20120330800 | SYSTEM AND METHOD FOR FINANCIAL TRANSACTION - A method and system for a P2P financial transaction can connect to a card company server via a wired/wireless communication network, and a financial card with credit card functions. The method includes closing a first contract involving monetary claim/obligation between members, reporting a first claim amount or a first obligation amount to the card company server, and recording first incoming or first outgoing amounts. The method further includes establishing a second claim amount and a second obligation amount according to a second contract, reporting the second claim amount or the second obligation amount to the card company server, recording second incoming or second outgoing amounts, adding or subtracting respectively to or from the first incoming or the first outgoing amounts, and settling final incoming or outgoing, added or subtracted amounts at regular intervals. | 12-27-2012 |