VERIFONE, INC. Patent applications |
Patent application number | Title | Published |
20160139678 | SECURE KEYPAD - A secure keypad including a housing, a keymat within the housing defining a plurality of depressible keys and including at least one conductive trace traversing at least some of the depressible keys, a key contact board within the housing and being cooperative with the keymat for providing data entry inputs responsive to depression of the depressible keys and a tamper detection circuit coupled to the conductive trace for providing an output indication of tampering with the keypad responsive to a change in the electrical characteristics of the conductive trace resulting from the tampering. | 05-19-2016 |
20160117715 | PAYMENT DATA SYSTEMS AND METHODS - An electronic offer system including a payment instrument reader for reading payment instrument data from a payment instrument and an offer-payment instrument account association (O-PIAA) server communicating with the payment instrument reader and automatically operative in response to reading of the payment instrument data by the payment instrument reader to associate at least one offer in an offer program with a payment instrument account indicated by the payment instrument data. | 04-28-2016 |
20160027003 | PERSONAL TOKEN READ SYSTEM AND METHOD - A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor. The system might further include a purchaser terminal for routing the encrypted token data to a transaction processing network or a vendor for providing payment and confirmation to the vendor of an authorized token. | 01-28-2016 |
20160026275 | DATA DEVICE INCLUDING OFN FUNCTIONALITY - A data entry device including a housing, data entry circuitry located within the housing, a keypad mounted in the housing and having a plurality of movable key elements which, when depressed, are displaced to at least a predetermined extent from a first location within the housing to a second location within the housing and Optical Finger Navigation (OFN) circuitry mounted inside the housing, being operative for sensing at least some of the plurality of movable key elements when depressed and displaced to at least the predetermined extent from the first location within the housing to the second location within the housing and providing a key displacement output indicating key displacement to the data entry circuitry. | 01-28-2016 |
20150324850 | SYSTEM AND METHOD FOR AUTOMATICALLY PROVIDING VIRTUAL CUSTOMER-PERSONALIZED CONTENT IN A RETAIL COMMERCE ENVIRONMENT - A method and system for automatically providing virtual customer-personalized content in a retail commerce environment, the method and system enabling a customer to receive a physical transaction-related article including at least computer-readable transaction-derived data which may or may not relate to a transaction of the customer in the retail commerce environment, at least part of the computer-readable transaction-derived data on the physical transaction-related article being scannable, by the customer and automatically employing the at least part of the computer-readable transaction-derived data to automatically provide virtual customer-personalized content corresponding to at least part of the at least part of the computer-readable transaction-derived data. | 11-12-2015 |
20150235200 | MOBILE COMMERCE SYSTEM - A mobile commerce system including a multiplicity of Mobile Device-Point of Sale Communication (MPC)-equipped mobile devices, a plurality of MPC-enabled Point-of-Sale (POS) devices, at least one POS configuration server for configuring the plurality of MPC-enabled POS devices, at least one MPC-equipped mobile device configuration server for configuring the plurality of MPC-equipped mobile devices and at least one mobile marketing platform server operative to introduce Transaction Value Certificate (TVC)-related functions and to communicate both with the at least one POS configuration server and the at least one MPC-equipped mobile device configuration server to coordinate operation thereof so that the MPC-enabled POS devices will be “tap-ready” for carrying out the TVC-related functions. | 08-20-2015 |
20150195049 | POINT OF SALE DEVICE AND METHOD FOR OPERATING SAME - A point of sale device including an LCD display, a contactless payment antenna arranged in propinquity to the LCD display, LCD control circuitry and contactless communication circuitry associated with the contactless payment antenna, the LCD control circuitry and the contactless communication circuitry operating at least partially in time coordination with each other in order to prevent interference therebetween. | 07-09-2015 |
20150185864 | SECURED KEYPAD DEVICES - A data entry device including a housing including a top housing portion including key apertures, a plurality of data entry keys mounted in the housing to have data entry key depression travel paths in the housing, the plurality of data entry keys being associated with a substrate, which is disposed below the top housing portion and anti-tampering electrical conductors arranged between the top housing portion and the substrate thereby to prevent unauthorized access to the substrate. | 07-02-2015 |
20150161861 | POINT OF SALE TERMINAL HAVING ENHANCED SECURITY - A data entry device including a housing formed of at least two portions, data entry circuitry located within the housing, at least one case-open switch assembly operative to sense when the housing is opened and tamper indication circuitry operative to receive an input from the at least one case-open switch assembly and to provide an output indication of possible tampering with the data entry circuitry located within the housing. The at least one case-open switch assembly includes an arrangement of electrical contacts arranged on a base surface and a resiliently deformable conductive element, which defines a short circuit between at least some of the arrangement of electrical contacts only when the housing is closed. | 06-11-2015 |
20150161579 | POINT OF SALE SYSTEM - A point of sale system including a display subsystem including a viewable display array having multiple controllable display locations being operative to display non-trusted display content and trusted display content and a trusted/non-trusted display content controller operative to govern operation of the display subsystem and thereby to selectably allow a portion of the non-trusted display content from a non-trusted display content source to be viewed, at at least one display location on the viewable display array, which at least one display location is selected by the trusted/non-trusted content controller, without the trusted/non-trusted content controller needing to have knowledge of the non-trusted display content, to be incapable of enabling malicious content, forming part of the non-trusted display content, to be readably displayed, which could lead to unauthorized entry of confidential information by a user. | 06-11-2015 |
20150116115 | SECURE PIN ENTRY DEVICE - A secure PIN entry device including a PIN entry assembly operative to receive a PIN from a user, a PIN entry prompter operative when actuated to prompt a user to enter a PIN via the PIN entry assembly, a PIN entry prompt security check enabled controller operative to prevent operation of the PIN entry prompter unless a predetermined security check has been successfully completed and security check functionality operative to check at least part of the PIN entry device for the presence of an unauthorized PIN eavesdropping element thereat and to provide an output to the PIN entry prompt security check enabled controller indicating whether the predetermined security check has been successfully completed. | 04-30-2015 |
20150097033 | MAGNETIC STRIPE READING DEVICE - A magnetic stripe reading device including a magnetic head assembly including a mounting element defining a circumferential anti-tampering enclosure and at least one information reading sensor having output contacts, a protective layer including at least one protective grid and at least one anti-tampering contact array including at least two electrical contacts, at least one resiliently deformable conductive element arranged to selectably provide a galvanic interconnection between the electrical contacts, a closure element fixed to the assembly in a secure orientation to displace the deformable conductive element into galvanic interconnection contact with the electrical contacts, whereby tampering with the closure element causes the deformable conductive element to break the galvanic interconnection contact and a flat cable coupled to the output contacts, to the protective layer and to the electrical contacts and carrying electrical signals useful for providing a tampering alarm indication when the electrical contacts are not in galvanic contact. | 04-09-2015 |
20150022353 | ANTI-TAMPERING PROTECTION ASSEMBLY - An anti-tampering protection assembly for sensing tampering with at least one conductor, the anti-tampering protection assembly including unpredictably varying signal generating circuitry, connected to the at least one conductor, for providing unpredictably varying signals on the at least conductor and tampering sensing circuitry for sensing tampering with the at least one conductor. | 01-22-2015 |
20140355386 | SONIC COMMUNICATION SYSTEM AND METHOD - Implementations are provided for wirelessly transmitting and receiving data through sonic communication. A transmit device having a sonic transducer transmits a sonic carrier signal through the air with a digital representation of the data with a modulation protocol using sonic transmission frequencies in accordance with present invention. The sonic transducer operates to transmit the one or more sonic carrier signals carrying the modulated data over the air with sufficient gain to carry the signal to a receiver device where the data is demodulated using at least one sonic transducer of a receive device. The receive device may be configured to perform the demodulation of the data at one or more sonic transmission frequencies and in accordance with a sonic modulation protocol to provide a binary representation of the data. Ambient noise captured by the receiver device is processed along with the data transmitted over the sonic carrier signals. | 12-04-2014 |
20140344580 | SYSTEM AND METHOD FOR VARIABLE LENGTH ENCRYPTION - Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device. | 11-20-2014 |
20140297432 | PAYMENT FACILITATING SYSTEM FOR USE WITH A MOBILE COMMUNICATOR UTILIZING A NEAR FIELD COMMUNICATION (NFC) LINK - A payment facilitating system for use with a mobile communicator and a point of sale (POS) terminal, the system including a Near Field Communication (NFC) financial transaction communication link between the mobile communicator and the POS terminal, the NFC financial transaction communication link being operative to communicate NFC data for use in a financial transaction, a non-NFC financial transaction communication link between the mobile communicator and the POS terminal, the non-NFC financial transaction communication link being operative to communicate non-NFC data for use in the financial transaction, and a transaction effector operative to complete the financial transaction using both the NFC data communicated directly between the mobile communicator and the POS terminal over the NFC financial transaction communication link and the non-NFC data communicated directly between the mobile communicator and the POS terminal over the non-NFC financial transaction communication link. | 10-02-2014 |
20140266966 | MULTI-LOOP ANTENNA SYSTEM FOR CONTACTLESS APPLICATIONS - An antenna system suitable for use with contactless transaction devices, the antenna system including a reader, a primary loop antenna having a first end and a second end, each one of the first and second ends being coupled to the reader and at least one secondary loop antenna galvanically connected to the primary loop antenna at a single connection point and positioned with respect to the primary loop antenna so as to make capacitive coupling therebetween negligible. | 09-18-2014 |
20140244410 | TAXI PAYMENT SYSTEM - A taxi payment system including a point of sale device and a mounting assembly for mounting the point of sale device inside a taxi, the mounting assembly having at least two operative orientations, a first operative orientation in which the point of sale device is accessible to a taxi passenger and a second operative orientation in which the point of sale device is accessible to a taxi driver. | 08-28-2014 |
20140240137 | POINT OF SALE TERMINAL HAVING ENHANCED SECURITY - A data entry device including a housing formed of at least two portions, data entry circuitry located within the housing, at least one case-open switch assembly operative to sense when the housing is opened and tamper indication circuitry operative to receive an input from the at least one case-open switch assembly and to provide an output indication of possible tampering with the data entry circuitry located within the housing. The at least one case-open switch assembly includes an arrangement of electrical contacts arranged on a base surface and a resiliently deformable conductive element, which defines a short circuit between at least some of the arrangement of electrical contacts only when the housing is closed. | 08-28-2014 |
20140129361 | SYSTEM FOR SECURE WEB-PROMPT PROCESSING ON POINT SALE DEVICES - A point of sale system including at least one proxy server having an internet connection, a web browser operative to download web pages from the internet via the proxy server, and a real time user input limiting trusted computing base module communicating with the web browser and being operative to limit user input to the web pages in real time. | 05-08-2014 |
20140091930 | SECURE POINT OF SALE TERMINAL - A data entry device including a housing formed of at least two portions, data entry circuitry located within the housing, at least one case-open switch assembly operative to sense when the housing is opened and tamper indication circuitry operative to receive an input from the at least one case-open switch assembly and to provide an output indication of possible tampering with the data entry circuitry located within the housing, the at least one case-open switch assembly including an arrangement of electrical contacts including at least first, second and third contacts and a displaceable conductive element, the tamper indication circuitry and the third contact together being operative such that when the third contact is short circuited to at least one of the first contact, the second contact and another contact, an output indication of possible tampering is provided. | 04-03-2014 |
20140082756 | SECURE PIN ENTRY DEVICE - A secure PIN entry device including a PIN entry assembly operative to receive a PIN from a user, a PIN entry prompter operative when actuated to prompt a user to enter a PIN via the PIN entry assembly, a PIN entry prompt security check enabled controller operative to prevent operation of the PIN entry prompter unless a predetermined security check has been successfully completed and security check functionality operative to check at least part of the PIN entry device for the presence of an unauthorized PIN eavesdropping element thereat and to provide an output to the PIN entry prompt security check enabled controller indicating whether the predetermined security check has been successfully completed. | 03-20-2014 |
20140019666 | USB APPARATUS AND EMBEDDED SYSTEM INCORPORATING SAME - USB apparatus suitable for interconnection with a USB host having a D− bus coupled to ground via a pull-down resistance, the USB apparatus including a microcontroller having a first port and a second port, the first port being coupled via a resistance to a voltage source and a switch, operated by the microcontroller via the second port, selectably interconnecting the first port and the bus of the USB host. | 01-16-2014 |
20140012688 | LOCATION-BASED PAYMENT SYSTEM AND METHOD - A virtual payment system including a customer-specific, customer geolocation responsive, limited time duration payment identifier generator operative to generate a customer-specific, customer geolocation responsive, limited time duration payment identifier, a customer-specific limited time duration payment identifier communicator operative to communicate the customer-specific, customer geolocation responsive, limited time duration payment identifier to a customer and a limited time duration payment identifier validator, operative to verify genuineness and timeliness of the customer-specific, customer geolocation responsive, limited time duration payment identifier presented by the customer at a point of sale. | 01-09-2014 |
20130256414 | MAGNETIC STRIPE READER - A magnetic stripe reader including a magnetic reader head providing at least one data output, an F2F decoder receiving the at least one data output and providing a decoded data output, a microprocessor receiving and processing the decoded data output and power saving circuitry operative to control the operation of the F2F decoder and the microprocessor thereby to maintain the F2F decoder and the microprocessor in a power-saving sleep mode other than during magnetic stripe reading by the magnetic reader head and a selected time duration thereafter. | 10-03-2013 |
20130238507 | APPARATUS AND METHOD FOR ENCRYPTING DATA IN A MAGNETIC STRIPE READER - A magnetic stripe reader assembly for a point of sale terminal is provided. The magnetic stripe reader reads the account data from a card and may encrypt it within the magnetic head. An encrypted representation of the account data may be provided to a host processor in the terminal for carrying out a financial transaction, such as a payment for goods or services. The account data is typically recorded on the magnetic stripe on the card in a magnetic flux pattern that is sensed and then converted to an analog signal. Such sensing and conversion and other processing of the account data to produce the encrypted representation of the account data typically involves one or more parameters, and may include at least one parameter that is adjustable. | 09-12-2013 |
20130225075 | POINT OF SALE DEVICE AND METHOD FOR OPERATING SAME - A point of sale device including an LCD display, a contactless payment antenna arranged in propinquity to the LCD display, LCD control circuitry and contactless communication circuitry associated with the contactless payment antenna, the LCD control circuitry and the contactless communication circuitry operating at least partially in time coordination with each other in order to prevent interference therebetween. | 08-29-2013 |
20130187776 | SECURE DATA ENTRY DEVICE - A secure data entry device including a housing, tamper sensitive circuitry located within the housing and tampering alarm indication circuitry arranged to provide an alarm indication in response to attempted access to the tamper sensitive circuitry, the tampering alarm indication circuitry including at least one conductor, a signal generator operative to transmit a signal along the at least one conductor and a signal analyzer operative to receive the signal transmitted along the at least one conductor and to sense tampering with the at least one conductor, the signal analyzer being operative to sense the tampering by sensing changes in at least one of a rise time and a fall time of the signal. | 07-25-2013 |
20130185202 | SYSTEM AND METHOD FOR MOBILE PAYMENT TRANSACTIONS - A system processes a request by a customer to pay a transaction amount, using the customer's account, for a transaction between the customer and a merchant, to provide a payment to an account of the merchant. The transaction incorporates use of a mobile wireless device operated by the customer to provide identification information of the customer's account to an authentication server. A payment server coupled to the authentication server and the merchant passes merchant communications to the authentication server. The authentication server receives the transaction amount from the merchant and receives customer account information from the customer's wireless mobile device, and processes the transaction and account information and, if authenticated, routes the payment transaction to the payment server for payment to the merchant's account. | 07-18-2013 |
20130117138 | METRICS SYSTEMS AND METHODS FOR TOKEN TRANSACTIONS - Systems and methods for monitoring token access transactions are provided. In one embodiment, the invention provides receiving transaction records for a plurality of token transactions, wherein the transaction records include transaction information and infrastructure information; determining whether a reportable event has occurred based on the transaction information with the transaction records; and providing an alert representing the reportable event. | 05-09-2013 |
20130112749 | FLUID INGRESS RESISTANT MAGNETIC STRIPE READER ASSEMBLY - A magnetic stripe reader assembly for a point of sale terminal is provided. In some embodiments, the magnetic stripe reader assembly includes a holder configured to retain a magnetic head within the terminal and restrict access to electronic components. | 05-09-2013 |
20130106606 | POINT OF SALE TERMINAL HAVING ENHANCED SECURITY | 05-02-2013 |
20130030933 | PAYMENT FACILITATING SYSTEM FOR USE WITH A MOBILE COMMUNICATOR UTILIZING A NEAR FIELD COMMUNICATION (NFC) LINK - A payment facilitating system for use with a mobile communicator and a point of sale (POS) terminal, the system including a Near Field Communication (NFC) financial transaction communication link between the mobile communicator and the POS terminal, the NFC financial transaction communication link being operative to communicate NFC data for use in a financial transaction, a non-NFC financial transaction communication link between the mobile communicator and the POS terminal, the non-NFC financial transaction communication link being operative to communicate non-NFC data for use in the financial transaction, and a transaction effector operative to complete the financial transaction using both the NFC data communicated directly between the mobile communicator and the POS terminal over the NFC financial transaction communication link and the non-NFC data communicated directly between the mobile communicator and the POS terminal over the non-NFC financial transaction communication link. | 01-31-2013 |
20130015972 | ANTI-TAMPERING PROTECTION ASSEMBLYAANM SASSON; EfiAACI Kfar TavorAACO ILAAGP SASSON; Efi Kfar Tavor ILAANM BEN-ZION; YuvalAACI ShoamAACO ILAAGP BEN-ZION; Yuval Shoam ILAANM ITSHAKEY; OferAACI Tel AvivAACO ILAAGP ITSHAKEY; Ofer Tel Aviv IL - An anti-tampering protection assembly for sensing tampering with at least one conductor, the anti-tampering protection assembly including unpredictably varying signal generating circuitry, connected to the at least one conductor, for providing unpredictably varying signals on the at least conductor and tampering sensing circuitry for sensing tampering with the at least one conductor. | 01-17-2013 |
20120319956 | EAVESDROPPING RESISTANT TOUCHSCREEN SYSTEM - An eavesdropping-resistant touchscreen system suitable for use by visually impaired users, the system including a visual eavesdropping-resistant security layer for restricting viewability of visually sensible indicia to within a relatively narrow limited field of view and a tactile layer providing a plurality of preferably selectably actuable tactile indicia at least one of which is associated with the visually sensible indicia. | 12-20-2012 |
20120316976 | TRANSACTION CARD PROCESSING SYSTEM AND METHOD - A transaction card processing system including at least one server, at least one point of sale device for processing transactions using a transaction card and a database storing processing fee information for various categories of transaction cards, at least one of the at least one server and the at least one point of sale device being responsive to entry of a transaction card identifier via one of the at least one point of sale device for ascertaining processing fee information for the transaction card by accessing the database and for ascertaining whether the processing fee information exceeds a predetermined threshold and in the event of exceedance of the threshold to cause the point of sale device at which the entry took place to provide a notification responsive to the exceedance. | 12-13-2012 |
20120298740 | POINT OF SALE TERMINAL FOR ENGAGEMENT WITH A MOBILE COMMUNICATOR - A point of sale terminal including a housing including at least first and second housing portions which are arranged for relative axial movement from a closed position to an open position, the first housing portion including at least a communications interface adapted for operative communications engagement with a mobile communicator and a first housing portion socket adapted for partially surrounding the mobile communicator, the second housing portion including a second housing portion socket adapted for partially surrounding the mobile communicator and the first and second housing portions being configured such that when they are arranged in the closed position the first housing portion socket and the second housing portion socket together hug the mobile communicator and prevent unwanted disengagement of the mobile communicator therefrom. | 11-29-2012 |
20120296741 | CLOUD BASED ELECTRONIC WALLET - A payment system including a transaction server, a virtual wallet server (VWS), at least one point of sale device including a secure element and being operative to provide secure data communication of a purchaser wallet personal identification number (WPIN), but not purchaser payment particulars, to at least the VWS and at least one mobile communicator communicating a mobile communicator presence indicator (MCPI) but neither the purchaser WPIN nor the purchaser payment particulars to the at least one point of sale device. | 11-22-2012 |
20120284131 | MOBILE COMMERCE SYSTEM - A mobile commerce system including a multiplicity of Mobile Device—Point of Sale Communication (MPC)-equipped mobile devices, a plurality of MPC-enabled Point-of-Sale (POS) devices, at least one POS configuration server for configuring the plurality of MPC-enabled POS devices, at least one MPC-equipped mobile device configuration server for configuring the plurality of MPC-equipped mobile devices and at least one mobile marketing platform server operative to introduce Transaction Value Certificate (TVC)-related functions and to communicate both with the at least one POS configuration server and the at least one MPC-equipped mobile device configuration server to coordinate operation thereof so that the MPC-enabled POS devices will be “tap-ready” for carrying out the TVC-related functions. | 11-08-2012 |
20120271724 | APPARATUS AND METHOD FOR ENCRYPTING DATA IN A MAGNETIC STRIPE READER - A magnetic stripe reader assembly for a point of sale terminal is provided. The magnetic stripe reader reads the account data from a card and may encrypt it within the magnetic head. An encrypted representation of the account data may be provided to a host processor in the terminal for carrying out a financial transaction, such as a payment for goods or services. The account data is typically recorded on the magnetic stripe on the card in a magnetic flux pattern that is sensed and then converted to an analog signal. Such sensing and conversion and other processing of the account data to produce the encrypted representation of the account data typically involves one or more parameters, and may include at least one parameter that is adjustable. | 10-25-2012 |
20120180140 | SECURE PIN ENTRY DEVICE - A secure PIN entry device including a PIN entry assembly operative to receive a PIN from a user, a PIN entry prompter operative when actuated to prompt a user to enter a PIN via the PIN entry assembly, a PIN entry prompt security check enabled controller operative to prevent operation of the PIN entry prompter unless a predetermined security check has been successfully completed and security check functionality operative to check at least part of the PIN entry device for the presence of an unauthorized PIN eavesdropping element thereat and to provide an output to the PIN entry prompt security check enabled controller indicating whether the predetermined security check has been successfully completed. | 07-12-2012 |
20120160907 | POINT OF SALE TERMINAL FOR ENGAGEMENT WITH A MOBILE COMMUNICATOR - A point of sale terminal including a housing including at least first and second housing portions which are arranged for relative axial movement from a closed position to an open position, the first housing portion including at least a communications interface adapted for operative communications engagement with a mobile communicator and a first housing portion socket adapted for partially surrounding the mobile communicator, the second housing portion including a second housing portion socket adapted for partially surrounding the mobile communicator and the first and second housing portions being configured such that when they are arranged in the closed position the first housing portion socket and the second housing portion socket together hug the mobile communicator and prevent unwanted disengagement of the mobile communicator therefrom. | 06-28-2012 |
20120117664 | SYSTEM FOR SECURE WEB-PROMPT PROCESSING ON POINT OF SALE DEVICES - A point of sale system including at least one proxy server having an internet connection, a web browser operative to download web pages from the internet via the proxy server, and a real time user input limiting trusted computing base module communicating with the web browser and being operative to limit user input to the web pages in real time. | 05-10-2012 |
20120106113 | TAMPER SECURE CIRCUITRY ESPECIALLY FOR POINT OF SALE TERMINAL - Tamper secure circuitry including a first printed circuit board having mounted thereon circuit components and a slotted anti-tamper grid containing printed circuit board mounted onto the first printed circuit board defining at least one slot and arranged to overlie at least some of the circuit components, which are located in a volume defined by the at least one slot and the first printed circuit board. | 05-03-2012 |
20120104094 | PROXIMITY INTEGRATED CIRCUIT CARD READER - A proximity integrated circuit card reader including a transmitter, transmitting energy within a proximity integrated circuit card reading volume, a receiver, receiving a signal from a proximity integrated circuit card located within the proximity integrated circuit card reading volume and a controller operative in a card presence sensing mode for sensing, but not reading, a card located within the proximity integrated circuit card reading volume and, responsive to sensed probable card presence, operative in a card reading mode for reading a card located within the proximity integrated circuit card reading volume. | 05-03-2012 |
20120084211 | SYSTEM AND METHOD FOR A SECURE TRANSACTION MODULE - A secure electronic payment transaction system includes a Secure Transaction Module (STM) and a host device. The STM includes hardware and software components that meet the security requirements of the payment card industry and provide secure payment transactions utilizing banking cards. The host device includes a communication modem for connecting to financial institutions via a network connection. The STM connects to the host device via an interface and communicates with the financial institutions via the host device's communication modem. The STM is self-sufficient and can be connected to any host device over any interface. | 04-05-2012 |
20120072350 | SYSTEM AND METHOD FOR MOBILE PAYMENT TRANSACTIONS - A system processes a request by a customer to pay a transaction amount, using the customer's account, for a transaction between the customer and a merchant, to provide a payment to an account of the merchant. The transaction incorporates use of a mobile wireless device operated by the customer to provide identification information of the customer's account to an authentication server. A payment server coupled to the authentication server and the merchant passes merchant communications to the authentication server. The authentication server receives the transaction amount from the merchant and receives customer account information from the customer's wireless mobile device, and processes the transaction and account information and, if authenticated, routes the payment transaction to the payment server for payment to the merchant's account. | 03-22-2012 |
20120043382 | CARD READER HAVING IMPROVED ELECTROSTATIC DISCHARGE FUNCTIONALITY - A smart card reader including a smart card reading assembly including a plurality of smart card chip communication contacts and a static electricity discharge element assembled with the smart card reading assembly, the static electricity discharge element including a plurality of static electricity discharge contacts contacting multiple diverse surfaces of a smart card for discharge of static electricity thereon. | 02-23-2012 |
20120025983 | SECURE DATA ENTRY DEVICE - A secure data entry device including a housing, tamper sensitive circuitry located within the housing and tampering alarm indication circuitry arranged to provide an alarm indication in response to attempted access to the tamper sensitive circuitry, the tampering alarm indication circuitry including at least one conductor, a signal generator operative to transmit a signal along the at least one conductor and a signal analyzer operative to receive the signal transmitted along the at least one conductor and to sense tampering with the at least one conductor, the signal analyzer being operative to sense the tampering by sensing changes in at least one of a rise time and a fall time of the signal. | 02-02-2012 |
20120006893 | APPARATUS AND MTHOD FOR ENCRYPTING DATA IN A MAGNETIC STRIPE READER - A magnetic stripe reader assembly for a point of sale terminal is provided. The magnetic stripe reader reads the account data from a card and may encrypt it within the magnetic head. An encrypted representation of the account data may be provided to a host processor in the terminal for carrying out a financial transaction, such as a payment for goods or services. The account data is typically recorded on the magnetic stripe on the card in a magnetic flux pattern that is sensed and then converted to an analog signal. Such sensing and conversion and other processing of the account data to produce the encrypted representation of the account data typically involves one or more parameters, and may include at least one parameter that is adjustable. | 01-12-2012 |
20110290881 | FLUID INGRESS RESISTANT MAGNETIC STRIPE READER ASSEMBLY - A magnetic stripe reader assembly for a point of sale terminal is provided. In some embodiments, the magnetic stripe reader assembly includes a holder configured to retain a magnetic head within the terminal and restrict access to electronic components. | 12-01-2011 |
20110279279 | SECURE POINT OF SALE TERMINAL - A data entry device including a housing formed of at least two portions, data entry circuitry located within the housing, at least one case-open switch assembly operative to sense when the housing is opened and tamper indication circuitry operative to receive an input from the at least one case-open switch assembly and to provide an output indication of possible tampering with the data entry circuitry located within the housing, the at least one case-open switch assembly including an arrangement of electrical contacts including at least first, second and third contacts and a displaceable conductive element, the tamper indication circuitry and the third contact together being operative such that when the third contact is short circuited to at least one of the first contact, the second contact and another contact, an output indication of possible tampering is provided. | 11-17-2011 |
20110231270 | PAYMENT SYSTEMS AND METHODOLOGIES - A transaction system including at least two transaction communicators, at least one of which is a mobile communicator, at least one of the at least two transaction communicators having sequential visually sensible indicia generation functionality operative to generate a time sequence of indicia which provides at least transaction data and at least one of the at least two transaction communicators having sequential visually sensible indicia receiving functionality and transaction data extraction functionality capable of extracting at least the transaction data from the time sequence of particular indicia, whereby a time sequence of indicia which provides at least transaction data is transmitted from one of the at least two transaction communicators to another of the at least two transaction communicators. | 09-22-2011 |
20110215938 | POINT OF SALE TERMINAL HAVING ENHANCED SECURITY - A data entry device including a housing formed of at least two portions, data entry circuitry located within the housing, at least one case-open switch assembly operative to sense when the housing is opened and tamper indication circuitry operative to receive an input from the at least one case-open switch assembly and to provide an output indication of possible tampering with the data entry circuitry located within the housing. The at least one case-open switch assembly includes an arrangement of electrical contacts arranged on a base surface and a resiliently deformable conductive element, which defines a short circuit between at least some of the arrangement of electrical contacts only when the housing is closed. | 09-08-2011 |
20110122563 | ANTI-TAMPER PROTECTED ENCLOSURE - A device for containing sensitive data including a housing, an anti-tamper protected enclosure located within the housing and being adapted to contain the sensitive data, anti-tamper protection circuitry located within the anti-tamper protected enclosure and at least one ball grid array arranged within the housing and mounted on an outer surface of the anti-tamper protected enclosure and electrically coupled to the anti-tamper protection circuitry for protecting against unauthorized access to the interior of the anti-tamper protected enclosure. | 05-26-2011 |
20110022223 | RETROFIT DATA COMMUNICATION AT FILLING STATIONS - A retrofit filling station communication system including a fuel dispensing island locatable communications adaptor assembly and a remote communications adaptor and legacy controller assembly including at least POS functionality, arranged to be coupled to existing underground wiring and to facilitate legacy and non-legacy communication at least associated with the POS functionality over the existing underground wiring with the fuel dispensing island locatable communications adaptor assembly and to facilitate legacy communication with pump control electronics via a legacy communications protocol employed by the pump control electronics prior to retrofit. | 01-27-2011 |
20090237214 | PROPINQUITY DETECTION BY PORTABLE DEVICES - A point of sale (POS) terminal including a contactless transaction/identification card reader and a propinquity verifier, coupled to the contactless card reader and verifying at least predetermined propinquity of the POS terminal to a propinquity indication element. | 09-24-2009 |
20090184850 | SECURED KEYPAD DEVICES - A data entry device including a housing including a top housing portion including key apertures, a plurality of data entry keys mounted in the housing to have data entry key depression travel paths in the housing, the plurality of data entry keys being associated with a substrate, which is disposed below the top housing portion and anti-tampering electrical conductors arranged between the top housing portion and the substrate thereby to prevent unauthorized access to the substrate. | 07-23-2009 |
20090161325 | CAPACITIVE USER-INTERFACE SWITCHES - An electronic device including a housing having an outer surface, at least one printed circuit board located within the housing and having at least one edge located in propinquity to at least one corresponding edge region of the outer surface, at least one capacitance sensor located at the at least one edge of the printed circuit board and being adapted to sense a change in capacitance at the at least one corresponding edge region resulting from engagement therewith by an object having predetermined capacitance characteristics and capacitance change responsive switching circuitry located within the housing and coupled to the at least one capacitance sensor for providing a desired switching function responsive to the engagement. | 06-25-2009 |
20090127336 | ENHANCED SECURITY MAGNETIC CARD READER ESPECIALLY USEFUL IN POINT OF SALE DEVICES - A magnetic card reader including a magnetic head, located in a non-secured region, at least one signal path including at least first and second electrical conductors extending from the magnetic head in the non-secured region to a secured region, circuitry located within the secured region and receiving at least one signal output along at least one signal path, the circuitry located within the secured region including functionality ensuring that a voltage difference along the at least first and second electrical conductors is virtually zero, thereby obviating illicit information retrieval via tapping of the at least first and second conductors and analysis of voltage differences therebetween. | 05-21-2009 |
20090078765 | ELECTROMAGNETIC FIELD INDUCED MSR SWIPES DETECTION - A payment terminal including a magnetic card reader, a decoder receiving analog signals from the magnetic card reader and providing a digital data output to utilization circuitry and data integrity assurance circuitry operative to eliminate spurious data due to Electromagnetic Field (EMF) interference. | 03-26-2009 |
20090078764 | ELECTROMAGNETIC FIELD INDUCED MSR SWIPES DETECTION - A payment terminal including a magnetic card reader, a decoder receiving analog signals from the magnetic card reader and providing a digital data output to utilization circuitry and data integrity assurance circuitry operative to eliminate spurious data due to Electromagnetic Field (EMF) interference. | 03-26-2009 |
20090072033 | MAGNETIC CARD READER, ESPECIALLY FOR POINT OF SALE TERMINALS - A point of sale device including a housing, a magnetic card reader disposed in the housing, the magnetic card reader including at least first and second heads, a flexible circuit board electrically coupled to the first and second heads and a unitary resilient head mounting element resiliently supporting the at least first and second heads independently of the flexible circuit board and electronic circuitry coupled to the magnetic card reader. | 03-19-2009 |
20090058628 | SECURE POINT OF SALE DEVICE EMPLOYING CAPACITIVE SENSORS - A point of sale device including a housing, a protected enclosure located within the housing, information storage functionality located within the protected enclosure and storing information to be protected information, a capacitance sensor based security system including at least one capacitance sensor operative to sense the capacitance of at least one of at least part of the housing and at least part of the protected enclosure at a reference time and thereafter and to provide an alarm indication of at least a predetermined change in the capacitance sensed by the at least one capacitance sensor. | 03-05-2009 |
20080315989 | SECURITY FUNCTIONALITY FOR MAGNETIC CARD READERS AND POINT OF SALES DEVICES - A magnetic card reader including a magnetic head, located in a non-secured region, at least one signal path extending from the magnetic head in the non-secured region to a secured region, signal processing circuitry located within the secured region, an obscuring signal injector located within the secured region and an obscuring signal remover located within the secured region, for receiving a combination of at least one signal output and an obscuring signal and for providing an unobscured signal output, corresponding to the at least one signal output, to the signal processing circuitry. | 12-25-2008 |