| Branch, Banking and Trust Company Patent applications |
| Patent application number | Title | Published |
|---|
| 20100076889 | METHOD FOR RETAIL ON-LINE ACCOUNT OPENING WITH EARLY WARNING METHODOLOGY - A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution. | 03-25-2010 |
| 20100070407 | SYSTEM AND METHOD FOR ON-LINE LENDING WITH EARLY WARNING SYSTEM - A method for interfacing with a financial institution using a computer interface is disclosed for on-line or E-Lending. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution. | 03-18-2010 |
| 20100042542 | SYSTEM AND METHOD FOR RETAIL ON-LINE ACCOUNT OPENING - A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the customer in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors. | 02-18-2010 |
