Inventors list

Assignees list

Classification tree browser

Top 100 Inventors

Top 100 Assignees


VoiceCash IP GmbH

VoiceCash IP GmbH Patent applications
Patent application numberTitlePublished
20120066128DATA COMMUNICATION METHOD AND SYSTEM FOR PROVIDING A FINANCIAL TRANSACTION - Method for communicating data using a public mobile telecommunications or data network, to grant a remote user access to a safe financial transaction service, the method comprising inputting a voice sample of a user requesting access to the service at a mobile terminal, transmitting the voice sample data to a remote voice authorization server, which is directly linked to a transaction processing server governing a debitable and creditable user account, analyzing the voice sample data at the voice authorization server vis-a-vis pre-stored voice profile data, and outputting an access control signal granting or rejecting the request access, in response to the result of the analysis, to the transaction processing server.03-15-2012
20100291901Method for authentication of a user on the basis of his/her voice profile - Voice recording used for authentication is transmitted to the voice portal of the service provider not by way of the voice channel, but rather by way of a data channel. In this connection, the voice recording is sent not synchronous to speech and subject to loss, but rather asynchronously and loss-free, in an extra data package (for example advantageously as a Multimedia Messaging Service (MMS) data package). For this purpose, the resources that are available as standard items in most mobile phone terminals, such as digital voice recording and MMS transmission, can be utilized. Preferably, the subscriber's identification module or SIM card in the mobile phone terminal can store and implement the corresponding control program.11-18-2010