| JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) Patent applications |
| Patent application number | Title | Published |
| 20100312693 | SYSTEMS, PROCESSES AND COMPUTER PROGRAM PRODUCTS FOR THE MANAGEMENT OF INVESTMENT ACCOUNTS - The present invention relates to systems and processes for administering various automated guaranteed withdrawal features of annuity accounts and other types of investment accounts that include guaranteed withdrawal features. The present invention also encompasses related computer program products. | 12-09-2010 |
| 20090319440 | SYSTEM AND METHOD FOR PROVIDING RETIREMENT PLAN HEALTH REPORTS - The invention relates, in various aspects, to systems and methods for providing a current status of a retirement plan of an employer. A server receives a report request transmitted from a client operated by a user. In response to the report request, the server generates a plan health report including the current status of the retirement plan based on employee information related to the retirement plan. The current status of the retirement plan includes information indicating retirement readiness of employees of the employer. The server transmits the plan health report for receipt by the client. The employee information related to the retirement plan is stored in a database. | 12-24-2009 |
| 20090144206 | SYSTEM FOR PROVIDING LIFETIME INCOME PROTECTION - The invention relates to a system for managing a investment product that guarantees minimum withdrawal availability during retirement and provides for fee refunds upon termination of an investor's participation in the plan. | 06-04-2009 |