04th week of 2014 patent applcation highlights part 53 |
Patent application number | Title | Published |
20140025359 | Client Authentication During Network Boot - A secure mechanism for performing a network boot sequence and provisioning a remote device may use a private key of a public key/private key encryption mechanism to generate a command by a server and have the command executed by the device. The command may be used to verify the authenticity of the remote device, and may be used to establish ownership of the device. After authenticity and, in some cases ownership is established, bootable software may be downloaded and executed. The remote device may be provisioned with software applications. One mechanism for performing the initial encrypted commands is through a Trusted Platform Module. In many embodiments, the public key for the initial encrypted communication may be provided through a trusted second channel. | 2014-01-23 |
20140025360 | FLOW PROFILING OF WELLS FROM MULTIPLE LOGS - Models of fluid flow in wells in formation of a subsurface earth reservoir are formed by computers based on measurements obtained by well logging tools run in the wells and measurements of formation rock characteristics obtained from laboratory data. The models so formed are used to form measures of injection/production profiles and assist reservoir engineers in allocation of production and injection wells for the reservoir, and in other reservoir production planning and analysis. | 2014-01-23 |
20140025361 | METHOD FOR ASSESSING COGNITIVE FUNCTION AND PREDICTING COGNITIVE DECLINE THROUGH QUANTITATIVE ASSESSMENT OF THE TUG TEST - Methods and systems may provide for cognitive decline prediction or assessment. Baseline and follow-up inertial sensor data may be received from one or more inertial sensors attached to a person. Baseline and follow-up data indicative of cognitive decline may be received from the person. An indication of cognitive decline may be determined based on the baseline and follow-up cognitive decline data. A classifier function for predicting cognitive decline may be trained with the baseline inertial sensor data and the indication of cognitive decline. A classifier function for assessing cognitive decline may be trained with the baseline inertial sensor data, a difference between the baseline inertial sensor data and follow-up inertial sensor data, and the indication of cognitive decline. | 2014-01-23 |
20140025362 | Methods for Semiconductor Processor Design and Verification - The invention provides in some aspects methods for semiconductor processor design and verification that include the steps of applying to each of a first simulator and a second simulator commonly-defined tests, comparing results of such execution as between the simulators, and generating an output indicative thereof. The first simulator simulates operation of the processor in accord with an architectural definition thereof, and the second simulator simulates operation of the processor in accord with a hardware definition thereof. The tests are defined in accord with one of those definitions, e.g., the hardware definition. | 2014-01-23 |
20140025363 | SYSTEMS AND METHODS FOR PREDICTING FAILURES IN POWER SYSTEMS EQUIPMENT - Certain embodiments herein are directed to systems and methods to predict failures in power systems equipment. In one embodiment, one or more life-span models associated with power systems equipment may be received. Examples of such life-span models may include a left-censoring model, a right-censoring model, and an interval-censoring model. An accuracy of the life-span models may be determined based at least in part on statistical analysis, such as a Weibull distribution analysis. A stability of the life-span models may also be determined, in certain embodiments herein. | 2014-01-23 |
20140025364 | SYSTEM AND METHODS FOR PREDICTING ENERGY REQUIREMENTS OF A PLURALITY OF ELECTRIC ENERGY VEHICLES - A System for predicting energy need of a plurality of electric-energy vehicles across a determined management area. | 2014-01-23 |
20140025365 | SIMULATION METHOD, SYSTEM, AND PROGRAM - System and method for achieving reproducibility of a simulation operation while reasonably keeping an operation speed. A peripheral scheduler clears completion flags of all the peripheral emulators to thereby start parallel operations thereof. Then, based on processing break timing set for the individual peripheral emulators, the peripheral scheduler finds one of the peripheral emulators which is scheduled to reach a processing break at the earliest. The found peripheral emulator is referred to as a peripheral P. In a case where a time of the processing break of the peripheral P is T, the peripheral scheduler continues execution of processor emulators and plant simulators up until a time point of the time T. The peripheral scheduler waits for setting of a completion flag of the peripheral P. In response to the setting, the peripheral scheduler performs data synchronization among the peripheral P, the processor emulators, and the plant simulators. | 2014-01-23 |
20140025366 | TXTVOICETRANS - TXTVOICETRANS can pronounce the written word in the same language or in another language. TXTVOICETRANS is a Machine Translation computer system that can translate the source text into another language and, at the same time, pronounce the translated text, word by word, preserving fully the accent and the stress of the spoken word and the intonation of a sequence of words. The pronunciation is based on whole words. The computer system can pronounce the most used synonym of the word or the concept the translated word belongs to, instead of the translated word, displayed with the translation. | 2014-01-23 |
20140025367 | PREDICTIVE TEXT ENGINE SYSTEMS AND RELATED METHODS - Predictive text engine systems and related methods are provided. In this regard, a representative system includes: a mobile device operative to communicate information via a communications network, the mobile device having a user interface, a context analysis system and a predictive text engine; the user interface being operative to receive user input to generate a text-based communication; the context analysis system being operative to determine a context of the text-based communication and to request, via the communications network, information corresponding to the context to enhance performance of the predictive text engine; the predictive text engine being operative to predict text corresponding to the user input based, at least in part, on the information corresponding to the context and received responsive to the request. | 2014-01-23 |
20140025368 | Fixing Broken Tagged Words - Embodiments of the invention relate to a method, system, and computer program product to identify broken tag words of a data item and to replace the broken tag words with a compound word. Data items that have at least two tag words are examined to determine if the tag words are broken elements of a compound word. A computational assessment is conducted to determine a relationship between a set of compound words and an examined data item. Based upon the computational assessment a set of broken tag words may be replaced with a related compound word. | 2014-01-23 |
20140025369 | SYSTEM AND METHOD FOR PHRASE MATCHING WITH ARBITRARY TEXT - A system and method for matching phrases having arbitrary text. A first data structure stores a list of common phrases having multiple words. Each unique word is indexed in a hash table and mapped to one or more values that describe attributes of using the word in one or more of the common phrases. Using the hash table and the list of common phrases, a temporary array is defined to keep track of possible matches between words in an input string and the list of common phrases. | 2014-01-23 |
20140025370 | DATA DETECTION - A method for detecting data in a sequence of characters or text using both a statistical engine and a pattern engine. The statistical engine is trained to recognize certain types of data and the pattern engine is programmed to recognize the grammatical pattern of certain types of data. The statistical engine may scan the sequence of characters to output first data, and the pattern engine may break down the first data into subsets of data. Alternatively, the statistical engine may output items that have a predetermined probability or greater of being a certain type of data and the pattern engine may then detect the data from the output items and/or remove incorrect information from the output items. | 2014-01-23 |
20140025371 | METHOD AND APPARATUS FOR RECOMMENDING TEXTS - A text recommendation for offering a next text recommendations that may be entered by a user is performed by executing a communication application; collecting context information associated with the communication application; predicting a user's intention by analyzing the context information; retrieving recommended texts corresponding to the user's intention; and displaying the recommended texts. | 2014-01-23 |
20140025372 | TEXT ANALYZING DEVICE, PROBLEMATIC BEHAVIOR EXTRACTION METHOD, AND PROBLEMATIC BEHAVIOR EXTRACTION PROGRAM - The present invention provides a text analyzing device which can extract the great amount of problematic behavior at low cost. A punishment action text extraction means | 2014-01-23 |
20140025373 | Fixing Broken Tagged Words - Embodiments of the invention relate to a method for identifying broken tag words of a data item and replacing the broken tag words with a compound word. Data items that have at least two tag words are examined to determine if the tag words are broken elements of a compound word. A computational assessment is conducted to determine a relationship between a set of compound words and an examined data item. Based upon the computational assessment a set of broken tag words may be replaced with a related compound word. | 2014-01-23 |
20140025374 | SPEECH ENHANCEMENT TO IMPROVE SPEECH INTELLIGIBILITY AND AUTOMATIC SPEECH RECOGNITION - The present invention provides a system and method to enhance speech intelligibility and improve the detection rate of automatic speech recognizer in noisy environments. The present invention reduces an acoustically coupled loudspeaker signal from a plurality of microphone signals to enhance a near end user speech signal. A decision unit checks a system configuration parameter to determine if the cleaned speech is intended for human communication and/or Automatic Speech Recognition (ASR). A formant emphasis filer and a spectrum band reconstruction unit are used to further enhance the speech quality and improve the ASR recognition rate. The present invention can also apply to devices which has a foreground microphone(s) and a background microphone(s). | 2014-01-23 |
20140025375 | Adaptive Gain-Shape Rate Sharing - An object of embodiments of the present invention is to provide an improved gain-shape VQ. This is achieved by determining a number of bits to be allocated to a gain adjustment- and shape-quantizer for a plurality of combinations of a current bit rate and a first signal property. The determined allocated number of bits to the gain adjustment- and shape quantizer should provide a better result for the given bitrate and signal property than using a single fixed allocation scheme. That can be achieved by deriving the bit allocation by using an average of optimal bit allocations for a training data set. Thus by pre-calculating a number of bits to the gain adjustment and the shape quantizers for a plurality of combinations of the bit rate and a first signal property and creating a table indicating the number of bits to be allocated to the gain adjustment- and the shape-quantizers for a plurality of combinations of the bit rate and a first signal property. In this way, the table can be used for achieving an improved bit allocation. | 2014-01-23 |
20140025376 | METHOD AND APPARATUS FOR REAL TIME SALES OPTIMIZATION BASED ON AUDIO INTERACTIONS ANALYSIS - The subject matter discloses a computerized method for sales optimization comprising: receiving at a computer server a digital representation of a portion of an interaction between a customer and an organization representative, the portion of an interaction comprises a speech signal of the customer and a speech signal of the organization representative; analyzing the speech signal of the organization representative; analyzing the speech signal of the customer; determining a distance vector between the speech signal of the organization representative and the speech signal of the customer; and predicting a sale success probability score for the captured speech signal portion. | 2014-01-23 |
20140025377 | SYSTEM, METHOD AND PROGRAM PRODUCT FOR PROVIDING AUTOMATIC SPEECH RECOGNITION (ASR) IN A SHARED RESOURCE ENVIRONMENT - A speech recognition system, method of recognizing speech and a computer program product therefor. A client device identified with a context for an associated user selectively streams audio to a provider computer, e.g., a cloud computer. Speech recognition receives streaming audio, maps utterances to specific textual candidates and determines a likelihood of a correct match for each mapped textual candidate. A context model selectively winnows candidate to resolve recognition ambiguity according to context whenever multiple textual candidates are recognized as potential matches for the same mapped utterance. Matches are used to update the context model, which may be used for multiple users in the same context. | 2014-01-23 |
20140025378 | Multi-Stage Speaker Adaptation - A first gender-specific speaker adaptation technique may be selected based on characteristics of a first set of feature vectors that correspond to a first unit of input speech. The first set of feature vectors may be configured for use in automatic speech recognition (ASR) of the first unit of input speech. A second set of feature vectors, which correspond to a second unit of input speech, may be modified based on the first gender-specific speaker adaptation technique. The modified second set of feature vectors may be configured for use in ASR of the second unit of input speech. A first speaker-dependent speaker adaptation technique may be selected based on characteristics of the second set of feature vectors. A third set of feature vectors, which correspond to a third unit of speech, may be modified based on the first speaker-dependent speaker adaptation technique. | 2014-01-23 |
20140025379 | Method and System for Real-Time Keyword Spotting for Speech Analytics - A system and method are presented for real-time speech analytics in the speech analytics field. Real time audio is fed along with a keyword model, into a recognition engine. The recognition engine computes the probability of the audio stream data matching keywords in the keyword model. The probability is compared to a threshold where the system determines if the probability is indicative of whether or not the keyword has been spotted. Empirical metrics are computed and any false alarms are identified and rejected. The keyword may be reported as found when it is deemed not to be a false alarm and passes the threshold for detection. | 2014-01-23 |
20140025380 | SYSTEM, METHOD AND PROGRAM PRODUCT FOR PROVIDING AUTOMATIC SPEECH RECOGNITION (ASR) IN A SHARED RESOURCE ENVIRONMENT - A speech recognition system, method of recognizing speech and a computer program product therefor. A client device identified with a context for an associated user selectively streams audio to a provider computer, e.g., a cloud computer. Speech recognition receives streaming audio, maps utterances to specific textual candidates and determines a likelihood of a correct match for each mapped textual candidate. A context model selectively winnows candidate to resolve recognition ambiguity according to context whenever multiple textual candidates are recognized as potential matches for the same mapped utterance. Matches are used to update the context model, which may be used for multiple users in the same context. | 2014-01-23 |
20140025381 | EVALUATING TEXT-TO-SPEECH INTELLIGIBILITY USING TEMPLATE CONSTRAINED GENERALIZED POSTERIOR PROBABILITY - Instead of relying on humans to subjectively evaluate speech intelligibility of a subject, a system objectively evaluates the speech intelligibility. The system receives speech input and calculates confidence scores at multiple different levels using a Template Constrained Generalized Posterior Probability algorithm. One or multiple intelligibility classifiers are utilized to classify the desired entities on an intelligibility scale. A specific intelligibility classifier utilizes features such as the various confidence scores. The scale of the intelligibility classification can be adjusted to suit the application scenario. Based on the confidence score distributions and the intelligibility classification results at multiple levels an overall objective intelligibility score is calculated. The objective intelligibility scores can be used to rank different subjects or systems being assessed according to their intelligibility levels. The speech that is below a predetermined intelligibility (e.g. utterances with low confidence scores and most severe intelligibility issues) can be automatically selected for further analysis. | 2014-01-23 |
20140025382 | SPEECH PROCESSING SYSTEM - A text to speech method, the method comprising:
| 2014-01-23 |
20140025383 | Voice Outputting Method, Voice Interaction Method and Electronic Device - A voice outputting method, a voice interaction method and an electronic device are described The method includes acquiring a first content to be output; analyzing the first content to acquire a first emotion information for expressing the emotion carried by the first content to be output; acquiring a first voice data to be output corresponding to the first content; processing the first voice data to be output based on the first emotion information to generate a second voice data to be output with a second emotion information, wherein the second emotion information is used to express the emotion of the electronic device outputting the second voice data to be output to enable the user to acquire the emotion of the electronic device, and wherein the first and the second emotion information are matched to and/or correlated to each other; outputting the second voice data to be output. | 2014-01-23 |
20140025384 | METHOD AND APPARATUS FOR GENERATING SYNTHETIC SPEECH WITH CONTRASTIVE STRESS - Techniques for generating synthetic speech with contrastive stress. In one aspect, a speech-enabled application generates a text input including a text transcription of a desired speech output, and inputs the text input to a speech synthesis system. The synthesis system generates an audio speech output corresponding to at least a portion of the text input, with at least one portion carrying contrastive stress, and provides the audio speech output for the speech-enabled application. In another aspect, a speech-enabled application inputs a plurality of text strings, each corresponding to a portion of a desired speech output, to a software module for rendering contrastive stress. The software module identifies a plurality of audio recordings that render at least one portion of at least one of the text strings as speech carrying contrastive stress. The speech-enabled application generates an audio speech output corresponding to the desired speech output using the audio recordings. | 2014-01-23 |
20140025385 | Method, Apparatus and Computer Program Product for Emotion Detection - In accordance with an example embodiment a method and apparatus is provided. The method comprises determining a value of at least one speech element associated with the audio stream. The value of the at least one speech element is compared with at least one threshold value of the speech element. Processing of a video stream is initiated based on the comparison of the value of the at least one speech element with the at least one threshold value. The video stream is associated with the audio stream. An emotional state is determined based on the processing of the video stream. | 2014-01-23 |
20140025386 | SYSTEMS, METHODS, APPARATUS, AND COMPUTER-READABLE MEDIA FOR AUDIO OBJECT CLUSTERING - Systems, methods, and apparatus for grouping audio objects into clusters are described. | 2014-01-23 |
20140025387 | METHOD AND AN APPARATUS FOR PROCESSING AN AUDIO SIGNAL - An apparatus for processing an audio signal and method thereof are disclosed. The present invention includes receiving, by an audio processing apparatus, an audio signal including a first data of a first block encoded with rectangular coding scheme and a second data of a second block encoded with non-rectangular coding scheme; receiving a compensation signal corresponding to the second block; estimating a prediction of an aliasing part using the first data; and, obtaining a reconstructed signal for the second block based on the second data, the compensation signal and the prediction of aliasing part. | 2014-01-23 |
20140025388 | METHOD AND AN APPARATUS FOR PROCESSING AN AUDIO SIGNAL - An apparatus for processing an audio signal and method thereof are disclosed. The present invention includes receiving, by an audio processing apparatus, an audio signal including a first data of a first block encoded with rectangular coding scheme and a second data of a second block encoded with non-rectangular coding scheme; receiving a compensation signal corresponding to the second block; estimating a prediction of an aliasing part using the first data; and, obtaining a reconstructed signal for the second block based on the second data, the compensation signal and the prediction of aliasing part. | 2014-01-23 |
20140025389 | AUTOMATIC CONFIGURATION OF METADATA FOR USE IN MIXING AUDIO PROGRAMS FROM TWO ENCODED BITSTREAMS - An audio coding system uses mixing metadata to control the attenuation of a main audio program that is subsequently mixed with an associated audio program. The value of the attenuation is calculated by analyzing the estimated loudness of the main and associated audio programs. | 2014-01-23 |
20140025390 | Apparatus and Method for Automated Outcome-Based Process and Reference Improvement in Healthcare - A computer implemented system is provided for improving healthcare performance through use of outcome, reference and process modules. The interactions of these 3 modules impact a variety of aspects of healthcare service (e.g., diagnosis, treatment, clinical, management, finance, fraud and waste, etc.) and can build a functional eco system for healthcare service self improvement. This system is particularly useful to healthcare providers, payors (i.e., insurance companies), and healthcare compliance organizations (e.g., federal and state governments). | 2014-01-23 |
20140025391 | ENHANCED TRANSACTION PROCESSING - Methods, systems, and computer-executable instructions for operating a payment processing system are provided. An exemplary method includes receiving a request to determine a transaction capability of a merchant's transaction system. The request is received from a requester at a payment processing system. The method includes determining the requested transaction capability based on merchant data retrieved from a database of the payment processing system. The transaction capability of the merchant includes information indicating compatibility of the merchant's transaction system with one or more features of the payment processing system. The method further includes transmitting, using the payment processing system, the transaction capability to the requester in response to the request. | 2014-01-23 |
20140025392 | Systems and Methods for Validating Treatment Instructions - The present invention can be described as systems and methods for validating treatment instructions. The system may comprise a server having a library database and an agency interface configured to receive medical treatment guidelines and store medical treatment guidelines in the library database. The system may also comprise an administrative console, a processor and a medical device. The processor is configured to validate a treatment instruction of the medical device based on the medical treatment guidelines in the library database. As a method, the present invention receives updated medical information and a treatment instruction of the medical device. Using the processor the treatment instruction is validated based on the medical information of the library database and a validation message is transmitted to the medical device. | 2014-01-23 |
20140025393 | SYSTEM AND METHOD FOR PROVIDING CLINICAL DECISION SUPPORT - A clinical decision support system comprises a memory device having a plurality of routines stored therein, a processor configured to execute the plurality of routines stored in the memory device, the plurality of routines comprising a routine configured to receive primary clinical information from a user associated with a patient, a routine configured to derive expanded clinical information from the user-provided primary clinical information, a routine configured to identify relevant rules from a data store based on the user-provided clinical information and the expanded clinical information, a routine configured to compute a diagnostic relevancy score for each of the identified relevant rules; a routine configured to assign by the processing device the computed diagnostic relevancy score to each identified relevant rule, and a routine configured to display each identified rule in ranked order based on the rule's assigned diagnostic relevancy score. | 2014-01-23 |
20140025394 | SYSTEM FOR ASSISTING CONTROL OF RESCUING MEDICAL SERVICES, SERVER, AND MOBILE DEVICE - A mobile device and server as an integrated emergency information system. The server includes a main control unit; a display control unit producing screen data to control display on the mobile device; a time stamp acquisition unit detecting an event from the mobile device and acquiring a time stamp; an information registration unit receiving information registration; an index production unit producing prescribed indexes based on the registered information and the acquired time stamp; and a unit for determining the degree of emergency and severity of illness or injury based on the registered information and a “performance standard on transportation and acceptance of a sick or injured person” determined by each municipality. The determining unit displays candidates for transportation to a medical institution corresponding to specific diseases, as a list based on the degree of emergency and severity and a list determined by the municipality if a specific disease is anticipated. | 2014-01-23 |
20140025395 | METHOD OF GROUPING AND ANALYZING CLINICAL RISKS - A method of creating a classification system for rating the nature and severity of health care requirements, including obtaining a set of medical disease codes, categorizing the medical disease codes into major disease categories, and categorizing the medical disease codes in each major disease category into episode disease categories based on severity. | 2014-01-23 |
20140025396 | Computer Mouse for Monitoring and Improving Health and Productivity of Employees - Provided are embodiments of systems, computer medium and computer-implemented methods for a computer mouse for sensing health characteristics of a user. A computer mouse including a location sensor adapted to sense movement of the computer mouse, a temperature sensor adapted to sense a body temperature of the user, a blood condition sensor adapted to sense a blood saturation level of the user, and a blood pressure sensor adapted to sense a blood pressure of the user. The computer mouse including a controller to transmit location data corresponding to the sensed movement of the computer mouse, temperature data corresponding to the sensed body temperature, blood condition data corresponding to the sensed blood saturation level, and blood pressure data corresponding to the sensed blood pressure, to a computer workstation for determining movement of the mouse and body temperature, blood saturation level, and the blood pressure of the user. | 2014-01-23 |
20140025397 | Method for Monitoring and Improving Health and Productivity of Employees Using a Computer Mouse System - Provided are embodiments of systems, computer medium and computer-implemented methods for sensing health characteristics of a user using a computer mouse having a location sensor configured to sense movement of the computer mouse relative to a work surface on which the computer mouse is located, a temperature sensor, a blood condition sensor and a blood pressure sensor. A method including transmitting, to a computer workstation, location data corresponding to sensed movement of the computer mouse for use in determining movement of the mouse, receiving temperature data from the temperature sensor, blood condition data from the blood condition sensor and blood pressure data from the blood pressure sensor, and transmitting, to the computer workstation, health data corresponding to the temperature data, the blood condition data, and the blood pressure data for use in determining the body temperature, the blood saturation level, and the blood pressure of the user. | 2014-01-23 |
20140025398 | SYSTEM AND METHOD FOR MEDICAL TREATMENT HYPOTHESIS TESTING - A computer-implemented system and method of evaluating the effects of medical treatments, the method including receiving patient record data; identifying relevant characteristics for evaluation; identifying a first treatment; identifying a second treatment; assigning a weight to each patient case; determining the relative likelihood, using the assigned weights, that an identified treatment will result in an identified effect when contrasted with a second identified treatment; and, outputting this estimated relative likelihood. | 2014-01-23 |
20140025399 | METHOD FOR IDENTIFYING A PATIENT FOR LATER ACCESS TO AN ELECTRONIC PATIENT RECORD FOR THE PATIENT USING A COMMUNICATION DEVICE BELONGING TO AN INQUIRING PERSON - A method for identifying a patient for later access to an electronic patient record for the patient using a communication device belonging to an inquiring person. The patient record is stored in a database using a primary key which serves to identify the patient and which has at least one unambiguously associated secondary key, where the secondary key used to identify a patient is at least one subscriber information item which characterizes a subscriber in a wireless communication network. The secondary key for identification is transmitted between a mobile terminal used for communication in the wireless communication network and a portal via the at least one communication network. | 2014-01-23 |
20140025400 | DEVICE, METHOD, AND GRAPHICAL USER INTERFACE FOR SEARCHING, FILTERING AND DISPLAYING EVENT-ALIGNED INFORMATION SETS RELATED TO DIABETES - A device, method, and graphical user interface for displaying diabetes related information sets aligned by the occurrence of a particular event are disclosed. After receiving a request for an event-aligned display of diabetes related information based on an event, a search for a plurality of tagged occurrences of the event and retrieval of an information set for each of the plurality of tagged occurrences is provided. Each information set may include diabetes related information chronologically related to the tagged occurrence. The retrieved information sets is displayed on a display, wherein the retrieved information sets are shown on the display aligned by their tagged occurrences such that all diabetes related information is positioned relative the event based on its chronological relationship with the event. | 2014-01-23 |
20140025401 | DATA ACQUISITION APPARATUS CONFIGURED TO ACQUIRE DATA FOR INSURANCE PURPOSES, AND RELATED SYSTEMS AND METHODS - Embodiments disclosed herein are directed to data acquisition apparatuses configured to acquire insurance-related environmental data from an insurance policyholder for insurance purposes and transmit the insurance-related environmental data directly or indirectly to an insurer of insurance for the insurance policyholder, and related systems and methods. | 2014-01-23 |
20140025402 | SYSTEM AND METHOD FOR PROCESSING AND ADMINISTRATING DEDUCTIBLE CALCULATIONS - An insurance policy management system for administering and managing insurance policies having deductible coverage through a primary and a secondary insurer. The secondary insurer is provided a portion of a premium payment via the primary insurer to provide deductible coverage to a policyholder. The policyholder will not have to pay a lump sum deductible in the event of a loss when selecting the no deductible option and may have the option of bidding out the deductible coverage in a multi-insurer platform. | 2014-01-23 |
20140025403 | SYSTEM AND METHOD FOR PROCESSING WORK PRODUCTS FOR VEHICLES VIA THE WORLD WIDE WEB - A method and system for receiving data relating to an insurance claim for a damaged vehicle and transmitting a valuation report for the damaged vehicle over the world wide web. The system includes a client computer and a web server that are coupled through an electronic communication network such as the internet. The web server contains a web site that contains a plurality of web pages. Each web page allows an operator to enter the insurance claim data. The data can be processed into a valuation report by a separate valuation server. The valuation report can be transmitted to the client computer through the web server. A claims adjuster can access the web server by merely entering a uniform resource locator (“URL”) into a web browser. The adjuster does not have to dial directly into the valuation server. | 2014-01-23 |
20140025404 | SYSTEMS AND METHOD AND COMPUTER PROGRAM PRODUCT FOR DETERMINING CONSUMER NEGOTIABLE AUTOMOBILE ACCIDENT AND INJURY CALCULATIONS - Consequently, the CONSUMER CLAIM SOLUTION SOFTWARE [CCSS] program affords the user a comprehensive feedback on all of the pertinent variables of an automobile accident scenario. It also provides options for inclusion in the proposed negotiation which are designed to place the user within the same scope of expertise as the insurance professional in which the user will negotiate, thus providing a potentially more lucrative settlement. | 2014-01-23 |
20140025405 | SYSTEM AND METHOD FOR PROCESSING DATA FOR INSURANCE COVERAGE FOR DISABILITY RISKS - Disclosed is a novel disability insurance product that provides a benefit to the purchaser. The insurance product comprises a disability insurance product which offers coverage for a predetermined limited period of time. If at the end of the predetermined period of time the insured individual is still disabled according to the terms of the insurance product, the insurance provider will pay a lump sum benefit. | 2014-01-23 |
20140025406 | System and Method for Electronic Identification System - The present invention relates to a system and method for an electronic identification system to identify formats of electronic certificate and identification. At least one ticket holder can buy an electronic certificate through a web site certified by the electronic identification system and use the electronic certificate to check-in or for identity confirmation. The electronic identification system can also analyze statistical data, verify the electronic certificate, and notify at least one ticket supplier about current attendance and the consumer information immediately. | 2014-01-23 |
20140025407 | CUSTOMER RESERVATION AUCTION SYSTEM - In one aspect, there is provided a method. The method may include selecting, by a user equipment, an establishment participating in an auction for a reservation of a table made available by the establishment; receiving, by the user equipment, bid information including at least one of a current bid or a minimum bid for the auction for the reservation of the table, when the auction begins; sending, by the user equipment, a bid to an auction system, the bid sent in response to the receiving bid information; and receiving, by the user equipment, an indication provided by the auction system, the indication representative of whether the user equipment won or lost the auction for the reservation of the table. Related systems, methods, and articles of manufacture are also disclosed. | 2014-01-23 |
20140025408 | METHOD AND SYSTEM FOR ORDERING, LOADING AND USING ADMISSION TICKETS - Method and system for ordering, loading and using tickets ordered from a reservation center through transmission of order data that includes a number assigned to a mobile communications terminal. The ordered ticket is received via a mobile radio network at the mobile communications terminal, and the ticket is stored. A reading device receives ticket information contactlessly from the mobile communications terminal, and an authorization of a user of the mobile communications terminal is decided based on the ticket information. | 2014-01-23 |
20140025409 | SYSTEMS AND METHODS FOR RECALLING A PREVIOUSLY SOLD PRODUCT - In accordance with some embodiments, a unit of product is sold by a seller to a buyer at a first price and subject to a recall upon acceptance of a buyout provision. It is then determined that a buyout condition for outputting to the buyer a buyout notification has been satisfied, the buyout notification based on the buyout provision and the buyout notification is output to the buyer, informing the buyer that the seller is interested in recalling the unit of the product and requesting the buyer to define an amount of value for which the buyer is willing to surrender the unit of product (a recall payment amount). If the seller accepts the recall payment amount, the seller recalls the unit of product in exchange for providing the buyer with the recall payment amount. | 2014-01-23 |
20140025410 | SYSTEM FOR MANAGEMENT OF ITINERARIES - A method and system for coordinating travel arrangements. A global travel utility (“GTU”) system allows travel service provider (“TSP”) systems to be connected via a communications link to a “concierge” system. The GTU system includes computer systems that execute the TSP systems and the concierge system. The concierge system provides components for assisting the traveler in creating an itinerary and for storing traveler profile information. The concierge system also includes an event notification component that receives various event notifications from the TSP systems. Upon receiving an unanticipated event notification, the concierge system automatically identifies the itineraries impacted by the event and automatically changes those itineraries as appropriate. | 2014-01-23 |
20140025411 | AUTOMATIC CONFIGURATION OF PROCESS DEFINITION METRICS - Various embodiments manage metrics in a business process management environment. In one embodiment, a business process is instantiated for execution. A set of process elements associated with the business process are identified. A set of metric configurations are accessed based on the business process being instantiated. A set of metrics is identified based on the set of metric configurations. Each of the set of metrics is associated with a process element type. At least one process elements in the set of process elements is automatically configured to collect at least one metric in the set of metrics based on the process element type of the at least one process element matching the process element type associated with the at least one metric. | 2014-01-23 |
20140025412 | AUTOMATIC CONFIGURATION OF PROCESS DEFINITION METRICS - Various embodiments manage metrics in a business process management environment. In one embodiment, a business process is instantiated for execution. A set of process elements associated with the business process are identified. A set of metric configurations are accessed based on the business process being instantiated. A set of metrics is identified based on the set of metric configurations. Each of the set of metrics is associated with a process element type. At least one process elements in the set of process elements is automatically configured to collect at least one metric in the set of metrics based on the process element type of the at least one process element matching the process element type associated with the at least one metric. | 2014-01-23 |
20140025413 | METHODS, SYSTEMS, AND COMPUTER-READABLE MEDIA FOR HORIZONTAL WELL DEVELOPMENT PLANNING AND OTHER RESOURCE CONSTRAINED OPERATIONAL PLANNING - Methods and systems for identifying potential simultaneous operational conflicts among a plurality of assets in a project. One method includes storing operational scheduling data for a project having one or more project assets, the project assets able to perform a plurality of operational activities at defined coordinates, in a scheduling database, and storing project-specific variables for the project in an external data source. A database query is then performed of the scheduling database and the external data source using a computer, returning all possible combinations of the operational activities, including defining a common reference, calculating distances from each defined coordinate to each other defined coordinate, and filtering the calculated distances to filter out potential operational conflicts, for example distances greater than one or more user-defined buffer distances. Potential simultaneous operational conflicts may be displayed in tabular or graphical form on a user interface electronically connected to the computer. | 2014-01-23 |
20140025414 | HEALTH ASSESSMENT METHOD AND SYSTEM FOR ASSETS - Systems and methods for scoring, ranking, and allocating mobile and/or fixed client assets. Embodiments of the present invention relate to the characterization or assessment of client assets with respect to the health of the client assets, the ranking of the client assets according to the characterization or assessment, and the allocating of the client assets to tasks or missions based on the ranking and/or mission parameters. | 2014-01-23 |
20140025415 | DISTRIBUTED CONTINUOUS ANALYTICS - A continuing analytics method includes distributing continuous analytics tasks among a number of workers. The workers execute the tasks on data elements stored in a distributed data storage system. Executing a task changes the data elements. In response to the change, a worker that executed a task invokes an update to the data storage system. The worker then increments a version number related to the changed data element, updates the data elements, and notifies other workers of the updated data element. | 2014-01-23 |
20140025416 | Clustering Based Resource Planning, Work Assignment, and Cross-Skill Training Planning in Services Management - An embodiment of the invention provides a method for service management, wherein resources that have performed tasks in at least two of a first category, a second category, and at least one additional category are identified. A plurality of correlation sums are determined where the correlation sum includes at least two categories, wherein the correlation sums are added together to produce a correlation value. A correlation product for each correlation sum is calculated based on the respective correlation sum and the number of resources that have performed tasks with respect to the correlation sum. A quotient is calculated for each correlation sum based on the respective correlation product and the correlation value. The categories are grouped into clusters with a clustering module based on the quotients; and, resources are associated with the clusters based on task performance history of the resources. | 2014-01-23 |
20140025417 | Characterizing Time-Bounded Incident Management Systems - Techniques for characterizing a time-bounded incident management system. A method includes receiving a plurality of work requests into a time-bounded incident management system, each work request having a time-to-service requirement, determining an assignment delay and a resolution delay for each work request, and characterizing the time-bounded incident management system by classifying each work request into one of multiple classes according to assignment delay and resolution delay. | 2014-01-23 |
20140025418 | Clustering Based Resource Planning, Work Assignment, and Cross-Skill Training Planning in Services Management - An embodiment of the invention provides a method for service management, wherein resources that have performed tasks in at least two of a first category, a second category, and at least one additional category are identified. A plurality of correlation sums are determined where the correlation sum includes at least two categories, wherein the correlation sums are added together to produce a correlation value. A correlation product for each correlation sum is calculated based on the respective correlation sum and the number of resources that have performed tasks with respect to the correlation sum. A quotient is calculated for each correlation sum based on the respective correlation product and the correlation value. The categories are grouped into clusters with a clustering module based on the quotients; and, resources are associated with the clusters based on task performance history of the resources. | 2014-01-23 |
20140025419 | SYSTEM AND METHOD TO UPDATE AND ACCESS ASSET INFORMATION - Systems and methods provide an update of asset information from disparate sources to an asset record that may be accessed by a computer-based application. Embodiments of the invention provide a controller operable to facilitate the timely updating of asset information for an asset to a comprehensive asset record corresponding to the asset as one or more pieces of the asset information, distributed across a plurality of data sources, changes in real time. | 2014-01-23 |
20140025420 | SIMULTANEOUS MICRO SPACE AND ASSORTMENT OPTIMIZATION FOR PRODUCTS - Techniques and tools are described for determining optimal product assortments and optimal planograms using a hybrid binary multi-dimensional knapsack representation. An optimal product assortment and an optimal planogram can be determined by receiving one or more objectives, receiving one or more constraints, receiving dimensions and hierarchies, transforming the dimensions and hierarchies into structural graphs of s-cells, generating a dynamic model using, at least in part, the one or more objectives, performing an optimization run using the dynamic model, and outputting results of the optimization run. An optimal product assortment and an optimal planogram can also be determined by receiving product attributes for a set of products, receiving avatar information, receiving one or more objectives and constraints, generating a dynamic model using, performing an optimization run using the dynamic model, and outputting results of the optimization run. | 2014-01-23 |
20140025421 | ON-LINE SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR MATCHING EVENT VENDORS WITH EVENT PLANNERS IN REAL-TIME - A system, method and computer program product facilitates an online wedding planning system that automatically matches, in real-time, an event planner with event vendors. Exemplary steps include: receiving a first group of operating parameters for the event vendors; receiving a second group of operating parameters for the event planner; assigning a pro-rata percentage of the total budget to each of the event vendors; creating a qualified list of the event vendors wherein a sum of each the pro-rata percentage of the total budget is equal to or less than an associated maximum pro-rata percentage of the total budget of the event; and simultaneously displaying, in real-time, on a single graphical user interface of a web browser, the qualified list of the event vendors whose combined individual pro-rata percentage of the total budget is cumulatively equal to or less than the total budget of the event. | 2014-01-23 |
20140025422 | BUSINESS PARTNER COLLABORATION AND BUY ANALYSIS - The present invention provides a method, system and computer program product for implementing an automated inventory replenishment process between a manufacturer and a business partner. In one embodiment of the invention, a method is provided comprising the business partner purchasing and maintaining an inventory of goods from the manufacturer, and the manufacturer providing price protection to the business partner for the purchasing of the goods. This embodiment further comprises managing said inventory by using an automated process that takes into account said price protection for the purchasing of the goods. | 2014-01-23 |
20140025423 | VENDING MACHINE SERVICE SCHEDULING - Techniques are provided for calculating vending machines' service priorities and scheduling the vending machines for service taking into account a number of factors and thresholds ( | 2014-01-23 |
20140025424 | MECHANISM FOR FACILITATING DYNAMIC SOCIAL MEDIA-BASED MANAGEMENT OF ASSETS IN AN ON-DEMAND SERVICES ENVIRONMENT - In accordance with embodiments, there are provided mechanisms and methods for facilitating dynamic management of assets in an on-demand services environment. In one embodiment and by way of example, a method includes receiving, in real-time, a request for performance of one or more tasks relating to management of assets. The management of assets may include management of data relating to the assets, where the assets may include hardware assets or software assets, wherein the request is received at a first computing system. The method may further include performing, in real-time, the one or more tasks. The one or more tasks may include dynamically customizing, according to the request, data relating to the assets. | 2014-01-23 |
20140025425 | BULK BUSINESS WORKFLOW SYSTEMS AND METHODS - A bulk-workflow server in communication with a bulk-workflow client may assist business users in completing multiple instances of a workflow task by transforming multiple instances of an individual workflow form into a single spreadsheet-like user interface with which a business user may simultaneously input, view, review/approve, and/or submit data for multiple instances of the workflow task. | 2014-01-23 |
20140025426 | WORKFLOW ADAPTATION USING AUTOMATED MODEL TRANSFORMATION - Various embodiments of systems and methods for adapting a reference workflow, according to changing data-contexts, during execution are described herein. The method involves detecting an entry to an adaptive segment in the reference workflow and invoking data context variables associated with the adaptive segment. Further the method includes invoking a set of ordered adaptation rules comprising a set of constraints on the data context variables. In an aspect, the method includes evaluating the rule-set using the one or more data context variables associated with the workflow. Based on the evaluation, a list of adaptation patterns is generated and provided as input to a pattern selector. In another aspect, adaptation patterns from the list of adaptation patterns are recursively called by the pattern selector. The called adaptation patterns are then executed as sub-processes within the adaptive segment. | 2014-01-23 |
20140025427 | INFERRING AND SUGGESTING ATTRIBUTE VALUES FOR A SOCIAL NETWORKING SERVICE - Disclosed in some examples is a method of inferring one or more attribute values of a member of a social networking service by collecting a plurality of attribute values associated with attributes of a plurality of members of a social networking service, the plurality of attribute values including member profile information; and inferring one or more attribute values regarding a particular member in the plurality of members based upon the collected plurality of attribute values and a plurality of collected attribute values of the particular member. | 2014-01-23 |
20140025428 | Deriving Marketing Strategies from Product Utility Value - Disclosed is a method, system and computer program product for deriving marketing strategy for at least one of a product and a service utility value from an associated utility value by collecting feedback from a user of at least one product or service, wherein the feedback provided by the user is available in multiple sources associated with the at least one product or service, computing a utility value for the at least one product or service based on the feedback of the user, and generating an appropriate marketing strategy for the at least one product or service based on the utility value. Other embodiments are also disclosed. | 2014-01-23 |
20140025429 | SYSTEMS AND METHODS FOR PROVIDING A SERVICE QUALITY MEASURE - A processor based method of determining a service quality category measure, the method comprising receiving a service event attribute reflecting a service event over a period of time, and automatically correlating the service event attribute with a service quality category to determine a service quality category measure. A processor-based method of providing a service quality category measure, the method comprising receiving a service quality category measure where the service quality category measure represents a correlation of a service event attribute with a service quality category, and providing the service quality category measure to a graphic interface. | 2014-01-23 |
20140025430 | System And Method For Graphically Displaying Marketing Data - A system and method for graphically depicting an entire cloud economy by use of a graphical display allows at-a-glance understanding of the effects of pricing and effects of upgrades. The graphical display also shows the economic footprint of certain (Kernel) algorithms, and shows the rate of relative economic change between those algorithms. | 2014-01-23 |
20140025431 | System and Methods for Comparing Segments - The present invention relates to systems and methods for comparing segments. In these systems and methods, an output from a segmentation process is received. This output is reduced to a pruned set of segments. Next, separate graphs of connected segments are generated. The graphs provide a first order classification of the segments into non-overlapping spaces. The process of generating separate graphs utilizes graph theory in which each segment is a node. A central node within each of the separate graphs is identified. Lastly, the most profitable segments connected to the identified central node for each graph are analyzed for. | 2014-01-23 |
20140025432 | METHODS AND SYSTEMS FOR OBTAINING INFORMATION - A predetermined geographic region is associated with a building offering goods or services. The region has a shape and size chosen depending upon the type and/or location of the building to define a region of relevance of the building. Probe data is used to identify probe devices which enter the region, and to include the devices in a database. The database is provided to someone wishing to promote the services or goods provided by the building to enable promotional material to be sent to users associated with the devices. As the devices were found in the predetermined region, the users are considered to be potential local users of the building. | 2014-01-23 |
20140025433 | ELECTRONIC SYSTEM FOR VALUATION AND AN ELECTRONIC PROCESS FOR SAME - A computerized system and process, comprising storing characteristics of possible products in an electronic database, accepting user input related to a product's characteristics, matching the accepted user input related to the product's characteristics to the electronic database of characteristics of possible products to find a matched product, and determining, using the retail pricing calculation engine, a valuation for the a matched product. | 2014-01-23 |
20140025434 | System and Methods for Measuring Effectiveness for Strategic Mass Price Change - The present invention relates to systems and methods for measuring the effectiveness of mass price changes. In some embodiments, a mass price change with an effective date is inputted. This mass price change may then be cross referenced by the price protection and price cap terms to calculate a total price cap and price protection adjustment for each deal, which is then enforced upon each deal to yield a total revenue impact, which is what is actually realized by the mass price change after the total price cap and price protection adjustment. The total revenue impact may then be applied to generate an adjusted price. The adjusted price may be displayed in conjunction with the negotiated price to fully illustrate the mass price change effectiveness. | 2014-01-23 |
20140025435 | System and Methods for Brute Force Traversal - The present invention relates to systems and methods for brute force traversal of a transaction data set. In some embodiments, the systems and methods for brute force traversal receive a data dictionary that describes dimensions of transactions and hierarchical relationships between the dimensions. The transactions are then segmented according to a key system of possible combinations of segments. Statistical metrics of decision variables are calculated within each segment. Further, the ancestor segments for each segment are identified. The statistical metrics of each segment are compared to each of its ancestor segment's statistical metrics in order to identify outliers. | 2014-01-23 |
20140025436 | SYSTEM AND METHOD FOR MANAGING ORGANIZATIONAL PARTICIPATION IN OBJECTIVE PURSUITS - In one embodiment, is provided a system for managing organizational participation in an objective pursuit. The system comprises a first local computer operated by an individual. A platform is provided for initiating an objective pursuit. The platform is capable of allowing the individual to initiate the objective pursuit of the individual's choice. The system further includes a central server in communication with the first local computer. The central server is capable of creating a database for the objective pursuit. The central server includes a governance loop capable of taking permission from the individual to propagate the objective pursuit. | 2014-01-23 |
20140025437 | SUCCESS GUIDANCE METHOD, APPARATUS, AND SOFTWARE - A success guidance software program is configured to provide one or more indications to a user regarding compliance of a particular campaign of a class of campaigns with a plurality of actions and action attributes associated with a successful outcome for campaigns of the class. The success guidance software may be geared toward scalable sales-like efforts, and particularly toward sales-like efforts having independently verifiable actions and action attributes. | 2014-01-23 |
20140025438 | DECISION SUPPORT SYSTEM FOR PROJECT MANAGERS AND ASSOCIATED METHOD - A decision support system is presented for generating data pertaining to solutions to constrained project management scenarios. The system comprises: a scenario generator for generating project management scenarios, a feasible solution generator for generating solutions to constrained project management scenarios, a scenario simulator for interactively simulating project management scenarios in a stochastic environment, and a database for storing historical data generated by the scenario simulator. Methods are presented for using the decision support system as a tutorial mechanism and as a data gathering mechanism for supporting project managers. | 2014-01-23 |
20140025439 | REGRESSION FREE BUSINESS PROCESS MANAGEMENT - After applying changes to a business process, a regression testing is performed by validating previously executed successful scenarios and checking for their consistency. The validation is done by checking if for specific input data, the business process transitions through all intermediate states specific to the input data in an exact order. | 2014-01-23 |
20140025440 | AGGREGATED PERFORMANCE INDICATOR STATISTICS FOR MANAGING FLEET PERFORMANCE - Systems, methods, and media for managing fleet performance with aggregated performance indicator statistics are provided herein. Mobile assets may provide sensor data to a data center. The data center may determine performance indicators based at least in part on the sensor data. The data center may calculate statistics based at least in part on the performance indicators. The data center may aggregate the calculated statistics. | 2014-01-23 |
20140025441 | PEER SUPPORT GAMIFICATION BY APPLICATION KNOWLEDGE SCORING IN SOCIAL NETWORKS - A computer-implemented method tracks users' operation of individual components of a business application over time and stores tracking data on ways in which different users operate individual components of the business application in a user history database. The method further includes evaluating the stored tracking data in the user history database to determine each user's knowledge and proficiency in operating a particular component of the business application, and accordingly, assigning a proficiency score to each user for knowledge and proficiency in operating the particular component of the business application. | 2014-01-23 |
20140025442 | ENTITY PERFORMANCE ANALYSIS ENGINES - A system and method for measuring a performance of an entity and for predicting its future performance is disclosed. Raw information about the entity is collected from internal and external sources. The information is cleaned to exclude false positives. Using performance categories, the information is organized and transformed into meaningful data for the performance analysis engine. The information is normalized by scaling the meaningful data by industry type. A performance score is calculated by the performance analysis engine based on the normalized data. Further, a competitive relationship score is calculated based on the performance score and the normalized data. These scores are reported in a user interface displaying the performance of the entity and are used as inputs, among other factors, to a predictive analysis engine that assesses the future performance of the entities. | 2014-01-23 |
20140025443 | COMPUTERIZED VOTING SYSTEM - Officials using computers research then create lists of Certified Registered Voters and Proxies whom are sent computer encoded ballots and return containers. Each Ballot and correlated Receipt(s) share a unique Random Symbolic Identifier (RSID) and embedded Security Elements to prevent counterfeiting. For privacy, before voting, Voters-Proxies optionally exchange ballots within their Voting Region, validating ballots by submitting Ballot Validation RSID to Officials. Voter-Proxy completes ballot(s), adds Personal Security Identifier(s), receives ballot receipt, delivery receipt upon sending ballot to Officials via postal mail, Interactive Television, Internet, Telephone, Fax, Email, In-person. Received ballots are scanned and recorded; if timely and authentic, voter selections are extracted, tallied if properly marked, and published to Voters' private data area accessed via Receipt RSID and passcode. Official devices, communications computer processing partially managed and optimized by computers running artificial intelligence software programs. After voting ends, Officials publish data for verification. | 2014-01-23 |
20140025444 | Universal Toll Tag Device and Systems and Methods to Automate Toll Payments - A system and method for processing toll-based payment transactions via a mobile device is described. The mobile device may include a processor configuring the mobile device to: receive a GPS location of the mobile device; receive location information associated with at least one tolling location; determine whether the mobile device is within a predetermined distance of the at least one tolling location based on the GPS location of the mobile device; record a tolling event when the mobile device is within the predetermined distance of the at least one tolling location; and communicate the tolling event to a server for processing a toll-based transaction. | 2014-01-23 |
20140025445 | METHOD AND SYSTEM FOR ON DEMAND DAILY DEAL SETTLEMENT - A method for initiating and processing a financial transaction includes: receiving and accumulating the value of one or more deal redemptions; receiving, by a receiving device, a request for payment, wherein the request for payment includes at least a merchant identifier, a payer identifier, and a transaction amount; identifying, by a processing device, a controlled payment number, wherein the controlled payment number is restricted to a merchant corresponding to the merchant identifier and the transaction amount; initiating a financial transaction for the transaction amount between a payer corresponding to the payer identifier and the merchant, wherein the controlled payment number is used for the payment of the financial transaction; and processing, by the processing device, the financial transaction. | 2014-01-23 |
20140025446 | OFFER ASSIGNMENT - Embodiments of the invention are directed to systems, methods and computer program products for offer assignment. An exemplary apparatus is configured to transmit a first offer to a first user based on at least one of user information or account information associated with the first user, wherein the first offer enables the first user to receive at least one of a first discount or rebate on a first purchase from a first merchant; and determine the first user has assigned the first offer to a second user, wherein the first offer enables the second user to receive at least one of a second discount or a second rebate on the first purchase from the first merchant. | 2014-01-23 |
20140025447 | Customized Advertising on Footwear - A system for advertising on footwear by displaying promotional content on an electronic display of the footwear and wherein the promotional content being displayed occupies 25% to 100% of the outer surface of the footwear. Additionally, the content can be displayed according to a plurality of conditions including time of day, rate of motion of the footwear and environmental lighting conditional around the footwear. | 2014-01-23 |
20140025448 | METHOD AND APPARATUS FOR PROVIDING A MARKETING ENGINE - Embodiments of the present disclosure may empower companies to financially leverage the connected communities of their employees to drive company revenues, brand awareness and product adoption. A marketing engine may act as an engagement catalyst for these employees. Employees have personal spheres of influence in their socially connected communities that can be utilized by their employer's marketing initiatives. One-to-one marketing efforts by the employees are extremely powerful and impactful when compared to broader advertising messages. The marketing engine may engage employees in the promotion of products and services offered by their company through social media campaigns. In return, the company may reward those employees for their involvement within their connected communities through a series of rewards. The employees may participate in these micro-marketing activities without the company knowing which employees are participating and the extent of that participation. | 2014-01-23 |
20140025449 | Integration Of Gift Card Services For Mobile Devices And Social Networking Services - Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member. | 2014-01-23 |
20140025450 | REVERSE COUPONING - Embodiments of the invention are directed to systems, methods and computer program products for reverse couponing. An exemplary apparatus is configured to determine user information and account information associated with a user; adjust offer information associated with an offer based on the user information and the account information, wherein the offer enables the user to receive at least one of a discount or a rebate on a purchase from a merchant; and transmit the adjusted offer to the user. | 2014-01-23 |
20140025451 | ENHANCED TRANSACTION PROCESSING - Methods, systems, and computer-executable instructions for managing financial information are provided. An exemplary method includes establishing a customer identifier associated with a customer and linking the customer identifier to one or more customer financial accounts in a database. The customer identifier is associated with the one or more customer financial accounts, but does not contain account numbers of the one or more customer financial accounts. The method also includes tracking purchasing behavior metrics associated with the customer financial accounts and reporting the purchasing behavior metrics using the customer identifier. | 2014-01-23 |
20140025452 | ENHANCED TRANSACTION PROCESSING - Methods, systems, and computer-executable instructions for managing customer incentives in a payment processing system are provided. An exemplary method includes associating a customer identifier with a payment account of a customer in a database of the payment processing system. The method includes receiving activity information associated with an activity of the customer, identifying an incentive based on the received activity information and the customer identifier, and linking the incentive to the payment account in the database. In response to receiving a request to authorize a transaction using the payment account, the incentive is retrieved from the database and applied to the transaction if criteria are satisfied. | 2014-01-23 |
20140025453 | ENHANCED TRANSACTION PROCESSING - Methods, systems, and computer-executable instructions for automatically processing promotion redemptions are provided. An exemplary method includes linking promotion information with an account of a customer in a database. The promotion information pertains to a promotion for a product or service offered by a merchant. The method includes receiving a request to provide payment for a transaction using the customer account. The request includes an amount of the transaction and an identifier of the customer account. The method further includes retrieving the promotion information from the database based on the identifier, verifying that the transaction is eligible for the promotion based on the retrieved promotion information, and adjusting the amount of the transaction based on the retrieved promotion information. | 2014-01-23 |
20140025454 | Early Payment Rewards System and Method - Embodiments of the invention are directed to a computer-implemented method for reducing funding burden on a credit issuer by offering an early payment rewards program to qualified card holders. The method may include identifying card holders having a payment history illustrating payment of an entire credit balance each month, determining whether each of the identified card holders generates an account-related fee total not exceeding a pre-selected threshold, and selecting the card holders having a history of payment of the entire credit balance each month and generating account-related fees not exceeding the pre-selected threshold. The method may further include offering the early payment rewards program to the selected card holders, wherein upon enrollment in the early payment rewards program the selected card holders receive rewards for early payment behavior. | 2014-01-23 |
20140025455 | IDENTIFYING SIMILARITY - In one implementation, preference information relevant to a set of items that has been submitted on behalf of multiple different users is compared to global ranking information for the set of items that has been compiled based on the preference information submitted on behalf of the multiple different users. Preference information submitted on behalf of a particular user then is identified as being similar to the global ranking information. | 2014-01-23 |
20140025456 | Method of Fundraising Through a Collaborative Creation of Artwork with Prize-Winning Incentives - Disclosed is a system for providing an artwork and financial based user selection system, enabling creation of a collaborative mosaic work of art. It is robust and easy to use to meet the demands of multiple users and hosts as well as high volumes and quantities of images and monetary contribution. The subject matter of the completed mosaic is actually a mystery initially and is not revealed until the last of the donations/uploads required to complete the picture have been assembled. | 2014-01-23 |
20140025457 | METHOD AND SYSTEM FOR DEAL REDEMPTION BY ELECTRONIC WALLET - A method for initiating a financial transaction on a mobile device includes: transmitting, by a transmitter, a wallet identifier associated with the mobile device; receiving, by a receiver, transaction information for a financial transaction to be initiated, wherein the transaction information includes at least a transaction amount; storing, in a database, at least one deal and a payment card, wherein each deal of the at least one deal includes at least a discount amount; receiving, via an input, an indication of a deal of the at least one deal to be applied to the financial transaction to be initiated; and initiating, by a processor, a financial transaction by transmitting an authorization request for the financial transaction, wherein the authorization request includes the payment card and is for a remaining amount, the remaining amount based on the transaction amount and the discount amount corresponding to the indicated deal. | 2014-01-23 |
20140025458 | OFFER SUBSTITUTION AT SETTLEMENT - Embodiments of the invention are directed to systems, methods and computer program products for substituting an offer at the time of settlement of the offer. An exemplary method comprises determining a transaction associated with a financial institution account, wherein the transaction is associated with a first offer activated by a user of the financial institution account or automatically activated based on one or more pre-configured user preferences; determining, when processing the transaction, whether to substitute the first offer with a second offer, wherein the second offer is based on at least one of user information or account information associated with the user at the time of processing the transaction; and substituting the first offer with the second offer, wherein a rebate associated with the second offer is applied to the transaction. | 2014-01-23 |