Bank of American Corporation Patent applications |
Patent application number | Title | Published |
20140263617 | Smart Deposit - According to one embodiment, a system includes a processor and an interface. The interface receives, from a terminal, planned-deposit information. The terminal is at a location that is remote from a deposit location. The processor associates a deposit identifier with the planned-deposit information and stores the planned-deposit information and the deposit identifier in a memory. | 09-18-2014 |
20130047226 | Method And Apparatus For Token-Based Re-Authentication - According to one embodiment, an apparatus may store a plurality of tokens that indicate a user is using a device to access a resource over a network. The apparatus may detect at least one token indicating a change associated with at least one of the device, the network, or the resource. The apparatus may then determine to re-authenticate the user in response to the change. The apparatus may then request a password generated using personal information of the user, and receive a re-authentication token comprising the password generated using personal information of the user. The apparatus may then request, from the user, a second password. The request for the second password may include instructions on how to form the second password. The apparatus may receive a response comprising the second password and determine that the second password matches the password. The apparatus may then re-authenticate the user. | 02-21-2013 |
20120197798 | PENDING ATM AUTHENTICATIONS - In general terms, embodiments of the present invention relate to methods and apparatuses for initiating pending ATM authentications on a mobile device and for completing those pending ATM authentications at an ATM. For example, in some embodiments, a method is provided that includes: (a) initiating a pending ATM authentication on a mobile device, where the initiating the pending ATM authentication is based at least partially on a user of the mobile device inputting one or more inputs into the mobile device, and where the initiating the pending ATM authentication occurs before the user arrives at an ATM for completing the pending ATM authentication; (b) storing, on the mobile device, authentication information associated with the pending ATM authentication; (c) transferring the authentication information from the mobile device directly to the ATM, where the transferring the authentication information occurs after the user arrives at the ATM for completing the pending ATM authentication; (d) receiving, at the ATM, the authentication information associated with the pending ATM authentication; and (e) completing, at the ATM, the pending ATM authentication based at least partially on the authentication information. | 08-02-2012 |
20120011159 | MONITORING COMMUNICATIONS - Methods, computer readable media, and apparatuses for monitoring communications are presented. A communication that includes non-public information may be identified. Subsequently, it may be determined whether the communication meets at least one outlier condition. In response to determining that the communication meets the at least one outlier condition, the communication may be submitted for review. | 01-12-2012 |
20110208706 | Content Service Bus Framework - Electronic content is routed and stored within an enterprise, in which a distributed service-oriented architecture platform is provided to seamlessly route and store content to heterogeneous enterprise content repositories. Dynamic content may be stored, retrieved and queried in real-time through a content service bus (CSB), thus eliminating the need to have point-to-point connectivity between client applications and the destination repositories, while supporting the flexibility to consolidate multiple platforms with minimal impacts to clients. The CSB framework may incorporate underlying technologies, including Web services, intelligent routing based on content, message transformation, and federation of content. A request may be routed to the appropriate content repository based on attached content or metadata in the request and transformed by the CSB to a format required by the determined content repository. The requestor is subsequently provided a response from the content repository in a consistent manner for all of the content repositories. | 08-25-2011 |