17th week of 2011 patent applcation highlights part 51 |
Patent application number | Title | Published |
20110099011 | Detecting And Communicating Biometrics Of Recorded Voice During Transcription Process - A method and system for determining and communicating biometrics of a recorded speaker in a voice transcription process. An interactive voice response system receives a request from a user for a transcription of a voice file. A profile associated with the requesting user is obtained, wherein the profile comprises biometric parameters and preferences defined by the user. The requested voice file is analyzed for biometric elements according to the parameters specified in the user's profile. Responsive to detecting biometric elements in the voice file that conform to the parameters specified in the user's profile, a transcription output of the voice file is modified according to the preferences specified in the user's profile for the detected biometric elements to form a modified transcription output file. The modified transcription output file may then be provided to the requesting user. | 2011-04-28 |
20110099012 | SYSTEM AND METHOD FOR ESTIMATING THE RELIABILITY OF ALTERNATE SPEECH RECOGNITION HYPOTHESES IN REAL TIME - Disclosed herein are systems, methods, and computer-readable storage media for estimating reliability of alternate speech recognition hypotheses. A system configured to practice the method receives an N-best list of speech recognition hypotheses and features describing the N-best list, determines a first probability of correctness for each hypothesis in the N-best list based on the received features, determines a second probability that the N-best list does not contain a correct hypothesis, and uses the first probability and the second probability in a spoken dialog. The features can describe properties of at least one of a lattice, a word confusion network, and a garbage model. In one aspect, the N-best lists are not reordered according to reranking scores. The determination of the first probability of correctness can include a first stage of training a probabilistic model and a second stage of distributing mass over items in a tail of the N-best list. | 2011-04-28 |
20110099013 | SYSTEM AND METHOD FOR IMPROVING SPEECH RECOGNITION ACCURACY USING TEXTUAL CONTEXT - Disclosed herein are systems, methods, and computer-readable storage media for improving speech recognition accuracy using textual context. The method includes retrieving a recorded utterance, capturing text from a device display associated with the spoken dialog and viewed by one party to the recorded utterance, and identifying words in the captured text that are relevant to the recorded utterance. The method further includes adding the identified words to a dynamic language model, and recognizing the recorded utterance using the dynamic language model. The recorded utterance can be a spoken dialog. A time stamp can be assigned to each identified word. The method can include adding identified words to and/or removing identified words from the dynamic language model based on their respective time stamps. A screen scraper can capture text from the device display associated with the recorded utterance. The device display can contain customer service data. | 2011-04-28 |
20110099014 | SPEECH CONTENT BASED PACKET LOSS CONCEALMENT - Systems and methods are described for performing packet loss concealment (PLC) to mitigate the effect of one or more lost frames within a series of frames that represent a speech signal. In accordance with the exemplary systems and methods, PLC is performed by searching a codebook of speech-related parameter profiles to identify content that is being spoken and by selecting a profile associated with the identified content for use in predicting or estimating speech-related parameter information associated with one or more lost frames of a speech signal. The predicted/estimated speech-related parameter information is then used to synthesize one or more frames to replace the lost frame(s) of the speech signal. | 2011-04-28 |
20110099015 | USER ATTRIBUTE DERIVATION AND UPDATE FOR NETWORK/PEER ASSISTED SPEECH CODING - Systems, methods and apparatuses are described for deriving and updating user attribute information about users of a communications system. A communications network is then used to transfer the user attribute information to communication terminals, which use the user attribute information to configure a speech codec to operate in a speaker-dependent manner during a communication session, thereby improving speech coding efficiency. In a network-assisted model, the user attribute information is stored on the communications network and selectively transmitted to the communication terminals while in a peer-assisted model, the user attribute information is derived by and transferred between communication terminals. | 2011-04-28 |
20110099016 | Multi-Tenant Self-Service VXML Portal - A multi-tenant voice extensible markup language (VXML) voice system includes a voice portal connected to at least one telephony network; a voice application server integrated with the voice portal; and a multi-tenant configuration application integrated with the voice application server, the configuration application accessible to the tenants from a data packet network. | 2011-04-28 |
20110099017 | System and method for interactive communication with a media device user such as a television viewer - A personalized television or internet video viewing environment, where the user can respond to messages. Messages are received over the internet and overlaid onto the video program. A light and vibrator on the remote control alert the viewer to respond by speaking into a microphone in the remote control unit. Voice recognition techniques are used to interpret the user's response, and biometric voice analysis can be used to identify the user. Successive interactions can be related and tailored to the particular user. | 2011-04-28 |
20110099018 | Apparatus and Method for Calculating Bandwidth Extension Data Using a Spectral Tilt Controlled Framing - An apparatus for calculating bandwidth extension data of an audio signal in a bandwidth extension system, in which a first spectral band is encoded with a first number of bits and a second spectral band different from the first spectral band is encoded with a second number of bits, the second number of bits being smaller than the first number of bits, has a controllable bandwidth extension parameter calculator for calculating bandwidth extension parameters for the second frequency band in a frame-wise manner for a sequence of frames of the audio signal. Each frame has a controllable start time instant. The apparatus additionally includes a spectral tilt detector for detecting a spectral tilt in a time portion of the audio signal and for signaling the start time instant for the individual frames of the audio signal depending on spectral tilt. | 2011-04-28 |
20110099019 | USER ATTRIBUTE DISTRIBUTION FOR NETWORK/PEER ASSISTED SPEECH CODING - Systems, methods and apparatuses are described herein for distributing user attribute information about users of a communications system to communication terminals, which use the user attribute information to configure a speech codec to operate in a speaker-dependent manner during a communication session, thereby improving speech coding efficiency. In a network-assisted model, the user attribute information is stored on the communications network and selectively transmitted to the communication terminals while in a peer-assisted model, the user attribute information is derived by and transferred between communication terminals. | 2011-04-28 |
20110099020 | Method for Dynamically Adjusting Audio Decoding Process - A method for dynamically arranging DSP tasks. The method comprises receiving an audio bit stream, checking a remaining execution time as the DSP transforms the audio information into spectral information, simplifying the step of transforming the audio information when the DSP detects that the remaining execution time is shorter then a predetermined interval, and skipping one section of the audio information and decoding the remaining section when the execution time is less than a predetermined interval. | 2011-04-28 |
20110099021 | CONTENT FEATURE-PRESERVING AND COMPLEXITY-SCALABLE SYSTEM AND METHOD TO MODIFY TIME SCALING OF DIGITAL AUDIO SIGNALS - A time-domain system and method of modifying the time scale of digital audio signals includes a pre-processor. The pre-processor forms a synthesized signal for processing with minimum computation and that has optional features to give preference to certain audio channels and/or frequency bands, a mechanism of adaptively characterizing the temporal features of the synthesized signal by its normalized power and zero-crossing count, and a mechanism of identifying a segment of the synthesized signal where the time scale can be modified without introducing artifacts or losing content. | 2011-04-28 |
20110099022 | Methods and Systems for Vehicle Emission Reporting - Systems and methods for reporting emissions from vehicles operating in and between several areas or countries are provided. In particular, an embodiment of the present invention is a method for reporting emissions from vehicles of a type, from a given activity in and between several areas, over a period of time, each vehicle associated with a fuel entity, the method comprising: providing an electronic registry ( | 2011-04-28 |
20110099023 | METHOD OF DISPLAYING MARKET DATA WHEN APPLYING A MARK-UP TO NET FARES - A method of applying a mark-up to net fares from agency selling records received by a selling updater is described. Upon request of the selling updater the method includes enabling the display of market data corresponding to the agency selling records. The display of market data includes first requesting a list of city pairs to be built on the basis of default search. The city pairs matching the default search criteria are then retrieved from a fares database and returned to the selling updater. After the selling updater has selected some or all city pairs, a list of net fares is further requested and retrieved from the fares database. Rule records for the retrieved net fares are also retrieved from a rules database. Net fares and rule records are associated and returned to the selling updater to be further associated with each matching item of the agency selling record. The method allows the display of the requested market data and permits the selling updater to decide on what mark-up to apply on the net fare. | 2011-04-28 |
20110099024 | HEALTHCARE MANAGEMENT SYSTEM - The invention provides a computer useable medium encoded with a computer program for maintaining an electronic healthcare database, the medium comprising: a) a computer database for maintaining personal and medical records of a patient; b) means for remotely accessing said database to at least one provider of medical care for the patient; c) records of personal and medical information entered into said database by the provider; and d) an algorithm program for relating a diagnosed medical condition of the patient and at least one medical care action relating to the patient. | 2011-04-28 |
20110099025 | System for Reducing Health-Insurance Costs Including Fraud by Providing Medical Histories - A system for reducing health-insurance costs including fraud for patients uses an identification card to allow doctors to obtain a patient's medical history. The identification card can either hold the medical history itself or can link the provider to a database containing the medical history. | 2011-04-28 |
20110099026 | DATA MANAGEMENT APPARATUS FOR COMPARING PATIENT DATA WITH AILMENT ARCHETYPES TO DETERMINE CORRELATION WITH ESTABLISHED AILMENT BIOMARKERS - The Patient Data Management System operates under the control of a physician to implement a patient-specific instance of the apparatus which is capable of accessing at least one data manipulation module, each defining at least one process for transforming patient medical data pursuant to a predefined schema. A patient medical data processor is responsive to the physician selecting a set of patient medical data, at least one of the data manipulation modules, and an order of applying the selected data manipulation modules to the selected patient medical data for processing the selected patient medical data using the selected data manipulation modules in the selected order to identify data indicative of a predetermined condition in the selected patient medical data. A display is available for presenting a visualization of the data indicative of a predetermined condition in the selected patient medical data. | 2011-04-28 |
20110099027 | COLLABORATIVE HEALTHCARE - A specialty programmed computing system provides a platform for collaboratively providing and consuming healthcare products and services. Modules of the platform and third-party modules (accessing through an API) process and display patient EHR, practice management information, relationship (social network) information, and organizational structure information that is stored within the system and/or in data repositories of member entities in state/regional/national health information exchanges. The patent and/or provider portal is branded for the sponsoring organization, and communication tools and resources are made available to a given user based on their role, affiliation(s), and relationships. | 2011-04-28 |
20110099028 | SYSTEMS AND METHODS FOR VERIFYING MEDICAL PROGRAM ELIGIBILITY AND PAYMENT DATA - Systems, methods and means for facilitating verification transactions in connection with a discount medical program are provided which include a verification host, configured to maintain rules and logic relating to price and member verification, a rate verification subsystem configured to maintain rules and logic for receiving price information from a plurality of discount medical plan sponsors including the prices for services from each medical service provider participating in the program and for processing requests for price verification received from medical services providers, and a member verification subsystem configured to maintain rules and logic for issuing a payment card to individuals with said card representing membership in a discount medical program, for receiving member information from medical plan sponsors including the current membership status of each member, for processing requests for member verification received from medical services providers, and for processing payment transactions associated with the member payment card. | 2011-04-28 |
20110099029 | AUTOMATED ORDER ENTRY SYSTEM AND METHOD - A computer-implemented method for facilitating placement of health care order entry is provided. The method includes receiving input indicative of a desired healthcare order. The order has certain terms therein that are normalized. The method also finds possible order matches for the normalized terms, and calculates a rough score for the possible order matches. The method refines the rough score with a rough score adjustment, and then ranks the found possible order matches from the most-likely to match the desired order to the least-likely based upon the refined rough score. These possible order matches can then be displayed to the user for selection. | 2011-04-28 |
20110099030 | DEFINING PRIVILEGES IN ASSOCIATION WITH THE AUTOMATED CONFIGURATION, IMPLEMENTATION AND/OR MAINTENANCE OF A HEALTHCARE INFORMATION SYSTEM - Systems, methods and computer-readable media having computer-executable instructions embodied thereon, for automated configuration, implementation and/or maintenance of a healthcare information system are provided. The systems, methods and computer-readable media of embodiments described herein utilize a number of information sources prior to initiation of configuration, implementation and/or maintenance to tailor or flex the process in a manner that is facility- and/or personnel-specific, thus alleviating solicitation of unnecessary information. Such information sources may include, by way of example only, one or more of facility- and/or personnel-specific content, facility and personnel profiles, site profiles, help and knowledge assistance information, and pre-configured content options. The more information to which the system has access prior to initiation of the configuration, implementation and/or maintenance process, the more tailored the configuration, implementation and/or maintenance may be and, accordingly, the less time and effort will be required by a user. | 2011-04-28 |
20110099031 | REAL TIME CAPTURE AND COMMUNICATION OF IN-TRANSIT PATIENT MEDICAL INFORMATION - Several methods and a system for real time capture and communication of in-transit patient medical information are disclosed. In one embodiment, the system includes an instrument to capture a health data of a patient while the patient is in transit from a first location to a second location. The system also includes, an integration device having a processor and a memory coupled to the instrument and other instruments capturing the health data of the patient while the patient is in transit from the first location to the second location. In addition, the system includes a communication module of the integration device to transmit the health data to one or more of a client device, a dispatcher device, a hospital based device, a law enforcement device and an emergency personnel device while the patient is in transit from the first location to the second location. | 2011-04-28 |
20110099032 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND PROGRAM - An information processing apparatus includes a similar case search unit configured to search for similar case data, which is medical case data including examination information similar to examination information of a medical practice target in characteristics, from a medical case database that stores medical case data including examination information of a subject associated with medical practice difficulty level information based on the examination information. The information processing apparatus further includes a display mode determination unit configured to determine a display mode applicable to the similar case data based on a medical practice difficulty level of the similar case data searched by the similar case search unit, and a display unit configured to display the similar case data according to the display mode determined by the display mode determination unit. | 2011-04-28 |
20110099033 | METHODS, SYSTEMS, DEVICES AND COMPUTER PROGRAM PRODUCTS FOR TRANSMITTING MEDICAL INFORMATION FROM MOBILE PERSONAL MEDICAL DEVICES - A method of transferring medical information can include transmitting medical information from a mobile personal medical device responsive to determining that a remote system is authorized to receive the medical information. Related Systems, devices, and computer program products are also disclosed. | 2011-04-28 |
20110099034 | COMPUTERIZED METHODS FOR DISPLAYING CLINICALLY-RELATED IN-PATIENT INFORMATION - Methods for use in, e.g., in-patient care computing environment, for displaying clinically-related in-patient information on at least one patient-viewable display device are provided. A method in accordance with one embodiment of the present invention may include receiving a clinical order associated with an in-patient, automatically generating one or more tasks based on the clinical order received, and automatically displaying the task(s) on the patient-viewable display device. If desired, the method may additionally include associating the clinical order and the task(s) with an electronic record associated with the in-patient (e.g., an electronic medical record), and accessing the electronic record to obtain the one or more tasks for display on the patient-viewable display device. | 2011-04-28 |
20110099035 | METHOD AND SYSTEM FOR PROVIDING A FIXED RATE ANNUITY WITH A RESET INTEREST RATE FEATURE - A data processing method and system administers a deferred annuity product during the accumulation phase of a contract term. The annuity product permits the client to select both an interest rate which is reset periodically (reset rate) and an interest rate which is guaranteed for multiple years (MYG rate), during the same contract term. The client may elect to automatically switch from the reset rate to the MYG rate, for the remainder of the contract term, when the reset rate falls below the MYG rate. | 2011-04-28 |
20110099036 | Systems and methods for offering, scheduling, and coordinating follow-up communications regarding test drives of motor vehicles - Systems and methods are provided for electronically offering, scheduling, and/or coordinating follow-up communications regarding test drives of motor vehicles. For example, in some embodiments of the present invention, computer-implemented systems and methods are provided for electronically scheduling a test drive of a motor vehicle for an end-user and facilitating a motor vehicle purchase or lease by the end-user subsequent to the test drive. | 2011-04-28 |
20110099037 | Location-Based, Time Sensitive Wireless Exchange - A peer-to-peer, proximity based, open marketplace for buyers and sellers of event tickets permits subscribers to use a buyer-seller exchange service via a clearinghouse server to connect with other users to coordinate the sale of tickets and other time sensitive items based on factors such as asking price, availability of tickets, market activity, as well as the physical proximity of the buyer and seller. | 2011-04-28 |
20110099038 | RESERVATION SYSTEM - In a lodging reservation site, since the number of rooms of respective hotels allotted to each of lodging reservation sites is restricted, when users gather to a specific site, the users cannot reserve vacant rooms in the specific site despite another sites have vacant rooms. Searched objects for vacant rooms in a lodging reservation site server are extended from allotted hotel rooms to web sites managed by the hotels. Situation where reservation is not made even with a vacant room is prevented and it is possible to make reservations based on actual number of remaining rooms of hotels. | 2011-04-28 |
20110099039 | ASSISTING FAILURE DIAGNOSIS IN A SYSTEM - A method of assisting failure diagnosis in a system includes obtaining data including a probabilistic Bayesian Network describing a set of failures, a set of symptoms and probabilities of at least some of the symptoms being associated with at least some of the failures in a system. A cost value representing a cost associated with learning of a presence or absence of the symptom is obtained for at least some of the symptoms, as well as a plurality of information values, e.g. values representing measures of information gained by learning of the presence or absence of the symptom in relation to a respective plurality of the failures, associated with the symptom. The method then computes an information-for-cost value for the symptom based on the cost value and the plurality of information values. | 2011-04-28 |
20110099040 | MOBILE TAXI DISPATCH SYSTEM - A mobile taxi dispatch system may receive a request for a taxi vehicle from a user, select one or more taxi vehicles to contact in response to receiving the request and send the request to the selected one or more taxi vehicles. The mobile taxi dispatch system may further receive acceptances of the request from at least one of selected one or more taxi vehicles, select a particular taxi vehicle from the at least one of the selected one or more taxi vehicles that accepted the request. The selecting may be based on one or more criteria. The mobile taxi dispatch system may also send a confirmation to the user and to the particular taxi. | 2011-04-28 |
20110099041 | Method And System For Allocating Personnel Resources - A computer readable storage medium storing a set of instructions executable by a processor, the instructions being operable to receive data about a plurality of employees, the data including an employee time commitment for each of the employees, the data further including an employee qualification for each of the employees; classify the received data as a function of a project to which each of the employees is assigned, wherein the data is further classified as a function of a supervisor of each of the employees; receive a query from a user, the query being directed to a time usage of one of the employees, the query specifying an attribute of the user; and provide a result of the query to the user, the result relating to the attribute, the result including one of a discipline of the user, an area of expertise of the user, an employee status of the user, a project involvement of the user, a job title of the user, and a work expended of the user. | 2011-04-28 |
20110099042 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR LEVERAGING A CUSTOMER RELATIONSHIP MANAGEMENT SYSTEM TO SEND MEETING INVITATIONS - There are provided mechanisms and methods for leveraging a customer relationship management system (CRM) to send meeting invitations. These mechanisms and methods for leveraging a CRM system to send meeting invitations can enable identification of invitees to which to send the meeting invitation using customer information stored by the CRM system. The ability to leverage the CRM system to identify the invitees can provide a more efficient technique for scheduling meetings. | 2011-04-28 |
20110099043 | Infrastructure System Management Based Upon Evaluated Reliability - In a method of managing a structure having an infrastructure system, a plurality of candidate components configured to provide redundancy to the infrastructure system are identified. Reliability levels of the structure are evaluated with a plurality of different combinations of candidate components. In addition, the structure is managed based upon the evaluated reliability levels. | 2011-04-28 |
20110099044 | Methods and Apparatus for Promotional Display of Images of Products Presented for Entry Into Purchase Transactions - Systems and techniques for managing promotional displays, including images of products being presented for entry into transactions. As each product is presented, an analysis is performed of promotional information relating to the product to determine the eligibility of the product for promotional display and to determine parameters governing such a promotional display. Promotional displays of one or more products are presented based on the results of the analysis. | 2011-04-28 |
20110099045 | Assumed Demographics, Predicted Behavior, and Targeted Incentives - A system and method for anticipating consumer behavior and determining transaction incentives for influencing consumer behavior comprises a computer system and associated database for determining cross time correlations between transaction behavior, for applying the function derived from the correlations to consumer records to predict future consumer behavior, and for deciding on transaction incentives to offer the consumers based upon their predicted behavior. | 2011-04-28 |
20110099046 | ANALYZING CONSUMER BEHAVIOR USING ELECTRONICALLY-CAPTURED CONSUMER LOCATION DATA - In embodiments, methods and systems for consumer behavior analysis using electronically-captured consumer location data may be provided. The location data may be gathered for one or more consumers. The gathered data may be analyzed to determine behavior patterns or other characteristics of the one or more consumers. Further, inferences or predictions about consumers may be derived based on the characteristics. The inferences and predictions may be the basis of consumer analytics supplied to a business or other entity. | 2011-04-28 |
20110099047 | ELECTRONICALLY CAPTURING CONSUMER LOCATION DATA FOR ANALYZING CONSUMER BEHAVIOR - In embodiments, methods and systems for electronically capturing consumer location data for consumer behavior analysis may be provided. The location data may be gathered for one or more consumers from any suitable source. In some cases, the location data may be gathered using electronic devices associated with consumers, such as mobile phones. The gathered data may be analyzed to determine behavior patterns or other characteristics of the one or more consumers. Further, inferences or predictions about consumers may be derived based on the characteristics. The inferences and predictions may be the basis of consumer analytics supplied to a business or other entity. | 2011-04-28 |
20110099048 | PERFORMING STUDIES OF CONSUMER BEHAVIOR DETERMINED USING ELECTRONICALLY-CAPTURED CONSUMER LOCATION DATA - In embodiments, methods and systems for performing studies of consumer behavior are provided. The consumer behavior may have been determined using electronically-captured consumer location data for multiple consumers. The gathered data may be analyzed to determine behavior patterns or other characteristics of the multiple consumers. Further, inferences or predictions about consumers may be derived based on the characteristics. The inferences and predictions may be the basis of consumer analytics supplied to a business or other entity as results of a study of the consumer behavior. | 2011-04-28 |
20110099049 | SYSTEM AND METHOD FOR THE GENERATION AND DISTRIBUTION OF AN ELECTRONIC INTERACTIVE CALL SHEET - A system and method for the generation and distribution of an electronic call sheet. The method includes receiving geographic information for a shoot location, and a date for when a production shoot will be held at the shoot location. A user selected location parameter is determined that is associated with the geographic information. One or more listings are accessed from a directory for at least one category of information. The accessing of listings is based on the geographic information, the user selected location parameter, and the date. The directory includes a listing of entities providing products or services relevant to the production industry. The listing are presented to a user for selection, whereupon a selection of the one or more listings is received. Information related to the selection is included into an entry that is incorporated into a call sheet associated with the production shoot. | 2011-04-28 |
20110099050 | Cross Repository Impact Analysis Using Topic Maps - An apparatus for automatically analyzing the impact of changing a business requirement on an IT infrastructure of an enterprise. A request is received to perform an analysis of an impact on the enterprise by changing a particular instance of the business requirement. A model repository is queried to determine which IT assets of the enterprise are impacted by changing the particular instance of the business requirement. An impact relevant subset of a topic map is received from the model repository representing the impact on the enterprise by changing the particular instance of the business requirement that includes the particular instance requirement as a root node and only those specific assets impacted by changing the particular instance requirement as connected nodes. Then, the impact relevant subset of the topic map representing the impact on the enterprise by changing the particular instance of the business requirement is outputted on an output device. | 2011-04-28 |
20110099051 | SPECIFICATION MODIFICATION ESTIMATION METHOD AND SPECIFICATION MODIFICATION ESTIMATION SYSTEM - It is possible to provide a specification modification estimation method and a specification modification estimation system which can build-in a specification modification in a development plan in advance when performing software development. The system includes: I/O unit ( | 2011-04-28 |
20110099052 | AUTOMATIC CHECKING OF EXPECTATION-FULFILLMENT SCHEMES - A system, apparatus, method, and computer program product encoding the method are provided for expectation fulfillment evaluation. The system includes a natural language processing component that extracts sets of normalized tasks from an input expectation document and an input fulfillment document. A task list comparison component compares the two sets of tasks and identifies each match between a normalized task in the first set and a normalized task in the second set, each normalized task in the first set which has no matching task in the second set, and each normalized task in the second set which has no matching task in the first set. A report generator outputs a report based on the comparison. The report may further include one or more of statistics generated from the comparison, information on an opinion generated by opinion mining a third document, and as a list of the normalized tasks and an indication of whether the tasks were fulfilled, derived from analysis of temporal expression in the two documents. The system may be implemented as software in memory by an associated computer processor. | 2011-04-28 |
20110099053 | METHOD AND SYSTEM FOR MONITORING SUCCESSFUL USE OF APPLICATION SOFTWARE - A method and system for monitoring the success level with which application software is being used by customers so that its successful use can be encouraged. Factors that are common to customers known to be using the software are identified and used in an algorithmic process to generate a success level score for each customer or for each plurality of customers as a measure of how successfully the customer or the combined plurality of customers is using the software. Factors that are inapplicable to a particular customer are excepted from the algorithmic process for that customer. Any factor that is being used collectively by the customers at a high level of success is removed and replaced by a new factor to assure continuing accuracy of the success level score. The scores and other data can be displayed in a number of ways useful both to the customers and the software supplier. | 2011-04-28 |
20110099054 | HUMAN BEHAVIOR ANALYSIS SYSTEM - In an organization dynamics analysis service using a sensor, organization dynamics information is understandably provided to a lot of members on a customer side without receiving private information such as an individual name from the customer. Therefore, a sensor data associated with an ID is received from the customer site, and organization analysis is performed on a service provider side, and then, an organization analysis data based on the ID is fed back to the customer site. When the customer browses the organization analysis data, the ID is converted into the private information in a service gateway installed on the customer site in accordance with a conversion table for correspondence of the ID previously specified on the customer side and the private information (individual name), and is shown to the customer as the understandable information. | 2011-04-28 |
20110099055 | METHOD OF PROCURING AND VENDING FUEL AT A DISCOUNTED PRICE - A method of vending fuel at a discounted price by use of a prepaid fuel card, comprising the step of allocating of a portion of the discount value negotiated by the prepaid fuel card administrator to the fuel consumer for payment of the fuel purchased. A machine and a code component for a machine comprising elements configured to set a limit on the amount of gas that can be dispensed at a gas fuel station and calculate the portion of a discount value negotiated by the prepaid fuel card administrator allocated to a sales representative and or a high volume retail vendor. | 2011-04-28 |
20110099056 | METHOD AND APPARATUS FOR GAMING PROMOTIONAL PRINTER - A method and apparatus for a promotional printer for use within a cashless enabled gaming machine or vending machine are disclosed. A promotional printer includes a coupon database describing a stack of coupons that are specified using a template based couponing printer language. A coupon is selected for creation and issued to a user or player based on a matrix of event-based triggers involving factors or parameters known to the promotional printer directly or supplied by a master promotional controller. Triggers may include the time of day, the date or amount of a cash-out voucher to be issued to the user or player, the duration of play on a gaming machine, a player classification, the amount of money or credits added to a game, or a random frequency of coupon issuance having satisfied any or all of the aforementioned factors. The promotional printer may further include the ability to store all of the coupons, trigger conditions, and related information resident in the promotional printer in a non-volatile fashion thus enabling a host system to download a promotional environment into the promotional printer which will run promotional campaigns on behalf of the hosting system. | 2011-04-28 |
20110099057 | SYSTEM AND METHOD FOR USING A CARD HAVING A 2D BARCODE TO DIRECT A CONSUMER TO CONTENT ON A GLOBAL COMMUNICATIONS NETWORK - A system and method whereby a card is usable to direct a consumer to content on a global communications network, such as an Internet web page. The card is provided with a 2D barcode having encoded data that is representative of a location on the global communications network, the location having the content. When a device is used to read the 2D barcode from the card, the device is caused to access the content at the location on the global communications network that is associated with the data encoded in the 2D barcode. | 2011-04-28 |
20110099058 | System for Providing Classified Advertisement - Disclosed is a system for providing classified advertisement. The system includes a control device, a data device, a downloading device, an analyzing device and an advertisement-managing device. The data device is connected to the control device to provide data. The downloading device is connected to the control device to receive the data from the data device. The analyzing device is connected to the control device to analyze user-related information provided from the downloading device. The analyzing device includes a hardware-analyzing unit, a software-analyzing unit, an IP-analyzing unit and a content-analyzing unit. The advertisement-managing device is connected to the control device to provide advertisement to the downloading device based on the analysis by the analyzing device. | 2011-04-28 |
20110099059 | INDEX-BASED TECHNIQUE FRIENDLY CTR PREDICTION AND ADVERTISEMENT SELECTION - Methods and systems are provided for click through rate prediction and advertisement selection in online advertising. Methods are provided in which output information from a feature-based machine learning model is utilized. The output information includes predicted click through rate information. The output information is used to form a matrix. The matrix is modeled using a latent variable model. Machine learning techniques can be used in determining values for unfilled cells of one or more model matrices. The latent variable model can be used in determining predicted click through rate information, and in advertisement selection in connection with serving opportunities. | 2011-04-28 |
20110099060 | SYSTEM AND METHOD FOR DYNAMIC PRICE SETTING AND FACILITATION OF COMMERCIAL TRANSACTIONS - The present invention provides methods and systems for defining commercial transaction components; defining rules for mapping customer transactions into individual components; market segmentation in light of these individual definitions and bundling individual components of an offer into optimized packages for presentation and sale. A data processing system in accordance with one embodiment of the present invention, examines the commercial behavior of enrolled customers, breaks each of the constituent transactions into purchases of atom-level components; catalogues those components; extracts demographic information from said transactions and other sources; facilitates demographic studies of groups of such customers; | 2011-04-28 |
20110099061 | PRODUCT DISPLAY AND PROCESS FOR SUGGESTING RELATED PRODUCTS - A product display unit may include a display device and a sensor to identify a product selected for purchase by a customer. Information relating to at least one related product suggested for use with the selected product may be presented on the display device. Other embodiments are disclosed herein. | 2011-04-28 |
20110099062 | Sponsorship Advertisement Network - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for a sponsorship advertisement network. In one aspect, a method includes providing to a publisher a display element of a sponsored publisher for display on a page of the publisher, wherein a sponsor sponsors the sponsored publisher and the display element includes content of the sponsored publisher. | 2011-04-28 |
20110099063 | My Life Cost (MLC) Systems and Methods - According to an exemplary embodiment, the My Life Cost system and method includes a budgeting and business marketing software application that detects, tracts, stores and analyzes financial transactions of a member to provide financial incentives and influence consumer spending. The My Life Cost system and method monitor the amount of money, credit or budgeted category that a member has available to spend on specific merchandise and services. In further exemplary embodiments, the My Life Cost system and method includes an interactive financial coach that helps members make informed spending choices. Still according to other exemplary examples, the My Life Cost method and system provides marketing services to qualified businesses on a commission basis without any required upfront costs or any additional advertising fees. My Life Cost earns a commission from a participating merchant or business when a sale is made by one of its member. In further exemplary embodiments, the My Life Cost system and method includes on-line reports or notifications to a communications device that may be customized for each member and for each participating merchant or business. | 2011-04-28 |
20110099064 | Association of Ads with Tagged Audiovisual Content - Methods, systems, and apparatus, including computer program products, for presenting advertisements. In one aspect, audiovisual content is presented to a user. An indicator is presented together with the audiovisual content to the user. The indicator is associated with one or more tags. Input selecting the indicator is received from the user. An advertisement, associated with the indicator and dynamically selected based at least in part on one or more of the tags, is presented to the user. | 2011-04-28 |
20110099065 | System and method for broadcasting advertisements to client devices in an electronic network - A system and method for supporting advertisement distribution in an electronic network includes an ad server that collects statistics for specifically targeting advertisements to device users in the electronic network. A recommendation engine then analyzes the collected statistics to create recommendation lists of ranked advertisement candidates for transmitting to client devices of the device users. A high-power wireless transmitter broadcasts the targeted advertisements to the client devices in a multicast procedure. | 2011-04-28 |
20110099066 | UTILIZING USER PROFILE DATA FOR ADVERTISEMENT SELECTION - Systems, methods, and computer storage media having computer-executable instructions embodied thereon that utilize relevant user profile data for advertisement selection. An advertisement context string is referenced. One or more related context strings that are related to the advertisement context string are identified. The advertisement context string and the one or more related context strings are compared to user profile strings associated with a user. It is determined that at least one of the advertisement context string or the one or more related context keywords is similar to at least one of the user profile strings. Any of the similar strings can be utilized to select an advertisement to be presented to the user. | 2011-04-28 |
20110099067 | DYNAMICALLY GENERATED INTERACTIVE ACCOUNT STATEMENT - Computer readable media, apparatuses, and methods may include analyzing account information for an account with a financial institution, where the account is associated with a first customer of the financial institution, and wherein the account information comprises a plurality of purchases made by the first customer using the account, selecting a subset of marketing offers from a plurality of available marketing offers, based on the plurality of purchases, generating an interactive account statement for the customer, said account statement comprising the account information and the subset of marketing offers, wherein each marketing offer in the subset of marketing offers is hyperlinked in the interactive account statement to additional information corresponding to that offer, and sending the interactive account statement to a client device associated with the customer. | 2011-04-28 |
20110099068 | INFORMATION PROVIDING METHOD AND ADVERTISEMENT PROVIDING METHOD - This object is aimed to provide an advertisement providing system, etc. that defines a web API that contributes to the creation of an advertisement attached webpage for making it possible to distribute referral fees of the advertisement. A system carries out processing while taking a session ID generated by an advertisement intermediary service ( | 2011-04-28 |
20110099069 | System and Method of Presenting a Commercial Product by Inserting Digital Content Into a Video Stream - In a commerce system, a commercial product is presented by transmitting a video stream through a communication link to present as an image on a video display. The image including a representation of the commercial product. An interactive device is used by a consumer to select a portion of the image on the video display representing the commercial product. The information related to the commercial product, such as product description, price, and ordering, is retrieved from a database or electronic search based on the selected portion of the image on the video display. Digital content containing the information related to the commercial product is generated by an adverting agent, manufacturer, or retailer. The digital content is inserted into the video stream to form composite video. The composite video is displayed on the video display to assist the consumer in completing a transaction to acquire the commercial product. | 2011-04-28 |
20110099070 | Method of Advertising - A system is provided for providing location-based coupons, promotions and advertisements to a mobile device. A mobile application is provided that identifies a consumer's location based on the consumer's use of location-tagging applications, typically a social media application such as Twitter. Promotions and coupons are provided to the mobile device that is relevant to the consumer's physical location. | 2011-04-28 |
20110099071 | Real Time Content Editing and Filtering - A digital magazine publishing system is presented. A magazine publishing system can include one or more publishing development environments where different digital magazine publishers can create, manage, or distribute their digital magazines to their subscribers. Issues of the magazines can be stored on a magazine server. A subscriber can submit a request to the server for a magazine issue from the subscriber's cell phone, where the request includes device attributes related to the subscriber's phone. In response, the magazine server can obtain the requested issue and edit the issue based on the device attributes in preparation for presentation on the cell phone. | 2011-04-28 |
20110099072 | METHOD OF CREATING INCENTIVES FOR ESTABLISHING HOTSPOT LOCATIONS - A process of creating incentives for wireless hotspots by a service provider is disclosed. An access point is provided to a wireless hotspot for wireless devices to wirelessly connect to a larger network in a publicly accessible location. Use of the access point for a portable device is authenticated by requesting submission of an account identifier to the service provider and billing data for a user of the portable device for use of the access point is generated. Use statistics are evaluated of the access point of the wireless hotspot by portables devices and an inducement is provided to the publicly accessible location based on the evaluated use statistics. | 2011-04-28 |
20110099073 | Systems and methods for electronic transaction management - Described herein are systems and methods for managing transaction records. In overview, consumers are issued respective tokens, which are presented to a supplier at the time an item is purchased. Rather than, or in addition to, issuing a paper receipt, the point of sale (POS) equipment scans the card and extracts an identifier. The point of sale equipment then formats an electronic receipt and sends the receipt to a predetermined location based on the extracted identifier. | 2011-04-28 |
20110099074 | System and Method for Providing Marketing Offers to Users of Financial Account Issuer Website - A system for providing a marketing offer to holders of financial accounts during a communication session with the financial account issuer includes a processor and an account maintenance module executable by the processor. The account maintenance module initiates a communication session with a user computer of an account holder over a computer network. Before the communication session ends, the account maintenance module determines whether the account holder's a financial account is a target for receiving the marketing offer and if so, transmits the marketing offer to the user computer over the computer network. | 2011-04-28 |
20110099075 | VEHICLE ADVERTISING SYSTEM - A mobile advertising system includes a banner, a first banner anchor and a second banner anchor coupled to a vehicle. The banner is capable of being deployed by being connected at opposing ends to and suspended between the first and second banner anchors. The banner has first and second surfaces on which indicia are imprinted. Both the first and second banner surfaces are visible when the banner is deployed. An invoicing and tracking system may be included that computes an advertising charge based at least in part on a time period during which the banner is deployed and, optionally, a location of the vehicle. | 2011-04-28 |
20110099076 | System and method for managing online advertisements - A system for managing online advertisements, comprising a network-connected communications interface adapted to receive information from an end user interface and from an advertiser interface, an advertising server coupled to the communications interface, a pricing server coupled to the advertising server and to the communications interface, and a database coupled to the advertising server and the pricing server, wherein the pricing server, upon receiving a request for a price for a proposed online advertisement pertaining to a specific advertisement category from an advertiser interface, computes a price based at least in part on an indicia of available supply of advertisements pertaining to the category, said indicia obtained from the database, and provides the computed price to the requesting advertiser interface, and wherein the advertising server, on receiving a request for online advertisements pertaining to a particular advertisement category from an end user interface, retrieves all or a substantial portion of advertisements pertaining to the advertising category from the database and provides the retrieved advertisements or links thereto to the requesting end user interface, and wherein the advertising server further provides indicia pertaining to an order or method of display to be used in presenting the retrieved advertisements at the requesting end user interface, the indicia provided determined at least in part based on user-specific information stored in the database, is disclosed. | 2011-04-28 |
20110099077 | SYSTEM AND METHOD FOR PROVIDING STORAGE, RETREIVAL, CUSTOMIZATION, ADAPTION, DISTRIBUTION AND MANAGEMENT OF ELECTRONIC ADVERTISEMENTS - Method for providing an electronic advertisement to a client system via a server system, the server system coupled with an electronic advertisement database for storing a plurality of electronic advertisement data structures that each defines a respective electronic advertisement, each electronic advertisement data structure attributes at least one advertising field designation to each respective electronic advertisement, the client system hosting a client website employing a characteristic design scheme, the method comprising the procedures of establishing communications between the server system and the client system, registering the client system the server system, providing a retrieval and adaptation object from the server system to the client system, integrating the retrieval and adaptation object into the client website, retrieving by the retrieval and adaptation object the electronic advertisement data pertaining to the respective electronic advertisement from the electronic advertisement database according to at least one advertising field designation, and incorporating the electronic advertisement into the client webpage by substantially adapting the retrieved electronic advertising data of the respective the electronic advertisement, to substantially correspond with the characteristic design scheme. | 2011-04-28 |
20110099078 | Rewarding users for accessing third party internet content - The computer apparatus and methods of the preferred embodiment uses computer technology in a unique way to motivate children to devote more time to educational and cultural enrichment. In the preferred embodiment, educational material is provided at a child's local computer under control of a central computer system connected to it over a computer network. On completing a particular educational task, the child is rewarded with a certain number of points. Points that the child accumulates are stored centrally, and at least some of the points can be redeemed towards the purchase of goods and services offered through the system of the preferred embodiment by its commercial participants. The purchasing transactions are also administered by the central computer. Parents, preferably, use the system to support their children's purchasing activity financially and to select content available for presentation to the child. In other embodiments, the disclosed apparatus and methods can be used for purposes unrelated to education of children, and distribution of functionality between the central and local computers may be different, including wholly local implementations. | 2011-04-28 |
20110099079 | Secure Mobile-Based Financial Transactions - Devices, systems and methods are disclosed which relate to securing payments from a mobile communications device. In exemplary embodiments, a mobile communications device communicates with a payment server via a point-of-sale device to conduct a transaction. The mobile communications device uses a client payment logic to send payment information to the point-of-sale device. The point-of-sale device uses a vendor payment logic to forward the payment information to the payment server. The payment server verifies the payment information and sends confirmation to the point-of-sale device. | 2011-04-28 |
20110099080 | CONTENT DELIVERY SYSTEM AND METHOD, CONTENT REPRODUCTION APPARATUS AND CONTENT-PROVIDING SERVER, AND PROGRAM FOR USE IN THE SAME - When a plurality of trial-use content are to be successively delivered to a particular user, a content-providing server determines whether a reproducing limitation should be set on the content, on the basis of a sale history for a sale, to the user, of the content, and, in accordance with a result of the determination, the server delivers the content to a content reproduction apparatus with or without a reproducing limitation. Then, the content reproduction apparatus reproduces the delivered content with or without a limitation depending on presence/absence of the reproducing limitation set on the content. For example, trial use of content already purchased by the user is permitted with no reproducing limitation. | 2011-04-28 |
20110099081 | System for Automated Trading of Informational Items and Having Integrated Ask-and-Post Features - A hybrid system that supports automated trading of informational items between sellers of such items and buyers who bid on the items includes means for allowing bidders to subscribe to ask-and-post services. A buyer/bidder who subscribes to such services is given the opportunity to be presented with more detailed information about an informational item he or she has bid upon before being obligated to pay for the informational item. If a first asked bidder rejects the item after having been given the opportunity for a sneak peek (or if that first bidder times-out due to no response), then the opportunity is automatically presented to a next subscribing buyer/bidder listed on a dynamically generated list (e.g., a stochastic ordered list). In one class of embodiments, the informational items include lead information for making hot contact with a prospective consumer of predefined products and/or services. | 2011-04-28 |
20110099082 | PURCHASING, REDEMPTION AND SETTLEMENT SYSTEMS AND METHODS WHEREIN A BUYER TAKES POSSESSION AT A RETAILER OF A PRODUCT PURCHASED USING A COMMUNICATION NETWORK - Purchasing, redemption and settlement systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a first price for a product between the buyer and a seller. The purchasing system may also arrange for the buyer to take possession of the product at a retailer, different from the seller, that offers the product for sale at a second price. Verification information, which enables the retailer to authorize the buyer to take possession of the product, is transmitted to the retailer. The buyer provides a payment, based on the first price, to the purchasing system in exchange for the right to take possession of the product at the retailer. In one embodiment, the purchasing system receives a buyer offer, including an offer price, related to the product. In another embodiment, the purchasing system transmits redemption information, including a redemption code, to the buyer. The redemption information may also include information that enables the creation of a voucher to be used when taking possession of the product. The purchasing system may also receive information related to an attempt by the buyer to take possession of the product, including the redemption code, from the retailer. | 2011-04-28 |
20110099083 | Online video marketplace - A system and method for publishing video, processing, storing and purchasing the video over the Internet. The system includes a seller user interface where a seller can register and upload the video over the Internet, and still retain the copyright ownership of the video. Once uploaded video is processed and encoded with copyright notices, it is then available for searches. The system stores the video and user profiles in the database. The system includes a buyer user interface where a registered buyer can search and purchase video content over the Internet. The video can be purchased by many buyers for usage or it can be purchased for exclusive rights by one buyer, after which time the video is deleted from the system and the buyer gets the video copyright ownership. Once a transaction is made, the buyer pays for the video to the seller and listing fees are deducted in the transaction. | 2011-04-28 |
20110099084 | SYSTEMS AND METHODS FOR MANAGING PATENT LICENSES - A system is provided for managing patent licenses. The system comprises at least one memory including a first memory location for storing a signal representing a plurality of patent licenses available for procurement. The system also comprises at least one network interface for receiving a signal from a user designating at least one of the licenses for procurement. The system furthermore comprises at least one processor for processing a procurement transaction by which the user procures the at least one designated license. The at least one memory further comprises a second memory location for storing a signal representing information pertinent to the procurement transaction including information regarding an identity of the user and information regarding the procured license. | 2011-04-28 |
20110099085 | PRODUCT IDENTIFICATION USING MULTIPLE SERVICES - A method and a system to determine a product identification of an item for sale in an online publication system is shown and described. For example, the method may be initiated when an input identifying an item is received from a user. An input type (e.g., image, text, audio recording, etc.) may be determined and one or more identification services may be selected based on the input type. At least a portion of the input is transmit to the selected one or more identification services. A product identification is received from each of the one or more identification services. Based on the received product identifications, a recommended product identification is determined. The recommended product identification is transmitted to the user. | 2011-04-28 |
20110099086 | METHOD AND/OR SYSTEM FOR EXTENDING PAYMENT SYSTEM ARCHITECTURES AND/OR LEGACY ORDER PROCESSING SYSTEMS TO MOBILE COMMERCE APPLICATIONS VIA TEXT MESSAGING - A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant. | 2011-04-28 |
20110099087 | HOSGATE - A system and method for ordering, delivering and billing of the medical equipment utilizing the electronic data flow management system is disclosed. The system comprises at least one healthcare provider having at least one workstation, a computer ordering server, an online database and at least one durable medical equipment (DME) company having a mainframe server. The workstation generates and sends an order for the medical equipment. The computer ordering server receives the order from the workstation. The online database receives and stores the order from the computer ordering server. The mainframe server receives the order from the online database and delivers the medical equipment to a patient. The DME company utilizes a billing module to generate a bill for the medical equipment. The electronic data flow management system provides a secure and cost effective way of procuring the medical equipment to the healthcare provider. | 2011-04-28 |
20110099088 | VARIOUS METHODS AND APPARATUSES FOR COMPLETING A TRANSACTION ORDER THROUGH AN ORDER PROXY SYSTEM - A method, apparatus, and system for an order proxy are provided. In an embodiment, an example order proxy system implemented in software, hardware logic, or a combination of both, may be configured to allow an e-commerce digital shopping cart to submit and complete transaction orders. An embodiment uses various necessary information and steps for completing a transaction into an e-commerce system without there being any prior software integration between fields and transaction processing steps coded into the shopping cart. A first commerce system may complete a transaction order through the order proxy system. Additionally, the order proxy system may have a merchant cart configuration map module to map the shopping cart information into a merchant server's shopping cart process. | 2011-04-28 |
20110099089 | System and Methods for Event Networking, Media Sharing, and Product Creation - The present invention relates generally to telecommunications, event networking in the fields of sports and other community events. More particularly, this invention relates to the use of various communications protocols in order to distribute information through a network to enable users to interact and communicate with like-minded users, and to enable the creation and purchasing of customized products. | 2011-04-28 |
20110099090 | METHODS AND SYSTEMS FOR SEARCHING FOR GOODS AND SERVICES - A method and apparatus for creating a computerized market for used and collectible goods by use of a plurality of low cost posting terminals and a market maker computer in a legal framework that establishes a bailee relationship and consignment contract with a purchaser of a good at the market maker computer that allows the purchaser to change the price of the good once the purchaser has purchased the good thereby to allow the purchaser to speculate on the price of collectibles in an electronic market for used goods while assuring the safe and trusted physical possession of a good with a vetted bailee. | 2011-04-28 |
20110099091 | METHODS AND SYSTEMS FOR SEARCHING FOR GOODS AND SERVICES - A method and apparatus for creating a computerized market for used and collectible goods by use of a plurality of low cost posting terminals and a market maker computer in a legal framework that establishes a bailee relationship and consignment contract with a purchaser of a good at the market maker computer that allows the purchaser to change the price of the good once the purchaser has purchased the good thereby to allow the purchaser to speculate on the price of collectibles in an electronic market for used goods while assuring the safe and trusted physical possession of a good with a vetted bailee. | 2011-04-28 |
20110099092 | METHOD AND SYSTEM FOR ILLUSTRATING WHERE A TICKET IS LOCATED IN AN EVENT VENUE - A system and method of illustrating where at least one ticket is located in an event venue, comprising: accepting event criteria for at least one ticket and at least one event; accepting price criteria for the at least one ticket and the at least one event; displaying an interactive graphics-based event venue map illustrating a location of all sections at a venue with at least one ticket meeting the event criteria and price criteria; accepting section selection criteria, at least one section being selected from the interactive graphics-based event venue map; displaying ticket information in a web browsing language corresponding to the section selection criteria, the displayed ticket information in the web browsing language being able to be utilized to drill down to a specific ticket, causing a location of the specific ticket to be displayed in the interactive graphics-based event venue map; and enabling a capability to utilize the interactive graphics-based event venue map to choose a section of interest, causing corresponding ticket information to be displayed in the web browsing language. | 2011-04-28 |
20110099093 | AUTOMATED METHOD AND SYSTEM FOR CREATION OF MONTAGE OF MATCHING PRODUCTS - Automated electronic document design systems and methods for generating matching customized product designs and preparing images of matching customized products in a montage for displaying to a user. | 2011-04-28 |
20110099094 | OUTGOING RETURNS PROCESSING - Methods, systems, apparatuses and/or computer program products are directed to outgoing returns processing. The outgoing returns processing includes receiving outgoing returns data files, where the outgoing returns data files may be of a plurality of different file formats and received from a plurality of different channels. The outgoing returns processing further includes converting the outgoing returns data files to a platform file format and retrieving image files based on the outgoing returns data files. The outgoing returns are then settled. | 2011-04-28 |
20110099095 | PROCESSING INTERNAL USE OF DATA-CENTER RESOURCES - Internal use of an entity's data center is processed on a sub-entity basis. A sub-entity's consumption of a data-center resource is tracked and pricing information is applied to a quantity of the data-center resource that is consumed to determine an amount to be charged to the sub-entity. An accounting application of the entity is accessed to perform a charge back from the sub-entity. The accounting application reports the amount as an internal cost transfer of the entity. | 2011-04-28 |
20110099096 | METHODS AND SYSTEMS FOR LICENSING SOUND RECORDINGS USED BY DIGITAL MUSIC SERVICE PROVIDERS - Disclosed herein are methods and systems for providing a musical works administration service to digital music service providers (DSPs), to provide a streamlined approach for such DSPs to comply with copyright licensing, accounting, and reporting requirements. The service receives, from the DSP, information relating to sound recordings used by the DSP during a relevant time period. Using several matching techniques, the service identifies specific musical compositions embodied in each sound recording, and also determines corresponding publisher-share information. Subsequently, the service employs several mechanisms to attempt to obtain licenses for publisher-shares that are not already covered by preexisting client licenses. Based on the client's usage of such sound recordings and other information required to calculate the royalty rate(s) associated with such usage, the service also performs accounting, reporting and payment operations for the client. The service, in some instances, receives funds from the client and makes corresponding royalty payments (and makes accounting reports available) to the respective rights holders. | 2011-04-28 |
20110099097 | CHARGING FOR SERVICES IN A COMMUNICATION NETWORK - A method of charging for services in a Session Initiation Protocol-based communication network. A Server that provides a service receives a first request message from a user. In response, the server sends the user a restricted address via which services can be obtained. The user sends a second request message to an intermediate network, the second request message including the restricted address where the intermediate network has a trust relationship with the Server. A user identifier associated with the user is authenticated at the intermediate network, which then sends to the Server a third request, the third request including an identity of the user and the restricted address. The Server sends a response message, which includes credentials that the user can use for obtaining the requested service from the restricted address. The intermediate network charges the user for the requested service, and sends the credentials to the user, thereby allowing the user to access the service. | 2011-04-28 |
20110099098 | SYSTEM FOR MANAGING AND REPORTING FINANCIAL ACCOUNT ACTIVITY - A system for managing and reporting financial account activity to detect unauthorized access and prevent fraudulent transactions. The system processes checking and credit activities for a plurality of subscribers and provides notifications to subscribers based on the predetermined conditions and preferred communication options established by the subscribers. | 2011-04-28 |
20110099099 | SYSTEM AND METHOD FOR VALIDATING COLLATERAL - The invention consists of a method for real-time registration of collateral for a loan, comprising: a) inputting collateral information into a form; b) verifying the collateral information in the form via a self-checking algorithm; c) submitting the collateral information to a registration service; and d) providing confirmation that the collateral information was recorded with the registration service. | 2011-04-28 |
20110099100 | ROUTE SEARCHING APPARATUS AND ROUTE SEARCHING METHOD - According to the present invention, at least one route that satisfies a route search condition received from an information processing terminal and information distributor identification information for identifying an information distributor is created, greenhouse gas emissions emitted when the route is used are calculated for each of the routes, a route search result including the route and the emissions are transmitted to the information processing terminal, a route selection request is received from the information processing terminal, the emissions are offset by subtracting emissions corresponding to the selected route from an amount of emission credits stored in a storage unit, corresponding to the information distributor identified by the information distributor identification information, and an offset result is transmitted to the information processing terminal. | 2011-04-28 |
20110099101 | AUTOMATED VALIDATION REPORTING FOR RISK MODELS - Embodiments of the invention are directed to systems, methods, and computer program products configured to automatically, consistently, and efficiently generate standardized model validation reports in a systematic fashion. In one embodiment, the system is configured to: select a validation metric from a plurality of validation metrics; select a model from a plurality of models; access a datastore comprising scores generated using the selected model; generate validation data from the selected validation metric using the scores in the datastore; and generate a report from the validation data. | 2011-04-28 |
20110099102 | System and method for automated receipt and processing of donations - A web-based donation system is disclosed that is configured and operable to allow a sponsor to register or signup one or more recipients to receive funds from donors. The system is configured with a donor registration module that allows the donors to post solicitations for donations for respective recipients. The system is configured such that only businesses, and not individuals, can sponsor recipients. All funds received from donors are placed in a third party account until the period for solicitation of funds has ended. Upon conclusion, the funds are transferred anonymously to an account associated with the recipient. | 2011-04-28 |
20110099103 | Automated Escheatment Process - A system and method of identifying an appropriate state to which unclaimed funds should escheat is presented. The system and method may include receiving data regarding unclaimed funds and identifying an owner of the funds, as well as the last known state of residence of the owner. The unclaimed funds are assigned a state identifier identifying the state to which the funds may escheat. At a predetermined time, or on demand, the funds may escheat to the designated state. | 2011-04-28 |
20110099104 | Methods and Apparatus for Stored Value Token Creation - Systems and techniques for managing creation, delivery, and redemption of stored value tokens such as gift cards and electronic gift cards. An interface presented to a donor at a terminal allows the donor to specify details of a token, including token value and whether the token is to be associated with a particular retailer or group of retailers. The donor is also able to specify restrictions on the use of the token. For example, the donor may prohibit the purchase of particular categories of products or may specify categories of products authorized for purchase and the amount that may be spent for each category. The donor is also able to specify particular products to be purchased. A token definition is stored and a token associated with the definition is delivered to a recipient. When the recipient presents the token for redemption, the token is redeemed according to the definition. | 2011-04-28 |
20110099105 | SELF-SERVICE CURRENCY EXCHANGE MACHINE - A self-service exchange machine is configured to receive currency from a customer and dispense to the customer a card associated with a value relating to the value of the received currency. The self-service exchange machine includes a coin module for receiving bulk mixed coins input by the customer in a coin hopper in association with the exchange transaction, the coin module being configured to substantially simultaneously receive the bulk mixed coins in the coin hopper, to separate the bulk mixed coins into a single-file stream of coins using a motor-driven rotary sorting device and, following the separation of the bulk mixed coins into a single-file stream of coins, to discriminate between valid and invalid coins using at least one discrimination sensor disposed along the coin path of the single-file stream of coins. The self-service exchange machine also includes a bill module configured to receive bills and to discriminate between valid and invalid bills, a display device, a card dispenser configured to dispense a card having a storage medium for storing a monetary value and a controller coupled to the display device, the coin module, the bill module, and the card dispenser. The controller is configured to determine a total value of valid coins and valid bills input into the coin module and the bill module, to cause the display of a total value on the display device, and to instruct the card dispenser to dispense a card with a monetary value that is related to the total value to complete the exchange transaction. The card is exchanged for the input currency and the monetary value stored on the dispensed card can be for any monetary value input by the customer and is not constrained to a predetermined value or values. | 2011-04-28 |
20110099106 | TRANSACTION PRODUCT WITH ELECTRICAL CIRCUIT - A transaction product includes an electrical circuit, a housing, and an account identifier. The electrical circuit includes a plurality of lights The housing substantially encloses the electrical circuit including the plurality of lights. The housing defines a plurality of light cavities separated from one another and substantially enclosed within the housing, and each of the plurality of lights is positioned in a different one of the plurality of light cavities. The account identifier is coupled to the housing and links the transaction product to a financial account having an associated monetary value available toward a price of a purchase, wherein the account identifier is machine readable. Other products, cards, assemblies and methods of using such cards, products and assemblies are also disclosed. | 2011-04-28 |
20110099107 | METHOD FOR MONEY TRANSFER USING A MOBILE DEVICE - A method and system to mobile based money transaction across different transaction entity. A non-repudiable message, using a first mobile device, is sent to a first transaction entity expressing to provide a token wherein the mobile device is registered with the first transaction entity. The first transaction entity provides a generated token to the first mobile device using non-repudiable messaging services. The first mobile, in turn, transfers the non-repudiable message to a second mobile device of a second user including a token and a transaction entity code. The second mobile device sends the non-repudiable message to a second transaction entity, indicating a token number, a transaction entity code, and sum of money being transferred. The second transaction entity advances the token number, via a non-repudiable message, to a transaction entity indicated by the transaction code to authenticate the token. The first transaction entity authenticates token on receiving from second transaction entity and money being transferred for genuine token as indicated by first transaction machine. Alternatively, the second transaction entity transfers the equivalent sum of money to the first transaction entity indicating money should be transferred to the linked account of the token. | 2011-04-28 |
20110099108 | METHOD, SYSTEM AND COMPUTER READABLE MEDIUM FOR WEB SITE ACCOUNT AND E-COMMERCE MANAGEMENT FROM A CENTRAL LOCATION - A method, system, and computer readable medium for managing a financial transaction of a user at a merchant, including authenticating the user via a device of the user while the user is at the merchant; transmitting activation information for activating a reusable, pre-existing, unaltered and permanent credit or debit card account number of the user from the user device to a financial institution for processing financial transactions, while the user is authenticated; submitting a payment request including the account number to the financial institution from the merchant, while the account number is activated; and de-activating the account number after the payment request is processed by the financial institution. The financial institution only accepts and processes payment requests received from merchants while the account number is activated, and the financial institution declines payment requests while the account number is de-activated. | 2011-04-28 |
20110099109 | Real Time Correlation of Parallel Charging Events - A method is implemented in a network ( | 2011-04-28 |
20110099110 | PORTABLE TERMINAL DEVICE, CHARGING PROCESSING METHOD FOR PORTABLE TERMINAL DEVICE, AND CHARGING SYSTEM - An object of the present invention is to provide a portable terminal device capable of selectively performing a charging form with convenience for a user, a charging processing method for the portable terminal device, and a charging system. | 2011-04-28 |