United Services Automobile Association Patent applications |
Patent application number | Title | Published |
20160104250 | SYSTEM AND METHOD FOR PERFORMING DWELLING MAINTENANCE ANALYTICS ON INSURED PROPERTY - A computer device and method for processing maintenance related data for performing maintenance analytics on insured property. Informatic data is received from one or more sensor devices relating to a property covered by an insurance policy. Analysis is performed on the received informatic data to determine one or more conditions associated with the property. Predefined business rules are applied using the determined one or more conditions associated with the property to determine a maintenance profile for the property indicating one or more of maintenance history and repair or maintenance requirements for the property. | 04-14-2016 |
20160027102 | METHOD AND SYSTEM FOR PROVIDING ELECTRONIC FINANCIAL ASSISTANCE - A method for providing real-time monitoring of and advice relative to user's personal finances is provided. One or more financial goals are received from a user. Financial data associated with the user and stored in one or more financial information data sources is accessed. The accessed financial data is analyzed based upon the one or more financial goals. One or more financial recommendations are provided based on the analyzed financial data and responsive to an occurrence of a user event related to an expenditure of user's funds. | 01-28-2016 |
20160005130 | SYSTEMS AND METHODS FOR UTILIZING SENSOR INFORMATICS TO DETERMINE INSURANCE COVERAGE AND RECOVERABLE DEPRECIATION FOR PERSONAL OR BUSINESS PROPERTY - A computer device and method for processing data to determine insurance coverage for objects and associated recoverable depreciation based upon informatic data. Informatic data is received from one or more informatic sensor devices relating to one or more objects associated with an insured property. Computer analysis is performed on the received informatic data to determine an insurance claim event for at least one of the one or more objects associated with the insured property. Computer analysis is also performed on the received informatic data to determine if recoverable depreciation is applicable to a determined insurance claim. | 01-07-2016 |
20140280389 | DEVICE AGNOSTIC ACTIVE/ACTIVE DATA CENTER AFFINITY - Systems, methods, and computer-readable and executable instructions are provided for providing a device agnostic active/active data center. Providing a device agnostic active/active data center can include receiving user communication assigned from a content delivery network (CDN) provider. In addition, providing a device agnostic active/active data center can include determining a designated database for the user communication. Furthermore, providing a device agnostic active/active data center can include assigning a destination address to the designated database for the user communication. | 09-18-2014 |
20140214750 | SYSTEMS AND METHODS FOR UTILIZING TELEMATICS DATA - A computer system and method for performing predictive analytics on telematics data regarding an entity. The computer system having a memory configured to store instructions and a processor disposed in communication with the memory. The processor upon execution of the instructions is configured to receive telematics data regarding an entity and analyze the received telematics data to identify a pattern of behavior. A behavioral conclusion and/or meaning is then determined for the entity based on analysis of the received telematics data. | 07-31-2014 |
20140108059 | SYSTEMS AND METHODS FOR UTILIZING AN ECONOMIC MODEL THAT INCORPORATES ECONOMIC INFLUENCES TO PREDICT TRANSACTIONS - Systems and methods for utilizing models that incorporate economic influences to predict transactions and/or events. In one embodiment, a method is described that generates a predictive model that may incorporate economic influences, such as weekdays in a month, lagging economic indicators such as unemployment data, leading economic indicators such as an industrial index, energy costs such as the price of gas, and real-world events such as precipitation, and utilizing the predictive model to predict events such as car insurance claims. | 04-17-2014 |
20140081883 | SYSTEMS AND METHODS FOR RECRUITING CANDIDATES FOR EMPLOYMENT - An interactive computer system and method for recruiting potential employee candidates. A user interactive Graphical User Interface (GUI) is provided on a computering device connected to a network for tracking and storing an employee candidate lifecycle with a potential employer. The GUI is preferably configured and operational to provide interactive promotional materials regarding an employment opportunity with a potential employer and establish a first video conference between the candidate and at least one representative of the potential employer. | 03-20-2014 |
20120221359 | Systems and methods to evaluate application data - The present disclosure introduces systems and methods to evaluate application data. A computer system to evaluate application data is described. In one embodiment, a data module may be used to receive application data and validate the application data against at least one secondary data source. A predictive modeling module may be used to model the application data by applying predictive analytics. Further, a confidence level module may be used to calculate a confidence level factor and at least one aggregate degree of confidence level to evaluate an application. Other embodiments are also described. | 08-30-2012 |