20160027106 | COMPUTER-BASED PEER-TO-PEER ROTATING SAVINGS AND LENDING ALLOWING FOR A REVOLVER-TYPE CREDIT SYSTEM AND METHOD - The present invention concerns generally with a computer-based peer-to-peer lending platform, and, more particularly, with an improved internet-based peer-to-peer rotating lending and savings allowing a revolver type credit platform implemented through a method, computer system, and computer-implemented algorithm directed at compensating peer-to-peer lending circles' participants for the time value of money and time-driven default risks, and allowing borrowing against a credit rating-based credit limit. | 01-28-2016 |