On Deck Capital, Inc. Patent applications |
Patent application number | Title | Published |
20140244479 | Process for Utilizing Web Data In Making Lending Decisions - The disclosure relates to a process for utilizing web data, primarily obtained from social media websites in lending decisions business loan. Using the process, a lender can utilize publicly available data regarding a loan applicant, and evaluate that data in conjunction with other information to make lending decisions. The disclosure is directed toward loan transactions for small businesses. | 08-28-2014 |
20140172681 | Process for Verifying Data Identity for Lending Decisions - The disclosure relates to a process for matching the identify of publically available data to a potential borrower for a business loan. Using the process, a lender can utilize publicly available data regarding a loan applicant, verify with some certainty that the data actually corresponds to the loan applicant, and use that data in conjuction with other information to make a lending decision. The disclosure is directed toward loan transactions for small businesses. | 06-19-2014 |
20130339217 | Real-Time Automated Online Loan Transaction System - The disclosure relates to a real-time online loan application, underwriting, loan design and loan boarding system and method for conducting such transactions online. The system can be user self-served real time and immediate with complete automation from the lender perspective. The disclosure is directed toward loan transactions for small businesses. | 12-19-2013 |