16th week of 2014 patent applcation highlights part 65 |
Patent application number | Title | Published |
20140108223 | NOTARIZATION BASED ON CURRENCY TRANSACTIONS - In one example, a method includes generating a first digital code that represents a content of a document created by a first user; and notarizing the creation of the document by triggering a plurality of remittances from a first account associated with the first user to a second account, with each of the plurality of remittances time-stamped and a respective amount of each of the plurality of remittances indicating a corresponding portion of the first digital code. | 2014-04-17 |
20140108224 | Order Centric Tracking System And Protocol For Communications With Handheld Trading Units - A computerized method and system for tracking orders implemented on a trading floor exchange is disclosed. The system is order-centric and is configured to route orders to a booth and floor broker in accordance with a symbol associated with the particular security being traded. Floor brokers communicate with the trading system through handheld devices connected to a handheld server via a wireless interface. A specific protocol for messaging protocol for communications between the handheld devices and the handheld server is also disclosed. | 2014-04-17 |
20140108225 | Method and Apparatus for Message Flow and Transaction Queue Management - Management of transaction message flow utilizing a transaction message queue. The system and method are for use in financial transaction messaging systems. The system is designed to enable an administrator to monitor, distribute, control and receive alerts on the use and status of limited network and exchange resources. Users are grouped in a hierarchical manner, preferably including user level and group level, as well as possible additional levels such as account, tradable object, membership, and gateway levels. The message thresholds may be specified for each level to ensure that transmission of a given transaction does not exceed the number of messages permitted for the user, group, account, etc. | 2014-04-17 |
20140108226 | METHOD, APPARATUS AND INTERFACE FOR TRANSACTION TOGGLING - A method for submitting transactions from an automated trading tool to an electronic exchange. The method includes defining a proximity limit and automatically generating a transaction for a tradeable object. The method further includes applying the proximity limit to the transaction. When the transaction falls within the defined proximity limit, the transaction is submitted to the exchange. An apparatus and interface for transaction toggling based on proximity limits are also provided. | 2014-04-17 |
20140108227 | SYSTEMS AND METHODS FOR PRICE EVALUATION OF ARTICLES OF COMMERCE - The invention is directed to systems and methods for indicating volatility adjusted price information for at least one article of commerce or market therefore, and various tools for providing valuation indicators for both current and historical price activity in terms of valuation rather than absolute price. The invention provides users indicators which quantify the degree in which a market is currently trading at fair value, overvalued or undervalued conditions using enhanced tools. | 2014-04-17 |
20140108228 | Trading Order Validation System and Method and High-Performance Trading Data Interface - A post-trade monitor receives feedback in the form of drop copy messages from an exchange server and validates orders placed with the exchange server by a sponsored access trading platform shortly after the orders have been placed. If a recently placed order is found to violate a rule or regulation, the monitor instructs the trading platform to change to a more restrictive trading mode, such as to cease placing all orders or certain types of orders, at least until certain parameters are met. | 2014-04-17 |
20140108229 | SYSTEM AND METHODS FOR TRADING COMPLEX FINANCIAL PRODUCTS - A system for managing the formation of and transactions relating to a syndicated loan is described which provides an interface for all active and prospective participants of a syndicated loan to interact with the system an each other, thereby making the syndication process more efficient and dynamic. In addition, a trading functionality is incorporated and described herein that creates a market for trading syndicated loans and disseminating information about the loans to other participants in the market. | 2014-04-17 |
20140108230 | METHOD OF COMPUTERIZED MONITORING OF INVESTMENT TRADING AND ASSOCIATED SYSTEM - A method of computerized monitoring of investment trading includes providing historic trading data for a specific trader, selecting a plurality of trading parameters for the specific trader and obtaining current information regarding the selected parameters, and/or providing historic trading data and applying rules to the current information and/or historic trading data to determine if a rules violation has occurred. The system may be employed to monitor whether market timing of mutual fund investments has occurred. A corresponding computerized system is disclosed. | 2014-04-17 |
20140108231 | System and Method for Processing Securities Trading Instructions and Communicating Order Status via a Messaging Interface - A system allowing traders, etc. to use instant messaging (IM) (or other non-FIX based) communications to input trading instructions directly into a broker's Order Management System (OMS) for managing/executing trades. Accordingly, trading instructions may be provided electronically directly from a buy-side trader, and directly to a sell-side broker's/brokerage's OMS, without the need for the sell-side broker to manually re-key the order into the sell-side firm's OMS. Further, trading instructions are provided in electronic format directly to the broker's OMS without the need for the buy-side trader to have an expensive FIX based OMS or associated FIX connection, which is also expensive, thereby allowing relatively smaller investment houses/buy-side organizations to enjoy the benefits of electronic delivery of trading instructions directly to brokers' OMS. | 2014-04-17 |
20140108232 | METHOD AND SYSTEM FOR COMPLIANCE HOSTING - Technology is provided for monitoring mortgagee regulatory compliance using a centralized repository. A centralized repository hosts loan origination software (LOS) using a server. The centralized repository can be accessible to a compliance monitor and a mortgagee. The mortgagee submits mortgagee information into the centralized repository accessible to the compliance monitor and the mortgagee. The mortgagee information includes an effective date. The compliance monitor reviews the mortgagee information for regulatory compliance. The mortgagee records borrower loan information into the centralized repository using the LOS. The compliance monitor retrieves borrower loan information using the LOS. The compliance monitor audits borrower loan information for regulatory compliance. The compliance monitor reports audit results to the mortgagee. | 2014-04-17 |
20140108233 | SOCIAL PAYMENT METHOD AND APPARATUS - A system, method, and computer-readable storage medium configured to facilitate electronic payments through social networks. | 2014-04-17 |
20140108234 | ENABLING AN IN-MEMORY TRANSACTIONAL APPLICATION - The embodiments provide a system for linking an application with an in-memory database system for enabling an in-memory-enabled transactional application. The system includes an in-memory transactional processor configured to receive contextual data related to an instantiation of a first business transaction of the application and instantiate at least one second business transaction of the application during a course of processing the first business transaction. The in-memory transactional processor is configured to store results of at least one process step of the at least one second business transaction during the course of processing the first business transaction in an in-memory database, evaluate, at a decision point within the first business transaction, a plurality of alternative process steps, during runtime, and determine a subsequent process step from the plurality of alternative process steps based on the contextual data and captured information stored in the in-memory database. | 2014-04-17 |
20140108235 | Systems and Methods for Payment Settlement - The present disclosure includes a system, method, and article of manufacture for settling payment. In various embodiments, the method may comprise creating a group comprising a plurality of transaction accounts associated with a shared financial obligation, and settling a plurality of records of charge (ROCs) corresponding to the shared financial obligation between each of the plurality of transaction accounts in the group. The method may further comprise transmitting one of a plurality of ROCs to a member associated with one of a plurality of transaction accounts in a group, and/or receiving an indication that one of the plurality of ROCs is subject to the shared financial obligation. Further, in various embodiments, the method may comprise creating a group in response to authentication of a plurality of members to a single web client, and/or creating the group in response to a group initiation event by a group initiator. | 2014-04-17 |
20140108236 | Hosted Disbursement System - Systems and methods are disclosed for making disbursements to one or more consumers via a hosted disbursement system. In accordance with an embodiment, a method can comprise receiving, at a merchant service provider, a request to make a disbursement to a consumer from a merchant. The request can be received from a merchant server and include disbursement information corresponding to the disbursement. The method can further comprise receiving, at the merchant service provider, a selection of a distribution option from the user, which corresponds to a type of account to receive the disbursement. The method can further comprise receiving, at the merchant service provider, account information from the consumer. The account information is sent to the merchant service provider from a user device, bypassing the merchant server. The method can further comprise processing the disbursement using the account information to transfer funds corresponding to the disbursement to the consumer. | 2014-04-17 |
20140108237 | Automatic Savings Program - A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person. | 2014-04-17 |
20140108238 | RULES SUGGESTION ENGINE - Embodiments of the invention are directed to systems and methods for implementing a rules suggestion engine that suggests rules to a user for lowering fraud in future transactions. Embodiments of the invention segment the transaction data based on at least one attribute defined by the user. One or more key indicators are identified corresponding to the segmented data. A correlation is performed between the user defined attribute and one or more key indicators. One or more transaction rules are generated based on the correlation that are suggested to the user for future transactions. The user can customize the rule, a field of rule, a prioritization of the rules, and even create categories of rules. | 2014-04-17 |
20140108239 | FACILITATING PRESENTATION OF CONTENT RELATING TO A FINANCIAL TRANSACTION - Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a party to the financial transaction on whose behalf a request associated with the financial transaction is received. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may be presented by a user interface associated with a financial institution in conjunction with other transaction information and may facilitate access to the content and presentation of the content to a user. | 2014-04-17 |
20140108240 | PAYMENT PREFERENCE USER INTERFACE - A display shows who a user owes money to on one side of the display and who the user is owed money by on the other side of the display. The parties are shown with a visual representation (e.g., a photo or text), a name, and an amount. The more someone owes or is owed, the farther they are shown extending from the center-line (or 0 owed/is owed line). The user can select a person/entity that the user owes money to by tapping and dragging the visual image and then moving that selection to the same row as a person/entity that owes money to the user. This allows the user to pass some of the money owed to the user to pay the person/entity that the user owes money to. Once confirmed, the tree is updated. The payment provider may facilitate the money exchange between the two selected parties and the user. | 2014-04-17 |
20140108241 | Method for Replacing Traditional Payment and Identity Management Systems and Components to Provide Additional Security and a System Implementing Said Method - An electronic wallet system that protects payment accounts, identification and other personal information found within a typical wallet with a secure electronic vault (first) device that can be part of a physical wallet, insert to a wallet, or in other embodiments, wearable/portable devices. A unique biometrically enabled multi-factor authentication process ensures only owners of the information can copy the information to the device or retrieve it thereafter. Authenticated users may then select payment, identification, medical or virtually any private information via touch display or voice command on the vault or on another (second) device that operates in conjunction with the vault. The second device comprises, for example, a programmable card with dynamic magnetic stripe, cell phone, or other wearable technology, that initiates and processes a payment and/or transfer of private information. | 2014-04-17 |
20140108242 | METHOD AND APPARATUS FOR CONTROLLING USE OF DIGITAL CONTENT USING SLIDING TIME INTERVALS - Digital work adapted to be distributed within a system for controlling at least one of the distribution and use of digital works. The digital work includes digital content representing a portion of a digital work suitable for being rendered by a rendering device and usage rights associated with the digital content. The usage rights specify a manner of use indicating one or more stated purposes for which the digital work can be at least one of used and distributed by an authorized party. | 2014-04-17 |
20140108243 | System and Method for Processing Duplicative Electronic Check Return Files - Processing duplicate items in image cash letter (“ICL”) return files for efficient handling. A duplicate item processing module can receive ICL return files comprising items representing duplicate electronic checks. The duplicate item processing module can determine whether the processing entity erroneously presented the item more than once. The duplicate item processing module can also determine whether the depositing institution erroneously deposited the item more than once for processing. Based on the determination of the source of the error, the duplicate item processing module can make a correction in its own records and/or forward the ICL return file with the duplicate item to the depositing institution. | 2014-04-17 |
20140108244 | MEDIA HANDLING DEVICE REJECT RATE - A system and method of providing reject rate data and monitoring media handling device performance related to the reject rate data is disclosed, wherein the media handling device may be an automated teller machine. The system and methods may include determining a reject rate; analyzing a set of reject rate data for trending and statistical comparative analysis; transferring the set of reject rate data from one or more ATMs; and loading the set of rejection rate data into a data warehouse. The method may further include analyzing the set of reject rate data for trending and statistical comparative analysis to gain insight and make improvements to the customer experience at the ATM. The method may further include providing predictive fault tracing to predict in advance when the ATM needs maintenance. | 2014-04-17 |
20140108245 | AUTOMATED BANKING MACHINE THAT OPERATES RESPONSIVE TO DATA BEARING RECORDS - A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse. | 2014-04-17 |
20140108246 | Apparatus and Method for Presenting Electronic Notices - In certain embodiments an apparatus includes a memory operable a processor. The processor is operable to detect a first and second authentication of a user and detect a first plurality of events. The processor is operable to present information associated with a first event in response to the second authentication of the user and present the information associated with a second plurality of events. The processor can detect a touch indicating a request to present a second event and scroll a first region of the display. The processor is further operable to determine that each one of the first plurality of events has been presented and scroll the first region of the display in conjunction with a second region of the display at least in response to determining that each one of the first plurality of events has been presented. | 2014-04-17 |
20140108247 | Peer-To-Peer Payment Processing - Systems and related methods facilitating payments with a mobile device are discussed herein. Circuitry in a networked-based payment system may be configured to receive payment information from a first device. The first device may include circuitry configured to wirelessly receive wallet identifying data from the payment system. The wallet identifying data may be used to secure messages between the first device and another device over a wireless link. For example, the first device may be configured to send the wallet identifying data to a second device, which may then communicate with the payment system. In response, consumer identifying data associated with the wallet identifying data may be received by the second device from the payment system. In some embodiments, use of wallet identifying data may be applied to other communications, such as for messages that authorize payment. | 2014-04-17 |
20140108248 | Method for Facilitating Payment of a Computerized Transaction - A system and method for facilitating the transfer of a payment for a computerized transaction between a buyer and a seller for the purchase of an item using a computer network, such as the Internet. For example, the method can include communicating data regarding the transaction between the buyer and the seller, receiving an actual payment from the buyer at one or more agent locations, and upon receiving the actual payment from the buyer at one of the agent locations, communicating a message to the seller that the actual payment for the transaction was received at the agent location, thereby permitting the seller to begin shipment of the item. | 2014-04-17 |
20140108249 | INTEROPERABLE FINANCIAL TRANSACTIONS VIA MOBILE DEVICES - A method and system provide interoperable electronic financial services using mobile communications devices and without the need for traditional banking systems like plastic cards, POS machines, branches and ATMs. A consumer can deposit and/or withdraw money from his account using his mobile device and with the help of a local agent without ever stepping inside a branch of a bank where the consumer has an account. The system uses the consumers ID and his mobile number to generate a PAN for the consumer, which is then used to route the transactions. The system uses indicators in the transaction to identify transaction purpose and thus enable appropriate interchange, clearing and settlement between participating entities. The system provides real-time feedback on the transactions and reduces costs by enabling an agent to service consumers of multiple banks and payment service providers. | 2014-04-17 |
20140108250 | UNIVERSAL MERCHANT PLATFORM FOR PAYMENT AUTHENTICATION - A method of processing of a transaction between a first and second party is provided. The method includes: receiving payment information at a server operatively connected to a communications network, the payment information identifying a particular payment option used by the second party for the transaction, and the server being equipped to format and route messages over the communications network in different manners to accommodate a plurality of different authentication protocols; determining which of the different authentication protocols is prescribed for the type of payment option identified in the payment information; selecting a particular authentication protocol from the plurality of different authentication protocols supported by the server; obtaining an authentication determination for the transaction, including formatting messages and routing the formatted messages over the communications network in accordance with one or more mandates of the selected authentication protocol. | 2014-04-17 |
20140108251 | Collaborative Fraud Determination And Prevention - A computer implemented method and system for determining a fraudulent payment transaction in a collaborative environment is provided. A collaborative database, accessible by multiple reviewing entities via a network, receives and stores transaction history data of payment transactions from the reviewing entities. A collaborative fraud prevention platform (CFPP) receives a fraud determination query associated with a transaction request associated with a consumer account. The CFPP performs a search in the collaborative database based on the fraud determination query by comparing current transaction data from the transaction request with the stored transaction history data, performs an analysis of characteristics of the consumer account, and generates a fraud determination report based on the comparison and analysis. The fraud determination report indicates authenticity or non-authenticity of the transaction request for configurable time periods to enable a reviewing entity to determine the fraudulent payment transaction and complete or discontinue processing of the transaction request. | 2014-04-17 |
20140108252 | MOBILE IMAGE PAYMENT SYSTEM USING SOUND-BASED CODES - A non-transitory computer readable storage medium with an executable payment application stored thereon, the payment application configured for generating a payment request for receipt by a transaction interface over a communications network such that that the transaction interface is separate and remote from a merchant interface over the communications network, a transaction of the payment request associated with a merchant providing a product to a consumer, wherein the payment application instructs a computer processor to perform the following steps of: receiving a sound code containing sound-based transaction data, wherein the transaction data is representative of merchant data associated with the product; receiving a consumer identifier, wherein the consumer identifier identifies the consumer; sending the payment request including the product data and the consumer identifier to the transaction interface over the communications network; and receiving a confirmation of approval or denial of the payment request from the transaction interface. | 2014-04-17 |
20140108253 | System and Method for Prepaid Account Replenishment - A method of processing a transaction for provision of funds to a mobile telephone prepayment account associated with a mobile telephone is disclosed. The method includes: an Automated Teller Machine (ATM) receiving, from a card associated with a user of the mobile telephone, information identifying a financial account associated with the user of the mobile device; the ATM receiving, from a user, an identifier associated with the mobile telephone; the ATM receiving, from the user, information indicating an amount of funds to be provided to the mobile telephone prepayment account; and the ATM sending, to a financial institution associated with the financial account, an instruction to transfer the indicated amount of funds from the financial account to the wireless service provider, so as to provide the indicated amount of funds to the mobile telephone prepayment account. | 2014-04-17 |
20140108254 | TRAVEL ACCOUNT - A user can set up a travel account with a payment provider, to inform the payment provider of expected dates and locations of travel, along with limits or restrictions at the various locations and/or dates. When the user travels and attempts to make a payment, the payment provider can determine the location and date to aid in processing the payment request, resulting in an easier process for the user, while still providing additional security with the limits and restrictions. | 2014-04-17 |
20140108255 | Message Multiplexing Method, Device and Corresponding Program - A method is provided for multiplexing messages exchanged between a payment terminal and a communication terminal via a connection between the payment terminal and the communication terminal using the iPod Accessory Protocol, iAP. The method includes: an initialization step of initializing an external communication interface with the communication terminal, a first transmission step of transmitting, to the communication terminal, a request for creation of remote virtual channels via the external communication interface; a creation step of creating, within the payment terminal, local virtual channels corresponding to the remote virtual channels; and a second transmission step of transmitting data frames associated with the local virtual channels via the external communication interface. | 2014-04-17 |
20140108256 | Electronic System for Quickly and Securely Processing Transactions Using Mobile Devices - The invention relates to a secured element ( | 2014-04-17 |
20140108257 | MANAGEMENT OF BIOMETRIC INFORMATION - Fraud risk is monitored in financial transactions. Biometric information is received over the communications interface configured to exchange data with multiple distinct financial institutions. The received biometric information is compared with a database of biometric information to identify an individual. A fraud-detection analysis is performed on the financial transaction information associated with the individual. The financial transaction information associated with the individual is identified as suspicious in accordance with a result of the fraud-detection analysis. The biometric parameters associated with the individual are designated as associated with suspicious financial activity. | 2014-04-17 |
20140108258 | SYSTEM AND METHOD FOR AN ANONYMOUS EXCHANGE OF PRIVATE DATA - Facilitating the purchase and sale of private data between anonymous entities based on the use of encryption and a centralized on-line entity to exchange the private data in a secure environment. The seeker of private data, such as consumer information, transmits an encrypted query to the centralized exchange entity. The query submission includes legal representations stating the legally permissible purpose for seeking the information. The centralized exchange entity compares the encrypted query to an encrypted data index collected from at least one data provider, to determine if the query matches any private data held by a data provider. The comparison is conducted within a secure, search component to ensure the privacy of all data and all parties to the transaction. The exchange entity facilitates the anonymous exchange between the data purchaser and the data provider. A payment invoice can be generated and electronically presented by maintainer. The payment may be electronically debited from the designated account of a data purchaser and remitted to a data provider. In addition, a portion of such funds may be retained by the centralized exchange entity. | 2014-04-17 |
20140108259 | DIGITAL RIGHTS CONTENT SERVICES ARCHITECTURE - A selection of a digital content item is received from a client over a network. A license agreement associated with the selected digital content item is identified based on a content ID of the digital content item, where the license agreement is identified by a license ID. The license agreement includes one or more constraints for accessing the digital content item. A tracking code is generated based on the content ID associated with the selected digital content item, the license ID associated with the identified license agreement, and the user ID associated with the client. The tracking code is inscribed on the digital content item to generate a deliverable content file, where the deliverable content file contains the digital content item therein. The deliverable content file is transmitted to the client over the network, where the tracking code is visible or audible when the digital content item is accessed from the deliverable content file. | 2014-04-17 |
20140108260 | SYSTEM AND METHOD FOR TOKEN-BASED PAYMENTS - A system and method for enhanced token-based payments. The system and method including software and hardware to receive, via a network, a request for authorization; create, in response to the request, a dynamic payment packet (DPP) for payment; transmit, via a network, the DPP; receive, via a network, an authorization request, the DPP, and a transaction ID; receive at least one additional data element relating to the customer involved in the transaction and the transaction itself; and transmit, via a network, the transaction ID, an authorization response, and token. | 2014-04-17 |
20140108261 | SYSTEMS AND METHODS FOR PAYMENT MANAGEMENT FOR SUPPORTING MOBILE PAYMENTS - Systems and methods for managing mobile payments is provided. An account issuer provides an application that is loaded onto a mobile device, which enables a consumer to pay for transactions. The mobile payment application generates a unique code. The code is read by the point of sale terminal, which is then provided to the payment management system. The payment management system contracts the account issuer and authenticates the code, thereby receiving a primary account number. Account number and transaction information is used to authorize the transaction via payment systems. The payment system accepts or declines the transaction in a response. Tokens may be generated for the account number, and value added services may be generated based upon user behaviors. | 2014-04-17 |
20140108262 | Privacy Preserving E-Payment Architecture, Systems, and Methods - A method for providing privacy in online transactions. The method can include receiving, at a service provider system, a purchase request from a client, the purchase request including banking information, and the banking information being encrypted with a third party public key such that the service provider system cannot decrypt the encrypted banking information. The encrypted banking information can be transmitted to a bank system, such that the banking information cannot be used to identify the identity of the client. The method can also include receiving an authorization message if the client's purchase request is authorized. | 2014-04-17 |
20140108263 | VIRTUALIZATION AND SECURE PROCESSING OF DATA - Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements. Information associated with particular payment means, such as accounts or payment tokens, can be stored, for example, in a data set, usually secure, sometimes referred to as a virtual or electronic wallet, or a secure payment token. | 2014-04-17 |
20140108264 | SERVICE INTERACTION METHOD OF FLASH SERVICE PLATFORM AND CORRESPONDING FLASH SERVICE PLATFORM - A computer-implemented method is implemented while rendering an application in a Flash interface, wherein the Flash interface is connected to a Flash server. The method comprises: suspending the application and displaying a payment selection option in the Flash interface; upon detecting a user selection of the payment selection option, sending a request for downloading a payment plug-in to the Flash server; receiving and initializing the payment plug-in, the payment plug-in including an SWF file and a callback function; displaying a payment authorization option in the Flash interface based on the SWF file; upon detecting a user selection of the payment authorization option, sending payment authorization information to the payment platform; receiving payment confirmation from the payment platform by invoking the callback function; and resuming the application by updating displayed content of the Flash interface based on the payment confirmation. | 2014-04-17 |
20140108265 | SYSTEM AND METHOD OF AUTHENTICATING A NETWORK GATEWAY - A method of network gateway authenticating involves a network gateway receiving an authentication request from a communications terminal. The communications terminal is in communication with an identity token. The authentication request includes a token cryptogram generated from a cryptographic key stored on the identity token. The network gateway transmits the authentication request to a communications network, and receives an authentication response from the communications network in accordance with a validity of the token cryptogram. The authentication response includes a gateway authentication certificate. The gateway authentication certificate is configured to authenticate the network gateway to a network device of the communications network. | 2014-04-17 |
20140108266 | Process for the electronic negotiation of a binding agreement - A process for the electronic negotiation that enables two or more Parties to negotiate the terms of a binding agreement. The process for the electronic negotiation of a binding agreement generally includes a Computer Server | 2014-04-17 |
20140108267 | Networking method for restricted communications - The present invention is a computer implemented, internet website based method for idea development and subsequent sharing, networking, and best practices dissemination through a unique segregation method; construction of which is specifically intended to maximize, streamline, and expedite communications and transparency by and between individual members of governmental boards and commissions subject to locally implemented public record and open meeting laws, while at the same time preventing users from violating such existing laws which could lead to criminal prosecution and incarceration. | 2014-04-17 |
20140108268 | SYSTEM AND METHOD FOR COLLABORATIVELY MANAGING FINANCIAL TASKS - A method of collaborating with a plurality of parties in an online system. | 2014-04-17 |
20140108269 | Collaborative Engineering Support - In some implementations, supporting engineering collaboration includes actions of receiving first user input from a first partner, the first user input defining a project structure of a collaborative engineering project, the project structure including project elements, each having an embedded process that supports data sharing and process-based collaboration between partners, receiving second user input from the first partner, the second user input indicating delegation of a project element to a second partner, the project element having associated data, wherein: during performance of the project element by the second partner, versions of the associated data are automatically created based on a respective embedded process, the versions of the associated data being controlled by the second partner, and, upon completion of the project element, a version of the associated data is merged with a parent version of the associated data that is controlled by the first partner. | 2014-04-17 |
20140108270 | ADDRESS-BASED CUSTOMER SERVICE - A request is received for information relating to a service being provided to a customer premises. A network address of a device from which the request was received is determined. The network address is used to access customer data associated with the address. In addition to the requested information relating to the service, at least one notification is provided based on the customer data and including information relating to the customer premises, billing and payment information associated with the customer premises, a list of one or more equipment included in the customer premises, a list of one or more equipment suggested for the customer premises, and a list of one or more additional services suggested for the customer premises. | 2014-04-17 |
20140108271 | Method and System for GIS Enabled Land Management System - A improved tract-based lease data management systems is described that allow for rendering maps of database entities with reduced data entry. The invention includes methods for linking, unlinking, detecting invalidating changes, and rebuilding database entity geographical representations. | 2014-04-17 |
20140108272 | CHARITABLE DONATION OF PROCEEDS FROM RECYCLING ACTIVITY - Embodiments of the invention enable an organization to nominate itself to receive proceeds from consumer recycling activity. For example, some embodiments enable an organization to request that an account be established to which proceeds from recycling activity are to be directed. Upon the account being established, the organization may be provided with a set of receptacles (e.g., beverage container collection bags), which the organization may hand out to potential donors. Each receptacle may include an identifier that allows the account to be identified. Donors may collect recyclable beverage containers in his/her receptacle over time, and bring the receptacle to a return center when it becomes full, at a designated time (e.g., to meet a suggested deadline set by the organization), or at any other suitable time. The recyclable containers in the receptacle may be processed, and a value to be provided in exchange for the containers may be determined. Some or all of that value may be deposited to the organization's account, rather than being provided to the consumer. | 2014-04-17 |
20140108273 | SYSTEMS AND METHODS FOR PATENT PORTFOLIO MANAGEMENT AND GENERATION OF ANALYTICS - Systems and methods for patent portfolio management and generation of analytics are described. A system comprises, for example, one or more modules. A first module is configured to combine data received from an official government source and from a docketing system. The data received may pertain to one or more assets of a patent portfolio. A second module is configured to generate a metric of the patent portfolio based on the combined data. The metric may measure a characteristic of the patent portfolio. A third module is configured to receive a request from a client device to display the metric. A fourth module is configured to, in response to the request to display the metric, display the metric in a user interface that includes one or more filtering elements that are selectable to request a filtering of the displayed metric. | 2014-04-17 |
20140108274 | System and Method for Legal Order Processing - A system includes a memory and a processor communicatively coupled to the memory. The memory stores a plurality of legal orders. Each legal order is associated with a request by an entity submitted using a standardized legal order form. The processor is operable to access a particular legal order stored in the memory, determine, from a plurality of categories, a category of the particular legal order, process the particular legal order based on the determined category, and transmit a legal order response for receipt by the entity. The plurality of categories includes a subpoena for information and an attachment associated with an amount of funds. | 2014-04-17 |
20140108275 | PROPERTY MANAGEMENT SYSTEM - A property management system comprising computer readable location identifiers being associated with a respective location of property, and a server arranged to: receive data indicating a location of the property, the data indicating a location being generated by a computer associated with customers of the property based upon the location identifier; generate a request for further information from the customers based upon the property location data; transmit the request for further data to said computer; receive further information from said computer in response to said request for further data, the further information being provided by the customers; generate output data associated with management of the location of the property based upon said location identifier and said further information; and provide output data to the property manager to allow the property manager to perform management of the location based upon the further information provided by the customers. | 2014-04-17 |
20140108276 | SYSTEM AND METHOD FOR ENSURING REASONABLE HOUSING ACCOMMODATION - A system and method enables one or more users to computationally ensure compliance with various reasonable accommodation laws. | 2014-04-17 |
20140108277 | Method and System for Verifying Accredited Investor Status - A web based computerized system and method for verifying accredited investor status, includes a server capable of receiving data related to an investor or prospective investor. The server has software configured to determine, using analytic algorithms, whether, from the data, an investor or prospective investor is a natural person, and if so whether the investor or prospective investor meets the income and/or asset value thresholds in order to qualify as an accredited investor. If the system determines that the investor or prospective investor is not a natural person, the software is further configured to determine whether the investor or prospective investor, based on the received data, is an entity that qualifies as an accredited investor by the nature of the investor or prospective investor. | 2014-04-17 |
20140108278 | METHOD AND SYSTEM FOR TRACKING AND REPORTING ENVIRONMENTAL IMPACT AND AGRICULTURAL-PRODUCER INFORMATION - Various embodiments of the present disclosure include methods and systems for tracking and reporting environmental impact and agricultural-producer information. In an example embodiment, a method comprises receiving first data associated with an impact on groundwater pollution or surface water pollution, the impact on the groundwater pollution or the surface water pollution resulting from a production of an agricultural product, the first data being received from a single representative sampling location; receiving second data associated with the impact on the groundwater pollution or surface water pollution, the second data being received from at least one of a plurality of representative sampling locations; generating an aggregate result based on the second data; calculating comparative data using the aggregate result and at least some of the first data; and reporting the aggregate result and the comparative data to a user. | 2014-04-17 |
20140108279 | METHOD AND SYSTEM FOR TRACKING AND REPORTING ENVIRONMENTAL IMPACT AND AGRICULTURAL-PRODUCER INFORMATION - Various embodiments of the present disclosure include methods and systems for tracking and reporting environmental impact and agricultural-producer information. In an example embodiment, a method comprises receiving first data associated with an impact on groundwater pollution or surface water pollution, the impact on the groundwater pollution or the surface water pollution resulting from a production of an agricultural product, the groundwater pollution or the surface water pollution comprising a contaminant of at least one of an inorganic or organic pollutant, the first data being received from a single representative sampling location; receiving second data associated with the impact on the groundwater pollution and the surface water pollution, the second data being received from at least one of a plurality of representative sampling locations; generating an aggregate result based on the second data; and calculating comparative data using the aggregate result and at least some of the first data; and reporting the aggregate result and the comparative data to a user. | 2014-04-17 |
20140108280 | METHOD AND SYSTEM FOR TRACKING AND REPORTING ENVIRONMENTAL IMPACT AND AGRICULTURAL-PRODUCER INFORMATION - Embodiments of the present disclosure include methods and systems for tracking and reporting environmental impact and agricultural-producer information. In an example embodiment, a method comprises receiving first data associated with an impact on groundwater pollution or surface water pollution, the impact on the groundwater pollution or the surface water pollution resulting from a production of an agricultural product, the groundwater pollution or the surface water pollution comprising a contaminant of at least one of an inorganic or organic pollutant, the first data being received from a single representative sampling location; receiving second data associated with the impact on the groundwater pollution and the surface water pollution from at least one of a plurality of representative sampling locations; generating a benchmark percentage-based result based on the first or second data; calculating comparative data using the benchmark percentage-based result and at least some of the first or second data; and reporting the benchmark percentage-based result and the comparative data to a user. | 2014-04-17 |
20140108281 | METHOD AND SYSTEM FOR SOCIAL NETWORK ANALYSIS - Methods and system for social commerce network analysis are described. In one embodiment, a strongly connected component value, an in-component value, an out-component value, a disconnected component value, a tendril value, and a tube value of a social network for a time period may be accessed. A social strength of the social network for the time period may be calculated by combining the strongly connected component value, the in-component value, the out-component value, the disconnected component value, the tendril value, and the tube value. The social strength of the social network for the time period may be utilized for analysis of the social network. The strongly connected component value may have a greatest weight and the disconnected component value may have the lowest weight in the combining. | 2014-04-17 |
20140108282 | ADAPTIVE RATING SYSTEM AND METHOD - The present invention is embodied in adaptive rating methods and systems. The adaptive rating method includes receiving a first rating for a first product from a user, receiving a second rating for a second product from the user, identifying a conflict with a processor by comparing the first rating and the second rating, soliciting feedback from the user to remedy the conflict, and adjusting at least one of the first or second ratings with the processor responsive to feedback from the user. The steps of the method may be embodied in computer executable instructions stored on a non-transient machine readable medium that cause a processor to perform the method when executed by the processor. The system includes a processor configured to perform the steps of the method. | 2014-04-17 |
20140108283 | SYSTEM AND METHOD FOR A HOUSEHOLD SERVICES MARKETPLACE - A system and method are disclosed for the operation of an In-home Assistant Service. The service provides a marketplace to connect households with assistants for frequent and specialized jobs. The service collects profile data of potential assistants including multiple skills the assistant can provide. It also enables the household to provide detailed request criteria. A locate process is then performed to determine, which assistants best meet the identified criteria. | 2014-04-17 |
20140108284 | Computer-Implemented Personal Information Manager Method and System - A computer system for securely managing personal information. The computer system comprising a computer configured to receive and store personal information of a monitored individual to monitor the use of the computer by the monitored individual to obtain an activity or inactivity status, and to automatically and electronically transmit an inactivity notification to the monitored individual based on the occurrence of an inactivity status to obtain a response to the inactivity notification. | 2014-04-17 |
20140108285 | SYSTEM AND METHOD FOR AN INFLUENCED BASED STRUCTURAL ANALYSIS OF A UNIVERSITY - An educational institution (also referred as a university) is rich with multiple kinds of data: students, faculty members, departments, divisions, and at university level. Relating and correlating this data at and across various levels help in obtaining a perspective about the educational institution. A structural representation captures the essence of all of the relationships in a unified manner and an important aspect of the relationship is the so-called “influence factor.” This factor indicates influencing effect of an entity over another entity, wherein the entities are a part of the structural representation. Given such a structural representation, a system and method that propagates the influence factors of the entities to arrive at a stable representation from the point of view of influences is discussed. | 2014-04-17 |
20140108286 | Lightweight Privacy Protection Protocol, Methods, and Systems for RFID and Sensor Based Logistics Track and Trace Data Sharing over Business Subcontracting Relationships - Subcontracting is a common practice in logistics industry for delivering goods from a consigner to a consignee, meaning that a prime logistics service provider, e.g. a third-party logistics company, usually outsources its contracted logistics service from the consigner to specialized companies to execute individual logistics operations. In the present disclosure, a light-weight privacy protection mechanism is introduced for these enterprises with subcontracting relationships to share logistics track and trace data captured with Auto-ID systems equipped with RFID readers, sensors, or global positioning devices. The mechanism consists of a set of protocols designed for the involved stakeholders to register and cancel subcontracting relationship, to set up and clear outsourced logistics job, to upload, update and clear the job data, to track the job execution progress and trace the job execution history, and a method and system to implement these protocols. | 2014-04-17 |
20140108287 | METHOD AND SYSTEM FOR ORDER FULFILLMENT IN A DISTRIBUTION CENTER - Order allocation techniques pertaining to stops that a container makes in the process of fulfilling a customer order is disclosed. In one embodiment, this is accomplished by first identifying a pod that stocks the largest number of different items in a customer order. Then, a second pod is identified that stocks the largest number of remaining items in the customer order. The collection of pods defines a container path through the distribution center. | 2014-04-17 |
20140108288 | PROVIDING A RECORD OF AN INTERACTIVE CONFERENCE - Embodiments of the invention are directed to systems, methods, and computer program products for providing a record of an interactive conference, such as a video conference. The systems, methods, and computer program products determine that an operative connection has been established between a user device of a user and a system associated with a representative of a financial institution, such that the user and the representative are conducting a conference; identify a document referenced during the conference; capture at least a portion of the conference in a record; associate the document with the record; and store the record. Customers of financial institutions desire to have records of their interactions with representatives of the financial institution and the embodiments of this invention assist the customer in maintaining and organizing those records. | 2014-04-17 |
20140108289 | SYSTEM AND METHOD FOR USING A HYBRID BUSINESS CARD - A system and method is provided for exchanging information. Information may be received relating to a business card such as a hybrid business card. The business card may have printed thereon information providing a link to a virtual profile for a first user. Identity information for a second user may be received. The identity information may be associated with the information related to the hybrid business card. In response to receiving the information relating to the business card, the second user may be provided with access to the virtual profile including information relating to the first user or to an organization associated with the first user. Interactions may be recorded of the second user related to the first user. The recorded interactions of the second user may be monitored and reported to the first user. | 2014-04-17 |
20140108290 | MERCHANT INFLUENCE SCORING - A system and a method are disclosed including computer software interface, such as a webpage, which allows a user to enter one or more merchant identification information and displays automatically computed merchant score(s) to the user indicating a level of influence and/or quality of the entered merchant(s) as perceived by its customers or other businesses. The displayed merchant score may be computed based on multiple predefined parameters collected from various data sources including social networks like Facebook, Google+, Tweeter®, Linkedin®, and the like, as well as from other sources such as internet blogs, newsletters, industry web portals and discussion forums, commercial databases, chamber of commerce, other ratings, coupons, published articles, reviews, and the like. | 2014-04-17 |
20140108291 | Funding Loans Through the Short Sale of Yield Bearing Assets - A system and method are provided for funding loans. The method includes selling US Treasury securities (or other yield bearing assets) short and using the proceeds of the short sale to fund a loan to a borrower. The system includes a feature to aggregate and database securities available to sell short along with pertinent information about those securities. The system compares a proposed loan's cash flows to the cash flows of securities available to sell short. The system uses cash flow matching algorithms to construct a portfolio of securities to sell short to fund a loan. The system had the ability to effect the execution of transactions to sell securities short once included in a portfolio of securities to fund a loan. An option allows for multiple loans to be aggregated for the purpose of cash flow matching with securities to sell short. | 2014-04-17 |
20140108292 | COMPUTER PROGRAM, SYSTEM, AND METHOD FOR COMPARING SOCIAL SECURITY CLAIMING STRATEGIES - A non-transitory computer readable medium having a computer program stored thereon for directing operation of a processor. The computer program receives personal and financial data for a couple; accesses data for a plurality of Social Security claiming strategies for the couple based on the personal and financial data; and illustrates on a graphical display which of the Social Security claiming strategies would provide the maximum cumulative benefits for each of multiple mortality combinations of the couple so that the couple or an advisor for the couple can quickly ascertain which claiming strategy would provide the maximum benefits for each mortality combination. The computer program also presents graphical displays that quantify the additional lifetime benefits of one claiming strategy versus others and that show the breakeven point between each pair of claiming strategies. | 2014-04-17 |
20140108293 | SYSTEMS AND METHODS FOR TRADING, TRACKING, AND MANAGING CONFIGURABLE PORTFOLIO BASKETS - A system and method for establishing, tracking, and managing a user-configurable portfolio basket is provided. The system provides a plurality of pre-determined, user-selectable portfolio baskets, wherein said portfolio baskets include a plurality of products of at least one asset class. The user then selects one of the portfolio baskets, and sets a lower delta, an upper delta, and a time selection to be associated with said basket. These are then used by the system to determine trading instruments for each of the plurality of products in the basket. The trades represented by the instruments in the basket are then reviewed to confirm the authorization of the user to trade them and, if so, the trade is placed as a basket. Further, the performance of the instruments is tracked as a basket and the user may later add instruments to or sell instruments from the portfolio basket. | 2014-04-17 |
20140108294 | METHOD AND APPARATUS FOR ANALYSIS AND MAPPING OF HEDGE FUND INVESTMENT STRATEGIES - Techniques are provided that systematically deconstruct any fund investment strategy into precise elements along multiple, orthogonal dimensions such that such fund investment strategy can be uniquely and meaningfully mapped as a point or locus of points in a multi-dimensional space, thereby producing a strategy map. This can be done alone or in conjunction with other such strategy maps and such that the relative overlap and complementation of a collection of the strategy maps can be readily and automatically determined with a reasonable degree of precision. In particular, an application to hedge funds and their associated hedge fund investment strategies is provided. | 2014-04-17 |
20140108295 | Methods and Apparatus for Generating Purified Minimum Risk Portfolios - The quantitative construction of investment portfolios of securities such as stocks, bonds, or the like using optimization is addressed. More specifically, during optimization, constraints on non-target factor exposures are automatically converted to constraints on the exposure of the projections of the non-target factors that are orthogonal to a specified target factor. The target factor may be the implied alpha of a reference portfolio, such as a traditional minimum risk portfolio. Such constraints may be utilized to produce portfolios with superior performance to those produced with traditional factor exposure constraints. | 2014-04-17 |
20140108296 | Future Cost of Retirement Index and Fund - A future cost of retirement index is used to quantify the present value of future income. The future cost of retirement index provides a way for an investor to quantify the present cost of funding a secure future income for retirement. Upon establishing a cost of retirement index that quantifies a present value of future estimated investment returns, an investment funds track the index. This permits an investor to accumulate funds that approximate an amount needed to purchase, at a future time, a defined income stream for life. Because the future cost of retirement index fund is not itself an annuity, but is merely a tool that can be used to acquire sufficient assets to purchase an annuity, a future cost of retirement index fund facilitates retirement planning while also preserving asset liquidity. | 2014-04-17 |
20140108297 | METHOD AND APPARATUS FOR PROVIDING RETIREMENT INCOME BENEFITS - A computerized method and system for administering an unannuitized annuity plan having a guaranteed minimum withdrawal payment feature associated with a systematic withdrawal program includes the steps of and system for storing data, determining an amount of a maximum guaranteed withdrawal payment for a prescribed period (e.g., one year), periodically determining the account value, monitoring for an unscheduled withdrawal made under the plan and adjusting the amount of the maximum guaranteed withdrawal payment in response to the unscheduled withdrawal. Guaranteed withdrawal payments are periodically made to the account owner so long as withdrawals do not exceed the maximum guaranteed amount for the period, or the account value is greater than the payment. | 2014-04-17 |
20140108298 | Management of Goals and Recommendations - A particular method includes creating a financial planning goal for a financial planning client based at least in part on a financial planning objective. A financial planning recommendation is associated with the financial planning goal, and data identifying the financial planning goal and the financial planning recommendation is stored in a data store. The method also includes monitoring activity of the financial planning client and at least one other financial planning client to detect a financial planning trend. In response to the detected trend, a financial planning product is selected for potential incorporation into subsequent recommendation(s). | 2014-04-17 |
20140108299 | TRANSFORMATION WEIGHTED INDEXES OFFERING CONCENTRATED MULTI-RISK FACTOR EXPOSURE - Computer-based systems, software, and computer-implemented methods for creating an index of securities based upon various data transformations of risk factor metrics regarding entities or securities associated with the entities and weighting each index member in proportion to its combined transformed weighting value. | 2014-04-17 |
20140108300 | METHOD AND SYSTEM FOR PROVIDING, ADMINISTERING, AND COORDINATING A DUAL-PURPOSE PROFIT SHARING PLAN - A process and system where such process implements a definite predetermined formula to allocate a value of a life insurance contract owned by one or more parties to support a payment mechanism owned by each party where such definite predetermined formula calculates an amount to allocate to the profit-sharing account of a plan participant and an amount to allocate to another party to support a workers' compensation purpose. | 2014-04-17 |
20140108301 | MARKETING DEVICE AND USEFUL OBJECT HOLDER FOR USE IN AN AUTOMOBILE - A marketing device that also functions as a useful object holder in an automobile is described herein. The marketing device can be placed on or attached to a prominent viewing position in the vehicle within easy reaching distance. The device can be placed on or attached securely so that the device will remain substantially in place during movement of the automobile. The device can have one or more dedicated areas for holding a useful object and marketing means. The dedicated areas can allow for free removal or placement of the useful device and marketing means. The useful object can draw the attention of an individual, causing repeated exposure to the marketing means and increasing the effectiveness of the marketing means. | 2014-04-17 |
20140108302 | RAPID IMAGE ANNOTATION VIA BRAIN STATE DECODING AND VISUAL PATTERN MINING - Human visual perception is able to recognize a wide range of targets but has limited throughput. Machine vision can process images at a high speed but suffers from inadequate recognition accuracy of general target classes. Systems and methods are provided that combine the strengths of both systems and improve upon existing multimedia processing systems and methods to provide enhanced multimedia labeling, categorization, searching, and navigation. | 2014-04-17 |
20140108303 | Method and Apparatus for Building an Intelligent Automated Assistant - A method and apparatus are provided for building an intelligent automated assistant. Embodiments of the present invention rely on the concept of “active ontologies” (e.g., execution environments constructed in an ontology-like manner) to build and run applications for use by intelligent automated assistants. In one specific embodiment, a method for building an automated assistant includes interfacing a service-oriented architecture that includes a plurality of remote services to an active ontology, where the active ontology includes at least one active processing element that models a domain. At least one of the remote services is then registered for use in the domain. | 2014-04-17 |
20140108304 | Semantic Request Normalizer - A cascading learning system as a normalized semantic search is described. The cascading learning system has a request analyzer, a request dispatcher and classifier, a search module, a terminology manager, and a cluster manager. The request analyzer receives a request for search terms from a client application. The request analyzer has a normalization manager, a semantic parser, and a context builder. The normalization manager normalizes the search terms and generates a normalized semantic request based on a context. The request dispatcher and classifier classifies and dispatches the normalized semantic request to a corresponding domain-specific module that generates a prediction with a trained probability of an expected output. The terminology manager receives the normalized semantic request from the request dispatcher and classifier, and manages terminology stored in a contextual network. | 2014-04-17 |
20140108305 | RANKING FOR INDUCTIVE SYNTHESIS OF STRING TRANSFORMATIONS - Ranking technique embodiments are presented that use statistical and machine learning techniques to learn the desired ranking function for use in inductive program synthesis for the domain of string transformations. This generally involves automatically creating a training dataset of positive and negative examples from a given set of training tasks, each including multiple input-output examples. From the training dataset, a ranking function is learned that assigns an expression in a program in the domain specific language to a likelihood measure. This ranking function is then used to compute likelihoods of learnt programs from a very small number of input-output examples for a new task. | 2014-04-17 |
20140108306 | METHOD FOR TEACHING AN AFTERMARKET ACCESSORY COMPONENT, AND AN AFTERMARKET ACCESSORY COMPONENT CONFIGURED TO LEARN - A method for teaching an aftermarket accessory component how to actuate a vehicle function is disclosed herein. The aftermarket accessory component is configured to monitor communications across a vehicle bus. The method includes, but is not limited to, sampling message traffic transmitted across the vehicle bus while the vehicle function is not actuated. The method further includes setting filters in the aftermarket accessory component based on the sampled message traffic. The method further includes prompting a user to actuate the vehicle function in a first manner. The method further includes collecting filtered message traffic from the vehicle bus while the vehicle function is actuated in the first manner. The method further includes parsing the filtered message traffic to identify a command associated with actuation of the vehicle function. The method further includes testing the command to confirm that the command actuates the vehicle function. | 2014-04-17 |
20140108307 | METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED AND CONTEXT-AWARE SUGGESTIONS - Embodiments of the disclosure relate to methods and systems for providing personalized and context-aware suggestions to a user. The method includes providing a user profile. Further, the method includes establishing contextual information regarding the user. Thereafter, one or more suggestions are provided to the user based on the user profile and the contextual information. Subsequently, the user profile based on the user feedback in response to the suggestion is modified. The user profile may be modified using a machine learning algorithm executed on a processor in order to improve the quality of the personalized and context-aware suggestions. In certain embodiments, the personalized and context-aware suggestions can be provided while the user is in a vehicle or while the user is operating a vehicle. | 2014-04-17 |
20140108308 | SYSTEM AND METHOD FOR COMBINING DATA FOR IDENTIFYING COMPATIBILITY - A method and system for combining data for identifying compatibility, having the steps of accessing at least one data source to extract data from the at least one data source that substantially merges all user data, classifying the data using a classification system, generating a data vector for the data, storing the data vector in the classification system, assessing a user attribute vector to the user data, comparing the data vector and the user attribute vector to produce at least one relationship recommendation, and providing to the user the at least one relationship recommendation. | 2014-04-17 |
20140108309 | Training a predictor of emotional response based on explicit voting on content and eye tracking to verify attention - Utilizing eye tracking to collect naturally expressed affective responses for training an emotional response predictor, comprising: receiving a vote of a user on a segment of content consumed by the user; receiving eye tracking data of the user taken while the user consumed the segment of content; determining, based on the eye tracking data, that a gaze-based attention level to the segment reaches a predetermined threshold; utilizing the vote to generate a label related to an emotional response to the segment; receiving an affective response measurement of the user taken substantially while the user consumed the segment of content; and training a measurement emotional response predictor with the label and the affective response measurement. | 2014-04-17 |
20140108310 | SYSTEM AND METHOD FOR OPTIMIZING TEAMS - A system, method and program product for optimizing a team to solve a problem. The system includes: a team building system for building a fundamental analytic team from a database of analysts to solve an inputted problem, wherein the fundamental analytic team includes at least one cluster of analysts characterized with specificity and at least one cluster of analysts characterized with sensitivity; and a problem analysis system that collects sensor data from the fundamental analytic team operating within an immersive environment, wherein the problem analysis system includes a system for evaluating the sensor data to identify a bias condition from the fundamental analytic team, and includes a system for altering variables in the immersive environment in response to a detected bias condition. | 2014-04-17 |
20140108311 | INFORMATION PORCESSING APPARATUS AND METHOD, AND PROGRAM THEREOF - There is provided an information processing apparatus including: evaluation information extracting means extracting evaluation information from evaluation of every user for an item; preference information creating means for creating preference information indicating a preference of every user on the basis of the evaluation information extracted by the evaluation information extracting means and an item characteristic amount indicating a characteristic of the item; space creating means for creating a space in which the user is located, according to the preference information; and display control means for controlling display of the user located in the space, according to the space created by the space creating means and the preference information. The apparatus may be applied to, for example, an image display apparatus which displays server images for providing a variety of items and information. | 2014-04-17 |
20140108312 | Computer-Implemented System And Method For Generating A Training Set For Use During Document Review - A computer-implemented system and method for generating a training set for use during document review is provided. Classification codes are assigned to a set of documents. Further classification codes are assigned to the same set of documents. The classification code for at least one document is compared with the further classification code for that document. A determination regarding whether a disagreement exists between the assigned classification code and the further classification code for at least one document is made. Those documents with disagreeing classification codes are identified as training set candidates. A stop threshold is applied to the training set candidates and the training set candidates are grouped as a training set when the stop threshold is satisfied. | 2014-04-17 |
20140108313 | RANKING IN CASCADING LEARNING SYSTEM - A ranking in cascading learning system is described. The cascading learning system has a request analyzer, a request dispatcher and classifier, a search module, a terminology manager, and a cluster manager. The request analyzer receives a request for search terms from a client application and determines term context in the request to normalize request data from the term context. The normalized request data are classified and dispatched to a corresponding domain-specific module with a request dispatcher ranking calibrator. Each domain-specific module of a search module generates a prediction with a trained probability of an expected output using a corresponding domain-specific ranking calibrator. The terminology manager receives normalized request data from the request dispatcher and classifier, and manages terminology stored in a contextual network. The cluster manager comprises a central ranking calibrator, a training and sot container, and a module generator configured to generate a pluggable module. | 2014-04-17 |
20140108314 | INTEGRATED APPROACH TO MODEL TIME SERIES DYNAMICS IN COMPLEX PHYSICAL SYSTEMS - A system and method for analysis of complex systems which includes determining model parameters based on time series data, further including profiling a plurality of types of data properties to discover complex data properties and dependencies; classifying the data dependencies into predetermined categories for analysis; and generating a plurality of models based on the discovered properties and dependencies. The system and method may analyze, using a processor, the generated models based on a fitness score determined for each model to generate a status report for each model; integrate the status reports for each model to determine an anomaly score for the generated models; and generate an alarm when the anomaly score exceeds a predefined threshold. | 2014-04-17 |
20140108315 | STRUCTURAL TO FUNCTIONAL SYNAPTIC CONVERSION - Computer-implemented methods, software, and systems for determining functional synapses from given structural touches between cells in a neuronal circuit are described. One computer-implemented method for determining functional synapses from predetermined synapses of connections between two cells in a neuronal circuit, includes determining, from the predetermined synapses, the functional synapses by leaving a portion of the connections unused, e.g. for activation by plasticity mechanisms. | 2014-04-17 |
20140108316 | Augmenting Recommendation Algorithms Based on Similarity Between Electronic Content - Systems and methods for augmenting recommendation algorithms based on similarity between electronic content items are provided. In one embodiment, a content management application executed by a processor identifies at least one first electronic content item associated with a first client. The content management application determines that the first electronic content item is similar to at least one second electronic content item associated with a second client. The content management application generates an association between the first electronic content item and the second electronic content item. The association is based on the first electronic content item and the second electronic content item being similar to each another. The content management application generates a recommendation output based at least partially on the association between the first electronic content item and the second electronic content item. | 2014-04-17 |
20140108317 | USER DATA ANNOTATION METHOD, TERMINAL DEVICE, AND SERVER - Embodiments of the present invention provide a user data annotation method, a terminal device, and a server. The method includes: receiving, by a server, location information of a first user corresponding to a first terminal device, behavior information of the first user, and sensor data of each sensor on the first terminal device, which are sent by the first terminal device in a process of a game; and annotating, by the server, the location information of the first user, the behavior information of the first user, and the sensor data to obtain annotation data of the first user. The technical solution of the present invention can increase the amount of annotation data and overcome the limitation on the application of user behavior recognition. | 2014-04-17 |
20140108318 | Synchronization for Context-Aware Complex Event Processing - A complex event processing system comprises one or more rule engines configured to receive information from a source system via a message broker. Multiple rule engines may be used in parallel, with the same/different rules deployed. According to an embodiment, a rule engine may include a manager component, a proxy component, a reasoner component, and a working memory. The manager and proxy serve as interfaces with the message broker to allow asynchronous communication with a provider storing state information. The reasoner is configured to execute rules based upon occurrence of events in the source system. Embodiments may be particularly suited to implementing a gamification platform including a business entity provider, with an existing business source system (e.g. CRM, ERP). | 2014-04-17 |
20140108319 | AUTONOMIC NETWORK SENTINELS - Autonomic network sentinels are disclosed. An occurrence of a particular network condition is detected at a network entity. The network entity compares the particular network condition with one or more sample set rules of a first sample set of rules associated with the first network entity. The first sample set of rules comprise one or more rules from a full set of rules stored at a rule base. Each rule from the full set of rules represents a network condition and an action to be taken in response to an occurrence of the network condition. In response to determining that the particular network condition matches a particular rule from the first sample set of rules, the network entity notifies the rule base or one or more second network entities of the match. | 2014-04-17 |
20140108320 | PREFERENCE PREDICTION TOOL - In accordance with some embodiments of the present invention, information about a user's activities and habits may be collected on an ongoing basis with the user's permission. This information about previous history can then tied to inferences that enable predictions about the user's preferences. As a result, when it comes time for the user to make a decision or a selection, information about past history and permissible inferences can be used to automatically provide suggestions for implementing future activities. In addition, in some cases this previous history information can be used to optimize future selections. | 2014-04-17 |
20140108321 | TEXT-BASED INFERENCE CHAINING - A method, system and computer program product for generating inference graphs over content to answer input inquiries. First, independent factors are produced from the inquiry, and these factors are converted to questions. The questions are then input to a probabilistic question answering system (PQA) that discovers relations which are used to iteratively expand an inference graph starting from the factors and ending with possible answers. A probabilistic reasoning system is used to infer the confidence in each answer by, for example, propagating confidences across relations and nodes in the inference graph as it is expanded. The inference graph generator system can be used to simultaneously bi-directionally generate forward and backward inference graphs that uses a depth controller component to limit the generation of both paths if they do not meet. Otherwise, a joiner process forces the discovery of relations that may join the answers to factors in the inquiry. | 2014-04-17 |
20140108322 | TEXT-BASED INFERENCE CHAINING - A method, system and computer program product for generating inference graphs over content to answer input inquiries. First, independent factors are produced from the inquiry, and these factors are converted to questions. The questions are then input to a probabilistic question answering system (PQA) that discovers relations which are used to iteratively expand an inference graph starting from the factors and ending with possible answers. A probabilistic reasoning system is used to infer the confidence in each answer by, for example, propagating confidences across relations and nodes in the inference graph as it is expanded. The inference graph generator system can be used to simultaneously bi-directionally generate forward and backward inference graphs that uses a depth controller component to limit the generation of both paths if they do not meet. Otherwise, a joiner process forces the discovery of relations that may join the answers to factors in the inquiry. | 2014-04-17 |