| GENESIS FINANCIAL PRODUCTS, INC. Patent applications |
| Patent application number | Title | Published |
|---|
| 20110178907 | Computer based method of pricing equity indexed annuity product with lock-in - The present invention broadly comprises a computer-based method for determining a set of equity-indexed crediting parameters C for a selectable-term equity-indexed deposit product also having a set of profitability requirements R, a principal amount P, an account value A, a maximum term T, a set of lock-in formulas F, a selected term T′, an immediate credit I, and a guaranteed rate G, with R, P, A, T, C, and F determined at the time of product purchase and T′ <=T determined by the purchaser after the time of purchase and I and G determined by the seller at T′ according to the set of formulas F, with the immediate credit I being added to the account value A at time T′ and interest being credited to the account value A at the rate G from time T′ to time T. | 07-21-2011 |
| 20100070310 | Computer Based Method of Pricing Equity Indexed Annuity Product with Guaranteed Lifetime Income Benefits - A computer-based method for determining a set of equity-indexed crediting parameters E for a lifetime-income equity-indexed deposit product provided to a set of owners having a set of dates of birth B, a rider charge C, a lifetime income percentage scale L, a set of profitability requirements R, a principal amount P, and an account value A. The method can include the steps of: establishing the values of C, L, R, P, A and E at a time when said deposit product is purchased; generating a set of yield curve and equity index scenarios consistent with valuation parameters; setting a trial value E | 03-18-2010 |
| 20090313050 | Computer Based System for Pricing an Index-Offset Deposit Product - A computer-based method for determining a value of an index-offset deposit product, having a principal amount P, a term T, a specified guaranteed amount G, and an index credit C, comprising:
| 12-17-2009 |
