| Ameriprise Financial, Inc. Patent applications |
| Patent application number | Title | Published |
|---|
| 20120036087 | AUTOMATIC INCOME ADJUSTMENT - A method includes receiving market data associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount, where the first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount. The method includes automatically selecting a guaranteed annual withdrawal amount from the first guaranteed annual withdrawal amount and the second guaranteed annual withdrawal amount based on at least an evaluation of the market data. | 02-09-2012 |
| 20100306126 | MANAGEMENT OF GOALS AND RECOMMENDATIONS - Methods, systems, and computer-readable media are disclosed for managing goals and recommendations. A particular method includes identifying one or more financial planning objectives for a financial planning client, receiving information relating to the one or more financial planning objectives, and creating a financial planning goal for the financial planning client based at least in part on an analysis of the information. One or more financial planning recommendations are associated with the financial planning goal, and data identifying the financial planning goal and the one or more financial planning recommendations is stored in a data store. The method also includes monitoring progress of the financial planning client with respect to the financial planning goal over at least a portion of a financial planning lifecycle. | 12-02-2010 |
| 20090150301 | FINANCIAL PRODUCT RISK MITIGATION SYSTEM AND METHOD - Automated methods for managing risk associated with investment products is disclosed. A logic engine executes portfolio realignment and contract benefit calculations according to timing rules or event-based triggers. The investment product may provide a guaranteed withdrawal benefit option that allows for a variety of investment, payment, withdrawal, fee and termination options. | 06-11-2009 |
| 20080270491 | METHOD AND SYSTEM FOR ELECTRONIC ARCHIVAL AND RETRIEVAL OF ELECTRONIC COMMUNICATIONS - The system receives an electronic communication, reviews the electronic communication to determine content of the electronic communication, applies rules to the content to determine a category associated with the electronic communication, wherein the rules relate to at least one of federal law, federal government regulations, state law, state government regulations, industry standards and administrative policies; and, stores the electronic communication based on the category. | 10-30-2008 |
