customer's current financial arrangement to a potential new financial arrangement to determine whether the customer is able to enter into a new financial arrangement on terms favorable to the customer. The alert transmission module is configured to transmit an alert to a dealer in cases in which the financial terms comparison module determines that a customer is able to enter into a new financial arrangement on terms favorable to the customer. Such alerts identify the customer and the favorable financial terms. | 2012-05-31 |
20120136776 | AUTOMATED QUALITY CONTROL ASSESSMENTS OF DATASETS ASSOCIATED WITH REAL ESTATE TRANSACTIONS - A computer-based system assesses whether documents are accurate and sufficient to support various transactions. In one aspect, a document manifest is provided in connection with quality control results and corresponding reports. The document manifest lists documents that are required for a particular transaction. The list may also be associated with document publication pursuant to the transaction. The document publication aspect allows dataset quality control procedures to be associated with documents published for a transaction. This aspect also allows confirmation that the appropriate version of the published set of documents is or was used for the transaction. | 2012-05-31 |
20120136777 | BAR CODED MONETARY TRANSACTION SYSTEM AND METHOD - An improved financial transaction device comprising bar-coded information incorporating one of a plurality of algorithmic signatures, the signature being configured to permit at least one party involved in a financial transaction to store pertinent data in a multi-organizational payment tracking database, wherein the signature comprises a payment tracking identifier capable of uniquely referencing a single financial transaction and some of the pertinent data. The transaction may correspond to a format signature which may be in the form of a unique pictographic image representing the arrangement of data on a financial device for comparison against a library or database of signatures for purposes of device recognition. | 2012-05-31 |
20120136778 | REPLICATING DATA IN FINANCIAL SYSTEMS - Systems and methods for deciding whether to void a payment are provided. The method includes sending a signal to a web service provider to request information as to whether a payment has been reconciled, and receiving a first response from the web service provider. If the first response from the web service provider indicates that the payment has not been reconciled: performing a void process to void the payment, committing data related to the void process to an interface table, and receiving a second response from the web service provider. The second response includes status information of the payment replicated from a second interface table associated with the web service provider to the interface table. If the first response from the web service provider indicates that the payment has already been reconciled, deciding not to perform the void process. | 2012-05-31 |
20120136779 | DEPOSIT AMOUNT MANAGING DEVICE, SERVICE PROVIDING SYSTEM COMPRISING DEPOSIT AMOUNT MANAGING DEVICE, AND DEPOSIT AMOUNT MANAGING SYSTEM COMPRISING PORTABLE TERMINAL - The present invention manages money received from a general user having no bank account, so that the general user is able to make payment, send remittance, receive lottery prize via a network. | 2012-05-31 |
20120136780 | ACCOUNT NUMBER BASED BILL PAYMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS - The ACCOUNT NUMBER BASED BILL PAYMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“Bill-Pay”) transforms user key-entered billing and account inputs and/or barcode reading inputs via Bill-Pay components into bill payment outputs. In one embodiment, a method is disclosed, comprising: receiving a bill payment transaction request from a bill payment third party agent via a bill payment vehicle; obtaining bill information and payer identifying information; verifying the obtained bill information including a payment amount; retrieving payer account information based on the obtained payer identifying information; and transferring an approved amount to a biller's account from the payer account. | 2012-05-31 |
20120136781 | REAL-TIME PAYMENTS THROUGH FINANCIAL INSTITUTION - A payment provider uses bank rails to enable a bank customer to send real-time payments through the bank site by simply entering a recipient identifier, such as an email address or mobile number. The bank has an account with the payment provider. Thus, when the customer sends a payment through the bank, the payment provider transmits the payment to the recipient through the bank's payment provider account. The bank debits the amount from the user's bank account or from a third party, in which case the bank makes a payment to the third party. The sender does not have to have an account with the payment provider, just an account with the bank. | 2012-05-31 |
20120136782 | METHOD AND SYSTEM FOR FACILITATING NETWORK TRANSACTION PROCESSING - According to one embodiment, the present invention relates to a method and a system for facilitating settlement processing within a network of financial institutions may include receiving one or more payment items from a plurality of payment entities, at a centralized agent; aggregating the payment items into one or more categories; identifying a payee financial institution and a payor financial institution for each payment items, wherein the payee financial institution and the payor financial institution are different; determining whether the payee financial institution and the payor financial institution are within the network of financial institutions; for the payee and payor within the network, determining at the centralized agent a settlement path within the network of financial institutions for each payment item; and for the payee and payor that are not within the network, forwarding the payment items to a third party settlement entity. | 2012-05-31 |
20120136783 | SYSTEMS AND METHODS FOR GENERATION, REGISTRATION AND MOBILE PHONE BILLING OF A NETWORK-ENABLED APPLICATION WITH ONE-TIME OPT-IN - A method of providing a service to a customer comprises receiving a request by a customer for an item of content, providing to the customer an option to subscribe to a service for a limited time, if the customer opts to subscribe, then providing the service for the limited time, and if the customer does not opt to subscribe, then not providing the service for the limited time. | 2012-05-31 |
20120136784 | Pre-Paid Card Transaction Computer to Load A Loan On A Pre-Paid Card - A loan transaction for a pre-paid card is approved for a borrower so that release of the loan proceeds is pending an activation of a pre-paid card. A financial institution computer converts loan data to be compatible with a prepaid card processor. The prepaid card processor activates a pre-paid card account responsive to an activation request on behalf of the borrower. The financial institution computer releases the pending loan proceeds to the pre-paid card processor so that the loan proceeds are released to the borrower and are immediately available to thereby convert the pre-paid card into a loan delivery apparatus. | 2012-05-31 |
20120136785 | Combination ATM/Vending Machine Kiosk - ATM kiosk/vending machine network that services the unbanked and underbanked markets, that will enables wireless transactions and processing of currency, pre-paid cash debit cards, and online banking. The concept can be applied to any vending machine product such as sodas, beverages, gasoline, candy, postage stamps, and more with the following features and benefits: Full service ATM/Vending, Issue cash debit cards, Transfer funds from one machine to another Issues and prints money orders, Bill paying GPS travel directions, Advertising on LCD screen, Purchase sporting/event tickets Reload cell phone pre-paid cards, Purchase beverage or gas, Wireless Internet access, and Bank-to-bank wire transfers. The present invention will also provide online banking, prepaid cards, and secured lending products to customers who may not qualify for conventional bank unsecured lending products, or whose needs cannot be met by traditional lenders. | 2012-05-31 |
20120136786 | METHOD AND SYSTEM FOR DIGITAL DOCUMENT MANAGEMENT ON A MOBILE DEVICE - A method and system are described for tracking a process of provisioning, by a middleware server to a portable device in a mobile payment system, electronic wallet data for authorizing a payment transaction. In an embodiment, a user request for a payment account product is transmitted by the portable device to the middleware server. In response, the middleware server initiates a provisioning process for the requested payment account product, including storing status data indicative of an initiated state of the provisioning process. The middleware server then transmits a digital document to the portable device, including information that must be viewed by the user, and updates the status data indicative of a transmitted state of the digital document. In response to receiving an indication that the digital document has been viewed, the middleware server updates the stored status data indicative of a digital document viewed state. The middleware then provisions an electronic wallet data for the requested payment account product to the portable device. | 2012-05-31 |
20120136787 | Electronic Centralized Margin Management System For Managing Actions Such As Margin Calls Under Margin Agreements - An electronic margin management system and method for facilitating margin management actions are disclosed. A communications system stores records of details of registered margin agreements and facilitates processing of the margin management actions requested from one authorized computer, over a wide area network, to another authorized computer. The system includes at least one intermediate computerized system connected to send and receive communications to each authorized computer. The intermediate computerized system is configured to receive a margin management action request, under a registered margin agreement, from an authorized computer associated with a request originator, forward a notification of the margin management action request to an authorized computer associated with a request receiver identified as a counterparty to the registered margin agreement, receive a response from the request receiver including whether it agrees or disputes the requested margin management action, and forward the response from the request receiver to the request originator. | 2012-05-31 |
20120136788 | SYSTEM AND METHOD FOR SECURE TRANSFER OF FUNDS - Systems and methods for conducting financial transactions are provided. In one example, a system for conducting financial transactions includes a transaction proposal device. The transaction proposal device includes a unique device identifier, a geographic location detector, and a digital camera. In another example, the system for conducting financial transaction also includes a transaction controller configured to receive and potentially initiate proposed financial transactions generated by the transaction proposal device. | 2012-05-31 |
20120136789 | SECURE PAYMENT SYSTEM - Systems and method for performing secure electronic payment transactions to allow merchants to perform payment processing such that the merchant is only required to identify a unique identifier of a customer account and not data specific to a particular payment device. | 2012-05-31 |
20120136790 | System and method for facilitating large scale payment transactions including selecting communication routes - A system and method for payment of payor accounts with payees preferably including a computer system of a third party payment router instructing a payee to make a payment to an account on behalf of a payor using a variety of communication routes between the router and the payee and/or the computer system of the payee, preferably using a universally accepted open system card number that is a virtual number. In some embodiments a computer system of an intermediary third party payment router communicates with a computer system of the service provider, to make payments on an end user's (payor's) account, by logging onto a payee webpage, or by IVR with a payee phone site, or by prearranged direct transmission or email or fax or texting or mail, automated to the extent possible. | 2012-05-31 |
20120136791 | METHOD AND SYSTEM FOR CLEARING FINANCIAL INSTRUMENTS - A method and system for electronically clearing financial instruments through a clearing system in which a per item cost of clearing instruments varies with the time of day. Files of items containing data scanned from financial instruments including an amount of each instrument may be received by a control system that may apply a rule to sort the items by determining whether the item be stored or forwarded for clearing. The rule may include a step of determining whether an amount of the instrument exceeds a predetermined value or meets a certain criteria, and if so, forwarding the instrument for clearing without storage. If the amount of the instrument does not exceed the first predetermined value or meet the criteria, the system may store the item for forwarding at a later time when the per item fee for clearing is lower. | 2012-05-31 |
20120136792 | METHOD FOR MANAGING COMMODITY CIRCULATION BASED ON INTERNET - A method for managing commodity circulation based on Internet is provided, which includes the following steps: 1. a computer system acquiring a first group of data and a second group of data that are respectively 13-digit decimal numbers to be processed; 2. judging whether the first group of data and the second group of data conform to specified principles; 3. performing an encryption operation on the two groups of data conforming to the specified principles through a commercial cryptographic algorithm to generate a third group of data; 4. making the first group of data, the second group of data, and the third group of data correspond to one commodity; 5. dividing the first group of data, the second group of data, and the third group of data into three rows, and printing them on the corresponding commodity; 6. assigning a corresponding 6-digit tracking code to the commodity; 7. displaying the tracking code through a web page; 8. displaying the first group of data, the second group of data, and other information through the web page, entering the third group of data in an entry window, performing an inverse operation of encryption and a checking computation, and the system displaying an authentication code of “0” or “1” to prompt correct or wrong information. | 2012-05-31 |
20120136793 | Method for connecting a human key identification to objects and content or identification, tracking, delivery, advertising, and marketing - A method for connecting a human key identification to objects and content or identification, tracking, delivery, advertising, and marketing. An Independent Clearing House Agent (ICHA) server is connected to a human key server. The human key server is connected to a translation server and universal virtual world (UVW) server for the management of a plurality of methods and device integrally working as one system. A virtual world airport (VWA) server is connected to a Mobile, Handheld, and Independent Device Application Development (MHIDAD) server which in turn communicates with an illumination transformer audio video manager interactive server transmitter (ITAVMIST which communicates with a virtual cash virtual currency (VCVC) server. The authentication unit also creating identification data; and sending to verification; a match combined with 9 out of 17 positive point evaluations returns, via an Internet connection to the mobile device. | 2012-05-31 |
20120136794 | SYSTEM AND METHOD FOR DISTRIBUTING DIGITAL RIGHTS MANAGEMENT DIGITAL CONTENT IN A CONTROLLED NETWORK ENSURING DIGITAL RIGHTS - A system and method for managing digital rights. The method includes receiving a Universal Resource Identifier (URI). The URI is used to identify a location for a user selected digital media item. The digital media item is to be played in a local area network (LAN). The selected digital media item is retrieved from a content server over a network connection. If the selected digital media item is encrypted, a license to decrypt the selected media item is obtained. Access to the license is based on a plurality of access rules. The plurality of access rules are based on the terms of the license. The plurality of access rules may also include personal owner rules. If a request for the license adheres to the access rules, the license is received via a secure out of band transfer and the selected digital media item is decrypted for playback via one or more media rendering devices. | 2012-05-31 |
20120136795 | Smart Card Loading Transactions Using Wireless Telecommunications Network - Smart card transactions allow consumers to load value onto and make purchases using smart cards with a mobile telephone handset over the telecommunications network. To load the smart card, the handset receives a request to load value. The handset generates a funds request message and sends the message to a funds issuer computer that debits a user account. Next, the handset authenticates the smart card and receives a response message including approval to load. The handset validates the response and loads the value onto the smart card. For payment, the handset sends an order request message to the merchant server computer, and in return receives a purchase instruction message. The handset processes the message locally, and sends a draw request message to a payment server computer. The payment server computer sends an approval to debit the smart card. The handset validates the approval and debits the smart card. | 2012-05-31 |
20120136796 | Device Enrollment System and Method - Embodiments related to systems and methods comprising receiving payment data at an access device; receiving an identifier for a mobile device at the access device; and generating and sending an authorization request message to a payment processing network, wherein the payment processing network generates a verification token, which is then sent to the mobile device whereby the mobile device is thereafter used to conduct payment transactions. | 2012-05-31 |
20120136797 | SYSTEM AND METHOD FOR CONSOLIDATING NETWORK, IDENTIFICATION AND TRANSACTION FUNCTIONS ON A COMMUNICATION DEVICE - The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device combines the features of the SIM with Common Access Card or Personal Identity Verification card features to allow a network subscriber to invoke secure payment transactions over a carrier's network. The system includes data storage for maintaining a plurality of network and transaction instrument profiles and a profile gateway for receiving transaction information from a payment gateway, sending an authorization request to a user's mobile device, receiving a transaction authorization from the mobile device, and sending transaction information to a payment gateway to finalize the payment transaction. | 2012-05-31 |
20120136798 | SECURING MOBILE TRANSACTIONS - Systems and methods for securing mobile transactions are provided. An order including a credit card number and a user is sent from the user's mobile device over a communication network to a gateway server, which may be coupled to a point-of-sale terminal. The gateway server generates an encryption key that is based on the user key and a server key stored at the server. The encryption key is used to encrypt the credit card number, and the encrypted credit card number is sent to the mobile device for use in subsequent orders. | 2012-05-31 |
20120136799 | SYSTEM AND METHOD FOR SELECTION OF AIRLINE SEATS AND PAYMENT VERIFICATION - This invention relates to an electronic means by which people can select the exact seat or seats they want for any type of event or reserve an appointment for any activity. More specifically, a customer or a ticket re-seller or a venue operator can go, for example, to the internet and select the event or activity for which he wants a ticket or tickets or reserve a time and reserve and order the exact seat or seats or the time of his choosing directly online. The seat or seats or reserved time he selects is then paid for using payment information that is verified with a payment verification server. | 2012-05-31 |
20120136800 | System and Method for Rapid MLS Listing Management - A system for the creation and management of MLS listing. Profiles are created for each subdivision the builder client builds in and for each house plan the builder builds. The Profiles store all information needed for an MLS listing that does not change for each home. With the profile when a user wishes to order a listing for a home that is being started they can choose the subdivision from a drop down menu and then select the floor plan from another drop down menu and press a button which then creates a pre-populated form. The user then needs only to enter the address, legal description, lot size, price and any special features unique to the particular home or lot and they are finished. In the system, a user can create a listing request in one or two minutes as opposed to filling out an eight page data input form. | 2012-05-31 |
20120136801 | Method Of Manufacturing Hot-Runner System - Disclosed is a method ( | 2012-05-31 |
20120136802 | SYSTEM AND METHOD FOR VEHICLE MAINTENANCE INCLUDING REMOTE DIAGNOSIS AND REVERSE AUCTION FOR IDENTIFIED REPAIRS - Vehicle performance data is collected from an input by an operator, a portable device used during an inspection, or at least one sensor. The performance data (or a request for quotes or a reverse auction by repair vendors transmitted by the operator) is conveyed in real-time to a remote computing device that monitors the data to determine if a mechanical fault has occurred in the vehicle, and also automatically responds to operator requests for service. In response, the remote computing device automatically requests repair quotes from vendors interested in repairing the vehicle and located within a predefined distance of a desired location. The operator of the vehicle is automatically informed of the mechanical fault and the repair quotes. In at least one embodiment, the repair quotes are generated using a reverse auction hosted by the monitoring service operating the remote computer or a third party. | 2012-05-31 |
20120136803 | Commodity Currency Portfolio And Index - A computerized method involves determining a first currency weighting factor for a group of net commodity exporting countries as a function of individual country net commodity trade information relative to individual country GDP information, determining a second currency weighting factor for the individual country based upon GDP information relative to total GDP information for the group, determining a third currency weighting factor for the individual countries based correlation to the Commodity Research Board index, and calculating, for each of the individual countries, a currency weight factor as an average of the first, second and third currency weighting factors, wherein the currency weighting factors for the group collectively defines a currency portfolio that is a proxy for at least some commodities exported by the countries of the group. | 2012-05-31 |
20120136804 | Wealth Management System and Method - Systems and methods for wealth management forecasting are provided. Financial and investment information can be collected from a client who wishes to implement a wealth management plan, and the performance of various scenarios can be forecast. Various scenarios can be developed that include dividing the investment portfolio of the client up into multiple buckets (referred to herein as “bucketizing” the portfolio) where each bucket has a different investment strategy that is part of an overall wealth management plan developed for the client. Each bucket can have different investment timelines and levels of risk associated with the investments in that portfolio. The forecasting process is completely automated, and the client can update various parameters to see how changes to the investment parameters can change the forecasted results of the wealth management plan, and the system can dynamically update the forecast to reflect the updated data. | 2012-05-31 |
20120136805 | Flexible Allocation Process - A method of managing an open ended fund of a client including determining a random maturity and a payoff function of the fund, calculating a profile of the payoff function depending on a current price of a risky asset of the fund, calculating, according to the profile, an exposure function depending on the current price of the risky asset, estimating an average reference price of the risky asset, and computing a current target exposure of the fund to the risky asset, according to the exposure function and the price and the average reference price of the risky asset. | 2012-05-31 |
20120136806 | Compliance Rules Analytics Engine - The present invention relates to compliance rules analytics systems and methods for facilitating compliance, such as the compliance of an investment portfolio or a set of investment portfolios, with a rule or a set of rules. | 2012-05-31 |
20120136807 | SYSTEM AND METHOD FOR FUNDING COMPANIES - A system and method for funding investment seeking companies (ISCs), e.g., startup companies, by a funding company is disclosed. For each of the ISCs, in exchange for private equity therein, the funding company issues a corresponding publicly tradable class of its own stock substantially based on the performance of the ISC. The ISCs are categorized according to characteristics important to investors, e.g., type of technology, revenue, and products or services (to be) offered so that ISCs in a same category compete against one another for funding distributions from the funding company. In particular, income returns on the investments of proceeds from public sales of each class of stock are periodically distributed among competing ISCs according to, e.g., the share prices of their corresponding class of funding company stocks. | 2012-05-31 |
20120136808 | SYSTEM AND METHOD FOR COMPUTER IMPLEMENTED COLLATERAL MANAGEMENT - A data processing system manages collateral risk associated with a trade of a financial instrument includes a processor and a memory that contains a database configured to store a ruleset relating to determining eligibility of collateral to be considered for a desired trade. A search module searches for accounts that could potentially accept a security position based upon established search criteria. Search results are stored in the memory, and are used to identify one or more security positions eligible for use as collateral for the trade. A collateral analysis module determines a collateral preference ranking by at least applying the ruleset via an algorithm executed by the processor so as to confirm an eligibility of security positions eligible for use as collateral for the trade by testing in accordance with the ruleset. The processor outputs a relative collateral preference indication via a user interface. | 2012-05-31 |
20120136809 | METHOD OF CREATING A PRICING SCHEDULE FOR USE BY A PRICING SYSTEM - A method of creating a per quantity price for an item for use by a price management system includes the step of utilizing a computer that includes relational database software. The method also includes the steps of determining a final price (FP) for the item and adjusting the FP by a slope quantity percent (SQP) that is based on a quantity of the item sold and on data stored on the computer to arrive at a pre-slope price (PSP). The method further includes the steps of identifying a benchmark price (BP) for the item, calculating a base quantity percent (BQP) for the item based on the PSP and BP, and providing the BQP for the item to the price management system for use in pricing orders for that item. | 2012-05-31 |
20120136810 | SYSTEMS AND METHODS FOR LOCALLY OUTSOURCING WORK - Systems and methods are disclosed that provides local outsourcing by guaranteeing that a consultant will be available at a premise of a customer within a first predetermined period on request; guaranteeing that the customer can visit the consultant's premise within a second predetermined period on request; and guaranteeing that one or more required resources and the consultant will be available at the customer's premise within a third predetermined period on request. | 2012-05-31 |
20120136811 | LEFT AND RIGHT UNLINKING FOR A SHARED KNOWLEDGE BASE - Some embodiments of implementing left and right unlinking for a shared knowledge base in an exemplary rule engine have been presented. A rule engine can create a network to evaluate a set of rules in a knowledge base. The network includes at least one multiple-input node, such as a beta node having two inputs. The rule engine may process data in multiple sessions simultaneously using the network. The rule engine may further logically unlink a first node in the network from a second node in the network for a first session while keeping the first node linked to the second node for a second session. | 2012-05-31 |
20120136812 | METHOD AND SYSTEM FOR MACHINE-LEARNING BASED OPTIMIZATION AND CUSTOMIZATION OF DOCUMENT SIMILARITIES CALCULATION - One embodiment of the present invention provides a system for optimizing and customizing document-similarity calculation. During operation, the system presents a collection of similar documents to a user, collects feedback on the similarity of the documents from the user, generates generic rules for calculating document similarity, and filters documents with customized similarity calculation based on the feedback provided by the user. | 2012-05-31 |
20120136813 | METHOD OF PATTERN RECOGNITION IN A SIGNAL - The invention is directed to a method for pattern recognition in a signal corresponding for example to the steering angle of a vehicle for testing tires. The method comprises three major steps, namely step a) consisting in identifying phases in the signal by detecting phase changes; step b) consisting in classifying at least some of the identified phases based on their shapes and step c) consisting in detecting the presence of predetermined patterns in the signal where each predetermined pattern corresponds to a specific sequence of classes of phases. The phase changes are determined by extrema of the signal and its first derivative. The classification of the phase is made by means of parameters of the phases, namely the length dL, the amplitude dH, and a form factor S. The definition of the different classes is adjusted in a parameter space by means of manual recognition of maneuvers. | 2012-05-31 |
20120136814 | MUSIC RECOMMENDATION METHOD AND APPARATUS - A music recommendation method may include obtaining the music belongingness function of music, which is the set of granularity of music in different dimensions, wherein the dimension is the classification of music and the granularity is the classification of the dimension; obtaining the user belongingness function of a user, which is the set of granularity indicating likes of user in different dimensions; calculating a granularity correlation function by using the music belongingness function and the user belongingness function; calculating the value of the probability function indicating likes of user for music by using the granularity correlation function and a dimension weighting coefficient; and recommending the music to the user when the value of the probability function indicating likes of user for music is greater than a preset threshold. An apparatus applying to the method comprises corresponding modules. | 2012-05-31 |
20120136815 | Display Device and Display Method - According to one embodiment, a display device includes an operation module, a display module, a recorder, a compiling module, and a display controller. The operation module receives an operation from a user. The display module displays content in accordance with the operation. The recorder measures the display time of the content that is being displayed and records the display time for each content. The compiling module compiles statistical information relating to a preference of the user based on the display time recorded for each content. The display controller displays, among contents that have been previously stored, content matching with the preference of the user indicated by the statistical information on the display module. | 2012-05-31 |
20120136816 | NETWORK ANALYSIS SYSTEM - The present invention provides a method of operating a network comprising the steps of: analysing a first datastore comprising data representing historical network performance; creating or more indices within the first datastore; creating one or more probability networks in accordance with one or more of the created indices; determining from the one or more probability networks a conditional probability associated with an alarm event; and' if the conditional probability determined is less than a threshold value, disregarding the associated alarm event; or if the conditional probability determined is greater than a threshold value, using the associated alarm event in conjunction with other historical network data to predict future alarm events. | 2012-05-31 |
20120136817 | Data processing apparatus and method for motion synthesis - A data processing apparatus is used for motion synthesis. A preprocessing unit of the data processing apparatus calculates a mixture of factor analysis (MFA) parameter by applying an energy minimized optimization algorithm to motion capture data acquired in advance and stored in a motion database (DB). When a motion probability distribution model is generated as described above, a calculating unit of the data processing apparatus synthesizes a motion corresponding to input motion sensing data by applying the input motion sensing data to the motion probability distribution model. | 2012-05-31 |
20120136818 | Information Processing Device, Information Processing Method, and Program - An information processing device for generating a target feature amount computational expression for outputting a target feature amount corresponding to input data, comprising: a feature amount extraction expression list generating unit configured to generate and update a feature amount extraction expression list; a feature amount computing unit configured to input actual data supplied as tutor data to each feature amount extraction expression included in the feature amount extraction expression list to compute multiple feature amounts corresponding to the actual data; a target feature amount computational expression generating unit configured to employ the multiple feature amounts, and an existing feature amount corresponding to the actual data supplied as tutor data for the same rank to generate the target feature amount computational expression by machine learning; and an evaluation value computing unit configured to compute the evaluation value of each feature amount extraction expression included in the feature amount extraction expression list. | 2012-05-31 |
20120136819 | TURBINE PERFORMANCE DIAGNOSTIC SYSTEM AND METHODS - A turbine performance diagnostic system creates a performance report for one or more turbines and includes an assessment module that receives operating data from at least one turbine and produces a performance report from the operating data. The assessment module includes a change detection module configured to determine when at least one parameter has changed beyond an associated threshold and generate an alarm and a root cause analyzer coupled to the change detection module that predicts a root cause of the alarm utilizing a Bayesian Belief Network (BBN). The performance report includes an indication of the predicted root cause. | 2012-05-31 |
20120136820 | METHOD TO REDUCE CHURN FROM EXCESSIVE UNLINKING - Some embodiments of a method to reduce churn caused by excessive linking and unlinking have been presented. A rule engine can create a network having a number of nodes to evaluate a set of rules in a knowledge base. The rule engine may unlink a node in the network in response to an input of the node becoming empty in a session. The rule engine may then wait a predetermined period of time before allowing the node to be unlinked again during the session. | 2012-05-31 |
20120136821 | USING LEFT AND RIGHT UNLINKING SIMULTANEOUSLY - Some embodiments of using left and right unlinking simultaneously by an exemplary rule engine have been presented. A rule engine can create a network having a number of nodes to evaluate a set of rules in a knowledge base. The rule engine may initialize a session to be processed using the network to allow each of the nodes to be logically left unlinked and logically right unlinked at the same time during the session. | 2012-05-31 |
20120136822 | KEY PERFORMANCE INDICATOR FEEDBACK IN RULE-BASED SYSTEM - Fitness of rules in a rule-based system is evaluated in an interactive rule, data, and modeling environment that allows a user to receive immediate feedback on fitness of the overall rule set, as well as the fitness of individual rules, and to see how modifications being made by the user with a rule authoring interface are impacting that fitness. This feedback may be used to improve the set of rules with which the rule-based system operates. Simulations on the rule set run in the background, using a representative input data set to exercise the rule set, and fitness is calculated using a fitness function or predictive model. One or more charts showing resulting indicators are preferably displayed within the rule authoring environment, giving the user immediate feedback on the likely impact of the changes he or she is making. | 2012-05-31 |
20120136823 | AUDIO CLASSIFICATION DEVICE, METHOD, PROGRAM AND INTEGRATED CIRCUIT - To classify moving images using audio signals. An audio signal is acquired, a section feature relating to an audio frequency distribution is extracted with respect to each of a plurality of sections each having a predetermined length contained in the acquired audio signal, each extracted section feature is compared with each of reference section features to calculate a section similarity indicating a degree of correlation between each section feature and each reference section feature. An integrated feature relating to the plurality of sections and being calculated based on the section similarity calculated with respect to each of the plurality of sections is extracted from the acquired audio signal. The extracted integrated feature is compared with each of one or more reference integrated features, and the audio signal is classified based on comparison result. Then, classification result is used for moving image classification. | 2012-05-31 |
20120136824 | SYSTEMS AND METHODS FOR GENERATING INTERPOLATED INPUT DATA SETS USING REDUCTED INPUT SOURCE OBJECTS - Embodiments relate to systems and methods for generating interpolated input data sets using reduced input source objects. A database can store operational data, such as financial, climate or other information. A user can input or access a set of target data, representing output the user wishes to be generated from an interpolated set of input data based on an interpolation function. Thus, the average air temperature of a region may be known for the last ten years, along with other inputs such as water temperature, wind speed, etc. The target data can include an expected average temperature for the current year. The interpolation engine can receive the target temperature, and interpolate other climate inputs that will produce the target output temperature. The interpolation engine can also reduce the number of predetermined data objects or the dimensions of input data sets to generate interpolated inputs based on more compact inputs. | 2012-05-31 |
20120136825 | METHOD OF PROVIDING AN INTERACTIVE ENTERTAINMENT SYSTEM - This invention relates generally to an interactive entertainment system that provides at least two discrete, independent stories that are interactively intertwined through a variety of online or other interactive media whereby the user of the interactive entertainment system can participate by commenting, by contributing materials (in visual, photographic, video, audio, tactile or other sensory and cognitive formats), by responding to quizzes and polls, and by otherwise interacting with other users of the interactive entertainment system, or with characters in any story, as if the latter were real persons. | 2012-05-31 |
20120136826 | LONG-LIVED DATA TRANSACTIONS - In one embodiment, a method for facilitating long-lived data transactions includes starting a data transaction during a first user session, storing data associated with the data transaction in a temporary storage table, and ending the data transaction during a second user session using contents of the temporary storage table. | 2012-05-31 |
20120136827 | PERIODIC DATA REPLICATION - Systems and methods for replicating data from a production server to a backup server include recording at least one operation on one or more data items stored in a volume of a production server. The operation may be recorded as at least one journal event in a memory. A determination may then be made regarding whether a system malfunction incident has occurred in the production server and if so, a first set of journal events may be transferred from the memory to an auxiliary storage at a first time instant. At a second time instant, a second set of journal events recorded in the memory between the first and second time instants may be transferred to the auxiliary storage. At one journal event stored in the auxiliary storage unit may then be sent for replication to a backup server. | 2012-05-31 |
20120136828 | SYSTEMS AND METHODS FOR REPLICATING A GROUP OF DATA OBJECTS WITHIN A STORAGE NETWORK - Embodiments relate to systems and methods for replicating a group of data objects within a storage network. In particular, a module can designate an object in the storage network as an anchor object. The module can further evaluate a replication policy of the anchor object to determine a destination resource on which to replicate a related group of data objects. Further, the module can located the related group of data objects, and define a replication policy on each of the data objects that specifies that each of the data objects follow the anchor object. The module can replicate each of the data objects as well as the anchor object on the destination resource. | 2012-05-31 |