| 20110320492 | SYSTEM AND METHOD FOR TRACKING VEHICLE OPERATION THROUGH USER-GENERATED DRIVING INCIDENT REPORTS - A method and system that allows anyone to flag good or bad driving incidents by fellow motorists. Driving behavior data is captured as user-generated content, and the system includes the necessary provision to verify the authenticity and accuracy of all records submitted. The database of driving records is subsequently used to calculate a driver risk-score, allowing companies to make informed decisions related to their business when impacted by driver behavior (e.g. calculating a car insurance premium). | 12-29-2011 |