PAYPAL, INC. Patent applications |
Patent application number | Title | Published |
20140236815 | MULTI CURRENCY EXCHANGES BETWEEN PARTICIPANTS - A method and apparatus for facilitating payment transactions in multiple currencies between participants is provided. In one embodiment, an option is provided to a user to select a currency in which to make a payment. An indication of the selected currency in which to make the payment is received. A determination is made as to whether the selected currency is a primary currency of an account of the user. Based on the selected currency being different from the primary currency of the account of the user, the payment is converted to the selected currency. | 08-21-2014 |
20140081866 | METHOD FOR TRANSMITTING A CODE - The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit | 03-20-2014 |
20130332364 | AUTHORIZING USE OF A FINANCIAL INSTRUMENT - Computer-implemented method and system are provided for verifying a financial instrument. The method comprises receiving, via a user interface, a request to use a financial instrument. A transaction processor initiates at least one transaction having a variable detail, using the financial instrument, and saves the variable detail. A requested detail relating to the at least one transaction is received via the user interface and the transaction processor compares the stored detail with the requested detail. The transaction processor authorizes the use of the financial instrument in response to receiving the correct input that matches the saved variable detail. | 12-12-2013 |
20130238436 | METHOD AND APPARATUS FOR DATA RECIPIENT STORAGE AND RETRIEVAL OF DATA USING A NETWORK COMMUNICATION DEVICE - A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of a data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject's information during subsequent transactions. Having the software obtain and enter the data subject's purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. | 09-12-2013 |
20130046629 | SYSTEM AND METHOD FOR STORAGE AND RETRIEVAL OF INFORMATION SUBJECT TO AUTHORIZATION BY A DATA CONTROLLER - A system and method for storage and retrieval of information subject to authorization by a data controller that allows information for purchasing and other information exchange to occur only for authorized parties. A data subject place information about the data subject into a data repository controlled by a data controller. The data controller authorizes a data recipient to obtain that data subject data when authorized by a data subject. Such transactions as purchases of goods and services and applying for college admission are the types of transactions contemplated. The data repository places client software on the computer of the data recipient thereby signifying that the data recipient is authorized. Thereafter, the data recipient can receive information about the data subject when the data subject accepts and offer from the data recipient. | 02-21-2013 |
20130013456 | E-MAIL INVOKED ELECTRONIC COMMERCE - A system and method for electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system includes a server configured to gather purchasing information from a consumer to complete a purchasing transaction. The system has a consumer data structure that stores purchasing information for registered consumers. The server is able to access the consumer data structure and enter the consumer's purchasing information during subsequent purchases such that the consumer does not have to enter the same information every time they purchase an item over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. In addition, consumers can register with the consumer information server prior to making purchase. | 01-10-2013 |
20130006864 | METHOD FOR TRANSMITTING A CODE - The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit | 01-03-2013 |
20120303529 | MULTI CURRENCY EXCHANGES BETWEEN PARTICIPANTS - A method and apparatus for facilitating payment transactions in multiple currencies between participants is provided. In one embodiment, an option is provided to a user to select a currency in which to make a payment. An indication of the selected currency in which to make the payment is received. A determination is made as to whether the selected currency is a primary currency of an account of the user. Based on the selected currency being different from the primary currency of the account of the user, the payment is converted to the selected currency. | 11-29-2012 |
20120271700 | METHOD AND APPARATUS FOR DATA RECIPIENT STORAGE AND RETRIEVAL OF DATA USING A NETWORK COMMUNICATION DEVICE - A system and method for data recipient invoked electronic commerce allowing data subjects to provide and data recipients to receive information over a network relating to the needs of a data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction. The system has a data subject data structure that stores information for registered data subjects. The software can access the data subject data structure and enter the data subject's information during subsequent transactions. Having the software obtain and enter the data subject's purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user enters the same repetitive information. | 10-25-2012 |
20120030096 | METHOD FOR TRANSMITTING A CODE - The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit | 02-02-2012 |
20110307384 | MULTI CURRENCY EXCHANGES BETWEEN PARTICIPANTS OF A NETWORK-BASED TRANSACTION FACILITY - A method and apparatus for facilitating online payment transactions in multiple currencies between participants of a network-based transaction facility are described. In one embodiment, a set of balances in different currencies within a user account of a user is presented. An indication from the user to transfer funds between two balances of the set of balances in the user account is received. A current exchange rate for conversion between currencies of the two balances is provided. An approval from the user to perform the transfer of funds between the two balances is received. In response, the transfer of funds between the two balances is performed. | 12-15-2011 |
20100191592 | METHOD AND APPARATUS FOR DATA RECIPIENT STORAGE AND RETRIEVAL OF DATA USING A NETWORK COMMUNICATION DEVICE - A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of s data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject's information during subsequent transactions. Having the software obtain and enter the data subject's purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. | 07-29-2010 |
20100057587 | System and Method for Storage and Retrieval of Information Subject to Authorization by a Data Controller - A system and method for storage and retrieval of information subject to authorization by a data controller that allows information for purchasing and other information exchange to occur only for authorized parties. A data subject place information abbot the data subject into a data repository controlled by a data controller. The data controller authorizes a data recipient to obtain that data subject data when authorized by a data subject. Such transactions as purchases of goods and services and applying for college admission are the types of transactions contemplated. The data repository places client software on the computer of the data recipient thereby signifying that the data recipient is authorized. Thereafter, the data recipient can receive information about the data subject when the data subject accepts and offer from the data recipient. | 03-04-2010 |
20090132273 | E-MAIL INVOKED ELECTRONIC COMMERCE - A system and method for merchant invoked electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system includes a server having software which gathers the purchasing information from a consumer to complete a purchasing transaction over a network. The system has a consumer data structure that stores purchasing information for registered consumers. The software is able to access the consumer data structure and enter the consumer's purchasing information during subsequent purchases. Having the software obtain and enter the consumer's purchasing information, the consumer does not have to enter the same information every time they purchase an item over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. In addition, consumers can register with the consumer information server prior to making purchase. In an alternate embodiment, a merchant can gather the purchasing information from a consumer and pass the information to the consumer information server to allow the consumer to register with the consumer information server. | 05-21-2009 |
20090089182 | METHOD AND APPARATUS FOR DATA RECIPIENT STORAGE AND RETRIEVAL OF DATA USING A NETWORK COMMUNICATION DEVICE - A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of s data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject's information during subsequent transactions. Having the software obtain and enter the data subject's purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. | 04-02-2009 |