| JP MORGAN CHASE BANK Patent applications |
| Patent application number | Title | Published |
|---|
| 20110184846 | Universal Payment Protection - A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed. | 07-28-2011 |
| 20100318456 | Network-Based Sub-Allocation Systems and Methods for Swaps - Network-based systems and methods for hosting and operating a network-based platform that allows clients to open and build a portfolio-swap account that is subdivided into a plurality of client sub-accounts or funds. The methods and systems of the invention allow the client to sub-allocate equity-swap transactions among its various client sub-account or funds as the client deems appropriate. | 12-16-2010 |
| 20100121743 | System and method for generating dividend information - In a system for generating dividend information, detailed information regarding trades is stored in a data storage system. The detailed information may include, without limitation, book information, depot information, counterparty information, a trade direction (e.g., buy or sell), and a number of shares traded. Based upon the detailed trade information, dividend information is generated that may be used for both PNL purposes and for accounting purposes. The detailed trade information may also include whether the trade is an “ex-div” trade, a “cum-div” trade, or neither. Trades normally eligible for a dividend are excluded from dividend information generation when identified as an ex-div trade. Trades not normally eligible for a dividend are included in dividend information generation when identified as a cum-div trade. | 05-13-2010 |
| 20090187512 | Asset-backed investment instrument and related methods - An asset-backed investment instrument that increases deferred tax liabilities for an investor and, therefore, is attractive to any investor that benefits from deferred tax liabilities, such as certain insurance companies. Ownership of an asset underlying the investment instrument is transferred to an investing entity. The transferred asset is leased from the investing entity for a predetermined period. The lease may include a like-kind exchange feature to lengthen the predetermined period of the lease and to allow the accrued deferred tax liabilities to remain outstanding for a longer period of time. The lease may also include a Terminal Rental Adjustment Clause to remove the risk of a change in an estimated residual value from the investing entity. | 07-23-2009 |
| 20090132466 | System and method for archiving data - Data to be archived may be stored in a data storage system in a compressed format that allows the compressed data to be accessible without decompression. Along with the data, supporting information is stored in the data storage system. The supporting information may include a location of the data in the storage system and at least one of a schema associated with the data and application information The application information may include a name and version number of an application used to access the data. One or more queries used to access the data may be stored in the storage system or elsewhere. Query attributes also may be stored in the storage system or elsewhere. Query attributes may include a location of a stored query and at least one of data, data formats, and database schemas compatible with a query. | 05-21-2009 |
