06th week of 2011 patent applcation highlights part 52 |
Patent application number | Title | Published |
20110035228 | QUANTIFIED SYSTEM TO DESIGN, PLAN AND MANAGE ORGANIZATIONS' SALES ACTIVITIES - A system, apparatus, and methods for facilitating a sales team to create, populate, and maintain a customer sales knowledgebase. The customer sales knowledgebase may be used to by sales people in developing a sales strategy, for example identifying key people within a customer entity for a particular sales pitch and determining how to approach key people. The knowledgebase may be utilized as a present transaction resource or for aggregating customer data for use by other members of a sales team. After sales people interact with key persons within the customer entity, the knowledgebase provides a common repository for sharing customer impression data, detailing which sales strategies were successful and to what extent the sales strategies were successful. Furthermore, the knowledgebase may also be used by corporate decision makers or sales managers for sales to facilitate sales forecasts and determine which customers to target. | 2011-02-10 |
20110035229 | METHOD AND SYSTEM FOR INCORPORATING SERVICE-ORIENTED AUTOMATION COMPONENTS OF A MANUFACTURING FACILITY INTO A FLEXIBLE IT CORPORATE ARCHITECTURE - A method for orchestrating and integrating services offered by service-oriented automation components of a manufacturing facility from one manufacturing level to a higher level such as the corporate, business and/or production level. In order to configure flexible production factories in the form of an orchestration process and to specify elements, the service-oriented automation components are coupled to the higher level by way of an orchestration middleware and the services offered by the service-oriented automation components are integrated into the higher level using a vector function and a layout that is based on the orchestration of service-oriented automation components. | 2011-02-10 |
20110035230 | Handling household tasks - In an embodiment, articles are left in storage areas, such as lockers or other receptacles, which may be associated with a household services company. In an embodiment, after depositing the articles in the storage area the articles are associated with the user by the household services company based on a claim by a user of using the storage area and/or tags associated with the articles. | 2011-02-10 |
20110035231 | Computational systems and methods for health services planning and matching - Systems and methods are described relating to accepting an indication of at least one attribute of an individual; accepting sensor data about the individual; and presenting a set of health care options at least partially based on the accepting an indication of at least one attribute of the individual and the accepting sensor data about the individual. | 2011-02-10 |
20110035232 | METHODS OF TREATING HEPATIC ENCEPHALOPATHY - Treatment of hepatic encephalopathy using gastrointestinal specific antibiotics is disclosed. One example of a gastrointestinal specific antibiotic is rifaximin. The instant application also provides methods for determining if a subject has a neurological condition or hepatic encephalopathy by determining the critical flicker frequency and/or the venous ammonia level of the subject at two or more time points. The further provided are methods for treating these subjects. | 2011-02-10 |
20110035233 | System for Clinical Research and Clinical Management of Cardiovascular Risk Using Ambulatory Blood Pressure Monitoring and Actigraphy - Disclosed embodiments include a web-enabled system especially adapted for clinical research and clinical management of cardiovascular risk using ambulatory blood pressure monitoring (ABPM) data, actigraphy data, and clinical data. According to a disclosed embodiment the web-enabled system comprises (a) a web-enabled graphical user interface to enable a user to securely authenticate, securely upload clinical data, and navigate through a plurality of software modules; (b) a database to store user profiles, protocols, clinical data, ambulatory blood pressure monitoring (ABPM) recordings, actigraphy recordings, research data, and study results; and (c) a plurality of statistical methods and analysis techniques especially designed to automatically analyze the clinical cardiovascular risk data, and create customized reports of the results designed to assess cardiovascular risk based on ABPM and actigraphy. | 2011-02-10 |
20110035234 | System for Improving the Management of the Health of an Individual and Related Methods - A system and associated methods for improving the management of an individual's health is provided. The system includes a data measurement mechanism generating information relevant to a particular health condition, a data acquisition mechanism for transferring the information to a storage medium, at least one data analysis mechanism generating insights relevant to a particular health condition and an information presentation mechanism for displaying the insights to a patient, caregiver or physician. | 2011-02-10 |
20110035235 | System and Method for Processing Radiological Information Utilizing Radiological Domain Ontology - The present invention is directed in general to a system and method that employs radiological report domain ontology to specify and model radiological report information as knowledge. A system and method are provided that allow for consulting the ontology in the context of the model that the ontology fulfills. The result of consulting the ontology is validated, identified and classified radiological report information that is based on information provided in the consultation. | 2011-02-10 |
20110035236 | System for managing laboratory test results for patients taking an endothelin receptor antagonist - The invention provides a system and method of collecting, storing and managing laboratory test results of patients. In one embodiment the invention is directed towards collecting, storing and managing laboratory test results of patients taking an endothelin receptor antagonist (ERA). The system provides a way of securely collecting and tracking information from a plurality of patients, a plurality of laboratories, and a plurality of health care providers by use of a database. The method comprises receiving patient information from health care providers, receiving a laboratory test schedule for each patient, and laboratory tests needed for each patient. This data is entered into a central processing computer. The patients then go to any laboratory to have the monthly testing done due to the ERA prescription. The laboratory test data collected is sent to the central processing computer. The central processing computer can generate an automated report on the laboratory results and supply the results to the health care provider. Additionally, if no laboratory test data for the patient is entered into the central processing computer in accordance with the laboratory test schedule for the patient, the central processing computer will notify a call center which will call the patient, laboratory or health care provider informing them of the overdue laboratory test data. | 2011-02-10 |
20110035237 | SPECIMEN TESTING APPARATUS, TEST INFORMATION MANAGEMENT APPARATUS, AND TEST INFORMATION OUTPUT METHOD - The information processing unit receives input of an user ID and a password when the operator carries out log-in, and executes user authentication process. When the log-in process is carried out by the user, the information processing unit outputs test results together with an patient attribute information including patient ID, name of the patient, attending physician, medical wards, comments regarding patient, and the like. When the log-in process is carried out by the maintenance technician, the information processing unit outputs the test result only. | 2011-02-10 |
20110035238 | INSURANCE CLAIM PROCESSING - A method, computer-readable medium, and apparatus by which a user may access information about one or more properties may be used by an insurance provider or claims administrator to provide an information portal to its clients. User input identifying one or more foreclosed properties may be received. Then, property data may be retrieved from a property database, and the property data may include property damage information and insurance claim information for each of the identified properties. Then, based on the retrieved property data, it may be determined whether an identified property is damaged and whether an insurance claim was filed. Subsequently, information corresponding to the identified property may be displayed, and this information may include a damage indicator and an insurance claim status indicator. | 2011-02-10 |
20110035239 | System, method, and computer program product for valuing and administering annuity with guaranteed minimum withdrawal benefit to generate rising withdrawal stream - Processes, systems, and computer-readable storage media value and administer a variable annuity having a guaranteed minimum withdrawal benefit (GMWB) feature such that an investor can receive a guaranteed rising stream of income. The GMWB feature can be adapted to help create a guaranteed income stream that will last as long as the Covered Person(s) live(s) even if the entire value of the contract has been reduced to zero provided that withdrawals taken are within the parameters of the feature. The GMWB feature can “lock-in” an increased Income Base at the end of a predetermined period that is equal to the greater of (1) actual investment gains on the contract period or (2) an income credit based upon an Income Credit Base, adjusted by withdrawals taken in the prior period. The contract owner may withdraw an amount less than or equal to a Maximum Periodic Withdrawal Amount in each Benefit Period without reducing the Income Base or the Income Credit Base. | 2011-02-10 |
20110035240 | Transaction security apparatus and method - An apparatus, including an input device or receiver for inputting or receiving transaction information regarding a transaction which includes information pertinent to the transaction and information regarding a copy, image, photograph, or picture, of a document, form, draft, check, receipt, or other entity, offered, presented, submitted, processed, involved, or used, in the transaction, a processing device for processing the information pertinent to the transaction and which generates a notification message containing information regarding the transaction and the information regarding the copy, image, photograph, or picture, and a transmitter which transmits the notification message to a communication device associated with an account holder via, on, or over, the Internet, the World Wide Web, or a wireless communication network. The notification message is transmitted to the communication device independently of any processing of the transaction by a transaction authorization processing computer. | 2011-02-10 |
20110035241 | Anonymous Separation of Duties with Credentials - A system for anonymous separation of duties with credentials includes an identity provider, the identity provider configured to issue anonymous credentials to a user based on one or more attributes of the user; a service provider, the service provider configured to issue a pseudonym to the user based on the user's anonymous credentials, and to associate the user's pseudonym with a step of an instance of a business process hosted on the service provider, the step being completed by the user; and an auditor, the auditor configured to determine if the completion of the step of the instance of the business process by the user is compliant with a separation of duties policy. | 2011-02-10 |
20110035242 | EVENT DRIVEN AUDIT LOGGING - This disclosure describes, generally, methods and systems for implementing event driven audit logging. The method includes establishing, at an audit logging system, audit logging framework configured to provide application independent connectivity and further configured to provide event driven audit logging. The method further includes receiving, at the audit logging system, a selection of an application to provide event driven auditing, enabling event driven auditing for the selected application, and receiving a selection of event types to enable for auditing by the audit logging framework. Furthermore, the method includes based on the selected event types, tracking the application actions associated with the selected events, creating an event log for the application, and providing access to the event log. | 2011-02-10 |
20110035243 | TECHNOLOGY REPLACEMENT COST ESTIMATION USING ENVIRONMENTAL COST CONSIDERATIONS - In a method of estimating a replacement cost associated with an existing technology performed by a processor, one or more costs associated with implementing the existing technology are obtained, in which the one or more costs include an environmental cost and a utility cost associated with implementing the existing technology. In addition, an existing net benefit of continuing implementation of the existing technology based upon the obtained one or more costs are calculated. | 2011-02-10 |
20110035244 | Project Management System for Integrated Project Schedules - A simulation system and technique for simulating a project is described. The simulation system includes a work detail database having stored therein a plurality of attributes for the project, and a schedule generator coupled to receive information from the work detail database and having a push processor and a pull processor coupled thereto. The push and pull processors utilize different techniques/methodologies to establish dates and activities in a schedule produced by the schedule generator. | 2011-02-10 |
20110035245 | METHODS, APPARATUS, AND SYSTEMS FOR PROCESSING TECHNICIAN WORKFLOWS FOR LOCATE AND/OR MARKING OPERATIONS - Processing a workflow for a locate and/or marking operation to detect and/or mark a presence or an absence of at least one underground facility within a dig area, wherein at least a portion of the dig area is planned to be excavated or disturbed during excavation activities. A workflow for the locate and/or marking operation is acquired, wherein the workflow comprises a series of tasks to be performed in connection with the locate and/or marking operation. One or more workflow outputs are displayed on a display device in accordance with the workflow, wherein each workflow output is generated based at least in part on at least one of the series of tasks in the workflow. A status of at least one task of the series of tasks is determined based on at least one input received in connection with the locate and/or marking operation, and an updated workflow is generated based at least in part on the determined status. | 2011-02-10 |
20110035246 | DEVICES, SYSTEMS, AND METHODS FOR AIDING IN PEST MANAGEMENT DECISIONS - A computer device is provided for implementing a system configured to provide pest management information used in pest management decision-making related to a site-specific crop of interest. The computer device receives a pest input value for each of a plurality of pest populations. The pest input values correspond to pest sampling data associated with the pest populations for the site-specific crop. The computer device further determines a multiple-pest economic threshold value associated with the site-specific crop from the pest input values. The computer device further determines a predicted investment cost value from the multiple-pest economic threshold value, wherein the predicted investment cost is indicative of the return on investment associated with use of a pest control strategy for the site-specific crop. The computer device further provides an indicia of the predicted investment cost value according to the pest input values. Associated systems and methods are also provided. | 2011-02-10 |
20110035247 | SYSTEMS, METHODS, APPARATUSES, AND COMPUTER PROGRAM PRODUCTS FOR DETERMINING PRODUCTIVITY ASSOCIATED WITH RETRIEVING ITEMS IN A WAREHOUSE - An apparatus is provided for managing productivity associated with retrieval of items in real-time according to various embodiments. The apparatus includes a memory and a processor configured to generate a first time for traveling to one or more locations in which the items are located. The processor is also configured to generate a second time for retrieving the items from the locations and a third time for accessing one or more access points corresponding to each location. The third time is based on a respective height of each access point. The processor is also configured to add the first, second, and third times to generate a fourth time representing a target pick time for retrieving the items. Corresponding computer program products and methods are also provided. | 2011-02-10 |
20110035248 | Distributed Service Platform Computing with a Guaranteed Quality of Service - A device and method are provided for guaranteeing a quality of service (QoS) for a network-connected device in a distributed service platform (DSP) or cloud computing system. The method establishes a first set of attributes or performance criteria for a selected platform component. The selected platform component may be a system component for processing data or a network component for connecting system components. For example, the first set of attributes may be supplied by a client in an SLA. A second set of attributes is derived for the unselected platform component necessary to support the first set of attributes. For example, if a first set of attributes is established for a system component, then a second set of attributes would be derived or calculated for a network component. As a result, a DSP QoS is supplied to a network-connected (e.g., client) device, guaranteeing the first set of attributes. | 2011-02-10 |
20110035249 | MAIL ACCEPTANCE SYSTEM AND METHOD - A mail acceptance system selects a mail center that is near a client by using mail acceptance information input by the client, calculates transport cost of the selected mail center, selects a mail center that is appropriate for making loads of mail centers equal and minimizing the transport cost as a suitable mail center from among the selected mail centers, and sets a visit and acceptance schedule for visiting and accepting the client's mail. | 2011-02-10 |
20110035250 | Ad-Hoc Engagement of Client and Service Provider - Amongst the many interactions people have are those which are unplanned such as door-to-door salespersons, charity canvassers, etc. In such situations the individual receiving the unplanned visit is disadvantaged in gaining information to make an informed decision in respect of the services offered to them. According to the invention a social networking application exploiting ad-hoc communications establishes a request for a visit with an individual allowing them to accept/decline as well as opportunity through the social networking application to retrieve information regarding the standing of the business, the individual, products as well as customer feedback. This additional information forming part of their decision making process. Businesses not part of the social networking application therefore derive reduced success in cold calling. Alternative embodiments allow for improved efficiencies in delivery/collection as well as pull based “wish” requesting from the individual rather than push advertising. | 2011-02-10 |
20110035251 | METHODS, APPARATUS, AND SYSTEMS FOR FACILITATING AND/OR VERIFYING LOCATE AND/OR MARKING OPERATIONS - First ticket information is electronically received relating to at least one locate request ticket pertaining to a locate and/or marking operation, in which a presence or an absence of at least one underground facility within a dig area planned to be excavated or disturbed is detected and/or marked. A process guide for the locate and/or marking operation is executed and/or generated based at least in part on the first ticket information. | 2011-02-10 |
20110035252 | METHODS, APPARATUS, AND SYSTEMS FOR PROCESSING TECHNICIAN CHECKLISTS FOR LOCATE AND/OR MARKING OPERATIONS - Processing a checklist for a locate and/or marking operation to detect a presence or an absence of at least one underground facility within a dig area, wherein at least a portion of the dig area is planned to be excavated or disturbed during excavation activities, wherein the checklist comprises a plurality of checklist items to be processed pursuant to the locate and/or marking operation. The checklist is displayed to a locate technician performing the locate and/or marking operation, and a status of at least one of the checklist items is determined based at least in part on at least one input received in connection with the locate and/or marking operation. An updated checklist is generated based on the status of the at least one of the checklist items. | 2011-02-10 |
20110035253 | Systems and Methods for Optimizing Enterprise Performance Relationships to Other Applications - Methods and systems enable enterprises to optimize the performance of an organization or enterprise by linking the goals and the performance of the organization or enterprise. Goals may be set for improving performance. Those goals may then be evaluated using parameters such as critical success factors, key performance indicators, and action plan steps. | 2011-02-10 |
20110035254 | USER INTERACTION LAYER - A method is disclosed for assessing a consumer's interest in content on a webpage in a client-server architecture. A consumer client terminal displays an interactive display layer, including webpage content from a webpage content server, to a consumer over a background webpage. Interaction data representing the consumer's interaction with the interactive display layer is received and recorded. The interaction data may be used to update the display properties of the interactive display layer. The interactive display layer with the updated display properties may be displayed to the consumer. | 2011-02-10 |
20110035255 | SYSTEMS AND METHODS FOR SUPPORTING USER GENERATED ADVERTISING TRANSACTIONS IN A VIDEO SERVICE PROVIDER ENVIRONMENT - In one embodiment, a system stores video clips which a user can select and use to create an ad video. The user can download the video clip, edit it appropriate, and then upload the ad video to the system. The user can then place the ad with a cable service provider as part of an ad campaign. The system allows the user to view available advertising opportunities with one or more video service providers, such as a cable service provider, and then define attributes of an ad campaign defining how and when to stream the ad in various programs. The ad campaign can place the ad in on-demand programs or schedule (broadcast) programs. The user can also be provided with reports indicating in part when the ad was actually streamed, allowing the user evaluate the performance of the ad campaign. | 2011-02-10 |
20110035256 | Systems and methods for prioritized selection of media properties for providing user profile information used in advertising - Providing collected profiles by selecting one or more media properties and providing to each selected media property at least one profile attribute in a manner sufficient to enable the selected media property to electronically associate the provided profile attribute with the electronic visitor. Selected media properties can be a subset of one or more identified media properties. The media properties are selected or identified automatically, responsive to receiving current profile information about the visitor, among a multitude of media properties, based on a comparison of current and/or previous profile information received with previously received individualized requests for specific profiles, kinds of profiles, or profiles having specific attributes of interest to each of the media properties. A media property can be selected among those identified based on a media property selection history. | 2011-02-10 |
20110035257 | Systems And Methods For Generating Planograms In The Presence Of Multiple Objectives - Systems and methods for an item placement configuration optimization are provided. A system and method can include receiving a first selection including two or more first items corresponding to a first level in an item placement configuration. A first score is determined for the first selection by applying an algorithm to data corresponding to the first items. A second selection including two or more second items and corresponding to a second level in the item placement configuration is received. A second score for the second selection is determined by applying an algorithm to the first score and data corresponding to the second items. | 2011-02-10 |
20110035258 | ADDING CURRENTLY-PREVIEWED MEDIA TITLE TO LIST FOR FUTURE USE - A user viewing a preview of a media title using a media player can elect to add that media title to a list for future use, such as a future rentals list maintained by a rental media provider. The media player communicates with the rental media provider for updating a list for the user which is stored at (or accessible to) the provider. Optionally, a filtering capability may be provided to suppress viewing of particular previews which are stored on media inserted into the media player (for example, because the user has already rented the previewed media title, because the preview does not match filtering criteria such as parental controls, etc.). The filtering may comprise preventing media titles from being added to the future rentals list. Optionally, substitute previews may be provided for the previews which are suppressed by the filtering. | 2011-02-10 |
20110035259 | COST AND PARTICIPATION MODELS FOR EXCHANGE THIRD-PARTY INTEGRATION IN ONLINE ADVERTISING - A modeling system to evaluate cost-based viability of a real-time, auction-based advertising system with third-party integration includes an exchange server configured to receive advertising bids, create bid requests to third-party entities based thereon, and select a winning bid from responses to the requests. A computer, coupled with the exchange server: computes a plurality of valid paths from publishers to and from the third-party entities through the exchange server; estimates server and network costs, including fixed hardware costs and variable operational costs, amortized over a predetermined period of time, based on a number of average queries per second (QPS) transmitted at different portions of the valid paths; compares current periodic fees paid by the third-party entities to the amortized costs, to determine cost-based system viability; and determines updates, if needed, to the periodic fees based on the plurality of costs to maintain cost-based system viability. | 2011-02-10 |
20110035260 | METHODS, APPARATUS, AND SYSTEMS FOR QUALITY ASSESSMENT OF LOCATE AND/OR MARKING OPERATIONS BASED ON PROCESS GUIDES - Facilitating a quality assessment of a locate and/or marking operation to detect and/or mark a presence or an absence of at least one underground facility within a dig area, wherein at least a portion of the dig area is planned to be excavated or disturbed during excavation activities. Electronic process guide information is acquired from a process guide associated with the locate and/or marking operation, wherein the process guide comprises at least one task to be performed by a locate technician in connection with the locate and/or marking operation. Performance information relating to at least one aspect of the locate and/or marking operation as performed by a locate technician is received, and prior to completion of the locate and/or marking operation, at least one indication of at least one aspect of a quality assessment of the locate and/or marking operation is generated based at least in part on the process guide information acquired from the process guide and the received performance information. | 2011-02-10 |
20110035261 | CHARGING VEHICLES IN A PARKING AREA - Methods and systems for charging vehicles in a parking area are described. In one embodiment, a charge request may be received for a vehicle located in a parking area. The vehicle may have a power connection with a power source. An electric charge is provided through the power connection from the power source to the vehicle based on receiving the charge request. Payment is recorded for providing the electric charge based upon departure of the vehicle from the parking area. Additional methods and systems are disclosed. | 2011-02-10 |
20110035262 | Sponsoring and Distributing Content - Systems, methods, and computer program products are provided for distributing sponsored content. For example, in one embodiment, a facilitator system receives a distribution request to distribute sponsored content. In response to the distribution request, a distribution link for distributing the sponsored content is generated. The distribution link may be adapted for identifying a distributor account associated with the distribution link. In response to receiving a request for the sponsored content generated from the distribution link, the facilitator system can redirect a viewer computing device to the sponsored content stored on a host system and provide an incentive credit to the party who distributed the distribution link. | 2011-02-10 |
20110035263 | PROCESS FOR INCREASING USER-INTERACTION RATES FOR DOCUMENT ELEMENTS - One embodiment of a process for improving visibility of an advertisement ( | 2011-02-10 |
20110035264 | SYSTEM FOR COLLECTABLE MEDIUM - An entertainment system, method, and computer program for social mapping in combination with a commercially purchased token, wherein the system allows a user to register the token online using a registration code, allowing the user access to various entertainment activities and scenarios in a “social network” via a computer connected to the Internet. A member registers the token online using a registration code; the data of which is then sent to an online database. The member of the network may then access various entertainment activities and scenarios associated with the token's registration code and connect with other members online. | 2011-02-10 |
20110035265 | SYSTEM AND METHOD FOR VERIFIED MONETIZATION OF COMMERCIAL CAMPAIGNS - A system and method for verified monetization. A definition of a commercial campaign is received wherein the definition comprises an identification of an advertiser and an advertisement, at least one trigger condition, at least one monetization condition, at least one verification policy, and at least one monetization action, wherein trigger conditions relate to the occurrence of trigger events, the monetization conditions relate to location data relating to at least one person, verification policies relates to the reliability of the location data, and the monetization actions relates to payments to payees. When an indication of an association between a user and the advertisement is received, the user is associated with the commercial campaign. When the occurrence of trigger events is detected, if the campaigns monetization conditions and verification policies have been satisfied, payees are paid according to the campaign's monetization actions. | 2011-02-10 |
20110035266 | METHOD AND SYSTEM FOR CONDUCTING PROMOTIONAL PROGRAMS - A method for using promotional programs and merchant values is disclosed. In one example, the method includes receiving an authorization request message including a merchant verification value through a payment processing network, where the authorization request message is associated with a purchase by a consumer. A merchant-specific promotional program is then determined using the merchant verification value, and the merchant specific promotional program is performed. For example, the promotional program can be a sweepstakes and the task may be determining of the consumer is an instant winner. | 2011-02-10 |
20110035267 | AFFILIATE MANIPULATION SYSTEM AND METHOD - An affiliate manipulation system that permits consumers, ISPs, search engines and intermediaries to maximize affiliate program participation in transactions by or through them. The affiliate manipulation system accesses an affiliate-capable merchant through the Internet at the direction of a buyer or consumer through an ISP or search engine. An affiliate code for a preferred commercial agent is inserted into the purchase order. The preferred commercial agent is the buyer or consumer, ISP, search engine or other designated recipient. When the buyer initiates a purchase from the affiliate-capable merchant, the system inserts the affiliate code for the preferred commercial agent where there was no affiliate code, or replaces an existing affiliate code in favor of the preferred commercial agent. A purchase order is effected through the affiliate-capable merchant. The order is completed and credit for the sale is given to the preferred commercial agent, based upon the affiliate code. | 2011-02-10 |
20110035268 | PAYMENT METHOD AND SYSTEM - The invention relates to a method of payment by a bearer to a merchant by virtue of a means of payment, characterized in that there is carried out by successive charges, for each product, good or service presented for purchase, a charge operating between several sources of financing, and consisting of a debit from one of the sources of financing or a transfer from one of these sources of financing; and in that, with each charge, data stored in the means of payment and/or in databases of a payment server are read, these data being accessible through a link to a central system or on a local replication, said data being used by the payment server to select and then collate charging and checking rules, defined, for each source of financing, by the bearer of the means of payment or by the financer with data dependent on the characteristics: of the good, of the product or of the service presented for purchase of the conditions of the purchase, comprising for example the data, material checks made at the time of purchase, options chosen by the purchaser as well as with data emanating from a database relating to the merchants and categories of products, goods or services. | 2011-02-10 |
20110035269 | GEOGRAPHIC LOYALTY SYSTEM AND METHOD - The invention facilitates a loyalty system which is associated with pre-determined geographic locations and/or services and goods offered in a specific geographic area. The system is configured with one product platform with a modularized approach to facilitate the development of market specific rewards and communication materials. The loyalty points may be earned within a specific geographic location, then redeemed in one geographic location, a subset of locations or without restrictions. Similarly, the loyalty points may be earned in one geographic location, a subset of locations or without restrictions, then redeemed only in a specific geographic location. The geographic features of the system may be implemented using existing data that is associated with geographic areas such as, for example, zip codes, retailer identification codes, service establishment codes and/or the like. The geographic area information may be associated with the consumer, merchant, processing system and/or any other part of the overall system. | 2011-02-10 |
20110035270 | Network Advertisement Transmission Device and Method - A technique of integrating advertisements through broadcasting with that through a network out of advertisement media and particularly a technique of producing high advertisement effectiveness by automatically synchronizing advertisement timing is provided. A network advertisement transmitting method for transmitting advertisement data outputted at the user terminal device, comprising in advance a broadcast information database | 2011-02-10 |
20110035271 | APPARATUS AND METHOD FOR PROCESSING DATA COLLECTED VIA WIRELESS NETWORK SENSORS - An apparatus for processing data collected via a wireless network sensor includes modules for receiving and processing the data. The wireless network sensor includes a plurality of sensors for detecting events occurring proximate the sensors, a processor for receiving and processing data from the sensors, and a wireless transmitter for wirelessly transmitting data. The apparatus also includes modules for parsing events, episodes, vectors, links, and paths based upon the received data. The paths can be used to generate a representation of traffic patterns in a space monitored by wireless network sensors. | 2011-02-10 |
20110035272 | FEATURE-VALUE RECOMMENDATIONS FOR ADVERTISEMENT CAMPAIGN PERFORMANCE IMPROVEMENT - A method for making recommendations to improve advertisement campaign performance includes receiving a seed campaign insertion order (IO) having one or more campaign IO lines; computing a plurality of neighbor ad campaigns based on a comparison of the seed campaign IO with a dataset of advertiser ad campaign IO lines; generating campaign IO recommendations by executing an algorithm to recommend a campaign feature and value (FV) as a change to a line of the seed campaign IO based on success of such use by the neighbor ad campaigns; ranking the FV recommendations based on at least one performance metric; filtering the FV recommendations based on a plurality of performance-enhancing criteria of the seed campaign IO and the neighbor ad campaigns with respect to individual FV recommendations; and displaying the ranked FV recommendations to the advertiser for selection. | 2011-02-10 |
20110035273 | PROFILE RECOMMENDATIONS FOR ADVERTISEMENT CAMPAIGN PERFORMANCE IMPROVEMENT - A method for recommending improvements to advertisement campaign performance includes receiving a seed campaign insertion order (IO) having one or more campaign IO lines; computing a plurality of neighbor ad campaigns based on comparison of the seed campaign IO with a dataset of advertiser ad campaign IO lines; generating campaign IO recommendations by executing an algorithm to recommend profiles to add to the seed campaign IO from booking lines corresponding to the profiles based on performance of such use by the neighbor ad campaigns being generally above average when compared with campaigns that did not use the recommended profiles; filtering the profile recommendations based on a plurality of performance-enhancing criteria of the seed campaign IO and the neighbor ad campaigns with respect to each potential profile recommendation; ranking the profile recommendations based on at least one performance metric; and displaying the ranked profile recommendations to the advertiser for selection. | 2011-02-10 |
20110035274 | Determining Impressions for Mobile Devices - Methods, systems and apparatus for determining impressions of advertisements placed on rendered web pages displayed in a viewport of a mobile device. An impression is determined to have occurred if a display of an advertisement in the viewport exceeds certain display thresholds so that the advertisement is likely to be discernible to a user of the device. These display thresholds can include, for example, the percentage of the advertisement displayed in the viewport of the device and the zoom level of the viewport (or scale of the viewport). The display thresholds can also include the duration with which the advertisement is displayed in the viewport. | 2011-02-10 |
20110035275 | METHOD AND APPARATUS FOR EMBEDDED GRAPHICAL ADVERTISING - A method of electronic advertising includes determining a plurality of portions of an image that are to be designated as mouse-clickable portions. The mouse-clickable portions each correspond to a single item to be offered for sale. The method includes designating each of the plurality of portions as mouse-clickable portions and providing a hyper-link in conjunction with each of the mouse-clickable portions. When a given mouse-clickable portion is clicked on by a user, the hyper-link causes a web browser to display a site offering the item shown in the mouse-clickable portion for sale. | 2011-02-10 |
20110035276 | Automatic Campaign Optimization for Online Advertising Using Return on Investment Metrics - A method for optimizing quantitative return-on-investment performance in an online advertising campaign. The advertising campaign has a finite campaign period and a finite spending budget within a system that includes a bidding facility for bidding on a plurality of advertising slots. The method seeks to optimize performance of the campaign according to an objective function that includes a marginal return on investment variable, which variable is maintained throughout a series of iterations. Techniques are disclosed for capturing campaign parameters and constraints from advertisers, and mathematical techniques are used in determining a selected advertising slot upon which to bid at each iteration. A tracking system provides a history of winning bids and forecast of inventory. After bidding, the value of the marginal return on investment variable is changed based on the results of the bidding. The next bidding operations are based on the value of the marginal return on investment variable. | 2011-02-10 |
20110035277 | SYSTEM FOR SCHEDULING ADVERTISEMENTS AND METHOD THEREOF - The system for scheduling advertisements includes at least one ad bidder and an ad scheduler. The ad bidder is configured to receive bidding information for a plurality of ads from one or more advertisers. The bidding information for each ad includes at least one target profile information and a bid associated with the target profile information. The bid indicates expected revenue for showing the ad to a viewer having actual profile information corresponding to the target profile information associated with the bid. The ad scheduler is configured to schedule which of the plurality of ads is received by which of a plurality of viewers based on the actual profile information of the plurality of viewers and the bidding information such that an ad scheduled for one of the plurality of viewers is influenced by a correspondence of the scheduled ad to others of the plurality of viewers. | 2011-02-10 |
20110035278 | Systems and Methods for Closing the Loop between Online Activities and Offline Purchases - In one aspect, a computing apparatus is configured to facilitate the identification of a transaction resulting from an activity occurring in a substantially separate context or environment, such as an offline transaction in a “brick and mortar” retail store resulting from an online advertisement or an online search. The computing apparatus may match information about the activity and information about the transaction to correlate the online activity and the offline transaction. The matching process may involve the use of an offer for a discount, an incentive, a rebate, a reward, reward points, cash back, a gift, etc. The offer is to be provided in the advertisement associated with an online activity and redeemed in a payment transaction, processed via the transaction handler, to correlate the advertisement and the transaction. | 2011-02-10 |
20110035279 | Method and Apparatus for Collaborative Filtering of Card Member Transactions - The disclosed system allows a credit or charge card issuer to provide its card members with a list of merchants, products, services, vacation destinations or other offerings that might be of interest based on the purchases of similar card members. In one instance, this process looks at all card members that made purchases at a merchant and then it identifies all other merchants in the same category where those card members also made purchases. The associated merchants are ranked based on largest number of shared card members and the top results may be shared with card members or merchants in order to enhance promotions, card use and marketing. | 2011-02-10 |
20110035280 | Systems and Methods for Targeted Advertisement Delivery - In one aspect, a computing apparatus is configured to receive a request for a profile to customize information for presentation to a user identified in the request and, responsive to the request identifying the user, provide the profile that is generated based on transaction data of the user. The profile summarizes the transaction data of the user using a plurality of values representing aggregated spending in various areas. The information includes an advertisement selected, prioritized, adjusted, or generated based on the profile. The advertisement includes at least an offer, such as a discount, incentive, reward, coupon, gift, cash back, benefit, product, or service. | 2011-02-10 |
20110035281 | Filter for displaying advertisements over a network - Systems and methods are provided for selling one or more advertisements and displaying the one or more advertisements on a web page within a website based on contextual relevance and further based on a matching of at least one keyword with text located on the web page or on the website. In some embodiments the matching results in the advertisement being displayed while in others the matching results in preventing the advertisement from being displayed. | 2011-02-10 |
20110035282 | Consumer Sensitive Electronic Billboards - A method and system for advertising on an electronic billboard is capable of adapting over time to advertising criteria associated with actual viewers of the billboard. Mobile device users in a vicinity of the billboard are identified. User profiles indicative of fixed network and/or wireless network usage for the mobile device users are analyzed for pertinent advertising criteria. The predominant advertising criteria may be used to select the billboard content. The content may also be obtained via an auction for the billboard display and/or the advertising criteria. | 2011-02-10 |
20110035283 | SPONSOR-BASED ADVERTISING APPARATUS AND METHOD USING EXTRACTED AFFECT - A sponsor-based advertising apparatus and method using an extracted affect is provided. The advertising apparatus may extract an affect from received data, and select an advertisement to be inserted based on the affect of the received data and whether a sponsor corresponding to a keyword. The advertising apparatus may select an advertisement based on location information as well as the affect and the sponsor. | 2011-02-10 |
20110035284 | LOCATION-AWARE CONTENT AND LOCATION-BASED ADVERTISING WITH A MOBILE DEVICE - Many mobile devices such as smart phones can generate content ranging from text and audio, to images and videos that are taken with their cameras. These devices are also equipped with wireless radios and magnetometers that can be used to obtain position and orientation information. It is possible to allow the user of the mobile phone to add the position and orientation information of the mobile and date/time to the content that the mobile generates. Thus, emails, Short Message Service (SMS) messages, blog entries, audio recordings, and pictures/video that are generated with the mobile can be geotagged with the mobile's position and orientation, as well as the date and time. This information can then be used by a location-based contextual advertising server to provide more relevant on-line ads. | 2011-02-10 |
20110035285 | ADVERTISEMENT TERMINAL AND METHOD FOR PROVIDING USER-CUSTOMIZED MOBILE ADVERTISING SERVICE - A method for setting a number of advertisements desired to be received from an advertisement server when a user requests an advertising service. In particular, if the user sets the desired number of advertisements through an advertisement application, the advertisement application provides an advertisement engine with an advertisement request including the set number of advertisements. An advertisement engine determines if the number of advertisements stored in a memory of the terminal is greater than or equal to the requested number of advertisements. If the number of advertisements stored in the memory of the terminal is less than the requested number of advertisements, the advertisement engine makes a request for advertisements to an advertisement server and receives the advertisements. Therefore, the advertisement application can receive the requested number of advertisements from the advertisement engine, so that it is possible to provide the user with a more differentiated MobAd service. | 2011-02-10 |
20110035286 | ADVERTISEMENT SYSTEM BASED ON SMART CARD, A METHOD THEREOF, AND SMART CARD APPLIED TO THE SAME - Disclosed are a system and a method for providing an advertisement service and a smart card applied to the same. The system includes the smart card to extract meta data by searching for accumulated and processed personalized information according to the request for a personalized advertisement from a user terminal, and to provide the URL information for advertisement contents by searching for the advertisement contents, which are embedded based on the SCWS function, according to the meta data to provide the URL information of the advertisement contents. Personalized information is obtained based on the SCWS function and the USIM, and a messaging advertisement service is realized based on the personalized information, so that information focusing on a use extracted through personal behavior analysis is provided. | 2011-02-10 |
20110035287 | Apparatus and method for providing media commerce platform - The apparatus and method of the present invention provides a system and/or platform to perform media commerce in a digital environment by which digital media creators and/or developers, and/or digital media commerce service providers, and/or digital media publishers and/or managers and/or intermediaries, and/or consumers of the digital media products and/or services may create, develop, process, fulfill, publish, manage, consume, and/or otherwise engage in media commerce in a digital environment. | 2011-02-10 |
20110035288 | Systems and Methods for Targeting Offers - In one aspect, a computing apparatus includes: a transaction handler to process transactions; a data warehouse to store transaction data recording the transactions processed at the transaction handler; a profile generator to identify a set of user clusters based on transaction data; and a portal to enroll users and identify preferred communication channels of the users, receive offers from a plurality of entities, present data identifying the set of user clusters to the entities, receive bids on the clusters from the entities in accordance with types of the offers, based on the bids determine winning entities for a predetermined time period, and provide offers of the winning entities to respective enrolled users in respective clusters during the predetermined time period, using preferred communication channels of the respective enrolled users. | 2011-02-10 |
20110035289 | CONTEXTUAL DYNAMIC ADVERTISING BASED UPON CAPTURED RENDERED TEXT - A system for processing text captured from rendered documents is described. The system receives a sequence of one or more words optically or acoustically captured from a rendered document by a user. The system identifies an electronic version of the rendered document and associated an action. The system then performs the associated action with respect to the user. | 2011-02-10 |
20110035290 | SYSTEM AND METHOD FOR TRANSFERRING MONEY FROM A MOBILE PHONE ACCOUNT - A computer-implemented method, computer program product, and system for establishing an association between a mobile phone account of a user and a consumer debit account of the user. A first transfer of funds is effectuated from the mobile phone account to the consumer debit account. A second transfer of funds from the consumer debit account to a third party is enabled using at least a portion of the first transferred funds. | 2011-02-10 |
20110035291 | Method and System for Online Redistribution of Information - A method and system includes transmitting a publishing request from a first location, over a network to a central processor. The publishing request at least includes information for electronic publication, where the transmitting adjusts, by a first amount, a first account associated with a first user making the publishing request. At an at least one second location, over the network from the central processor, the publishing request is received for at least one user to accept the request and electronically publish published information including the information. At the at least one second location, over the network from the central processor, validation of the publication is received, where at least a second account associated with the at least one user is credited by a second amount as a result of validation of the publication, wherein a ratio of the first amount and the second amount is a predetermined value. | 2011-02-10 |
20110035292 | MULTI-TRANSACTION SYSTEM AND METHOD - A multi-transaction system comprises a transaction module configured to access a set of transaction systems to obtain transaction information to enable procurement of an item. The set of transaction systems includes an automated trading system configured to enable a user to receive the item in a trade for at least one other item associated with the user, and further includes at least one of an auction system configured to enable the user to electronically bid on the item and an online sales system configured to enable the user to purchase the item. A method is provided for performing corresponding functions. | 2011-02-10 |
20110035293 | METHOD, MEDIUM, AND SYSTEM FOR UNIVERSAL SHOPPING CART ORDER INJECTION AND PAYMENT DETERMINATION - A universal shopping cart is provided that obtains and orders products and services from different merchants located on the Internet. The consumer completes all of their shopping on the shopping site and is not directed to another merchant's site to complete an order. The universal shopping cart provides a monitoring service that allows the consumer to monitor a product for specified criteria. The order injection system places orders for products contained within the universal shopping cart from affiliated and non-affiliated merchants. Specific ordering details required from merchants external to the shopping site are hidden from the consumer. For external merchant sites that require a consumer account before allowing the product to be purchased, the shopping site creates a new consumer account without intervention from the consumer. Once the products are ordered, the consumer may keep track of the ordered products from the shopping site. | 2011-02-10 |
20110035294 | MULTI-TIER TRANSACTION PROCESSING METHOD AND PAYMENT SYSTEM IN M- AND E- COMMERCE - A server executes a protocol that automates transactions involving a customer and a merchant agreeing to trade money in the customer's account for goods or services available from the merchant. The protocol protects personal identifying information of the customer from disclosure to the merchant, and protects all parties from repudiation of the specific transaction. The protocol defines a pre-authenticated form of the specific transaction; obtains authorization from the customer and the merchant to commit on their behalf to the pre-authenticated transaction; and obtains authorization from the bank to commit resources for settlement with the merchant. After obtaining authorizations, a transaction clearance code is generated completing a record of the pre-authenticated transaction for non-repudiation, for proof of a right to receive settlement from the third party and for proof of a right to receive the goods or services from the merchant. | 2011-02-10 |
20110035295 | SYSTEM AND METHOD OF PROVIDING RECOMMENDATIONS - A method of providing recommendations is disclosed and includes receiving input from a visitor of an online site. The input indicates a request to receive data related to an offering from an expert associated with the offering. In some embodiments, the method also includes sending a communication to the expert in response to the request. The communication requests data related to the offering. | 2011-02-10 |
20110035296 | ENHANCED NETWORK BASED PROMOTIONAL TRACKING SYSTEM - A novel communications network tracks and manages Merchant and Affiliate promotional efforts in a seamless, integrated fashion. Operative characteristics include central control over promotional Java-based presentations or similar to be easily applied across a broad network of connected Affiliate sites. The system accomplishes this, in part, by providing a selective API for use in wrapping the promotional links. In accordance with this protocol, these links may be hosted by the Clearinghouse or Merchant, and sourced from a variety of third-party vendors. | 2011-02-10 |
20110035297 | AUTOMATED TRADING PLATFORM AND METHOD - The invention provides an automated trading system and method for servicing providers and retailers to carry out trading activities and simplifying trading processes. According to the invention, the automated trading platform includes a database, a registration processing module, a product parameter generation module, a logistic management module, a price calculation module, a product information display module, a transaction processing module, and an information statistic module. The automated trading platform is capable of calculating various payable and acquired amounts by different roles corresponding to the product at different time points during different sales cycles, so as to balance the benefits of different roles. | 2011-02-10 |
20110035298 | METHOD SYSTEM OF SOFTWARE FOR PUBLISHING IMAGES ON A PUBLICLY AVAILABLE WEBSITE AND FOR ORDERING OF GOODS OR SERVICES - A method and computer software program for publishing images at an accessible website and for ordering goods and/or services to be provided by a fulfillment provider. A high resolution digital image is forwarded from a user to a fulfillment provider that stores the high resolution digital image and associates a unique ID with the high resolution image. The unique ID identifies the storage location of where the high resolution image is stored and the internet address of the fulfillment provider. The user receives the unique ID that is associated with the high resolution image. The user then forwards to an accessible website a low resolution image copy of the high resolution image and the unique ID. The website publishes the low resolution image on the accessible website along with an action button that is associated with the unique ID. Selection of the action button by a viewer causes the viewer being forwarded to the fulfillment provider so that the viewer will to be able to access the high resolution image stored by the fulfillment provider. | 2011-02-10 |
20110035299 | Systems and Methods for Virtual Markets with Product Pickup - A system and method for virtual markets with product pickup generally comprised of a three-dimensional user supermarket interface, where a user places an order, and a retail/warehouse hybrid procurement center, comprised of a fulfillment warehouse and a pickup bay, where the order is generally fulfilled, packaged and picked-up by a user. | 2011-02-10 |
20110035300 | NETWORK METHODS AND SYSTEMS FOR PROCESSING ARRANGEMENTS - A floral network system and method allows for collecting, storing and retrieving data regarding the processing of personalized or custom floral arrangements linked to personal accounts for a plurality of customers. For example, a floral network method and system may store one or more close-up or detailed images of a personalized or custom-made floral arrangement for a customer along with data regarding the order, the customer, and a recipient. The next time that the customer places an order, the close-up or detailed images and data on past orders can be retrieved and viewed by the customer and used by the florist in the preparing a subsequent floral arrangement. Reminders may also be sent to the customers for important events where floral arrangements may be desired. | 2011-02-10 |
20110035301 | TARGETED PRODUCT COMMUNICATION SYSTEM - A method of tracking consumer purchases from the safety first financial instrument and method of notifying consumer about product recall advisory based on the consumer purchase history tracked by the safety first financial instrument. When consumer purchases product using safety first financial instrument, the purchased product information is added to the consumer purchase database. The consumer is notified when a product recall notice is posted for the registered products in consumer database using multitude of communication channels. Invention also discloses method of notifying consumers on the product recall notice posted on used products. | 2011-02-10 |
20110035302 | Systems and Methods to Accelerate Transactions - Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a memory to store transaction records indicating actual amounts of funds collected via a first plurality of premium messages transmitted to a first plurality of phone numbers; and a processor coupled with the memory to transmit, to a second plurality of phone numbers, a second plurality of premium messages to collect payments on behalf of a merchant. Before funds collected via the second premium messages become available, the processor identifies a portion of a total amount of funds charged via the second premium messages, based at least in part on the transaction records stored in the memory, and offers to provide the portion to the merchant. | 2011-02-10 |
20110035303 | System and Method for Secure Third-Party Development and Hosting within a Financial Services Network - The system and method described herein secures third-party content development and hosts the content development within a financial services network. According to an aspect of the described technique, a development account uniquely identifying authorized developers is established on a development server, developed content is posted to the development account, and an automated validation agent validates the developed content. | 2011-02-10 |
20110035304 | INFORMATION MODEL FOR PROPERTY RECORDS MANAGEMENT - An information model for a party and property records management system includes a legal party role object for maintaining relationships between objects, such as legal party objects and revenue-object objects, within the information model. A legal party object could have several associated objects, such as an identification number object or a legal party communication object. | 2011-02-10 |
20110035305 | Dynamic credit score alteration - A method for providing credit score information for a user to the user is provided. The method comprises offering the user an option to obtain information related to a credit score via a computer networking arrangement. The method further determines credit score information once the option is selected by the user, and providing the credit score information determined to the user via the computer networking arrangement. | 2011-02-10 |
20110035306 | System and method for buying and selling securities - A computer-implemented method for trading a financial instrument. The method can include receiving an instrument designation for a financial instrument, receiving an offset value, related to the instrument, and receiving an actuation of at least one of a better buyer selector and a better seller selector related to the instrument. The method can include receiving a base value related to the instrument, receiving a timeout rule related to the instrument, and receiving a timeout value related to the instrument. The timeout rule can be an interval type, and the timeout value can be a time interval. The timeout rule can be a custom type, and the timeout value can be a mathematical expression. In addition, the method can include generating a request to buy the instrument at a value of the offset above the bid price for the instrument, and buying the instrument. | 2011-02-10 |
20110035307 | METHOD AND SYSTEM FOR CONSOLIDATING COMMODITY FUTURES CONTRACTS HAVING GUARANTEED PHYSICAL DELIVERY - A guaranteed physical delivery futures contract and method and system for consolidating same are disclosed. The method includes guaranteeing physical delivery for future positions of market participants having open first-nearby time positions of a particular size, making additions to or subtractions from open first-nearby time positions of market participants that are less than the particular size and offsetting the additions to and subtractions from market participants' open first-nearby time positions with opposite positions in a second-nearby time. The system includes one or more servers and communications links, the communications links for receiving position data, including open positions, and the servers are configured to make additions to or subtractions from open first-nearby time positions less than a certain size and adjust market participant second-nearby time positions based on the additions to or subtractions from open first-nearby time positions. In certain embodiments, the underlying commodity is crude oil and the particular size is the size of a cargo shipment, about 600,000 barrels. | 2011-02-10 |
20110035308 | METHOD AND SYSTEM FOR PROVIDING AUTOMATIC EXECUTION OF GRAY BOX STRATEGIES FOR ELECTRONIC TRADING - A method and system for providing automatic execution of gray box trading strategies for electronic trading. A gray box trading entity is created from two or more real or synthetic trading entities including real or synthetic contracts or financial instruments. The gray box trading entity includes a black box portion (automatic trade execution) and a white box portion (manual trade execution). An electronic trader selects trades for black box and white box trades in the gray box trading entity. The trades can be dynamically changed. Selected trades for gray box trading entity are automatically traded with a black box trading entity on one or more electronic trading exchanges while a trader is prompted to manually execute selected other trades for the gray box trading entity with a white box trading entity. | 2011-02-10 |
20110035309 | Visual Representation and Configuration of Trading Strategies - A system and method are provided to visually represent and configure trading strategies used in electronic trading. The system and method may be used to visually represent, among other things, an acceptable range of prices for a trading strategy in relation to a graphical user interface. The acceptable range of prices may be input by a trader to limit when one or more orders are moved from one price to another. The acceptable range of prices can be displayed on a graphical user interface using visual indicators. Using the visual indicators, the acceptable range of prices can also be configured and modified by a trader based on the trader's preferences. Other features and advantages are described herein. | 2011-02-10 |
20110035310 | PASS THROUGH LIQUIDITY IN A MULTI-TIERED TRADING SYSTEM AND METHOD - The present invention generally relates to brokerage systems and methods, and more particularly, to a multi-tiered trading system and corresponding methods which allow multiple customers and multiple dealers to transact on a single platform while maintaining the distinction of an inter-dealer system and a dealer-customer relationship. | 2011-02-10 |
20110035311 | Method and Interface for Consolidating Price Levels on a Trading Screen - A trading screen may display price and quantity information for price levels in a static axis of prices. The static axis of prices may be divided into two or more different regions. The price and quantity information for one or more of the regions may be consolidated from price and quantity information from plurality of un-consolidated price levels. | 2011-02-10 |
20110035312 | System and Method for Linking and Managing Linked Orders in an Electronic Trading Environment - A system and method for linking and managing linked orders are described. According to one method, a trader may first link two or more orders into a linked order, and then one or more parameters associated with one of the orders may be dynamically changed based on user inputs or information being received from an exchange. For example, a trader may link any two orders as an order cancel order, and each linked order may be associated with the same or different tradable objects, order quantities, and may be submitted to one or more exchanges. The order quantities may be then dynamically updated based on updates being received from the one or more exchanges and further based on a quantity ratio between the two orders. Further, the linked order may be submitted upon detecting a fill for another order. | 2011-02-10 |
20110035313 | American and European style Win, Lose or Draw derivative instruments - Methods and systems are disclosed for listing and trading fixed-payoff derivative contracts between two parties based on the movement of an underlying financial instrument in a manner that eliminates the cost associated with a traditional option premium. The invention, henceforth referred to as a “Win, Lose or Draw” derivative contract, is a cash position for or against the occurrence of a designated price event above an underlying financial instrument's spot price before the occurrence of a designated price event below an underlying financial instrument's spot price, or vice versa, within a designated time period. If neither designated price event occurs within the designated time period, no loss of cash position is incurred by either party. Embodiments of the invention include both American-style and European-style contracts, the application of asset-backed contracts, transferable positions, multiple underlying financial instruments within the same contract, asymmetric time periods, and expirationless time periods. | 2011-02-10 |
20110035314 | Mortgage Program - A mortgage plan enabling a customer to enter into a rent-to-own contract with a third-party holding company, in order to enable the customer to purchase an asset such as a home, auto, boat, etc. In lieu of earnest money, the customer may sign a promissory note equal to a predetermined percentage of the purchase price of the home, or a predetermined fixed amount, whichever is greater, for the benefit of the holding company and a loan guarantor. The holding company may contract with a builder to construct the home. A lender may finance the holding company's home purchase with a commercial loan, guaranteed by the loan guarantor. After closing, the customer may move into the home as a renter. A predetermined number of periodic rental payments are made by the customer/renter; from these payments, the guarantor's fee is paid, and the remainder is escrowed. The escrowed funds may then be used as the customer's down payment to purchase the home from the holding company, financed by the lender with a mortgage solely in the customer's name. | 2011-02-10 |
20110035315 | Methods and Apparatus for Directing Consumers to Debt Settlement Providers - A consumer having a delinquent loan is directed to a debt settlement provider by a data processing system comprising a data processor in signal communication with a memory. Initially, the data processing system obtains a credit report for the consumer reflecting at least a portion of the consumer's credit history. The data processing system then determines the delinquent loan of the consumer directly from this credit report. Finally, the data processing system transmits information about the consumer and the delinquent loan to the debt settlement provider. | 2011-02-10 |
20110035316 | PROCESS OF AND SYSTEM FOR ADVANCING CREDIT FOR CASH COLLECTIONS - A process for providing bank credit to retailers for cash collections that are carried out during retailers' normal business operations. The process entails a retailer collecting cash over a period of time, such as over a single or multiple business days, generally in exchange for goods and/or services, depositing the collected cash into one or more electronic safes disposed at the retailer's location or locations, calculating at a designated time, such as the end of day at each location, a total amount of cash that has been deposited into the retailer's safes over such period of time, and electronically transmitting data files that identify the calculated total amounts of cash accepted by the retailer over the period of time. The retailer is credited, for example, by a bank, with the total cash deposits as reported by the electronic safes at the end of each business day. The process advantageously makes funds readily available and improves cash flow to retailers who take-in cash as part of their normal business operations. | 2011-02-10 |
20110035317 | SEEDLESS ANTI PHISHING AUTHENTICATION USING TRANSACTION HISTORY - Systems and methods for providing authentication verification for a correspondence and other messages are disclosed. A link, such as a uniform resource locator (URL) link, is placed in a correspondence and sent to a user. When the user follows the link, a list of personal transaction data from the user's credit card or other financial account is presented. Because the personal transaction data is substantially private to user and his or her financial institution and card servicing company and not known to the public, the recipient can be assured that the message truly came from the financial institution or the card servicing company and not from a phisher. | 2011-02-10 |
20110035318 | CREDIT AND DEBIT CARD TRANSACTION APPROVAL USING LOCATION VERIFICATION - In one embodiment, an online credit or debit card transaction is processed by transmitting purchase information, including price of the purchase item and card number, to the company that issued the card. In addition, the location from which the purchase is made is calculated, e.g., using a GPS device, and the location data is transmitted to the card issuer. The card issuer determines if the purchase meets certain specified approval requirements, such as whether the card holder has sufficient funds, the card has been reported missing, or card holder's personal information is correct. Further, the card issuer compares the location data to a number of predetermined purchase locations specified by the customer. If the location data matches one of the predetermined locations and the specified approval requirements are met, then the purchase is approved. | 2011-02-10 |
20110035319 | SYSTEMS AND METHODS FOR ENROLLING USERS IN A PAYMENT SERVICE - Embodiments of the invention are direction to systems, apparatuses and methods for enrolling users in a payment service that enables an individual (“a presenter”) to conduct a payment transaction with another party (“an acceptor”) more efficiently in situations where the individual has multiple payment accounts. One embodiment of the invention is directed to a method comprising presenting to a user a plurality of payment accounts associated with the user, receiving from the user a selection of an alias account identifier for each of the payment accounts, and storing in a database data that associates the selected alias account identifiers with the payment accounts. | 2011-02-10 |
20110035320 | System And Method For Validating A Relationship Between A User And A User Account At A Financial Institution - A system and method for validating a relationship between a user and a user account at a financial institution includes a data communication device, a memory, a processor coupled to the memory, and an account validation module executable by the processor. The account validation module generates a verification identifier for storage in the memory and is provided to the user, and subsequently receives a user initiated financial transaction involving the user account at the financial institution. The received financial transaction includes a comparison identifier supplied by the user. The account validation module determines whether the comparison identifier corresponds to the verification identifier for purposes of validating the relationship between the user and the user account maintained at the financial institution. | 2011-02-10 |
20110035321 | MULTI-WAY TRANSACTION RELATED DATA EXCHANGE APPARATUS AND METHODS - Methods and apparatus for conducting electronic transactions such as commerce transactions or purchases and exchanging related information. In one aspect, a robust and integrated apparatus and associated method is provided whereby a purchaser can securely provide transaction data and/or information in an electronic format to another party such as a vendor. In one exemplary embodiment, the purchaser can authenticate his or her right to use the billing information contained therein to complete a purchase without actually having to disclose the billing information in a human readable format, thereby enabling the vendor to obtain and authenticate the purchaser's identity and billing information while still protecting the purchaser's privacy, and without requiring disclosure of the purchaser's billing information to the vendor's employees or any other parties. In another aspect, the vendor can provide information about the transaction in an electronic form that can be authenticated and verified for accuracy. | 2011-02-10 |
20110035322 | SYSTEM AND METHODS FOR MULTI-PLATFORM PROCUREMENT - Systems and methods for providing expanded procurement and/or acquisition of products and/or services. A procurement monitoring system can receive financial data from a vendor of a procurer-vendor relationship and external data associated with establishing a second shared vendor-procurer production facility. The procurement monitoring system can process the received data to determine initiation of a transformation of the procurer-vendor relationship to an expanded procurer-vendor relationship. In certain embodiments of an expanded relationship, the vendor manages and operates both a standard procuring and/or acquisition process for standard contract responsibilities and a shared supplier-procurer procuring and/or acquisition process for expanded contract responsibilities, wherein the shared vendor-procurer procuring and/or acquisition process drives unit and/or service cost reductions and/or secondary materials, components, and/or service cost reductions, a shared or capped arrangement for contract billing for production and/or service deliverables, control of long-term cost from core suppliers, generation of revenue for procuring entity and recoupment of research and development costs from the production of purchased goods, and/or services. | 2011-02-10 |
20110035323 | Electronic Process-Enabled Collaboration System - A process-enabled collaboration system integrates the collaboration tools and applications needed for a remote project into a single portal. The collaboration system identifies the type of project to be performed, and generates a custom collaboration site tailored to the specific project. The custom collaboration site provides a convenient and direct relationship between remote members of a project team and the collaborative tools and information they will use. | 2011-02-10 |
20110035324 | METHODS, APPARATUS, AND SYSTEMS FOR GENERATING TECHNICIAN WORKFLOWS FOR LOCATE AND/OR MARKING OPERATIONS - Generating a workflow for a locate and/or marking operation to detect and/or mark a presence or an absence of at least one underground facility within a dig area, wherein at least a portion of the dig area is planned to be excavated or disturbed during excavation activities. Ticket information is acquired that is derived from a ticket and/or a work order associated with the locate and/or marking operation. Based at least in part on the acquired ticket information, the workflow is generated for the locate and/or marking operation, wherein the workflow comprises a series of tasks to be performed by a locate technician in connection with the locate and/or marking operation. The workflow is transmitted via a communication interface and/or stored in a memory. | 2011-02-10 |
20110035325 | SYSTEM AND METHOD FOR MONITORING EVENTS ASSOCIATED WITH A PERSON OR PROPERTY - A system and method for retrieving a transaction associated with a property including obtaining property information pertaining to a property from a third party source, storing the property information in a database, receiving a name to monitor or an address of a property to monitor, and transmitting a property information request including the name and/or address to the database. The system and method may also include searching the property information for a match with the name or address, identifying a transaction associated with the matched name or address and transmitting the transaction to a device. | 2011-02-10 |
20110035326 | System And Method Of Providing Product Quality And Safety - In a particular embodiment, a portable, hand-held device to manage product quality and safety includes a processor and a memory accessible to the processor. The memory includes instructions executable by the processor to collect data related to a particular location and to generate a graphical user interface (GUI) including a plurality of user-selectable elements accessible by a user. The plurality of user-selectable elements includes a first user-selectable element to initiate playback of a training video, a second user-selectable element to receive user input associated with the particular location, and a third user-selectable element to display data indicating actions to be taken by the user in response to the collected data. The device further includes a display interface responsive to the processor and adapted to display the GUI. | 2011-02-10 |
20110035327 | Transport Vehicle Capacity Maximization Logistics System and Method of Same - Disclosed is a system for substantially optimizing logistics for loading vehicles and transporting goods and a method of accomplishing the same. | 2011-02-10 |