| 20080255991 | Payment System and a Realizing Method Thereof - A payment system, including: a payment unit, a gateway connecting to the payment unit, an intelligent peripheral and a service management point; the payment unit stores the data of users, the data of merchants and goods. The system authenticates a transaction request issued by the user using the data, and sends the transaction request passing through the authorization to the merchant; it also authenticates a payment request issued by the merchant and processes the payment service; the gateway and the intelligent peripheral provide modes of accessing the payment unit; the service management point provides a management interface and manages the user data in the payment unit according to commands received from the management interface. The invention also discloses a mobile communication payment method. | 10-16-2008 |
