ROYAL BANK OF CANADA Patent applications |
Patent application number | Title | Published |
20140279552 | VIRTUALIZATION AND SECURE PROCESSING OF DATA - Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements. Information associated with particular payment means, such as accounts or payment tokens, can be stored, for example, in a data set, usually secure, sometimes referred to as a virtual or electronic wallet, or a secure payment token. | 09-18-2014 |
20140249992 | GUARANTOR MORTGAGES - Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes. | 09-04-2014 |
20140108263 | VIRTUALIZATION AND SECURE PROCESSING OF DATA - Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements. Information associated with particular payment means, such as accounts or payment tokens, can be stored, for example, in a data set, usually secure, sometimes referred to as a virtual or electronic wallet, or a secure payment token. | 04-17-2014 |
20140019323 | PROCESSING OF ELECTRONICALLY TRADED FIXED-INCOME SECURITY BASED FUNDS - Methods, systems, apparatus, and programming product for creating, maintaining, and otherwise administering new types of fixed income benchmarks and exchange-traded funds. Such benchmarks can be defined and/or occasionally, continually, or periodically redefined by the inclusion of instruments such as new bond issues as they are issued, reweighting of mixes of bond issues used in defining the benchmark(s), and/or removal of bond issues used in such definition, without other changes to the fund(s) and/or benchmark(s). Such benchmark(s) can also be modified through controlled or otherwise selective modification of characteristics used to define the benchmark(s), such as yield to maturity (YTM), maturity date, coupon value, and par value of the aggregated fund(s). | 01-16-2014 |
20110078059 | SYSTEM AND METHOD FOR MONITORING SECURITIES HOLDINGS FOR RELATED ENTITIES - Systems, methods, and computer-executable instruction mechanisms such as programming structures for generating signals representing holdings of securities held by pluralities of commonly-controlled entities. Such systems, methods, and computer-executable instruction mechanisms can further be useful for generating signals representing alerts and data useful in generating reports relating to securities holdings, and for assessing regulatory consequences of proposed transactions. | 03-31-2011 |
20100332650 | SYNCHRONIZED PROCESSING OF DATA BY NETWORKED COMPUTING RESOURCES | 12-30-2010 |
20090324359 | PLASTIC ANCHOR FOR DRYWALL, PLASTER, BRICK AND CONCRETE - An anchoring device for insertion in a hole provided in a structure such as a wall (hollow or solid) comprises proximal and distal sections. The proximal section includes a head defining an aperture for receiving a fastener, and the distal section includes a pair of expandable wings displaceable between collapsed and expanded positions. Each wing is biased towards its expanded position such that the wings can engage the structural material delimiting the hole or a distal surface of the structure. The distal section comprises, proximally of the wings, a variable-length flexible portion for allowing the wings to engage the distal surface of the structure for various structure thicknesses. The distal section comprises, distally of the wings, a tip section adapted to spread outwardly when engaged by the fastener. The proximal section comprises a pair of legs each having a toothed rack for engaging the structural material. | 12-31-2009 |
20090003962 | Anchor Assembly with Toggle for Hollow Walls - An anchor assembly for hollow walls comprises an anchor body and a toggle member moveably mounted to the anchor body. The toggle member is displaceable between first and second positions thereof, wherein in the first position the toggle member is substantially aligned with the anchor body such that the anchor assembly can be rotated for insertion in the wall, and wherein in the second position the toggle member extends behind the wall at an angle relative to the anchor body with the anchor body extending through the hole in the wall. The toggle member is held captive in the first position but is displaceable longitudinally along the anchor body when an appropriate fastener is introduced in the anchor body. A deflector is provided for causing, after a sufficient longitudinal displacement of the toggle member has released the same from a captive state thereof, the toggle member to pivot relative to the anchor body to the second position. The toggle member is adapted to then threadably receive the fastener such that further rotation of the fastener draws the toggle member against a hidden side of the wall with the anchor body being held substantially fixed relative to the wall. The toggle member has opposed proximal and distal ends, a recess is being defined in the proximal end of the toggle member and being adapted to receive a bit of a rotary tool, such that the tool can engage the recess in the first position and be rotated for inserting the anchor assembly in the wall with the distal end of the toggle member being adapted to cut through the wall. The anchor body can include a proximal collar defining a hexagonal socket adapted to receive a hexagonal bit of a tool such that the tool can engage the socket such that the tool can engage the recess and can be rotated for inserting the anchor assembly, in the first position, in the wall. | 01-01-2009 |