JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) Patent applications |
Patent application number | Title | Published |
20150161732 | SYSTEM AND METHOD FOR PROVIDING AN ANALYSIS OF THE RELATIVE VOLATILITY OF ASSET CLASSES - The disclosed technology relates generally to a method and system for evaluating asset classes and investment categories. Financial advisors, for example, may use the disclosed technology to talk to investors about diversification. The disclosed technology allows users to explore and visualize the concept of diversification. The disclosed technology may also be used to help explain and reinforce the importance of diversification by highlighting the relative volatility of the asset classes. The disclosed technology, in certain embodiments, lets users explore performance of asset classes in several investment categories (e.g., equity, fixed-income, and alternatives) and shows how a diversified portfolio would have performed over the same time period. | 06-11-2015 |
20140279687 | SYSTEM AND METHOD FOR PLAN INVESTMENT MANAGEMENT - A method and system for plan investment management are provided. The method includes: determining criteria for analysis of a plurality of funds; weighting the criteria; analyzing the plurality of funds, wherein analyzing includes: retrieving fund data with respect to each fund of the plurality of funds; analyzing the fund data in relation to the weighted criteria; ranking each fund based on the analysis. The method also includes: reporting the ranking of each fund of the plurality of funds; and selecting funds for the plan. The system includes: a monitoring module for retrieving fund data with respect to each fund of a plurality of funds; an analysis module configured to determine and weight criteria for analysis of each fund within the plurality of funds, the analysis module further configured to analyze the fund data in relation to the weighted criteria and rank each fund based on the analysis; a reporting module configured to rank each fund within the plurality of funds; and a selection component configured to select funds for the plan. | 09-18-2014 |
20130124230 | INCREASING A POLICY VALUE ACCOUNT OF A LIFE INSURANCE POLICY BASED ON AN ECONOMIC VALUE OF THE POLICY - The present disclosure describes, among other things, an example method for maintaining an account for a life insurance policy. The method may include determining an amount to apply to the account, the amount based at least in part on i) a plurality of first factors based on data for life insurance policies in a class of policies, wherein the class of policies includes the life insurance policy, and ii) a plurality of second factors based on data for an individual, wherein the individual is a policy holder of the life insurance policy. The method may include increasing at least a portion of the account by the amount. | 05-16-2013 |
20100312693 | SYSTEMS, PROCESSES AND COMPUTER PROGRAM PRODUCTS FOR THE MANAGEMENT OF INVESTMENT ACCOUNTS - The present invention relates to systems and processes for administering various automated guaranteed withdrawal features of annuity accounts and other types of investment accounts that include guaranteed withdrawal features. The present invention also encompasses related computer program products. | 12-09-2010 |
20090319440 | SYSTEM AND METHOD FOR PROVIDING RETIREMENT PLAN HEALTH REPORTS - The invention relates, in various aspects, to systems and methods for providing a current status of a retirement plan of an employer. A server receives a report request transmitted from a client operated by a user. In response to the report request, the server generates a plan health report including the current status of the retirement plan based on employee information related to the retirement plan. The current status of the retirement plan includes information indicating retirement readiness of employees of the employer. The server transmits the plan health report for receipt by the client. The employee information related to the retirement plan is stored in a database. | 12-24-2009 |
20090144206 | SYSTEM FOR PROVIDING LIFETIME INCOME PROTECTION - The invention relates to a system for managing a investment product that guarantees minimum withdrawal availability during retirement and provides for fee refunds upon termination of an investor's participation in the plan. | 06-04-2009 |