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01st week of 2009 patent applcation highlights part 63
Patent application numberTitlePublished
20090006201Method and apparatus for storing and accessing URL links - Information access is organized in a tree structure of items where each item has an XML data structure with a plurality of containers. The containers identify local or remote information which is accessed and displayed in a single display with multiple pains. The containers may include additional content, related advertising material, or other information such as search terms. A user may preview the name, URL, and descriptive material before accessing the URL link. Sponsor advertising or other graphics may be displayed in proximity to the tree structure display. URL links are to local files, applications, and remote files such as web pages and fttp file locations.2009-01-01
20090006202System and method for providing identity-based services - Users of Internet communication services (e.g., SKYPE messaging service, GOOGLETALK messaging service, AOL INSTANT MESSENGER messaging service, and MICROSOFT MESSENGER messaging service, IP PBX systems, etc.) that are initially identified using separate identifiers (e.g., username@serviceprovider) can manage these network identities using a single, personal, unified set of account information managed by a registry service. The registry authenticates the user's request(s) to bind a service provider identity to his or her personal registry identity by presenting a random challenge to the user that the registry must then receive back from the service provider corresponding to the identity being added. Later, the registry may authenticate itself to service providers using information received from a service provider application as the service provider application authenticates itself to the service provider.2009-01-01
20090006203PAYMENT ACCOUNT PROCESSING WHICH CONVEYS FINANCIAL TRANSACTION DATA AND NON FINANCIAL TRANSACTION DATA - A payment processing system enables a consumer to purchase items at a merchant using an account provided by an issuer. Financial data related to payment for the purchase are sent by the merchant through an acquirer and a transaction expeditor to the issuer. The issuer responds by determining whether to authorize the purchase and if authorized, sends a notification back to the merchant. The acquirer also issues non-financial data that is conveyed by the transaction expeditor to a recipient connected to the payment processing system. The financial and non-financial data for the same transaction may be sent in separate messages and a technique is provided for matching those messages at the recipient. Different types of non-financial data can be conveyed, such as identification of the items being purchased which the recipient uses to determine whether the consumer should receive a reward under a product purchase incentive program.2009-01-01
20090006204EXPEDITED CUSTOMER ACQUISITION METHOD FOR DEBIT PAYMENT LOYALTY PROGRAM - An expanded customer loyalty program includes an expedited method for acquisition of customers who use the debit method of payment for rewards. New customer acquisition may be accomplished by expeditiously associating the merchant's loyalty card and a customer identification number with the customer's current checking account. The customer acquisition system for a debit payment loyalty program comprises some hardware at the merchant's location, namely: 1. a two-sided check imager with franking functionality; and/or 2. a two-dimensional bar code reader (compatible with drivers' licenses in more than 20 States); and/or 3. a magnetic stripe reader for loyalty cards (also compatible with drivers' licenses in about 26 States); and 4. a printer; and 5. a pin-pad; and 6. an Internet-enabled communication and information processing device. The preferred customer acquisition system comprises some method steps to be performed at the merchant's location, namely: a. a customer provides the retail clerk with the customer's check, id card, and the merchant's loyalty card; and b. the retail clerk provides the customer with complete disclosure of the terms and conditions of the debit payment/customer loyalty rewards program; and c. the clerk then franks the check and authorizes the merchant's debit payment customer loyalty program; d. the customer then signs the check, confirming the authorization; e. the clerk then scans the customer's id (driver's license), runs the check through the imager, and swipes the loyalty card; and f. the customer then uses the pin-pad to create a 4 digit customer id number; and g. all information extracted from the customer's franked and signed check, id card, merchant's loyalty card, and pin-pad 4 digit id number is transmitted to the merchant's (or its loyalty program administrator's) servers and promptly approved or declined. If approved, from that time on, the customer will be able to use the merchant's loyalty card as a debit instrument at participating location of the merchant(s).2009-01-01
20090006205Consolidated Payment Options - A system for making financial transfers between subscribers of a financial transfer service is disclosed. The system may include a receiving subscriber interface (RSI), a sending subscriber interface (SSI), and an agent server (AS). The RSI may be configured to accept a set of invoice information including an identifier of a destination account. The SSI may be configured to accept a set of payment information including an identifier of a source account. The AS may be configured to receive the set of invoice information and create an invoice based on the set of invoice information. The AS may also be configured to transmit the invoice and receive the set of payment information. The AS may also be configured to cause an amount of funds to be transferred from the source account on a source transfer network to the destination account on a destination transfer network via a primary transfer network.2009-01-01
20090006206Systems and Methods for Facilitating Advertising and Marketing Objectives - A system and method for leveraging personal information published on social networking sites leverage gleaned psychographic profile information to produce revenues for both social networking sites and content producers. Personal information on every web page of the site is analyzed automatically to categorize publishers as belonging to one or more psychographic profiles that correspond to marketed products. Advertisers can then cater advertisements to psychographic profiles to better target a market audience, and information on psychographic profiles can be improved by tracking changes to the personal information over time. Psychographic profiling can also help filter desired media content towards publishers and/or advertisers.2009-01-01
20090006207Using Previous User Search Query To Target Advertisements - A system and method to target advertisements to a user search query using a previously entered user search query as well as the current search query. The previously entered search query can accompanying the current search query in a query referrer, or can be determined separately from the current search query. The relevance of the previous search query is determined with respect to the current search query, and if found relevant a combination of the two query terms is used to find a set of advertising keywords from which candidate advertisements to be targeted and served to the user with search results are found. The process can be extended to additional search queries.2009-01-01
20090006208Display of Video with Tagged Advertising - Tags associated with a video file cause informational images to be displayed at designated times which are correlated to the contents of the video images. The video may be displayed over the internet such that during the display of a video within a portion of the user's display screen, advertiser supplied text and/or images will appear on the display screen in a detail window which are coordinated to the content of the video at a particular time. The content provider's server provides advertising content within the detail window which allows the viewer to pursue multiple levels of content, even including placing an order from the advertiser, all while remaining on the original web page.2009-01-01
20090006209Overprint and Reprint - A point of sale terminal including a printer and electronic circuitry governing the operation of the printer, the electronic circuitry including transaction voiding responsive functionality for providing a visual indication of transaction voiding on transaction documentation.2009-01-01
20090006210Advertisement Providing System and an Advertisement Providing Method - The present invention relates to an advertisement information providing system and an advertisement information providing method. According to the present invention, when a data addresser transmits data to a data addressee through a data transmitting server of a network service medium or when the data addressee receives data from the data addresser through a data receiving server of the network service medium, an advertisement matched with the field of interests of which the data addresser and the data addressee are the most interested is generated in real-time and the generated advertisement is transmitted to the data addresser or the data addressee.2009-01-01
20090006211Network Content And Advertisement Distribution System and Method - A system and method for providing advertising content to a user that is traveling away from a base geographic location. A current physical location of the user is determined. The current physical location of the user is used in evaluating whether the user is traveling away from the base geographic location. Based at least in part on the evaluation that the user is traveling, one or more travel-appropriate advertisements are provided to the user.2009-01-01
20090006212Financial Institution Account-Associated Rewards Program - A system and method of operating a rewards program through a financial institution for granting rewards to customers enrolled in the rewards program wherein the customer receives one or more reward credits in an account associated with the financial institution if the customer meets certain qualification criteria. The method may include determining if the account qualifies for an award credit; assigning a reward credit to the account; receiving purchase information regarding a purchase made at a merchant associated with the customer's account; identifying from the purchase information whether the purchase was made at a qualifying merchant; and applying the reward credit towards the purchase made by the customer at the qualifying merchant by applying a reward credit to the customer's account based upon the business rules applicable to the reward program. The method also determines if a reward credit has expired, in which event either the merchant or the financial institution may receive the benefit of any unused or expired reward credits depending on the particular embodiment of the reward program. The method also creates and provides notification to the customer of reward credit information.2009-01-01
20090006213Dynamic Configuration of an Advertisement - Systems and methods for dynamically sizing, structuring and operating advertisements that include a variety of content, including interaction prompts and other elements, which enable an engagement-based revenue generation model. According to one embodiment, a computer implemented method comprises storing advertising content, serving an XML file from an advertising server to an advertisement manager in order to control a player on a user computer, dynamically generating the advertisement through the player based on directions from the advertisement manager and the stored content, and tracking and reporting a user's engagement with the advertisement in order to determine compensation for the publisher.2009-01-01
20090006214Interactive Advertising - Systems and methods for dynamically sizing, structuring and operating advertisements that include a variety of content, including interaction prompts and other elements, which enable an engagement-based revenue generation model. According to one embodiment, a computer implemented method comprises storing advertising content, serving an XML file from an advertising server to an advertisement manager in order to control a player on a user computer, dynamically generating the advertisement through the player based on directions from the advertisement manager and the stored content, and tracking and reporting a user's engagement with the advertisement in order to determine compensation for the publisher.2009-01-01
20090006215SYSTEMS AND METHODS FOR GENERATING, REVIEWING, EDITING, AND TRANSFERRING AN ADVERTISING UNIT IN A SINGLE ENVIRONMENT - This invention is directed to embodiments of systems and methods for generating, reviewing, editing, and transmitting an advertising unit in a single environment. In one embodiment, a method can include executing an ad unit component module program adapted to operate in a single environment. The method can further include simultaneously executing an authoring tool program to facilitate the single environment, wherein the authoring tool program is adapted by the ad unit component module program to provide functionality associated with authoring tool program. Furthermore, the method can include utilizing at least one tool associated with the ad unit component module program, wherein the at least one tool is adapted to generate an advertising unit in the single environment.2009-01-01
20090006216Method, Device, and System for Analyzing and Ranking Web-Accessable Data Targets - A method, system, and computer program product for locating a relevant product via a computer network includes receiving, at a client terminal, a search topic from a user and one or more attributes associated with the topic and assigning a rating to at least one of the attributes. A server is used to locate, at one or more information locations, at least two separate instances of the topic and at least two information fields, each field related to one of the instances the topic. Content in each of at least two of the information fields is associated with at least one of the attributes and the content in each of the at least two information fields associated with an attribute is compared against each other. A score to the content of each compared instance of content is assigned based on the comparing. The attributes are prioritized and the located instances of the topic are ranked based on the prioritizing and the score of content associated with the topic.2009-01-01
20090006217Effecting an electronic payment - Effecting an electronic payment from customers to vendors over the Internet is disclosed. A vendor (2009-01-01
20090006218System and Method for Sharing Gains to Promote Sales Through Evaluation Contents of Goods on Web Site - The present invention provides a system and method for sharing profits with beneficiaries designated by a recommender who evaluates goods of an on-line shopping mall or an on-line portal site etc. (hereinafter, an e-trading system), when a purchaser connects to the e-trading platform and buys goods of the e-trading platform through the evaluation contents. The system comprises a web server for administrating general purchasing procedures of registration, search, order, refund and delivery confirmation for goods, registering recommendation contents written by a recommender, a beneficiary, a profit sharing rate and a recommended goods list, and showing a sales web page of an e-trading platform; information providing means for providing the linking means with information on the goods including a beneficiary identifying code by connecting to the sales web page of the e-trading platform; and a profit sharing server for distributing the profit to the designated beneficiary, when any purchaser buys the goods or services at the web page of the e-trading platform including the beneficiary identifying codes through the recommendation contents.2009-01-01
20090006219METHOD FOR DISTRIBUTION OF AN AQUARIUM KIT - A method for distributing an aquarium kit through use of a Gift Card or Redemption Card. The Redemption Card is similar to a gift card and will entitle consumers to redeem an aquarium kit, via phone or internet, for direct shipment to any desired location. The Redemption Card will eliminate the hassle of purchasing an aquarium and fish, which often requires multiple transactions, and will free them from dedicating up to several hours in the process. Instead, the aquarium kit will conveniently arrive at the desired location ready for immediate setup.2009-01-01
20090006220METHOD AND APPARATUS FOR CREATION AND MAINTENANCE OF DATABASE STRUCTURE - The invention provides a method for configuring a database system to store information regarding a plurality of items, the method comprising: establishing a database on a computer system; establishing within the database a first object corresponding to a first item of the plurality of items; generating within the first object at least one field; associating a field identifier with each the field; and storing at least a portion of the information within each the field; the database system configured to store information regarding a plurality of items, each item in the plurality of items having at least one item attribute, the database system comprising a computer having memory, a database stored in said memory, a first object in said database corresponding to one item of the plurality of items, said first object corresponding to the first item, at least one field in said first object, a field identifier associated with each said field, and information regarding said first item stored in said first object.2009-01-01
20090006221SYSTEMS AND METHODS FOR AUTOMATED INTERNET-BASED AUCTIONS - The present invention relates to systems and 5 methods for implementing an automated auction process that is held at a designated time on the Internet, and that ends after bidding has been completed. In accordance with these systems and methods, a server connected to a plurality of workstations may establish 10 several auctions that allow for efficient trading of multiple goods, while simulating the live and dynamic setting of traditional auctions.2009-01-01
20090006222System for the Operation and Management of a Fleet of Refrigerated Autonomous Containers - System for the operation and management of a fleet of refrigerated autonomous containers for transporting perishable goods, comprising: containers provided with a passive tag comprising identification information and with an active tag comprising a temperature probe and a recorder connected to said probe and capable of recording the measured temperature values; a gun or means for injecting a refrigerant into the container, which means is provided with a device capable of reading the passive tag of the container, so as to be cognizant of the identification number of the passive tag; and a data acquisition and processing unit capable of carrying out the following operations: receiving said identification information from said device and linking this identification number of the passive tag with the number of the active tag in the container; calculating, as a function of data associated with the logistic travel of the container and physical data of a refrigerant, an amount of liquefied gas to be injected into the container; and providing said gun or injection means with the characteristics of the injection of liquefied gas to be injected into the container.2009-01-01
20090006223Method and system for checking a bill of material - A method and a system for checking a bill of material (BOM) are provided. Firstly, a transforming unit transforms an initial configuration list of a product into a BOM. Next, a model number corresponding to the product is chosen from an input unit. Then, the product is pictorialized by a pictorializing unit according to the model number and the BOM to generate and display a virtual machine of the product on a display unit. Lastly, the displayed virtual machine provides users to determine that the BOM is correct or not.2009-01-01
20090006224Control System Method for Internet Communication - The present invention relates to a system that enables an Internet call between a provider and a customer by using the Internet, and particularly, to an Internet call controlling system and a method thereof for making a call between the customer and the corresponding provider over the Internet or with the use of a PSTN free of charge through an execution of a click program associated with an icon once the customer clicks the icon, by comprising the click program associated with the icon capable of conducting free calls on a web page or e-mail of the provider or a web page of a system operator, and for enabling the provider to more closely manage the customer by recognizing received customer information.2009-01-01
20090006225DISTRIBUTION CHANNELS AND MONETIZING - A system to facilitate royalty tracking is provided. The system includes at least one tag to identify a portion of a creative work. A distribution component tracks the portion of the creative work and a crediting component reports usage of the creative work when the portion is detected in a larger body of work.2009-01-01
20090006226Stock analyzing engine - A computer implemented system and method for providing intuitive graphs depicting stock market performance over a computer network, the system comprising: at least one database maintaining separately stored fundamental data for each publicly traded company, a server computer communicatively coupled to the database and accessible via client computers to a plurality of users, a user's graphical interface from which the user enters a request to and receives a response from the server computer, and a processor for processing the user's request and delivering the response to the user. The fundamental data for each publicly traded company is calculated, stored and expressed in daily, weekly, monthly, quarterly and annual incremental periods as required by the user. The response includes graphs depicting interrelated progression of stock movement and primary and secondary corporate operating fundamentals and performance statistics.2009-01-01
20090006227SYSTEM AND METHOD FOR GENERATING CONSOLIDATION INDICATORS - A investment portfolio accounting system and method are provided. The system determines the percentage ownership in a number of investment securities. The system flags securities according to predetermined accounting and business rules. Consolidating or derecognizing the security with others interests is also determined by the system in accordance with predetermined rules. In one example, the accounting system flags (or communicates) a determination to consolidate according to percentage ownership. System reports generated by the accounting system are chronicled in a reporting database for downstream accounting systems.2009-01-01
20090006228TIME TRACKING SYSTEM AND METHOD OF USE - A system and method of managing time and, more particularly, to a system and method for automatically tracking time in an electronic system. The system includes a time tracking tool is configured to be integrated with an instant messaging system. The time tracking tool is configured to associate a received instant message with one or more projects and track a session time in which the received instant message is active.2009-01-01
20090006229System and method for telephony billing codes - A system and method for implementing a billing service plan for separating communications expenses. Expenses related to a communication for an individual user are separated into two or more categories based on user input before, during, or after the communication occurs. The expenses of the communication are apportioned to the two or more categories based on the user input. An invoice is generated for one or more parties specifying the expenses apportioned to the two or more categories.2009-01-01
20090006230Identity Risk Scoring - An identity risk score may be determined for subscribers of a service to indicate a level of confidence or certainty associated with a subscriber's identity. The identity risk score may be modified upward or downward in order to reflect changing levels of certainty. The changes may be based on transactions performed on behalf of and/or information submitted by the subscriber. Functionality provided to the subscriber may also be dependent upon whether the subscriber's identity risk score meets a threshold. In one or more arrangements, an identity risk score may be determined based on whether information entered by the subscriber can be confirmed and a level of confidence with which the information is confirmed.2009-01-01
20090006231Methods and Systems for Estimating Trade Cost - In one aspect, the invention comprises: (a) calculating an average bid-ask spread of securities; (b) calculating values associated with one or more markets; (c) receiving and storing data regarding an order size for the securities; (d) receiving and storing data regarding an average daily volume of the securities traded on a specified market; (d) calculating data regarding expected historical volatility over a trading interval of the securities; (e) calculating data regarding an average rate of trading over the trading interval of the securities; and (f) calculating an estimated cost of trading the securities using data comprising a formula based on the average bid-ask spread, the values associated with one or more markets, the data regarding order size, the data regarding average daily volume, the data regarding expected historical volatility, and the data regarding an average rate of trading over the trading interval.2009-01-01
20090006232Secure computer and internet transaction software and hardware and uses thereof - Methods of using an alternate embedded browser object in conjunction with an ecommerce transaction software system are described that comprise providing a server; providing a client; providing a user; and utilizing a software application, a code, a password or a combination thereof for server and client authentication, wherein the software application, a code, a password or a combination thereof is based on the transaction type requested by the user at the time of use. Also described is an embedded browser object that interfaces to an ecommerce transaction system without the need for a keyboard.2009-01-01
20090006233Electronic Fund Transfers Using an Electronic Mail Interface - A system and a method are disclosed for using an electronic mail (e-mail) interface to initiate and configure an electronic fund transfer. A fund transfer module is operatively interfaced with an e-mail module, allowing the fund transfer module and e-mail module to communicate data between each other. Responsive to the e-mail module receiving a generation input, data describing a fund transfer is received. The generation input can be s a user request or a receive e-mail including a request for payment. A representation of the fund transfer is generated from the received data and displayed by the e-mail module. For example, the fund transfer is displayed in a format replicating the appearance of a paper check. Responsive to the e-mail module receiving a user confirmation input that the representation of the fund transfer is accurate, an electronic transfer packet including the data describing the fund transfer is generated.2009-01-01
20090006234CERTIFICATION METHOD FOR ELECTRONIC PAYMENT AND ID AUTHENTICATION TERMINAL AND ATM - A certification method for electronic payment and ID authentication terminal and ATM. When customer would be shopping and pay, the customer sent the electronic-payment certification information to the electronic-payment certificate authority in phone dialing mode, then said authority verifies this information and transmits the certification result to the ID authentication terminal in the merchant-end, the ID authentication terminal will authenticate the ID code supplied by the customer and determine if the payment would be done. ID authentication terminal includes ID code reading module, communication module, indication module and authentication module 2009-01-01
20090006235PROCESSING CONTINGENT PAYMENTS - Methods and apparatus, including computer program products, implementing and using techniques for granting authorization to conduct a monetary transfer. A proposal is created. The proposal specifies one or more named third parties, one or more specified actions, and a time frame in which the one or more specified actions is to be completed. The proposal is distributed to the one or more named third parties. Each of the one or more named third parties completes the specified actions within the time frame specified in the proposal. Authorization to process the monetary transfer is given in response to the one or more specified actions being completed by the one or more named third parties.2009-01-01
20090006236METHOD AND SYSTEM FOR IDENTIFYING HIGH PROBABILITY TRADE MATCHES - Methods and Systems for routing an indication of interest message are provided in which one or more external trade messaging systems are monitored to discover and collect information related to a trading posture of a plurality of trading counterparties. The information related to the trading posture of the plurality of trading counterparties is stored in a database and accessed, upon receipt of an indication of interest message to intelligently route the indication of interest message to at least one of the plurality of trading counterparties based at least in part on the information regarding the trading posture of the plurality of trading counterparties stored in the database.2009-01-01
20090006237Method and system for portable retirement investment - A process and a system for providing a user with a plurality of periodic retirement income payments is disclosed. The process comprises the steps of receiving an input including two of a retirement date, a minimum retirement income amount and a defined premium payment amount for payment over a plurality of preset payment intervals. The process also includes the steps of calculating the other one of the retirement date, the minimum retirement income amount and the defined premium payment amount for an accumulation period defined by the retirement date and a current age of the user; receiving a premium payment amount from the user during the accumulation period; investing the received premium payment amount in an account in a manner consistent with one or more predefined objectives during the accumulation period to realize a retirement income amount. The process further includes the step of transmitting the retirement income amount to at least one of the user and a designated receiver at a designated time after the end of the accumulation period. The retirement income amount includes a predetermined guaranteed minimum retirement income if the received premium payments are received according to a preset premium payment schedule.2009-01-01
20090006238MATCH SERVER FOR A FINANCIAL EXCHANGE HAVING FAULT TOLERANT OPERATION - Fault tolerant operation is disclosed for a primary match server of a financial exchange using an active copy-cat instance, a.k.a. backup match server, that mirrors operations in the primary match server, but only after those operations have successfully completed in the primary match server. Fault tolerant logic monitors inputs and outputs of the primary match server and gates those inputs to the backup match server once a given input has been processed. The outputs of the backup match server are then compared with the outputs of the primary match server to ensure correct operation. The disclosed embodiments further relate to fault tolerant failover mechanism allowing the backup match server to take over for the primary match server in a fault situation wherein the primary and backup match servers are loosely coupled, i.e. they need not be aware that they are operating in a fault tolerant environment. As such, the primary match server need not be specifically designed or programmed to interact with the fault tolerant mechanisms. Instead, the primary match server need only be designed to adhere to specific basic operating guidelines and shut itself down when it cannot do so. By externally controlling the ability of the primary match server to successfully adhere to its operating guidelines, the fault tolerant mechanisms of the disclosed embodiments can recognize error conditions and easily failover from the primary match server to the backup match server.2009-01-01
20090006239SYSTEM AND METHOD FOR CATEGORIZING TRANSACTIONS - A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.2009-01-01
20090006240System and Method of a Trading Room - A system of a trading room over a network and method thereof is described. The present invention solves problems of limited ability to demonstrate trading skills. A trading room system includes a user and trading room. A user may demonstrate trading and simultaneously share information with other users. It is an object of the present invention to provide simultaneous presentation of trading actions and information shared among users. An embodiment of the present invention allows different types of a user so as to allow a beginner user to learn from an experienced user.2009-01-01
20090006241System and Method for Displaying Multiple Charts of Related Stock Candidates and its Method - A system to display multiple charts of related stock candidates and method thereof are described. Embodiments of the present invention solves problems of limited ability to simultaneously view multiple charts. It is an object of the present invention to provide for simultaneous viewing of multiple stock charts in one screen view.2009-01-01
20090006242Automated auctioning method for market evaluation - In an automatic auctioning method for determining market valuations, the auction process operates in two rounds, whereby the first round is a “sealed bid first price” auction while the second round is an “ascending price” auction. All bids and the winners of both rounds are kept confidential until the second round is completed. Data on bids made and consequential winning results are analysed and processed.2009-01-01
20090006243Networked Electronic Trading System - There is described a networked electronic trading system in which an administration server approves each trade of electronic data corresponding to a copyright-protected work between clients of the networked electronic trading system. The administration server has a database which stores information for a plurality of electronic data files, the information for each electronic data file including a list identifying registered traders of the electronic data files. The administration server processes transaction request information identifying a buyer, a seller and an electronic data file. The administration server approves the sale of the identified electronic data file by the seller to the buyer at least partially in dependence upon if the seller is identified in the registered traders list for the electronic data file. If the transaction is approved, the administration server adds information identifying the buyer to the registered traders list for the electronic data file.2009-01-01
20090006244System and Method for Performing Automatic Spread Trading - The present embodiments are provided to facilitate the automatic trading of spreads in a fast and accurate manner. One or more market data feeds that contain market information for tradeable objects are received at an exchange. A spread data feed is generated in response to the market data feeds and from one or more spread setting parameters, which can be entered by a user. The spread data feed is preferably displayed in a spread window as bid and ask quantities associated with an axis or scale of prices. The user can enter orders in the spread window and the legs will be automatically worked to achieve, or attempt to achieve, the spread. In addition, other tools disclosed herein may be utilized to assist the user in making such trades.2009-01-01
20090006245Method and system for administering linked loans - In one embodiment, the present invention comprises a method of managing more than one loan agreement pertaining to a single loaned sum repayable in one or more scheduled installment amounts comprising providing a first loan agreement and a second loan agreement and administering the two. The first loan agreement exists between a primary borrower and the loan originator and comprises a first set of terms by which the primary borrower makes first tier payments in repayment of the loaned sum. The second loan agreement exists between the primary borrower and a secondary borrower and comprises a second set of terms by which the secondary borrower makes second tier payments to the loan originator in repayment of the loaned sum obtained by the primary borrower and loaned by the primary borrower to the secondary borrower.2009-01-01
20090006246Method and System for Simulating an On-Line Credit Application - A system and method for testing an electronic or on-line credit application process is provided. The system and method, which may be run in a production environment, include selecting at least one fictional credit applicant entity from an entity database. A script database then executes one or more predetermined test scripts using the information from the entity database to simulate a real credit application through the electronic or on-line process. Screen shots or other data may then be recorded such that a tester may review the process to ensure the system is properly operational.2009-01-01
20090006247Services for Billing and Management of Consumable Resources - Provided are systems and services for billing and managing on-demand access to consumable goods and services. The system allows a user to consume resources via an application on a computing device by connecting to a service and requesting access to the resource based on a stored balance associated with a user ID and resource ID. If it is determined by the service that the user has the rights to access the resource, then access to the resource may be granted via the application. If it is determined by the service that the user does not have the rights to access a resource, a right to access the resource may be purchased from the service.2009-01-01
20090006248Transfer of Title Through Intermediary - Disclosed are novel tools (including, without limitation, systems, methods and software) to facilitate the sale of items of property and/or for providing title transfer services that ensure that the purchaser of the items of property (real or personal) receives adequate title to the property. In an aspect, the tools can serve as a clearinghouse for the various components to the transaction (e.g., receiving payment from the buyer, confirming that any security interest in the property has been paid off, informing the various parties to the transaction of the transaction's status, etc.).2009-01-01
20090006249PROCESS OF AND SYSTEM FOR ADVANCING CREDIT FOR CASH COLLECTIONS - A process for providing bank credit to retailers for cash collections that are carried out during retailers' normal business operations. The process entails a retailer collecting cash over a period of time, such as over a single or multiple business days, generally in exchange for goods and/or services, depositing the collected cash into one or more electronic safes disposed at the retailer's location or locations, calculating at a designated time, such as the end of day at each location, a total amount of cash that has been deposited into the retailer's safes over such period of time, and electronically transmitting data files that identify the calculated total amounts of cash accepted by the retailer over the period of time. The retailer is credited, for example, by a bank, with the total cash deposits as reported by the electronic safes at the end of each business day. The process advantageously makes funds readily available and improves cash flow to retailers who take-in cash as part of their normal business operations.2009-01-01
20090006250METHODS AND SYSTEMS FOR TRACKING AND REPORTING FINANCIAL TRANSACTIONS - This disclosure describes, generally, methods and systems for tracking and reporting multiple financial transactions. The method may include initiating a financial transaction by a user at an interface. The financial transaction may include multiple transactional steps. The method may further include generating notifications corresponding to the plurality of transactional steps. A first notification may be configured to indicate to the user that payment for the transaction has been initiated. A second notification may be configured to indicate to the user that the transaction has been processed and released for payment, and a third notification may be configured to indicate to the user that the transaction's funds have been made available.2009-01-01
20090006251UNIVERSAL ROLLOVER ACCOUNT - A system, method and computer program product for allowing users to set-up a separate stored value account on their transaction instrument to fund expenses. The stored value account, referred to herein as a Universal Rollover Account (URA) system, can be funded by check, an Automated Clearing House (ACH), or by charging another card or transaction instrument. Users and/or card-members will be given access to a web portal to manage their Universal Rollover Accounts, including changing their funding method, adding or withdrawing funds, and changing their configuration such that the URA bucket can come before or after other funding accounts in a payment hierarchy.2009-01-01
20090006252BILLING DATA REPORT SYSTEM - A method and a system directed to a billing data report system are described. For example, a server receives billing data from one or more data sources, generates one or more calculated results using the billing data and using a term from a service level agreement, and transmits one or more calculated results to a client, which receives and displays one or more calculated results.2009-01-01
20090006253System and method for data comparison and reconciliation by a business customer using an electronic bill presentment system - A method for flexible automated comparison of a biller's data with the business customer's data via the EBPP system that is in place between the two. The biller stores a first set of customer billing data in its EBPP database. The customer stores a second set of customer billing data reflecting its most current information. The biller presents an electronic statement to the customer based on the first set of customer billing data. The customer selects one or more of the invoices for comparison and billing data fields to perform comparison on. The customer transmits an input file to the biller reflecting local data. The biller EBPP system then compares the customer's local billing data with the EBPP data. The step of comparing further includes selecting a comparison set of data from the EBPP data based on the one or more invoices selected by the customer. The comparison is performed on the fields indicated for comparison by the customer. The type of comparison to be done may also be indicated in the input file. The EBPP system of the biller then provides a comparison report to the customer showing instances where the comparison set and the second set of data are different.2009-01-01
20090006254VIRTUAL PREPAID OR CREDIT CARD AND PROCESS AND SYSTEM FOR PROVIDING SAME AND FOR ELECTRONIC PAYMENTS - A virtual credit card, as a set of data, free of a physical substrate, the data being adapted to authorize a person who is in possession thereof to pay for a product or service, in particular in the framework of an online transaction, the data set being produced on the basis of a credit card account or a pre-payment and in response to a user authentication procedure involving an evaluation of biometric features of a user, in particular of his/her voice profile, and being available at a telecommunication terminal, in particular a mobile phone, of the authenticated user.2009-01-01
20090006255Method of Authentication of the Items Put Into Circulation - An efficient and universal anti-counterfeit protection of commercial products allows consumers, wholesalers and interested regulatory authorities to rapidly and reliably check the authenticity of products put into circulation. The authentication system administrator manufactures and provides the manufacturer of an authentic product with the requested quantity of authentication marks. Each authentication mark includes a set of symbols. One part of this set is open for reading and is the identification combination. The authentication marks are attached to the products such that reading the identification combination is impossible without causing permanent damage to the protective media. Then administrator has a description of the items bearing such authentication marks, and checks the identification combination contained in the request against the identification combination whose serial number in the authentication database coincides with the serial number of the item.2009-01-01
20090006256Peer to Peer File Sharing Mobile System with Copyright Protection - The present invention relates a peer to peer system for enabling a mobile device user to legally search and only legally download content items by his mobile device, comprising: (a) a user software having a user interface at the mobile device for connecting to a peer to peer network, searching for a content item according to a user query, introducing the results to the user, and enabling a conditional downloading only upon ensuring payment for items that are found to be copyright protected; (b) an identification server for receiving identification information relating to a selected right protected item from said user software, searching for at least meta data and price corresponding to said item, and forwarding the found meta data and price to the user software; (c) a module within said user software for, upon receipt of said meta data and price, suspending the conditional downloading, prompting the user to appropriately pay at a billing server if the item is copyright protected, and resuming the download only upon clearing said payment; and (d) billing server for receiving payment from the user, and upon completion of same, sending payment clearance to said user software, which in turn resumes downloading of the item.2009-01-01
20090006257THREAD-BASED SOFTWARE LICENSE MANAGEMENT - An apparatus, program product and method of managing a software license on a computer on a thread-by-thread bases, e.g., within a scheduler and dispatcher. A software license resource is associated with an execution thread of a task or process. The execution thread is selectively dispatched for execution based upon a license provision defined by the software license resource.2009-01-01
20090006258Registration Process - The description generally provides for systems and methods for a registration process. Archives of seals can be sealed to protect the integrity of the seals and facilitate validation in the event a sealing party's sealed registration document is revoked. A document can be sealed multiple times to nest seals within other seals. Specific evidentiary metadata can be included by the sealing party. A main document including or associated with other documents can be sealed as a collection of documents. The seal of the main document can include external references to the files included in the main document to verify the external files were not changed or altered.2009-01-01
20090006259METHOD OF VERIFYING THAT AN UP-TO-DATE SOFTWARE LICENSE KEY IS NOT OVERWRITTEN BY AN OUTDATED SOFTWARE LICENSE KEY - The present invention provides a method of verifying that an up-to-date software license key is not overwritten by an out of date software license key. One embodiment of the method includes transmitting a first software license key and a first timestamp towards a network element that has software installed thereon. The first software license key includes information used to enable a portion of the functionality of the software. The network element is configured to install the first software license key when the first timestamp indicates a time later than a second timestamp associated with a second software license key installed on the network element.2009-01-01
20090006260SERVER SIDE REVERSIBLE HASH FOR TELEPHONE-BASED LICENSING MECHANISM - A system and method are disclosed relating to authenticating software licenses associated with a software product. During an installation process, a purchaser of a software product may contact a vendor representative via a telephone connection and verbally relay a data packet, which may be an installation ID. The vendor server creates a reversible hash from the data packet, a known seed value and additional information relating to the software product or license. The server encrypts the hash to generate a confirmation ID, and sends the confirmation ID to the software product purchaser.2009-01-01
20090006261PORTABLE DEVICE FOR CARRYING LICENSES - A licensing device is used for storing one or more licenses for licensable content such as music, video, e-books, software applications, online memberships, and the like. The licensing device communicates with a user's computing devices enabling licensable content to be downloaded and/or activated on a particular computing device. The communication can take many forms such as wireless, wired, or optical. Downloading and/or activation of the content upon confirmation of a valid license may be automatic or partially based on user input.2009-01-01
20090006262FINANCIAL TRANSACTION PAYMENT PROCESSOR - A financial transaction payment processor includes an account access request processor for receiving dynamic swipe data from a payment card through a merchant infrastructure. A fraud detection processor is connected to analyze a dynamic data obtained by the account access request processor that should agree with values pre-loaded in a Crypto-Table by a card manufacturer. A payment authorization processor is connected to receive a message from the fraud detection processor and to then forward a response to the merchant infrastructure.2009-01-01
20090006263TECHNIQUE FOR SECURELY COMMUNICATING INFORMATION - A system that communicates information is described. During operation, this system receives an encryption key through a first wireless communication technique, wherein the first wireless communication technique includes near field communication. Then, the system communicates a document through a second wireless communication technique, where the document is associated with a financial transaction being conducted with a commercial establishment. Next, the system receives encrypted information through the second wireless communication technique, where the encrypted information is, at least in part, encrypted using the encryption key, and where the second wireless communication technique includes a technique other than near field communication.2009-01-01
20090006264Methods and Systems For Secure Voice-Authenticated Electronic Payment - This application discloses systems, methods, and processes for providing a secure, voice-authenticated form of electronic payment from a device. The described exemplary system provides an infrastructure for receiving an electronic payment request, verifying the request using voice authentication, and allowing or denying the request based on the authentication or non-authentication of the user.2009-01-01
20090006265Systems and methods for real-time media placement - A media reservation system and method for secure, dependable, real-time reservation of media space on a plurality of media distribution channels. The system and method include transporting media to the location from which the media will enter a media distribution channel and the placement of the media in the media distribution channel. This permits media to be placed easily from any place in the world to any other place in the world.2009-01-01
20090006266ELECTRONIC BLOCK TRADING SYSTEM AND METHOD OF OPERATION - A system and method are described and disclosed that are used for effecting large block trades of securities in an automated and anonymous matter in which fair pricing is carried out using features of the NBBO. The automated trading the system and method also will carry out negotiations to effect a trade in certain circumstances, though the preferred method of effecting trades is by automated trading. However, regardless of the trading method, anonymity of the trading counterparties is preserved. The system and method also tests the NBBO for each of the traded securities to ensure it is valid before an automated trade may take place.2009-01-01
20090006267SYSTEMS AND METHODS FOR COMPLIANCE SCREENING AND ACCOUNT MANAGEMENT IN THE FINANCIAL SERVICES INDUSTRY - Systems and methods for assisting financial services firms in the suitability screening and management of customer accounts, including computer programs for implementing such systems and methods, are disclosed. An illustrative system for performing compliance and account management at a financial services firm can include a number of representatives each having a number of clients, a compliance department including a number of supervisors each having supervisory review over client accounts managed by the representatives, and a computer program that can be used to generate electronic account applications that can be transmitted directly to a fund company for the purchase of funds. The computer program can include a hierarchical rules engine that can be used to create electronic control hierarchies that facilitate principal review over accounts and trades generated by the representatives.2009-01-01
20090006268COMPUTER-BASED METHOD FOR TEAMING RESEARCH ANALYSTS TO GENERATE IMPROVED SECURITIES INVESTMENT RECOMMENDATIONS - A computer-based method for combining investment recommendations of individual research providers such as stock analysts. The method includes providing a server running a research team management module. A list of individual research providers is displayed on a client node linked to the server network. A research team is generated based on user input including a number of the research providers. Team rules are assigned to the team defining an algorithm for processing recommendations from the members of the team. Recommendations for securities are retrieved for the research providers on the team, and team recommendations are generated by applying the team rules to the recommendations. Team recommendations are reported to the client node for guiding investments. Processing of the individual recommendations may include applying differing weights to the positive and negative recommendations and combining the weighted recommendations, with the weights being user-selected differentiating strengths of members of the research team.2009-01-01
20090006269Income Strategy Selector System - An income strategy selector method and related system enable a user to select the most appropriate income strategy, or group of strategies based upon the personal investment characteristics of the user. A plurality of questions is presented to the user to determine the investment characteristics of the user. Based upon these characteristics, the strategies that would fit the characteristics of the user are selected, and these selected strategies are presented to the user in order of least risk to most risk. Strategies not selected are also presented to the user in order of least to most risk to give the user the opportunity to explore a larger universe of choices of income strategies.2009-01-01
20090006270PERFORMANCE RISK MANAGEMENT SYSTEM - The embodiments of this invention relate to methods for developing risked budgetary performance estimates by analyzing commodity price risk(s) utilizing cash-flow-at-risk assessments in combination with Monte Carlo simulations. This automated method for risk analysis, includes modeling assets of a portfolio as derivatives; collecting pricing data and volatility surfaces related to the derivatives; calculating and scaling simulated cash-flow-at-risk (CFAR) values to generate a risk profile; and evaluating the risk profile to determine if the risk profile meets predetermined risk characteristics or requires modification.2009-01-01
20090006271System and method of visual illustration of stock market performance - The present invention provides a system and method for calculating and arraying an entirely universe of publicly traded stock performance data, technical and dynamic range of movement stock price data, underlying operating corporate balance sheet plus income statement fundamental data and ratios, and derived corporate operating and stock analysis data in such a manner as to enable the data for any selected single company to be phased, combined and superimposed within a series of graphical illustrations, which enable investors to easily visualize and compare the relationship of stock price movement and the underlying progression of fundamental operating variables of companies listed on exchanges around the world. The system includes a server computer, one or more client computer coupled to the server computer via the Internet, a database for storing, identifying and extrapolating stocks data, one module for calculating a set of selected performance parameters pursuant to a set of preset standards, a module for transforming calculation results of said calculation module into graphical illustrations; and a graphical user interface from which a user may send an inquiry to the server computer and be returned with a set of graphical illustrations on the inquired stock performance.2009-01-01
20090006272METHODS FOR REORGANIZING AN EQUITY FLOAT STRUCTURE - A method for reorganizing the stock of a publicly traded corporation. The method includes issuing a mandatory fractional dividend of free trading stock for each outstanding share of free trading stock. The method also includes exchanging all prior outstanding free trading shares for non-trading securities that can be converted back into free trading shares, thereby yielding positive impacts on stock price, market cap, investor psychology, trading characteristics and institutional marketability.2009-01-01
20090006273Stock Purchase Indices - A method and system for determining investor participation driven stock purchase indices. Raw customer trading data is received from an accounting system. The raw customer trading data is then aggregated to generate daily transaction total counts for all stocks (that is, total shares bought and sold, total market value, etc.) as well as daily transaction total counts for each individual stock. Aggregation of the raw customer data also addresses customer privacy concerns. The aggregated data is processed to produce moving averages, stock purchase indices, and stock rankings. The stock purchase indices are based on a diffusion index technique of segregating buyers from sellers, and with these relative counts, measures the breadth of investor purchasing participation. The stock purchase indices are then displayed to a graphical user interface. The display includes stock buy and sell ranking lists.2009-01-01
20090006274COMMODITIES BASED SECURITIES AND SHIPPING CERTIFICATE THEREFOR - The subject invention pertains to securities, preferably exchange traded funds, or ETFs, relating to commodities subject to futures contracts in a commodities market. More specifically, the invention relates to shipping certificates for commodities that dynamically compensate for commodity “roll neutrality” adjustments by altering the quantity of commodity associated with the shipping certificate, as opposed to a cash adjustment. The subject invention also pertains to the underlying “roll neutrality” adjustment related to a commodities market futures transaction and to the resulting ETF valuation as follows: ΣP2009-01-01
20090006275Method and apparatus for calculating credit risk of portfolio - The risk measures of a portfolio are calculated with speed. Concerning a loss for each of the sectors to which the companies constituting the portfolio belong, the Laplace transform of a conditional probability distribution in which factors affecting management indexes are respective values is calculated in advance and stored in a storage unit as data. The stored data is retrieved as an approximate value and used when a numerical calculation of an integral is performed, to perform the integration. Consequently, as it becomes possible to quickly calculate the Laplace transform of a density function and a distribution function, it is possible to calculate the density function and the distribution function by Laplace inversion and calculate the risk measures of the portfolio.2009-01-01
20090006276Modular computer program for managing dynamic pricing information - Users of a computer network (e.g., the Internet) can be encouraged to access dynamic pricing information (e.g., bid/ask pricing information for goods/services available in commerce) on the computer network (e.g., collected and maintained by a dynamic pricing system) by distributing to one or more users of the computer network (e.g., by e-mail) a modular computer program (e.g., a Java applet) that displays (e.g., in ticker format) dynamic pricing information collected from the computer network, and presenting to the one or more users of the modular computer program an interactive visual indication (e.g., a hyperlink or glyph) of a user-attractive resource available on the computer network (e.g., a contest, reward program, coupons, etc.). Access to the user-attractive resource can be provided to a user upon sensing that the user selected the interactive visual indication. The stream of dynamic pricing information displayed to users can have a predefined taxonomy, and the users can selectively view different levels of the taxonomy.2009-01-01
20090006277METHOD FOR NETWORK CAPACITY PLANNING WITH PROPER ACCOUNTING OF SPARE CAPACITY - An apparatus and method for introducing new factors to properly account for the benefits of carrying an appropriate amount of capacity in a communication network. The present invention defines a variable that represents the benefit of the spare capacity of a link. The notion of benefit is similar to the notion of a negative cost of link augments.2009-01-01
20090006278Technique for Producing Constructed Fares - A technique for producing constructed fares that include an arbitrary added to a published fare is described. The techniques determine interior cities that appear with gateway cities in arbitraries for the airline and searches for gateway cities corresponding to the determined interior cities appearing in the arbitraries. The technique applies an arbitrary corresponding to one of the interior cities to a published fare involving one of the gateway cities to produce the constructed fare.2009-01-01
20090006279Automatic utility usage rate analysis methodology - An automatic method of which days/hours represent good candidates for reducing demand to achieve potential savings and the amount of demand reduction that can be achieved with a tolerable level of disruption to status quo operations. Demand interval data including utility usage rate (UUR) values is received from one or more utility monitoring devices, and are sorted in descending order. A percent difference is calculated for each UUR value relative to the previous one, and a cumulative percent difference accumulates the percent differences from the preceding rows. The average cumulative percent difference is divided by the total number of UUR values in the measured period to produce a ratio. The standard deviation of time is determined, and from those demand data associated with ratios greater than a ratio threshold and standard deviations less than a standard deviation threshold the demand reduction amount and the number of control hours are determined.2009-01-01
20090006280COMPOSITIONS AND METHODS FOR PRODUCING FERMENTATION PRODUCTS AND RESIDUALS - The present invention provides compositions and methods designed to increase value output of a fermentation reaction. In particular, the present invention provides a business method of increasing value output of a fermentation plant. The present invention also provides a modified fermentation residual of higher commercial value. Also provided in the present invention are complete animal feeds, nutritional supplements comprising the subject ferment residuals. Further provided by the present invention is a method of performing fermentation, a modified fermentative microorganism and a genetic vehicle for modifying such microorganism.2009-01-01
20090006281COMPUTERIZED DATA EAUIDISTANT-MAPPING METHOD AND COMPUTER SYSTEM USING THE SAME - A computerized data equidistant-mapping method and a computer system using the same are provided. The computerized data equidistant-mapping method is used for mapping M sets of K-dimensional original data into a D-dimensional space in a manner of equidistance. The computerized data equidistant-mapping method includes the following steps. M sets of D-dimensional mapping data each corresponding to each original data respectively and sequentially are generated. An initial mapping data and an initial original data are chosen arbitrarily, wherein the initial mapping data corresponds to the initial original data. The mapping distance between each mapping data and the initial mapping data is computed. The original distance between each original data and the initial original data is computed. Each mapping data is amended according to each mapping distance and each original distance for enabling each mapping data and each original data to have equidistant-mapping relationship gradually.2009-01-01
20090006282USING A DATA MINING ALGORITHM TO GENERATE RULES USED TO VALIDATE A SELECTED REGION OF A PREDICTED COLUMN - Provided are an article of manufacture, system, and method for using a data mining algorithm to generate rules used to validate a selected region of a predicted column. A data set has a plurality of columns and records providing data for each of the columns. Selection is received of at least one predicted column for which rules are to be generated and at least one region of the selected at least one predicted column, wherein each region specifies data positions in the column. The data set is processed to determine association relationships among data in at least one predictor column and subsequences in the selected at least one region of the at least one predicted column. At least one rule is generated from the relationships specifying a condition involving at least one predictor column that predicts at least one value in the selected region of the at least one predicted column.2009-01-01
20090006283USING A DATA MINING ALGORITHM TO GENERATE FORMAT RULES USED TO VALIDATE DATA SETS - Provided are a method, system, and article of manufacture for using a data mining algorithm to generate format rules used to validate data sets. A data set has a plurality of columns and records providing data for each of the columns. Selection is received of at least one format column for which format rules are to be generated and selection is received of at least one predictor column. A format mask column is generated for each selected format column. For records in the data set, a value in the at least one format column is converted to a format mask representing a format of the value in the format column and storing the format mask in the format mask column in the record for which the format mask was generated. The at least one predictor column and the at least one format mask column are processed to generate at least one format rule. Each format rule specifies a format mask associated with at least one condition in the at least one predictor column.2009-01-01
20090006284FORECASTING TIME-INDEPENDENT SEARCH QUERIES - Techniques for analyzing and modeling the frequency of queries are provided by a query analysis system. A query analysis system analyzes frequencies of a query over time to determine whether the query is time-dependent or time-independent. The query analysis system forecasts the frequency of time-dependent queries based on their periodicities. The query analysis system forecasts the frequency of time-independent queries based on causal relationships with other queries. To forecast the frequency of time-independent queries, the query analysis system analyzes the frequency of a query over time to identify significant increases in the frequency, which are referred to as “query events” or “events.” The query analysis system forecasts frequencies of time-independent queries based on queries with events that tend to causally precede events of the query to be forecasted.2009-01-01
20090006285CONTENT-BASED TAGGING OF RSS FEEDS AND E-MAIL - Providing for automated generation of tags (e.g., metadata descriptors) for items of e-mail or syndication formatted communication is described herein. By way of example, a system can include a filtering component that can generate one or more tags based on information relevant to content of the communication, a sender, or recipient, or combinations thereof. In addition, such tags can be automatically attached to a received item, or a presentation component can furnish the tags to a recipient (e.g., by way of a communication device user interface) for selection, whereby selected tags are associated with the item of communication. Accordingly, the subject innovation provides for improved classification and description of items of communication by automatic generation of descriptive and/or representative tags associated therewith.2009-01-01
20090006286METHOD AND APPARATUS FOR IMPLEMENTING DIGITAL VIDEO MODELING TO IDENTIFY UNEXPECTED BEHAVIOR - A computer implemented method, apparatus, and computer usable program product for identifying unexpected behavioral patterns. The process parses event data derived from video data to identify behavioral patterns, wherein the event data comprises metadata describing events occurring in a selected environment. The process analyzes the behavioral patterns to identify a set of expected behavioral patterns occurring in the selected environment, and generates an expected behavioral model using the expected behavioral patterns. Thereafter, the process forms a set of unexpected behavioral patterns from the behavioral patterns inconsistent with the expected behavioral model.2009-01-01
20090006287Kernel machine approximation - Systems and methods associated with approximating a kernel matrix are described. One method embodiment includes accessing a set of kernel machine training data and then partitioning that data into a set of partitioned data based on a set of partition parameters. The method embodiment may also include creating a partition matrix from the partitioned data, where the partition matrix is to approximate a kernel matrix that may have been created using radial basis functions from the training data.2009-01-01
20090006288Information Processing Apparatus, Information Processing Method, and Program - An information processing apparatus learning a preference of a user for a content item includes acquiring means for acquiring an operation or expression of the user for a certain content item as feedback information; training data generating means for generating training data for the preference learning from the feedback information acquired by the acquiring means; and learning means for learning the preference of the user and how to attach a meaning to the feedback information in association with the training data by using multiple pieces of training data generated by the training data generating means.2009-01-01
20090006289Hierarchical Temporal Memory System with Enhanced Inference Capability - A node, a computer program storage medium, and a method for a hierarchical temporal memory (HTM) network where at least one of its nodes generates a top-down message and sends the top-down message to one or more children nodes in the HTM network. The first top-down message represents information about the state of a node and functions as feedback information from a current node to its child node. The node may also maintain history of the input patterns or co-occurrences so that temporal relationships between input patterns or co-occurrences may be taken into account in an inference stage. By providing the top-town message and maintaining history of previous input patterns, the HTM network may, among others, (i) perform more accurate inference based on temporal history, (ii) make predictions, (iii) discriminate between spatial co-occurrences with different temporal histories, (iv) detect “surprising” temporal patterns, (v) generate examples from a category, and (vi) fill in missing or occluded data.2009-01-01
20090006290TRAINING RANDOM WALKS OVER ABSORBING GRAPHS - A random walk is performed over a graph, such as an augmented bipartite graph, relating to ownership data with respect to a plurality of users and items owned; the graph can provide social links between the users as well. Items can be recommended to users who do not own the items by randomly walking the graph starting at the user node to which the recommendation will be given. The random walk can step from user to user or from user to item; when an item is reached, the node can be absorbing such that the random walk terminates. The arrived item is recommended to the user. Parameters can also be provided to affect decisions made during the walk about which users to walk to and/or whether to walk to a user or an item.2009-01-01
20090006291Computer-implemented land planning system and method designed to generate at least one conceptual fit solution to a user-defined land development problem - A computer-implemented land planning system is designed to generate at least one conceptual fit solution to a user-defined land development problem. The system electronically creates at least one candidate solution to the land development problem. The candidate solution incorporates a number of engineering measurements applicable in development of an undeveloped land site. A fitness function quantitatively evaluates the candidate solution based on its fitness. A heuristic problem-solving strategy manipulates the engineering measurements of the candidate solution to achieve a more quantitatively fit solution to the land development problem. A computer output device outputs to a user documentation illustrating the fit solution to the land development problem.2009-01-01
20090006292RECOGNIZING INPUT GESTURES - The present invention extends to methods, systems, and computer program products for recognizing input gestures. A neural network is trained using example inputs and backpropagation to recognize specified input patterns. Input gesture data is representative of movements in contact on a multi-touch input display surface relative to one or more axes over time. Example inputs used for training the neural network to recognize a specified input pattern can be created from sampling input gesture data for example input gestures known to represent the specified input pattern. Trained neural networks can subsequently be used to recognize input gestures that are similar to known input gestures as the specified input pattern corresponding to the known input gestures.2009-01-01
20090006293METHODS AND SYSTEMS FOR SCALABLE HIERARCHICAL FEED-FORWARD PROCESSES - Methods and systems for constructing a scalable feed-forward process are provided. The method includes identifying a plurality of segments of the process wherein the segments define a feed-forward network which is used to constrain the creation of more detailed segment components. The method also includes modeling each component by defining component outputs and determining component inputs that are combinable using the model to produce the defined output, ordering the components hierarchically based on the respective component outputs and inputs, determining segment inputs and outputs based on the component outputs and inputs, and ordering the segments hierarchically based on the respective segment outputs and inputs.2009-01-01
20090006294IDENTIFICATION OF EVENTS OF SEARCH QUERIES - Techniques for analyzing and modeling the frequency of queries are provided by a query analysis system. A query analysis system analyzes frequencies of a query over time to determine whether the query is time-dependent or time-independent. The query analysis system forecasts the frequency of time-dependent queries based on their periodicities. The query analysis system forecasts the frequency of time-independent queries based on causal relationships with other queries. To forecast the frequency of time-independent queries, the query analysis system analyzes the frequency of a query over time to identify significant increases in the frequency, which are referred to as “query events” or “events.” The query analysis system forecasts frequencies of time-independent queries based on queries with events that tend to causally precede events of the query to be forecasted.2009-01-01
20090006295METHOD AND APPARATUS FOR IMPLEMENTING DIGITAL VIDEO MODELING TO GENERATE AN EXPECTED BEHAVIOR MODEL - A computer implemented method, apparatus, and computer usable program product for generating an expected behavior model. The process parses event data derived from video data to identify behavioral patterns, wherein the event data comprises metadata describing events occurring in a selected environment. The process analyzes the behavioral patterns to identify a set of expected behavioral patterns occurring in the environment, and generates the expected behavioral model using the expected behavioral patterns.2009-01-01
20090006296DMA ENGINE FOR REPEATING COMMUNICATION PATTERNS - A parallel computer system is constructed as a network of interconnected compute nodes to operate a global message-passing application for performing communications across the network. Each of the compute nodes includes one or more individual processors with memories which run local instances of the global message-passing application operating at each compute node to carry out local processing operations independent of processing operations carried out at other compute nodes. Each compute node also includes a DMA engine constructed to interact with the application via Injection FIFO Metadata describing multiple Injection FIFOs where each Injection FIFO may containing an arbitrary number of message descriptors in order to process messages with a fixed processing overhead irrespective of the number of message descriptors included in the Injection FIFO.2009-01-01
20090006297OPEN-WORLD MODELING - The claimed subject matter provides systems and/or methods that facilitate generating an inference about events that may not have yet been observed. Open-world modeling can be used to take a history of observation so as to understand trends over time in the revelation of previously unseen events, and to make inferences with subsets of data that new unseen events will be seen. Thus, inaccuracies associated with predictions generated from incomplete data sets can be mitigated. To yield such predictions, open-world submodels and closed-world submodels that do not allow for previously unseen events can be combined via a model mixture methodology, which fuses inferences from the open- and close-world models.2009-01-01
20090006298IT RESOURCE EVENT SITUATION CLASSIFICATION AND SEMANTICS - An off-line knowledge acquisition process takes IT resource messages and automatically generates a set of rules used to provide situation categories for the resource messages/events. The off-line knowledge acquisition process generates an event-to-situation mapping file for efficiently mapping situation to events in runtime. Rules are fed back into a knowledge repository and process for reuse. The off-line knowledge acquisition process provides methods to reiterate the process of mining (autonomically and/or by human interaction) to improve the rules and confidence level assigning the situation categories. A runtime categorizer component uses the event-to-situation mapping file to add situation categories to the IT resource events. The runtime categorizer uses a plurality of annotator components each capable of adding a situation annotation to incoming messages based on rules generated by the off-line knowledge acquisition process. An assessment component chooses the best situation category from those annotated by the annotator components.2009-01-01
20090006299Method and system for constructing cognitive programs - The present invention is directed to a method of creating a program to solve a problem pertaining to a first task. In the method, user input data pertaining to a second task is received from an operator. The second task is different from the first task. A number of subprograms are automatically obtained based on the received user input data. The program is then created based on the obtained subprogram or subprograms.2009-01-01
20090006300System for Detecting and Evaluating Operation-Dependent Processes and/or Components in Automated Production and Test Sequences2009-01-01