| 20120203694 | PROCEDURE FOR THE JOINT CANCELLATION OF DEBTS OF SEVERAL ENTITIES - Procedure for the settlement of debts between two or more users registered in a server through an open network, which encompasses three phases; such as validation of the user, where the server sends an e-mail to the user, who confirms the registration from his/her account. Then there is validation of debts by the user, who enters the personal details and identification numbers of other debtors or creditors together with the amount requested on the website of the server. Subsequently, the server sends the debtor the request and the debtor confirms the debt and enters an accepted amount from a personal computer. Finally, the server stores the data of the debt with the lower of the amounts requested or accepted. Also, there may be transactions of debts, whose calculation is based on the creation of PERT graphs with a number of users and debts. The server stores the cancelled debts and creates debt cancellation certification documents. | 08-09-2012 |
