20100070398 | SYSTEM AND METHOD FOR COMBINED ANALYSIS OF PAID AND INCURRED LOSSES - A method for combined analysis of paid and incurred losses, includes defining a first data array of a plurality of payments as paid losses, defining a second data array of a plurality of reserves as incurred losses, each of the plurality of the payments and the plurality of reserves having a multivariate normal distribution and joining the first data array and the second data array as a joint dataset, under a condition of equality of payments and reserves for a predetermined loss period. | 03-18-2010 |