| PROPAY USA, INC. Patent applications |
| Patent application number | Title | Published |
|---|
| 20120136789 | SECURE PAYMENT SYSTEM - Systems and method for performing secure electronic payment transactions to allow merchants to perform payment processing such that the merchant is only required to identify a unique identifier of a customer account and not data specific to a particular payment device. | 05-31-2012 |
| 20110087590 | LINKING A FINANCIAL CARD WITH A MERCHANT ACCOUNT - Some embodiments include systems and methods for linking a card with a merchant account. A financial institution that issues the merchant card to a merchant acts as both issuer and acquirer for the merchant. The merchant uses the merchant card to accept other financial cards as payment. Funds due the merchant are added to an available balance of the merchant card rather than depositing the funds in a settlement account. The funds can be added to the available balance before the transactions settle and can be accessed by the merchant. The financial institution also authorizes transactions when the merchant uses the merchant card as a regular cardholder to make payment. The merchant name can be changed on a per transaction basis if desired. | 04-14-2011 |
| 20090240620 | SECURE PAYMENT SYSTEM - Systems and method for performing secure electronic payment transactions to allow merchants to perform payment processing such that the merchant is only required to identify a unique identifier of a customer account and not data specific to a particular payment device. | 09-24-2009 |
| 20090132424 | SECURE PAYMENT CAPTURE PROCESSES - Methods and processes for securely capturing payment device information and conveying the securely captured payment device information to a client application on a merchant's client device in a manner that does not require that the payment device information to be displayed to the merchant. The client application generates and submits a payment authorization request to a payment authorization service in a manner that does not require the payment information to be displayed to the merchant. The merchant receives a status of the payment authorization request as approved, denied, or process failure. Payment capture can be made before an active connection is made with the merchant's client device, or can occur in real-time. | 05-21-2009 |
