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EVERY PENNY COUNTS, INC.

EVERY PENNY COUNTS, INC. Patent applications
Patent application numberTitlePublished
20090260767USE OF HYDROPHOBIC DYES TO MONITOR HYDROPHOBIC CONTAMINANTS IN A PAPERMAKING PROCESS - A method of monitoring and controlling one or more types of hydrophobic contaminants in a papermaking process is disclosed. The methodology utilizes the measurement of hydrophobic dyes, which are capable of fluorescing and interacting with the hydrophobic contaminants. In addition, a method of determining the relative size of the hydrophobic contaminants is disclosed as well.10-22-2009
20090177564FINAL SALE MERCHANDISE CARD - A system and method that involves a merchant, a merchandise cardholder, and a beneficiary that allows a customer to select one or more beneficiaries that are to own any unused proxy sale merchandise, associating the one or more default beneficiaries with the customer merchandise account, wherein the one or more default beneficiaries differs from the customer, the customer merchandise account having a remaining balance of merchandise owned by the customer and automatically converting an amount of the customer owned proxy sold merchandise based on a conversion date, to ownership by the beneficiary; and transferring ownership of the proxy sold merchandise to the selected one or more beneficiaries.07-09-2009
20090150284CREATION AND DISTRIBUTION OF EXCESS FUNDS, DEPOSITS AND PAYMENTS - Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account or the account itself with an information processor to round up entries in the account, rounding up the entries in the account to obtain a total roundup amount, withdrawing the roundup amount from the account and debiting the account with the roundup amount. In one embodiment the information processor is external to and out of control of the account manager. At non-bank and bank locations send deposits and payments in cash and/or checks, to financial institutions by using a remote input to truncate the paper checks and the cash used in the transaction.06-11-2009