20100036771 | System, method an computer program product for processing automated clearing house (ACH) historical data - A system, method, and computer program product for processing automated clearing house (ACH) historical data is provided. The system includes a storage device, a processor, a reconciler component, a risk management component, a pattern matching component, a distribution component, and a display device. The storage device stores ACH historical data from depository financial institutions (DFI) and an ACH operator. The reconciler component identifies related ACH transactions. The risk management component calculates and displays return exposure. The pattern matching component detects rules violations and sends alerts to the DFIs. The distribution component generates and displays a time distribution of ACH returns. | 02-11-2010 |