Regions Asset Company Patent applications |
Patent application number | Title | Published |
20130046687 | UNDERBANKED AND UNBANKED METHOD AND MODULE - An underbanked and unbanked method and module associated with a financial institution to effect generating cash funds from a check, loading these cash funds onto a general purpose reloadable prepaid card, and using these cash funds to facilitate cash to cash money transfers and bill payments for banking customers regardless of whether the customer is a deposit or non-deposit customer of the financial institution. The underbanked and unbanked module can include a check cashing module, a reloadable debit card system, a money remittance system and a bill payment system that are integrated with each other. The customer may use the funds dispensed from the underbanked and unbanked module to obtain cash, load a reloadable debit card, pay for purchases, pay bills, obtain a money order and/or to facilitate cash to cash money transfers. | 02-21-2013 |
20120117091 | System and method of transferring information - A system and method of transferring information comprising an input module configured to receive an access parameter from an entity authorized to provide the access parameter, an access module configured to access a first database or a second database and communicate information from the first database to the second database wherein the information is configured to perform an authorized function. The function can be authorized bill payment. The information to be transferred can include financial information, and can include account information. | 05-10-2012 |
20110270664 | LOYALTY REDEMPTION - A loyalty redemption system and related methods are disclosed. The loyalty redemption system can include a card. | 11-03-2011 |
20090119155 | Client relationship manager - A method for managing a client relationship with a financial institution includes collecting information about a client, compiling the information to generate a validation summary, automatically setting expectations regarding account usage and activity of the client based on the information, creating a client profile with a risk determination for the client based on the expectations, routing the client profile with the risk determination for validation, and reviewing the validated client account at a date subsequent to a validation date of the client profile. | 05-07-2009 |
20090112756 | METHOD AND SYSTEM FOR PROCESSING NEGOTIABLE INSTRUMENTS - A method and system for processing information is provided. A negotiable instrument may be scanned to determine a first amount and a second amount. A comparing module compares the first amount to the second amount, and a value for the negotiable instrument is determined based on the amounts. The value can be compared to the amounts to determine if a predetermined error has been committed in entering the value. If so, the value may be corrected. | 04-30-2009 |