The Dun & Bradstreet Corporation Patent applications |
Patent application number | Title | Published |
20150149247 | SYSTEM AND METHOD USING MULTI-DIMENSIONAL RATING TO DETERMINE AN ENTITY'S FUTURE COMMERCICAL VIABILITY - A method and system for determining an entity's future commercial viability which comprises: (a) using a first predictive modeling, determining a future commercial viability of the entity, the first predictive modeling is derived by identifying patterns in data and relating to predictive attributes, thereby generating a viability score; (b) using predictive modeling to generate a relative ranking of the entity against its peer group, thereby generating a comparative viability score (i.e., portfolio comparison); (c) measuring data depth to quantify how much is known about the entity and, thus, how much confidence we have in the viability score and comparative viability score, thereby generating a data depth indicator; (d) assigning a company profile by segmentation to define and group the entity with other similar entities in terms of size, years in business, availability of complete financial statement and commercial trade history; and (e) outputting a multi-dimensional viability rating comprising the viability score, comparative viability score, data depth indicator, and company profile. | 05-28-2015 |
20150142638 | CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT - There is provided a method that includes employing a computer to perform operations of (a) receiving, from a data source, by way of an electronic communication, a descriptor of a business, (b) matching said descriptor to data in a database, thus yielding a match, wherein said data includes a unique identifier of said business, (c) saving to a log, a signal that includes said unique identifier, (d) counting a quantity of signals that include said unique identifier in said log, thus yielding a number of said signals for said unique identifier, and (e) calculating a credit score for said business, based on said number of signals. There is also provided a system that performs the method, and a storage device that controls a processor to perform the method. | 05-21-2015 |
20150120347 | SYSTEM AND METHOD FOR UPDATING ORGANIZATION FAMILY TREE INFORMATION - A system and a method for updating hierarchical family trees of organizations having related corporate members. The system includes a data processor; a memory for storing instructions for operation of the data processor, the instructions causing the processor to perform steps of accessing a comprehensive linkage repository having corporate linkage data stored therein; determining changes in the corporate linkage data; generating a change file representative of the changes in the corporate linkage data; using the change file to generate exceptions to the corporate linkage data stored in the repository; generating an updated hierarchical family tree in accordance with the exceptions; and storing the updated hierarchical family tree. | 04-30-2015 |
20140330706 | APPARATUS AND METHOD FOR TOTAL LOSS PREDICTION - A Total Loss Predictor Score assesses the risk of Total Loss of new credit applications by leveraging the most powerful insights from business databases. The Total Loss Predictor Score built on segmentation and algorithms that use the commercial information from business databases, powered by analytics, delivers a unique solution for credit risk management to help business creditors with origination decisions. | 11-06-2014 |
20140280160 | SYSTEM FOR NON-DETERMINISTIC DISAMBIGUATION AND QUALITATIVE ENTITY MATCHING OF GEOGRAPHICAL LOCALE DATA FOR BUSINESS ENTITIES - There is provided a method that includes (a) receiving data that describes a location, (b) extrapolating, from the data, an address associated with the location, (c) identifying a segment of a thoroughfare that includes the address, (d) defining a polygon that has a perimeter that encompasses a geographic region that is in a vicinity of the segment, (e) obtaining geo-coordinates of a point within the polygon, (f) identifying an address at the geo-coordinates, and (g) identifying an entity that is associated with the address at the geo-coordinates. There is also provided a system that performs the method, and a storage device that contains instructions that control a processor to perform the method. | 09-18-2014 |
20140278350 | ENHANCEMENT OF MULTI-LINGUAL BUSINESS INDICIA THROUGH CURATION AND SYNTHESIS OF TRANSLITERATION, TRANSLATION AND GRAPHEMIC INSIGHT - There is provided a method that includes parsing a string of characters into its graphemes, and generating a pattern of characters that represents an abstraction of the graphemes. There is also provided a system that performs the method, and a storage device that contains instructions for controlling a processor to perform the method. | 09-18-2014 |
20140136440 | SYSTEM AND PROCESS OF ASSOCIATING IMPORT AND/OR EXPORT DATA WITH A CORPORATE IDENTIFIER RELATING TO BUYING AND SUPPLYING GOODS - There is provided a method that includes matching records from a plurality of international import/export databases, to unique corporate identifiers, and merging data from the records into a global database. There is also provided a system that employs the method, and a storage device that contains instructions that cause a processor to execute the method. | 05-15-2014 |
20140101146 | SYSTEM AND PROCESS FOR DISCOVERING RELATIONSHIPS BETWEEN ENTITIES BASED ON COMMON AREAS OF INTEREST - A method for generating a relevance score for at least one candidate retrieved in a search, the method comprising: initiating a query seeking at least one the candidate based upon at least one filter selected from the group consisting of: product name, product category, company name, HS code, SIC code and any other product-related qualifier; searching at least one database for matches between the candidate and the filter, thereby generating at least one matched candidate; generating an initial relevance score for each the matched candidate; generating at least one additional score for each the matched candidate, wherein the additional score is at least one selected from the group consisting of: a reputation score, a score boost, a past behavior score, a profile match score, a preference match score and a web behavior score; and generating a final relevance score based upon the initial relevance score and the at least one additional score for each the matched candidate. | 04-10-2014 |
20140101124 | SYSTEM AND METHOD FOR RECURSIVELY TRAVERSING THE INTERNET AND OTHER SOURCES TO IDENTIFY, GATHER, CURATE, ADJUDICATE, AND QUALIFY BUSINESS IDENTITY AND RELATED DATA - A system and a method used for data discovery in accordance with an inquiry in which multiple sources, which may be web sites or other data sources, are examined for data relevant to the inquiry. The process and method is performed recursively an indeterminate number of iterations, using data and metadata from multiple sources to corroborate discovered data and metadata from other sources, until no further relevant data or sources are found, or adjudication or exception rules have been met. Discovered data and metadata are curated, adjudicated to assess reliability, synthesized, and clustered into composite records using precedence rules and provenance to determine the most reliable data sources as well as terms of use for each source. Data, metadata, and information about each search are retained and can be used for subsequent purposes, such as subsequent searches or other downstream activities. | 04-10-2014 |
20140074737 | SCREENING AND MONITORING DATA TO ENSURE THAT A SUBJECT ENTITY COMPLIES WITH LAWS AND REGULATIONS - There is provided a method that includes (a) receiving an electronic communication that includes a description of a subject entity, (b) matching the input record to data in a first database, where the data includes an identifier of the subject entity, (c) generating a consolidated input that includes the description and the identifier, (d) searching a second database for adverse information concerning the subject entity, based on the consolidated input (e) producing a result that indicates whether the searching yielded the adverse information, and (f) issuing, by way of an electronic communication, a report that includes the result. There is also provided a system that performs the method, and a storage device that contains instructions for controlling a processor to perform the method. | 03-13-2014 |
20130325693 | CREDIT BEHAVIOR NETWORK MAPPING - A method including receiving an identifier of a first entity, performing a first search of a database that returns an identifier of a second entity having a relationship with the first entity, performing a second search of a database that returns an identifier of a third entity that is a creditor of the second entity, and constructing in a storage device, a data structure that defines a path between the first entity and the third entity via the second entity. The method can be executed by an apparatus having a processor and a memory with instructions. The instructions, when read by the processor, cause the processor to perform the method described above. | 12-05-2013 |
20130204900 | ASCRIBING ACTIONABLE ATTRIBUTES TO DATA THAT DESCRIBES A PERSONAL IDENTITY - There is provided a method that includes (a) receiving an inquiry to initiate a search for data for a specific individual, (b) determining, based on the inquiry, a strategy and flexible predictiveness equations to search a reference database, (c) searching the reference database, in accordance with the strategy, for a match to the inquiry; and (d) outputting the match. The method may also output flexible feedback related to the match that reflects inferred quality of the match experience which can be used by an end-user to determine the degree to which the matched entity meets that end-user's quality-based criteria. There is also provided a system that performs the method, and a storage medium that contains instructions that control a processor to perform the method. | 08-08-2013 |
20120331095 | INVENTORY DATA ACCESS LAYER - There is provided a method that includes (a) receiving a request for access to data, (b) identifying a data store that stores the data, and (c) communicating with the data store, by way of an electronic communication, to access the data. There is also provided a system that performs the method, and a storage medium that includes a program module for controlling a processor to perform the method. | 12-27-2012 |
20120303602 | UNIVERSAL LANGUAGE KIT FOR SEARCH ENGINES - The present disclosure provides for a universal language converter for search engines. In this regard there is proved a method that includes (a) receiving application criteria from an application, (b) converting the application criteria into a search expression that is compatible with a search engine, and (c) transmitting the search expression to the search engine. There is also provided a system that employs the method, and a storage medium that contains a program that controls a processor to perform the method. | 11-29-2012 |
20120265670 | METHOD AND SYSTEM FOR GENERATING AN INDEX OF PERFORMANCE USING NON-TRANSACTIONAL TRADE DATA - There is provided a method for providing an index of performance of a party. the method includes (a) generating a transactional index, (b) generating a non-transactional index, and (c) generating the index of performance based on a weighted average of the transactional index and the non-transactional index. There is also provided a system that performs the method, and a storage medium having instructions that control a processor to perform the method. | 10-18-2012 |
20120257786 | CREATING A DETAILED CONTACT RECORD FROM A DIGITAL IMAGE OF A BUSINESS CARD AND ASSOCIATED COMPANY DATA - There is provided a method that includes (a) receiving image data, (b) processing the image data to yield first data, (c) obtaining second data from a repository, based on the first data, and (d) storing the first data and the second data as a record in a database. There is also provided a method that includes (a) receiving image data, (b) processing the image data to yield first data and second data, (c) matching the first data to a record that is stored in a database, and (d) updating the record to include the second data. There is also provided a system that performs the methods, and a storage medium that contains instructions that control a processor to perform the methods. | 10-11-2012 |
20120117045 | ENHANCING AN INQUIRY FOR A SEARCH OF A DATABASE - A database searching, and more particularly, to a technique that utilizes a result from matching an inquiry to data in a first database, and based thereon, prepares an inquiry for a search of a second database. In this regard there is provided a method that includes (a) receiving a first inquiry, (b) matching the first inquiry to first data in a first database, (c) preparing a second inquiry based on the first data, (d) transmitting the second inquiry to a search engine that searches a second database and returns second data, and (e) returning the second data in a response to the first inquiry. | 05-10-2012 |
20120109834 | AUTOMATED BUSINESS AND INDIVIDUAL RISK MANAGEMENT AND VALIDATION PROCESS - The system includes a unique automated and reusable validation process in support of the issuance of the registration seal. This includes the following: (1) individual identity validation; (2) individual/business association validation; and (3) business status validation. These services will be utilized to provide validation in real-time during the product ordering process, as well as the ongoing user and business status validations. In addition, a set of pre-established business rules are used to provide: (a) when the rules are satisfied, utilization of the registration seal is permitted, or (b) when the rules have not been met, the registration seal is revoked. | 05-03-2012 |
20110258232 | ASCRIBING ACTIONABLE ATTRIBUTES TO DATA THAT DESCRIBES A PERSONAL IDENTITY - There is provided a method that includes (a) receiving an inquiry to initiate a search for data for a specific individual, (b) determining, based on the inquiry, a strategy and flexible predictiveness equations to search a reference database, (c) searching the reference database, in accordance with the strategy, for a match to the inquiry; and (d) outputting the match. The method may also output flexible feedback related to the match that reflects inferred quality of the match experience which can be used by an end-user to determine the degree to which the matched entity meets that end-user's quality-based criteria. There is also provided a system that performs the method, and a storage medium that contains instructions that control a processor to perform the method. | 10-20-2011 |
20110218985 | LOCATION-AWARE BUSINESS DATA RETRIEVAL - There is provided a method that includes (a) sending to a geocoding service, an indicator of a location, where the geocoding service returns a bounding box that defines a geographic area, (b) sending to a search engine, a first query that includes the bounding box and a first parameter, where the search engine returns an identifier of a first business entity located within the geographic area and an indicator of an industry in which the first business entity is engaged, and (c) sending to the search engine, a second query that includes the bounding box and the indicator of the industry in which the first business entity is engaged, where the search engine returns coordinates of a second business entity located within the geographic area. | 09-08-2011 |