21st week of 2012 patent applcation highlights part 62 |
Patent application number | Title | Published |
20120130822 | COMPUTING COST PER INTERACTION FOR INTERACTIVE ADVERTISING SESSIONS - Described herein are technologies related to charging advertisers for advertisements presented to a user in an interactive advertising session. An advanced interactive system captures gestures, spoken words, facial expressions, and the like, and advertisements are presented to a user based upon such captured gestures, spoken words, facial expressions and the like. User interactions with respect to these advertisements are then captured, and advertisers are charged fees per captured interactions between the user and the advertisements. | 2012-05-24 |
20120130823 | MOBILE MATCHING SYSTEM AND METHOD - A system and method for matching is disclosed. User profile information, location information and event information are stored in a database. First and second electronic check-in information representing that a first user and a second user have checked-in to an event is received and stored. User profile information of the two users is matched and a notification of the match is transmitted to at least one of the users. A response to the notification is received that indicates a request for a meeting between the first user and the second user, and a notification representing the request is sent to the user(s). | 2012-05-24 |
20120130824 | Media Marketing System and Method - A system and process is provided for distributing branding and content messages to wireless mobile devices such as mobile handsets. The system has a mobile media portal process that enables a content owner and one or more sponsors to cooperate in negotiating, planning, and executing a branding or content campaign. For a campaign, a set of consumers has indicated a desire to receive particular content information on their mobile handset, and may have used a web interface or their phone to provide demographic information and content choices. A media center interface associates a particular marketing message from a sponsor with the content information, and distributes the marketing message and information to the user's handset. Since the marketing message has been selected and adapted to the demographics and preferences of the user, it is likely that the user will positively respond to receiving the marketing message. | 2012-05-24 |
20120130825 | SYSTEM AND METHOD FOR COMPUTER-CREATED ADVERTISEMENTS - The invention relates to a computerized method to create an advertisement by displaying a plurality of advertising formats for selection by a user; displaying a template corresponding to a selected advertising format; displaying product references for selection by the user; displaying on the template a selected product reference and creating a preview of the proposed of the proposed advertisement, all of which may be implemented using the internet. The invention further relates to a computerized system for creating an advertisement that comprises a template database for storing advertising formats; a product database for storing product references; and a computer to access the databases. Preferably, the user has a network interface such as Internet access, software to specify quantity, printing information, ship date, paper type, pricing information, and payment information, and configured to receive images and text for new products. | 2012-05-24 |
20120130826 | Litigation-Related Document Repository - A litigation-related document repository for management and exchange of documents independent of courts or other tribunals. Users can upload litigation-related documents for on-line case folders in order to exchange documents with other parties to a dispute or other users. The repository maintains the documents in a common format in a structured database and can convert the documents for uploading to the database or downloading to user machines. It can also provide various services such as searching for documents and managing case folders. Users can select various fee-based approaches for access to the repository, including paying time-based fees, session-based fees, or agreeing to receive on-line advertisements in exchange for access. | 2012-05-24 |
20120130827 | SYSTEMS FOR AUTOMATIC AUDIENCE SIZE MEASUREMENT AND INTERACTIVITY - A system for automatically measuring the size of a radio or television audience at any particular time is provided. In the system, a remote computer may identify the broadcast stations to which listening devices, such as radios or televisions, are tuned. To identify the broadcast stations, the remote computer commands the listening device instructing/commanding the listening device to poll its radio receiver tuner to determine the frequency it is tuned to. This information is then transmitted from the listening device to the remote computer where it may be used to determine what broadcast station the listening device is tuned to. This data is then stored and accumulated, so that over time the listening habits of the user may be identified. The collected data may be used by broadcast stations to determine the cost of advertisements. Additionally, the system provides for the monetization of advertising by charging advertisers for downloads. | 2012-05-24 |
20120130828 | SOURCE OF DECISION CONSIDERATIONS FOR MANAGING ADVERTISING PRICING - Methods and systems for training predictive models for an advertising price management system. One method includes storing information to a database about a past price determined by the advertising price management system and a source used to set the past price, the source including at least one of a constraint-based optimizer, a testing routine, and a manual override; assigning a weight to the information about the past price based on the source used to set the past price; and using the stored information about the past price and the weight to train the predictive models for the advertising price management system. The method also includes using the predictive models to determine a price for an advertising placement and communicating the price. | 2012-05-24 |
20120130829 | Bidding for placement of advertisements in real time - An advertisement is selected when an advertising opportunity arises through a competitive bidding process. A computer system receives an indication of the advertising opportunity, and in response to receiving the indication, the computer system selects a bid from a plurality of bids. An advertisement associated with the selected bid is served to a browser to be viewed in conjunction with a web page. | 2012-05-24 |
20120130830 | Method, an apparatus and a computer program - A method comprising: storing raw data relating to a carbon footprint of a media format; receiving a media plan for planning a media campaign, the media plan specifying the media format together with additional information relating to the media format; performing a calculation associated with the media format, the calculation using the additional information and the raw data related to the media format, the calculation generating a carbon index which indicates the carbon footprint associated with implementing the media format in the media plan. The present invention also relates to a corresponding apparatus and computer program. | 2012-05-24 |
20120130831 | SYSTEM AND METHOD FOR DISPUTING INDIVIDUAL ITEMS THAT ARE THE SUBJECT OF A TRANSACTION - A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute. | 2012-05-24 |
20120130832 | HOST TO CLIENT PAYMENT - A system and a method of electronic transactions are disclosed. The system and method allow a consumer mobile device to capture the identification of a point-of-sale device and to initialize a transaction from the consumer mobile device to a master host platform. The point-of-sale device captures purchase items following a typical tender process and provides the master host platform with detailed purchase information. The master host platform instantiates a transaction merger to combine the identification information and the detailed purchase information. The transaction merger links the specific consumer to the specific transaction at the specific point-of-sale device. Then, the master host platform sends an authorization request to a payment processing host. The master host platform provides a connection between clients: the consumer mobile device and the point-of-sale device, and establishes a common interface between the clients and the payment processing host. | 2012-05-24 |
20120130833 | Electronically maintained community escrow - Coin types of coins with which a user is permitted to pay for a transaction are divided into first and second groups. The coin types of the second group are of lower value than those of the first group. A difference in which a total amount of the transaction is a minuend is determined. Where the difference is positive and can only be exactly paid for by the user using just coins of the coin types of the second group, and where a community escrow has a current balance greater than the difference, the following is performed. In response to the user indicating that the difference should be paid for from the community escrow, the transaction is electronically credited from the community escrow by an amount equal to the difference, and the difference is electronically debited from the community escrow. | 2012-05-24 |
20120130834 | METHOD FOR REMOTELY CONFIGURING A DIGITAL IMAGE DISPLAY DEVICE - A method for providing specified digital image content to a digital image display device, the digital image display device being adapted to receive digital image content from a network, comprising: providing a unique device identifier for the digital image display device, the unique device identifier to be made available to a purchaser of the image display device without requiring the purchaser to have physical access to the digital image display device; enabling a content supplier to specify digital image content to be transferred over the network to the digital image display device associated with the unique device identifier; detecting when the digital image display device is connected to the network by receiving at a network server connected to the network an indication of the unique device identifier from the digital image display device; and transferring the specified digital image content to the detected digital image display device over the network. | 2012-05-24 |
20120130835 | System and Method of Providing Post-Purchase Media Content to A Subscriber - A method includes receiving purchase data at one or more computing devices associated with a media service provider. The purchase data includes information descriptive of a particular purchase made by a subscriber of the media service provider from a seller, where the seller is independent from the media service provider. The method also includes selecting media content available from the media service provider based on the purchase data. At least a portion of the selected media content is sent to a device associated with the subscriber. | 2012-05-24 |
20120130836 | MECHANISM FOR EFFICIENTLY MATCHING TWO OR MORE ENTITIES BASED ON MUTUAL BENEFIT - The present inventive concept is generally directed to a computer-based system and associated methods for facilitating business referrals, matching consumers with compatible providers of goods and/or services. In an embodiment, the system comprises a business-referral website through which consumers can place bids for any product or service whatsoever. In an embodiment, there are functional modules designed to serve the following actors: Consumers, Goods/Service Providers, System Administrators, and sales/Marketing Agents. The system allows Consumers who are looking for a particular good or service to publish a “Bid” within the system, which in turn will logically match the Consumer offering with one or more Providers based on the Consumer-offer details; that is, product/service category and description, geographical area for delivery of the needed goods/services, and the offered price. Matched Providers are given the opportunity to electronically respond to the Consumer offer by accepting, rejecting, requesting more information, or counter-offering. | 2012-05-24 |
20120130837 | SYSTEM AND METHOD FOR REMOTELY CONTROLLING ACCESS TO MEDIA ON A PUBLISHER SITE - A service, system or component is provided that controls publication of media content on a publisher site to a visitor of the publisher site. Media content on the publisher site can be blocked for to such visitors for purpose of revenue collection. | 2012-05-24 |
20120130838 | Method and apparatus for personalizing secure elements in mobile devices - Techniques for personalizing secure elements in NFC devices to enable various secure transactions over a network (wired and/or wireless network) are disclosed. With a personalized secure element (hence secured element) in place, techniques for provisioning various applications or services are also provided. Interactions among different parties are managed to effectuate a personalization or provisioning process flawlessly to enable an NFC device for a user thereof to start enjoying the convenience of commerce over a data network with minimum effort. | 2012-05-24 |
20120130839 | Mobile devices for commerce over unsecured networks - Techniques for managing modules or applications installed in a mobile device are described. To provide authentic and secured transactions with another device, each of the installed applications is provisioned with a server through data communication capability in a mobile device. A provisioned application is associated with the personalized secure element in the mobile device and works with a set of keys that are generated in accordance with a set of keys from the personalized secure element. Further management of controlling an installed application is also described. | 2012-05-24 |
20120130840 | STORE AFFILIATION SYSTEM - Techniques for improved interaction between online retailers and traditional brick-and-mortar retailers that provide patron-accessible networks are disclosed. The location and/or the fact that any given purchase was made from a particular retailer's patron-accessible network can be tracked for various purposes. The invention can facilitate partnering between online retailers (i.e., online stores) and traditional ‘brick-and-mortar’ business establishments. As an example, the invention can be used to track and give credit for online purchases at an online retailer that are facilitated by a brick-and-mortar retailer. | 2012-05-24 |
20120130841 | SYSTEM AND METHOD FOR PROVIDING QUALIFICATION SEARCHING AND BIDDING FOR RENTAL PROPERTIES - A computer-implemented system and method for providing qualification searching and bidding for rental properties is disclosed. A potential renter can provide qualification information and desired features of a rental unit to a rental server to determine one or more rental communities for which the potential renter is qualified. The system and method further provide the potential renter to bid for a rental property with a plurality of rental communities. | 2012-05-24 |
20120130842 | TRANSACTION SERVICES REVERSE AUCTION - A reverse auction platform for selecting a transaction service is provided. The platform may include a database configured to store a request for a transaction service and to store fee bids corresponding to the transaction service. The platform may also include a memory configured to store execution instructions as well as a processor coupled with the database and the memory. The processor may be configured to execute the instructions. The instructions may be configured to cause the processor to receive a request for a transaction service; to present the request; and to select a transaction service based on a fee bid corresponding to the transaction service. | 2012-05-24 |
20120130843 | SYSTEM AND METHOD FOR INTEGRATING A PLURALITY OF ISOLATED COMPONENTS INTO AN ONLINE AUCTION FOR AUTOMATIC REAL-TIME AUCTION PARTICIPANT SUPPORT - Disclosed is a method and system for integrating a plurality of isolated components to automatically provide real-time support to a participant in an online auction, particularly for live online auctions that may require quick decision making. An embodiment may automatically display information from the plurality of isolated components for the current item being auctioned in the online auction in a single user interface window. An embodiment may further update any information from any of the plurality of isolated components in real-time as the online auction is occurring. Examples of various isolated components that may be integrated into the single user interface window include: item history reports, third party valuation reports on the item, and the interface into the online auction. Various embodiments may have additional user interface windows concurrently monitoring/automatically integrating with different online auction locations that are concurrently auctioning different items. An embodiment may also include automatic non-decision support actions such as: requesting placing purchased items into an electronic inventory system, requesting delivery/shipping of purchased items, and/or requesting financing for a purchase. | 2012-05-24 |
20120130844 | AUTOMOTIVE DIAGNOSTIC AND ESTIMATE SYSTEM AND METHOD - The method provides users with estimates for vehicle repairs. The user, typically the vehicle owner, provides details sufficient to identify the vehicle, and location details to enable the system to locate suitable mechanics and replacement parts, and determine labor costs and times. The user may provide symptoms of the problem, and the system provider automatically determines the likely cause of the symptoms. Once a diagnosis has been generated, local labor and replacement auto part prices are automatically located, and a repair estimate automatically calculated. The estimate, along with a list of local mechanics with interest or expertise in the particular type of repair, is then automatically communicated to the vehicle owner. | 2012-05-24 |
20120130845 | DIGITAL IMAGE DISPLAY DEVICE WITH REMOTELY DISABLEABLE USER INTERFACE - A digital image display device for displaying a collection of digital images, comprising: a display screen; a processor; a user interface including one or more user interface elements for enabling a user to control the behavior of the digital image display device; a network interface for communicating with a network; an image memory for storing digital images; and a processor-accessible program memory. The program memory stores executable instructions for causing the processor to execute the steps of: receiving user interface control information from a network server via the network interface; disabling at least a portion of the user interface elements responsive to the received user interface control information to selectively disabled at least a portion of the user interface elements of the digital image display device; and displaying stored digital images on the display screen. | 2012-05-24 |
20120130846 | System and method for producing custom merchandise from a virtual environment - Systems and methods are provided for producing merchandise for a user based upon a character within a virtual environment, on request of the user, by retrieving character data representing a player character within a game and converting the character data into merchandise characteristics. Merchandise is manufactured based, at least in part, on the merchandise characteristics. | 2012-05-24 |
20120130847 | SYSTEMS AND METHODS FOR SEARCHING IN AN ELECTRONIC COMMERCE ENVIRONMENT - A method of searching an electronic commerce website includes searching a plurality of user profiles based upon a user-supplied search query for an item, establishing an interactive online session between the user and the at least one search facilitator, and providing for the at least one search facilitator to present one or more suggested item listings to a user through the electronic commerce website. The searching identifies at least one search facilitator profile among the plurality of user profiles. The search facilitator profile represents a search facilitator who can assist the user in locating the item within the electronic commerce website. | 2012-05-24 |
20120130848 | Apparatus, Method, And Computer Program For Selecting Items - A similar item set making section makes a similar item set corresponding to a target item. With respect to a first set of some or all of items in the similar item set, a first rate calculating section calculates a first rate. An item characteristic value calculating section calculates an item characteristic value by using the first rate. An item selecting section makes, from items in the similar item set, an associated item set corresponding to the target item. Recommended item conditions are for deciding whether or not an item should be recommended. The associated item set is designed so that when the item characteristic value satisfies prescribed item characteristic value conditions, the rate of the number of items satisfying recommended item conditions in the associated item set to the number of all items therein is greater than the first rate and smaller than 1. | 2012-05-24 |
20120130849 | Method to Facilitate A Platform For Providing Shopping Advice - Disclosed is a method and a system to facilitate a platform for experts to provide shopping advices to shoppers. Specifically, a method for automatically changing url links, in real time or on static page, having product ID and merchant ID to further including expert ID, shopper ID and/or affiliate ID is disclosed wherein it enables individuals and other business entities (“experts”) with expertise in particular fields to recommend, review, and/or market products tailored to the specific needs of the consumers (“shopper”), in return for a commission, that are sold from a merchant's website. | 2012-05-24 |
20120130850 | TECHNIQUES AND SYSTEM FOR REVENUE SHARING IN AN ONLINE STOREFRONT - Techniques to provide dynamic revenue sharing among product providers in an online storefront are described. In an embodiment, products are bundled into packages. When a package is purchased, licensed or subscribed to, the payment received may be shared with online storefront, and among the product providers according to the rank of the products in the package. Partners of the online storefront may design their own packages and receive a portion of the payment. Other embodiments are described and claimed. | 2012-05-24 |
20120130851 | Ordering Via Dynamic Matrix Code Generation - A content receiver receives ordering information from a content provider for orderable content or products. The content receiver also derives information specific to the content receiver and dynamically generates a matrix code including the ordering information and the specific information. The content receiver then transmits the matrix code to a display and when the displayed matrix code is detected and decoded by a reader, the reader initiates an order for the orderable content to be transmitted to the content receiver or products. In some implementations, the orderable content may be ordered from the content provider, which may then transmit the ordered content to the content receiver. However, in other implementations the orderable content may be ordered from a third party provider. As such, the third party provider may transmit the ordered content to the content provider, which may then transmit it to the content receiver. | 2012-05-24 |
20120130852 | UNIVERSAL SHOPPING CENTER FOR INTERNATIONAL OPERATION - An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer, the goods can be viewed on catalogue sheets translated to a language of the customer's choice, and the price provided in a currency selected by the customer. The customer also has the option of initiating the order with automatic credit authorization, generation of an electronic title or commercial invoice and arrangements and payment of shipping charges and any taxes and import/export duties. | 2012-05-24 |
20120130853 | In-Application Commerce System and Method with Fraud Detection - A full-service turn-key in-application commerce solution with fraud detection is disclosed that provides web service interfaces to a commerce system. The in-application solution features fraud detection with user behavior tracking and fraud controls that limit the features that are offered to a user. Fraud detection involves input from the application, the commerce system, or third party systems. User fraud scores are updated frequently as events are processed. Controls are applied to the user account based on the user fraud score and risk classifications for ranges of fraud scores. An in-application solution also features a wallet with a personal threshold for microtransaction spending, limiting the amount that the user is allowed to spend before a wallet is cleared. The wallet is integrated with the fraud detection such that the personal threshold is determined from the user's latest fraud score. | 2012-05-24 |
20120130854 | AskMyEsq: Automated Business and Legal Advisory Providing Methodology - AskMyEsq is an automated business methodology that eliminates the need for front office and in-person advisory services in firms. AskMyEsq involves customers contacting attorneys directly via E-mail for advisory services, thus eliminating the cumbersome process of contacting the front office of the firm to schedule time to talk with an attorney and make a payment for the services. AskMyEsq helps faster and 24×7 reach out to attorneys. The system will help firms make attorneys accessible to customers at all times in an affordable way by eliminating the overheads of having the traditional front office. In AskMyEsq, attorneys directly receive advisory requests on-line from customers. Upon receipt of the request, attorneys analyze the request, give professional response, specify a fee and optionally reserve a time-slot. Customers will then be able to view the advisory given and/or confirm the time-slot for meeting by paying the designated fee on-line. | 2012-05-24 |
20120130855 | MICRO-PAYMENT SYSTEM ARCHITECTURE - A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers. | 2012-05-24 |
20120130856 | Modularized In Application Commerce System and Method - An in-game e-commerce web service system and method is described. The system provides a seamlessly integrated, modular, turn-key solution to in-game commerce on game publisher web sites. Primary publisher-to-player and secondary player-to-player markets are supported along with their associated billing and customer management functions. Modules have been designed to allow the greatest flexibility in choosing the services to which a game publisher subscribes. | 2012-05-24 |
20120130857 | SYSTEM AND METHOD FOR SEARCHING VERTICAL SILOS IN AN IP MARKETPLACE - A comprehensive platform for merchandising intellectual property (IP), conducting IP transactions and searching IP related data is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards. Data associations are tags are established to relate IP content to vertical silos of data, such as an industry silo, A search engine enables customized search of a the vertical silos. | 2012-05-24 |
20120130858 | SYSTEM FOR SERVING A DYNAMICALLY RANKED LIST OF MOTOR VEHICLES - A system and method are described for collecting motor vehicle information and generating an individually ranked list from seller information, public databases and buyer inputs and behavior. The ranked list is dynamically generated and presents to the buyer a relevant result set from millions of non-relevant listings. | 2012-05-24 |
20120130859 | REAL TIME VEHICLE PURCHASE REQUEST MANAGEMENT METHOD AND SYSTEM - A method and apparatus for communicating a purchase request to a dealer immediately. A Data Center system has a system database accessible to a plurality of dealers. A potential buyer submits a purchase request over a computer network to the Data Center system. The purchase request may include product identification data and buyer location information. The Data Center system identifies at least one appropriate dealer to receive the purchase request. The Data Center creates a purchase request record from the data and information provided in the purchase request. The Data Center then communicates the purchase request to the appropriate dealer by immediately storing the purchase request record into the system database such that the purchase request is accessible only to the at least one identified dealer. The purchase request becomes available to the at least one identified dealer immediately upon the creation of the purchase request record. | 2012-05-24 |
20120130860 | REPUTATION SCORING FOR ONLINE STOREFRONTS - Systems and techniques to provide an improved reputation scoring for products in an online storefront are described. A technique may include obtaining at least one objective measure and at least one subjective measure about a product in an online storefront; calculating a reputation level for the product from the subjective and objective measures; and displaying a listing for the product in the online storefront according to the reputation level. A technique may further include providing feedback to product developers about the reputation level of the product. Other embodiments are described and claimed. | 2012-05-24 |
20120130861 | Social Commerce Relationship Management System - A method and system is disclosed for conducting electronic commerce within a social media environment. A user performs social media interactions within a social media environment and elects to consider purchasing a vendor's product that is referenced in an activity stream. The user then proceeds to a social commerce site while they are still within the social media environment. The user then accesses the social commerce site and performs social commerce operations, such as selecting and purchasing the product referenced in the activity stream. | 2012-05-24 |
20120130862 | Social Admin Console - A method and system is disclosed for conducting electronic commerce within a social media environment. A social commerce site is generated and then configured by a vendor, on behalf of a vendor affiliate, or by the vendor affiliate. Once the social commerce site is activated for operation, a user performs social media interactions within a social media environment and elects to consider purchasing a vendor's product that is referenced in an activity stream. The user then proceeds to the social commerce site, while they are still within the social media environment, and performs social commerce operations, such as selecting and purchasing the product referenced in the activity stream. Data associated with social commerce operations is collected, processed for analysis, and displayed for review within a user interface. | 2012-05-24 |
20120130863 | Social Reputation - A method and system is disclosed for conducting electronic commerce within a social media environment. A user of a social media site elects to perform an activity associated with a social commerce site. Once the social commerce activity has been performed, its corresponding value is processed with social commerce reputation data associated with the user to generate a social commerce reputation score for the user. The resulting social commerce reputation score is then compared to the requirements associated with different social commerce reputation badges. The social commerce reputation badge that matches the user's current social commerce reputation score is then displayed as a graphical image within the social commerce site along with the user's associated social commerce reputation data. | 2012-05-24 |
20120130864 | SYSTEMS AND METHODS TO ANALYZE A SELLER INVENTORY OFFERED FOR SALE ON A NETWORK-BASED MARKETPLACE - Systems and methods to analyze a seller inventory on a network-based marketplace | 2012-05-24 |
20120130865 | Look-alike Tryout of Mail Order Product Before Purchase - The disclosed technology comprises a method of providing a functional version of a product to a potential buyer via postal services. The potential buyer may try out the product for a limited amount of time, and then return same to the seller or pay for the look-alike product/purchase the actual product. This method may be used with jewelry, clothing, electronics, and other items. For example, in an embodiment of the disclosed technology, a buyer may desire to try 1, 2, 3 or more diamond rings with gold bands. A cubic zirconia ring with a silver or copper alloy band may be sent to the potential buyer via mail or a courier to try out for a limited time period, during which he/she can decide whether to purchase the real product. In this manner, risk of loss of goods to the seller is lessened, and the ability to touch and feel a product which functions like the original is granted to the potential buyer before making a purchase. | 2012-05-24 |
20120130866 | METHOD AND SYSTEM FOR CONSUMER TRANSACTIONS USING VOICE OR HUMAN BASED GESTURE ACTIONS - A method of initiating a consumer transaction using a human interaction device to read voice or human based gesture actions is disclosed. Video data is transmitted from a processing device to a display device. The video is monitoring for event data corresponding to a plurality of consumer products or services, and monitored event data is received in the processing device. A consumer is notified on the display device of an eligible consumer transaction. Voice or human based gesture actions are read with a human interaction device and are analyzed. If the voice or human based gesture actions conform to a predetermined set of requirements, then a consumer transaction for the plurality of consumer products or services is initiated. | 2012-05-24 |
20120130867 | COMMODITY INFORMATION PROVIDING SYSTEM AND COMMODITY INFORMATION PROVIDING METHOD - According to one embodiment, a commodity information providing system includes: a commodity-data acquiring section configured to acquire, on the basis of location data indicating a location of an information terminal including a display screen and commodity data associated with a place or an area, commodity data that is provided to or can be provided to the information terminal; and a display-data generating section configured to generate display data for displaying, on the display screen of the information terminal, information concerning a commodity corresponding to the commodity data acquired by the commodity-data acquiring section. | 2012-05-24 |
20120130868 | METHOD AND SYSTEM FOR STORAGE AND RETRIEVAL OF TRACK AND TRACE INFORMATION - A system and method for tracking and tracing items that in one aspect comprises generating a group of unique codes, where a unique code is a unique encrypted reference, transferring the group of unique codes to an item marking location, marking items with the unique codes. Further, for tracking the items, decrypting the unique codes of a marked item to obtain the unique reference, and creating and storing the tracking records in a unique storage location, where the unique reference refers to the unique storage location. A tree structure resembling the packaging hierarchy is disclosed, where the nodes are referenced by the unique reference, and tracing of entire sub-trees may be performed by entering a unique code. Storage locations and sub-trees may be assigned to tracking cells in a distributed system architecture. | 2012-05-24 |
20120130869 | METHOD AND SYSTEM FOR DISPLAYING FINANCIAL INFORMATION - Methods, systems and computer programs that display financial information are provided. | 2012-05-24 |
20120130870 | METHOD AND SYSTEM FOR BUDGET MANAGEMENT - Provided are methods, systems and computer programs for managing finances such as personal budgets. | 2012-05-24 |
20120130871 | Content delivery network service provider (CDNSP)-managed content delivery network (CDN) for network service provider (NSP) - A CDN service provider shares its CDN infrastructure with a network to enable a network service provider (NSP) to offer a private-labeled network content delivery network (NCDN or “private CDN”) to participating content providers. The CDNSP preferably provides the hardware, software and services required to build, deploy, operate and manage the CDN for the NCDN customer. Thus, the NCDN customer has access to and can make available to participating content providers one or more of the content delivery services (e.g., HTTP delivery, streaming media delivery, application delivery, and the like) available from the global CDN without having to provide the large capital investment, R&D expense and labor necessary to successfully deploy and operate the network itself. Rather, the global CDN service provider simply operates the private CDN for the network as a managed service. | 2012-05-24 |
20120130872 | PARKING MANAGEMENT - A parking management approach includes associating a payment source with a vehicle identifier. The approach also includes receiving a message indicating initiation of a parking event at a parking location, and updating a parking database to indicate that a vehicle having the vehicle identifier is parked at the parking location. The message includes an identification of at least one of the payment source and the vehicle identifier. | 2012-05-24 |
20120130873 | SYSTEMS AND METHODS FOR GENERATING MULTI-CLOUD INCREMENTAL BILLING CAPTURE AND ADMINISTRATION - Embodiments relate to systems and methods for generating multi-cloud incremental billing capture and administration. A set of aggregate usage history data can store patterns for a user in a set of host clouds recording consumption of processor, memory, storage, operating system, or other resources subscribed to by the across the host clouds. The user can be a corporation or other collective user. An entitlement engine can access a set of subscription parameters and analyze the set of aggregate usage history data based on deviation from consumption limits or other subscription parameters. When resource limits (e.g. operating system instances) are exceeded in a host cloud, the entitlement engine can determine which resource was exceeded, and in which host cloud it was exceeded. incremental billing for those events can be generated by the entitlement engine, and transmitted to the user via the host cloud and/or resource provider for presentation, collection, and reconciliation. | 2012-05-24 |
20120130874 | PROVIDING SECURITY IN A CLOUD STORAGE ENVIRONMENT - A method of providing security as a service in a cloud storage environment includes storing, through a cloud manager of the cloud storage environment, a security level of access of a storage controller associated with a customer of the security as a service, and receiving a request from the customer to access security information of the storage controller associated therewith. The method also includes providing, through the cloud manager, security information of the storage controller associated with the customer in accordance with the request and the stored security level of access of the storage controller associated with the customer. | 2012-05-24 |
20120130875 | ASSET ACQUISITION, MANAGEMENT AND OCCUPATION SYSTEMS AND METHODS - Asset acquisition, management and/or occupation systems and methods are disclosed. One of the methods of acquiring an asset includes a first party approving the asset selected by a second party and the first party purchasing the asset. The method includes the first party and the second party agreeing that the second party has an option or right to purchase, lease, license, or settle or not settle the purchase of the asset from the first party at or before a predetermined time. | 2012-05-24 |
20120130876 | System, Method and computer program for operating web-based collective e-money lending/borrowing circles between members and non-members of social networking websites - A system, method and computer program for implementing a web based solution, allowing members of a social networking website and/or the general public to carry out trust based collective e-money lending/borrowing circles called ‘PartnerHands’, in which members divide the cost of a larger amount of e-money, equally between themselves and collectively pay in the smaller amounts over a mutually agreed period of time. Each member of the group then takes a turn in skipping one payment and receiving the full amount as an interest free loan. Once everybody within the PartnerHand has received the collective amount once the PartnerHand agreement ends. | 2012-05-24 |
20120130877 | Method And Apparatus For Processing Sales Transaction Data - A system provides a way to manage agreements that institutions such as financial services companies have with distributors who sell their products. Each distributor has a plurality of sales representatives that earn commissions for selling such products. The commissions earned and any other constraints imposed on the sales representatives may be defined within a selling agreement. The system can generate each selling agreement utilizing a set of components representative of the type of agreement formed between the institutions and the distributor. The components of each selling agreement contain an associated rule set that enables a configuration engine to generate an appropriate document. The system also contains a set of regulatory conditions for each sale made by the sales representatives. The system may be utilized to process sales transaction data to ensure that selling agreement terms are followed and that regulations for each sale are satisfied. | 2012-05-24 |
20120130878 | Electronic Centralized Margin Agreement Registration and Management System - A margin management system facilitates processing of a margin management action required under a margin agreement between at least two authorized computers connected to send and receive communications over a wide area network. The authorized computers may be associated with a number of authorized parties who are each a party under one or more margin agreements registered with the system. The system includes at least one intermediate computerized communications system connected to send and receive communications to each authorized computer. The intermediate computerized communications system is configured to receive an initial registration request of a margin agreement from one of the authorized computers, create a record of the margin agreement, forward a notification to an authorized computer associated with a party identified as an alleged counterparty, and receive a response from the alleged counterparty including whether it agrees to details included in the margin agreement and the initial registration request. | 2012-05-24 |
20120130879 | METHOD AND SYSTEM FOR EXCHANGING FINANCIAL-TRANSACTION-RELATED MESSAGES OVER A COMMUNICATIONS NETWORK - At a first functional entity, a financial-transaction-related message destined for a destination associated with a second functional entity is received. The financial-transaction-related message is assessed for compliance with a fundamental message format and, upon assessing that the financial-transaction-related message is not compliant with the fundamental message format, a translation of said financial-transaction-related message into a translated message that is compliant with the fundamental message format is effected and the translated message is released towards said destination. The translated message is then received at the second functional entity, and the translated message is assessed for compliance with a message format that is employed by the destination. Upon assessing that the translated message is not compliant with a message format that is employed by the destination, the translated message is translated into a re-translated message that is compliant with a message format that is employed by the destination. | 2012-05-24 |
20120130880 | Systems and Methods for Product-Level and Contract-Level Risk Computations and Management - Various systems and methods are described herein for product-level and contract-level risk checks. The product-level and contract-level risk checks are used to either allow or prevent a trading strategy to proceed. When a trading strategy is initiated, quoting and hedge orders to be entered in relation to the trading strategy are grouped based on their association with the same contract or the same product. Then, a long position and a short position are determined for each quoting order on order quantities of a quoting order and each hedge order that is triggered by the quoting order at the product level and the contract level. The long or short position that are contributed by the hedge orders of each quoting order may then be offset by the quantity of the quoting order in the same product or the same contract. The computed values are then used to determine the worst case net product position and/or worst case contract position for the trading strategy. | 2012-05-24 |
20120130881 | Social Network for Traders of Stocks and Other Securities - A database may be used to aggregate indications of user intent to purchase or sell financial securities. This database may be accessed using mobile devices or client computers to thereby input user intent to purchase or sell financial securities. These inputs may be aggregated into the database. Users may be provided with the opportunity to purchase or sell in conformity with his or her intent indications. The intent indications may be verified by confirming that the user actually purchases or sells the financial security in conformity with his or her intent indication. This aggregate data may be accessed by users in order to query the user intent to purchase or sell securities ahead of their own actual purchases or sales. The data may then be reviewed by other users to aid in decisions whether to purchase or sell a financial security. | 2012-05-24 |
20120130882 | METHODS AND SYSTEMS FOR CREATING AND TRADING STRIPS OF FINANCIAL PRODUCTS - The present invention includes a method comprising receiving a first electronic BUY STRIP order; receiving a second electronic SELL STRIP order; matching the first STRIP order with the second STRIP order, wherein the first STRIP order is a contra order to the second STRIP order; executing the matched first and second STRIP orders; generating a first plurality of tradable component financial product trades based on the executed first STRIP order; generating a second plurality of tradable component financial product trades based on the executed second STRIP order; matching the first plurality of tradable component financial product trades with the second plurality of tradable component financial product trades, wherein the first plurality of tradable component financial product trades are contra trades to the second plurality of tradable component financial product trades; and executing the matched first and second plurality of tradable component financial product trades. | 2012-05-24 |
20120130883 | POSITION-KEEPING IN A MULTI-MARKET ENVIRONMENT - A computerized method of implementing position-keeping in a multi-market environment is described herein. The method comprises identifying a plurality of instrument transaction parameters based on a universal instrument ID of at least one instrument. The instrument transaction parameters comprise a market level identifier and a register level identifier. Further, at least one consolidation line is generated for the instrument based on at least the plurality of instrument transaction parameters, wherein the position-keeping is achieved based on the consolidation line. | 2012-05-24 |
20120130884 | EMBEDDED HARDWARE BASED SYSTEM WHICH PROVIDES REAL-TIME PRE-TRADE RISK ASSESSMENTS FOR MULTIPLE PARTIES AND METHOD THEREOF - A risk assessment system and method are provided that may be implemented as an embedded hardware based system and method that provide real-time pre-trade risk assessments for multiple parties, in addition to real-time market data and trading connectivity to a variety of liquidity venues. The liquidity venues may include regulated exchanges, ECNs and other financial institutions listing securities, options, futures, commodities, foreign exchange and other financial instruments. | 2012-05-24 |
20120130885 | UNIFIED PAYMENT ALLOCATION SYSTEM - In a method of making a financial transaction, a distinctive identification of a buyer is registered with an institution which assigns the identification of the buyer to data stored by the institution. A purchase by the buyer at a point of sale is approved by the institution, when the identification transmitted to the institution at the point of purchase and the data are verified by the institution. At a time after the institution has approved the purchase, the buyer selects the form of payment to be charged for the purchase, when the purchase is above a predefined minimum charge. | 2012-05-24 |
20120130886 | SYSTEM AND METHOD FOR MONITORING AND TRACKING USER ACTIVITIES - The disclosed embodiments assist a user in monitoring one or more user-selected activities. In addition, a user may share the monitored information with one or more people, such as a particular group of friends (e.g., friends associated with a social networking website) or by e-mailing or text messaging the monitored information to a particular person or persons. In some embodiments, a user may participate in a competition with one or more people (e.g., designated friends or even random people) to either perform or not perform a particular activity. Still, in some embodiments, the disclosed embodiments may automatically receive financial data from a financial service provider and update/display one or more user-selected activities based on the received financial data. | 2012-05-24 |
20120130887 | POINT OF SALE SAVING SYSTEM - An Internet-implemented computerized saving and investment system, that in use is integrated with a business's point of sale system, with which employees, for example employee who are compensated at least in part by tips from customers, may direct that funds be deposited to their credit in a savings/investment vehicle, for example a bank account. | 2012-05-24 |
20120130888 | METHOD AND SYSTEM FOR DISTRIBUTION OF ADVERTISEMENTS TO MOBILE DEVICES PROMPTED BY AURAL SOUND STIMULUS - A method for distributing context-based data using an acoustic receiving device and a high frequency analog acoustic signal is disclosed. The acoustic receiving device a high frequency analog acoustic signal. A high frequency analog acoustic signal is of a frequency of at least 21,000 Hz and contains encoded data. The high frequency analog acoustic signal is converted to a digital acoustic signal and then analyzed to obtain the encoded data. The data is decoded to obtain information, and the information is then displayed on the acoustic receiving device. | 2012-05-24 |
20120130889 | FINANCIAL CARD METHOD, DEVICE AND SYSTEM UTILIZING BAR CODES TO IDENTIFY TRANSACTION DETAILS - An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a result of voice or human based gesture actions. A user of the payer device may also participate in the financial transaction through the indirect control of a display by reading a unique machine-readable code unique to the display. Additional transaction details for the specific transaction may be received in the payer device through near field communication, or accessed at a later time when there is established connectivity to a mobile network. | 2012-05-24 |
20120130890 | METHOD AND SYSTEM FOR LEASE MANAGEMENT OF ULTRASONIC SYSTEM - A system for lease management of an ultrasonic system includes a usage information collection unit to collect usage information regarding a usage of the ultrasonic system, and a lease management unit to determine whether the usage information provided from the usage information collection module exceeds a predetermined allowable usage set by a prepaid balance of a user. Operation of the ultrasonic system is stopped while displaying a settlement-request screen on a display unit of the ultrasonic system, if the usage information exceeds the allowable usage. A lease server remotely manages a lease of the ultrasonic system through communication with the lease management unit via a network. | 2012-05-24 |
20120130891 | METHOD OF PROCESSING A TRANSACTION FOR A PARKING SESSION - Methods of processing payment transactions associated with parking sessions and at least one parking related service. The payment transactions are between the parking supplier, for example, the owner or manager of a parking lot, and a payment provider, for example, a credit card company, on behalf of a user. The methods involve retrieving parking supplier information stored in a memory based on an identifier that defines the location of the parking session, and retrieving payment provider information stored in the memory based on an identifier that defines the user, and processing the transaction, where the amount or cost associated with the transaction is based on the duration of the parking session and whether the user opted to use the at least one parking related services. | 2012-05-24 |
20120130892 | TOY WITH INDICIA OF STORED VALUE - The present invention is a stored value toy, and a method for sensing a stored value toy. A stored value toy integrates the functionality of a stored value card, or a gift card, into a three-dimensional toy, such as a model vehicle. The method includes sensing an account identifier from an account indicium permanently coupled in the toy, associating the identifier with an account, and taking some action involving the account. The action might be reading the account balance, initializing the balance with an amount, increasing the balance, or decreasing the balance. | 2012-05-24 |
20120130893 | SYSTEM AND METHOD FOR DEBT PRESENTMENT AND RESOLUTION - A system and method for debt presentment and resolution through an Intranet or Internet content provider is disclosed. Said system and method include a plurality of “transaction communities” which are electronic forums allowing interaction between a plurality of debtors and creditors through means of electronic mail (e-mail) or other electronic communication means. The Internet/Intranet based software application allows said debtors to access and input information related to a particular debt with any Internet browser software. Said debtors are provided with the URL (Universal Resource Locator) for said content provider along with a unique identification code from the collection agency(s) through mail correspondence or other communication means. Upon said user entering said URL and entering said identification code, said user may then proceed to choose from a variety of settlement options listed on the HTML (HyperText Markup Language) page. | 2012-05-24 |
20120130894 | System and method for ATM ODF notification (Automatic Teller Machine overdraft fee notification) - A method for providing an ATM customer with notification of an impending overdraft fee if transaction is completed to ensure that the customer is aware of overdraft fees prior to completion of a transaction, and has the opportunity to agree to fees, or to modify or cancel the requested transaction. | 2012-05-24 |
20120130895 | TRANSACTIONS ASSOCIATED WITH A MOBILE DEVICE - Methods and apparatus, including computer program products, for transactions associated with a mobile device are discussed. A method can include receiving a merchant identifier, sending an identification data, receiving a transaction, and processing a funds transfer. The receiving the merchant identifier is from a mobile device associated with a user registered with a central payment service. The identification data is associated with the user and the identification data includes multiple identifying data items. The transaction data details a transaction between the merchant and the user. The funds transfer is between the merchant and the user based on the transaction. | 2012-05-24 |
20120130896 | SYSTEM AND METHOD FOR IMMEDIATE ISSUANCE OF TRANSACTION CARDS - A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card. | 2012-05-24 |
20120130897 | METHODS AND SYSTEMS FOR PROVIDING A DECISION MAKING PLATFORM - A method for enriching the data associated with financial transaction card transactions using a computer system is described. The method includes receiving financial transaction data from a plurality of input channels, each input channel associated with a financial transaction data format, converting the received financial transaction data into a common data format, enriching the converted financial transaction data by scoring the converted financial transaction data across a plurality of scoring engines, converting the plurality of scores relating to the financial transaction data from the scoring engines into output data, and transmitting the output data using an output manager, the output manager operable to provide the data into a format appropriate for each intended recipient. | 2012-05-24 |
20120130898 | MOBILE DIRECTORY NUMBER AND EMAIL VERIFICATION OF FINANCIAL TRANSACTIONS - Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address. | 2012-05-24 |
20120130899 | CHECK21 PROCESSING OF NON-DDA TRANSACTIONS - Embodiments provide processing of non-DDA transactions as Check21 transactions. In some implementations, a consumer registers a DDA account (e.g., a checking account) with a payment processing entity. The payment processing entity (e.g., or an agent or affiliate) generates a non-DDA account (e.g., a debit card account) and maps the new non-DDA account to the consumer's preexisting DDA account. When the consumer uses the non-DDA account at a point of sale, transaction information, including the non-DDA account information, is routed to the payment processing entity. The payment processing entity uses its mapping to identify the consumer's DDA account, uses the DDA account information and transaction information to generate a Check21-compliant check image, and clears and/or settles the transaction through Check21 channels. Accordingly, from the consumer's perspective, the transaction is carried out as a non-DDA transaction; while from the merchant's perspective, the transaction is processed using relatively low-cost Check21 channels. | 2012-05-24 |
20120130900 | System and Method for Trading Unused Digital Rights - A device is provided for use with a digital content provider and a content purchaser. The content provider can provide digital content and a first digital key, wherein the digital content has quantified digital rights associated therewith. The device includes a receiving portion, a security portion, a content database, an interface portion and a transmitting portion. The receiving portion can receive the digital content and the first digital key. The security portion can access the digital content with the first digital key. The content database can store the digital content. The interface portion can offer to the content purchaser the digital content and can enable the content purchaser to purchase the digital content in accordance with purchased quantified digital rights. The security portion can further encrypt the digital content with a second digital key such that the content purchaser may use the purchased digital content. | 2012-05-24 |
20120130901 | SYSTEM AND METHOD FOR CONSOLIDATING IDENTIFICATION AND TRANSACTION FUNCTIONS ON A COMMUNICATION DEVICE - The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device combines the features of the SIM with Common Access Card or Personal Identity Verification card features to allow a network subscriber to invoke secure payment transactions over a carrier's network. The system includes data storage for maintaining a plurality of network and transaction instrument profiles and a profile gateway for receiving transaction information from a payment gateway, sending an authorization request to a user's mobile device, receiving a transaction authorization from the mobile device, and sending transaction information to a payment gateway to finalize the payment transaction. | 2012-05-24 |
20120130902 | WIRELESS ESTABLISHMENT OF IDENTITY VIA BI-DIRECTIONAL RFID - A method, a system, and a computer program product are provided for wireless establishment of identity via bi-directional radio-frequency identification (RFID). The method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable for sending device data including at least a username and a password to a transceiver. The method also includes receiving an identifier of an access point in a wireless network from the transceiver, the transceiver sending the device data to the access point via a security server. The device data is sent to the access point based on the identifier of the access point, the access point establishing a secure connection to the computer infrastructure based on the device data received from the transceiver and the computer infrastructure. | 2012-05-24 |
20120130903 | BACK END OF PAYMENT SYSTEM ASSOCIATED WITH FINANCIAL TRANSACTIONS USING CARD READERS COUPLED TO MOBILE DEVICES - A method of reconstructing a packet that includes financial card information from a mobile device uses a card reader. The card reader has a read head, a slot for swiping a magnetic stripe of a card and device electronics that includes a microcontroller with logic resources with code. The card reader has a unique identifier and associated cryptographic key. The same code is used to produce an encrypted and signed signal. The encrypted and signed signal, that includes the card reader identifier, is sent to the mobile device. The mobile device sends an encrypted and signed packet to a back end of a payment system. A cryptographic key is sued to decrypt and verify the contents of the packet at the back end. Non-encrypted financial card information is sent to a payment gateway. | 2012-05-24 |
20120130904 | UNIVERSAL SECURE REGISTRY - A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric input provided by the user, a user interface configured to receive a user input including secret information known to the user and identifying information concerning an account selected by the user from the plurality of accounts. The user device includes a communication link configured to communicate with a secure registry, and a processor coupled to the biometric sensor to receive information concerning the biometric input, the user interface, and the communication link. The processor is configured to generate a non-predictable value and to generate encrypted authentication information from the non-predictable value, the identifying information, and at least one of the information concerning the biometric input and the secret information, and communicate the authentication information via the communication link to the secure registry. | 2012-05-24 |
20120130905 | TRANSACTION VERIFICATION ON RFID ENABLED PAYMENT AND TRANSACTION INSTRUMENTS - A display enabled RFID tag (DERT) receives transaction details from the reader. DERT verifies that the details match their counterparts in the reader public key certificate. The process is aborted in case of a mismatch. DERT extracts and displays user-verifiable data. It then enters a countdown stage that lasts for a predetermined duration. A user observes the transaction information and, if the transaction amount and other details are deemed correct, presses an accept button provided on the DERT before the timer runs out. DERT signs the time-stamped transaction statement and sends it to the reader. This signed statement is then sent to the payment gateway and eventually to the financial institution that issued the payment DERT. | 2012-05-24 |
20120130906 | DEPLOYMENT MECHANISM FOR NON-VERSIONING BUSINESS PROCESS ARTIFACTS - According to some embodiments, it may be detected that a deployment archive to be deployed to a runtime server includes first and second business process artifacts, wherein the first artifact supports versioning and the second artifact does not support versioning. A version identifier to be associated with the second artifact may then be calculated, and at least one prior version identifier of the second artifact, associated with at least one prior deployment of the deployment archive to the runtime server, may be determined based on information from a version history database. The deployment archive containing the first and second artifacts may then be deployed to the runtime server along with the prior versions of the second artifact associated with the determined prior version identifiers. A new version history may then be stored in the version history database by adding the newly calculated version identifier to the at least one determined prior version identifier. | 2012-05-24 |
20120130907 | PROJECT MANAGEMENT SYSTEM AND METHOD - A project management system includes graphical user interfaces for creating, and tracking projects. Status dashboards for both projects and project portfolios allow a user to quickly view the status of their projects and determine which projects are at risk. An algorithm for determining a risk quotient is described for determining risk status of projects. A PERT chart includes status buffers to better understand what projects are at risk. | 2012-05-24 |
20120130908 | VOICE RECOGNITION METHOD AND APPARATUS USING MODEL NUMBER LOOKUP - A voice response system for use in obtaining return qualification information for a product using a non-unique product identifier, including: a dial-in voice system operable to prompt a caller for the non-unique product identifier, wherein the non-unique product identifies the product as a member of a defined product group: a product registration database including a plurality of different, non-unique product identifiers: a return policy storage that defines return policies for each of the non-unique product identifiers: and an arrangement that looks up a specific return policy for the non-unique product identified entered by the caller and provides information to the caller regarding return qualification for the product identified by the non-unique product identifier. | 2012-05-24 |
20120130909 | Product Tracking and Alert System - Radio transponder encoded with serial number linked to a vehicle's VIN is installed in a vehicle prior to retail sale. When vehicle is brought in for service, the presence of vehicle at the service facility is detected, and checked against a database of recalls, recall repairs completed, state consumer protection Lemon Laws, and service history. This information is stored within a database that can be viewed via the Internet. Electronic alerts can be automatically generated indicating when vehicle is in service and which recall repairs are to be performed, and if Lemon Law limits being approached or exceeded. The system helps ensure that recall repairs are completed and the manufacturer can get involved before consumer remedies are triggered. The system allows lenders to conduct collateral floorchecks remotely and detect irregular business practices, and allows dealers to locate and manage inventory, conduct warranty repairs, and seek warranty reimbursements. | 2012-05-24 |
20120130910 | CUSTOMER SUPPORT FLOW - A customer support flow system and method is described. In one example, a method includes, receiving an inquiry from a user, forwarding the inquiry to a public user group. Forwarding the inquiry to a customer support agent, applying the inquiry to previously received comments, receiving a comment to the inquiry from at least one of the public user group, the customer support agent, and the applying of the inquiry, and displaying the received comments to the user on a single display. | 2012-05-24 |
20120130911 | OPTIMIZING LICENSE USE FOR SOFTWARE LICENSE ATTRIBUTION - In one embodiment, a system for license management includes logic adapted for arranging entitlement slots under a plurality of licenses, each entitlement slot being configured for affording entitlement to use of an instance of a software application during a particular time frame, logic adapted for determining a license use signature from recorded license attribution information, logic adapted for receiving a notification of an instance not attributed to a license, and logic adapted for attributing the non-attributed instance to one of the plurality of licenses as a function of the license use signature, wherein each license has an entitlement value defining a maximum number of entitlement slots that may be attributed to that license during the time frame and any given instance of the software application may consume any number of the entitlement slots including zero entitlement slots. | 2012-05-24 |
20120130912 | METHOD FOR PROVIDING CUSTOM INTERIOR DESIGN - The invention is a step-by-step method for gathering information, including but not limited to measurements. The information is used to create images for custom interior design. | 2012-05-24 |
20120130913 | Pay-To-Play Compliance System and Method - A system and method for ensuring compliance with pay-to-play laws. In one embodiment of the invention, the computer-implemented method of facilitating compliance with pay-to-play laws of different jurisdictions having varying requirements, comprises the steps of: creating, on a computer system, at least one question related to compliance with pay-to-play laws; storing, in a database, the at least one question related to compliance with pay-to-play laws; storing, in a database, at least one restriction related to compliance with pay-to-play laws; presenting the at least one question to a first user; receiving an answer from the user in response to the at least one question; determining a compliance status, using the computer system, based on a comparison between the answer and the at least one restriction; sending the compliance status to an output device of the computer system; and storing all inputted data and responses for reporting or regulatory compliance use. | 2012-05-24 |
20120130914 | JURISDICTION COMPLIANCE ENGINES - Jurisdiction compliance engines are presented. Contemplated jurisdiction compliance engines are design tool agonistic and can operate in conjunction with design tools to ensure instantiated construction objects comply with jurisdiction rules sets. The jurisdiction rules sets can include optimization criteria based on metrics that can govern how construction objects are integrated into a design project. | 2012-05-24 |
20120130915 | SCORING A MATCHING BETWEEN A RESOURCE AND A JOB - A resource is scored based on a matching of the resource to a job. Job attributes for the job and resource attributes for the resource are identified. A hierarchy of the job attributes that includes dependencies between the job attributes is determined. A score for the resource is determined using the hierarchy of the job attributes and the resource attributes. The score represents a matching between the resource and the job. | 2012-05-24 |
20120130916 | SYSTEM AND METHOD FOR SHIPPING AND DELIVERING PARCELS TO A VIRTUAL ADDRESS - A computer-based system and method for shipping and delivering a parcel, including reserving a terminal for a parcel; placing the parcel in the terminal, the parcel having a virtual delivery address of a recipient; picking up the parcel by a carrier; converting, through a central computer system, the virtual address into a postal address; delivering the parcel to a destination terminal drop-box corresponding to the postal address; notifying the recipient of the delivery of the parcel; and unlocking the drop-box only upon verifying the recipient's identity. | 2012-05-24 |
20120130917 | ADJUSTABLE PRIORITY RETAILER RANKING SYSTEM - An adjustable priority retailer ranking system that performs a method for generating an ordered comparison list of merchant sources is disclosed. A first unordered list of merchant sources is received from a queried search engine. A location value of an end user is derived. For the merchant sources in the unordered list, a plurality user independent merchant evaluation factors are retrieved, and a plurality of user-independent merchant evaluation factors are generated based upon the location value. Predetermined weights are assigned to the merchant evaluation factors. A merchant ranking score for the merchant sources are generated from a composite of the weights and the merchant evaluation factors. An ordered list of merchant sources arranged according to the ranking scores is outputted to the end user. | 2012-05-24 |
20120130918 | System and Method for Complaint Submission and Management - The disclosure is a system and method for filing complaints to a service provider, using a smartphone or similar connected wireless mobile device to create a specifically formatted record and post it publically on at least one of several social network sites such as Twitter or Facebook, using the site's API. The system may also make a follow up or other escalation of the complaint or send additional messages via non-public methods such as to a service provider CRM system as a way of managing and bringing about a resolution of the complaint. | 2012-05-24 |
20120130919 | WIRE SPEED MONITORING AND CONTROL OF ELECTRONIC FINANCIAL TRANSACTIONS - An in-line hardware message filter device inspects incoming securities transactions. The invention is implemented as an integrated circuit (IC) device which contains computer code in the form of on-chip hardware instructions. Data messages comprising orders enter the device in exchange-specific formats. Messages that satisfy pre-determined risk assessment filters are allowed to pass through the device to the appropriate securities exchange for execution. The system functions as a passive device for all legitimate network traffic passing directly or indirectly between a customer's computer and a securities exchange's order-acceptance computer. Advantageously, the invention allows the broker-dealer to check and pass messages or orders as they come through the system without having to store the full message before making a risk assessment decision. The hardware-only nature of the invention serves to maximize the speed of order validation and to perform pre-trade checks in a cut-through or store-and-forward mode. | 2012-05-24 |
20120130920 | COMMODITY PROCESSING SUPPORTING SYSTEM AND COMMODITY PROCESSING SUPPORTING METHOD - According to one embodiment, a commodity processing supporting system includes a commodity-data acquiring section and a display-data generating section. The commodity-data acquiring section acquires, on the basis of information received from a portable information terminal, data of commodities registered in a storing section. The display-data generating section displays, on a display screen of the portable information terminal, information corresponding to the data acquired by the commodity-data acquiring section while distinguishing the commodities into commodities to be taken back home and commodities not to be taken back home. | 2012-05-24 |
20120130921 | FINANCIAL MILESTONES AND PAYOUT SYSTEM - Computer-implemented architectures for providing a milestone-based contingent fundraising platform using actionable information from experts are described. Businesses may, in conjunction with experts, establish milestones and offer a liability based on an offered interest rate and a target amount of funds to raise. Funders may match the business' offer with funding to meet the target raise. If the business achieves the milestone, then it may receive a portion of the funding. In some embodiments, if the business also has a revenue exceeding a threshold, then the funders may receive a portion of the revenue. Alternatively, if the business fails to achieve the milestone, then the funders may receive back their funding plus interest. Experts may be compensated with a portion of either the raised funds or the paid liability. In some embodiments, such a platform may be used for contests in which funders award businesses for achieving skill-based milestones. | 2012-05-24 |