Swiss Reinsurance Company Patent applications |
Patent application number | Title | Published |
20140200927 | AUTOMATED SYSTEM AND METHOD FOR EVALUATING INSURABLE RISKS AT POINT OF SALE - A system and method for evaluating an insurable risk and providing an immediate, binding insurance offer to cover that risk, includes the collection of self-reported and objective information relating to the risk. The information is provided to an automated underwriting program that evaluates and rates the insurable risk and produces a binding insurance quote. Certain embodiments of the system and method utilize an automated application form and information gathering apparatus to collect the self-reported information. Objective information is obtained by a variety of means, including the direct measurement of certain physical and medical parameters. Certain embodiments may provide for the collection of information relating to payment for the insurance product, and the obtaining of an electronic signature from an applicant. | 07-17-2014 |
20120095904 | COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR MANAGING A FINANCIAL PRODUCT - For managing a financial product linked to an insurance event, the product provider ( | 04-19-2012 |
20110270793 | EARTHQUAKE DAMAGE PREDICTION AND PREVENTION SYSTEM AND METHOD THEREOF - An earthquake damage prediction and prevention system for determining an impact or damage caused by an earthquake to objects associated with different geographical locations. A central unit with a filter module selects and collects earthquake related data of a plurality of network units. At least one impact ratio table is stored with a first data structure for storing geographical and/or topographical data coordinates of the different geographical locations. The geometric distances of the geographical locations from a hypocenter/epicenter are generated by an intensity calculation module with a coordinates processor. Local intensity values based upon the generated geometric distances and a given earthquake magnitude of a stored parameterization including variable weight parameters are generated by a propagation calculation unit of the intensity calculation module, whereas the generated geometric distances are stored assigned to the corresponding geographical locations by a second data structure of the impact ratio table. At least one of the variable weight parameters and/or at least one impact ratio for different earthquake intensity levels indicative of the impact or damage caused by an earthquake to the object and/or at least one object parameter defining earthquake exposed structures of the object are received from a plurality of users. By an index calculation module the impact index for the geographical locations is generated by determining in each case from the impact ratio table the impact ratio for the local intensity at the respective geographical location, and the impact ratios are added up weighted in each case by the weighting factor assigned to the respective geographical location. | 11-03-2011 |
20110046984 | METHOD AND SYSTEM FOR DETERMINING A RISK OF LOSSES - A method and a system for determining a risk of losses, which can be implemented as a computer-implemented method and a computer system for determining for an institution the risk of losses associated with a line of business. | 02-24-2011 |
20100179451 | ACTIVATION AND CONTROL DEVICE FOR COUPLING TWO MUTUALLY ACTIVATABLE AUTOMATIC INTERVENTION SYSTEMS - Activation and control apparatus ( | 07-15-2010 |
20100161558 | COMPUTER-BASED DATA PROCESSING SYSTEM AND METHOD OF PROCESSING DATA OBJECTS - A computer-based system creates a data object by preparing a data structure for the data object in a database and processes the data object at different processing stages each associating a different workflow state with the data object. The system can take and store automatically a snapshot of the data object, prior to a workflow transition of the data object from a first workflow state to a second workflow state, respectively associated with the snapshot and with the data object. The system also creates a unique locating reference for the snapshot based on a unique locating reference created previously for the data object. When the unique locating reference for the data object is received, controlled access to the data object and the snapshot is provided. Based on one unique locating reference, multiple states of the data object can be easily and efficiently made available concurrently to a user. | 06-24-2010 |
20100076962 | System and method for aggregation and monitoring of multimedia data stored in a decentralized way - System and method for aggregation and monitoring of multimedia data stored in a decentralized way for triggering upcoming class action events, whereas source databases ( | 03-25-2010 |
20100036545 | AVIONIC AVIATION SYSTEM WITH AN EARTH STATION FOR AUTOMATICALLY ELIMINATING OPERATING MALFUNCTIONS OCCURRING IN AIRPLANES, AND CORRESPONDING METHOD - An avionic aviation system, and a corresponding method, with an earth station for automatically eliminating operating malfunctions occurring in airplanes. The avionic aviation system is connected to a plurality of airplanes via a wireless interface of the avionics. If, by sensor, an operating malfunction is detected on an airplane, a dedicated operating malfunction usage device is selected to automatically eliminate the malfunction by a filter module, and a switching device of the earth station is specifically enabled to activate the operating malfunction usage device. | 02-11-2010 |
20090307012 | DEVICE FOR AUTOMATICALLY PROCESSING AND MONITORING DANGEROUS EVENTS - Proposed is a system ( | 12-10-2009 |
20090303056 | TRIGGER SYSTEM FOR MONITORING AND/OR CONTROL DEVICES AND/OR EARLY WARNING SYSTEMS FOR NASCENT AND/OR OCCURRING CYCLONES - An automated trigger device and a corresponding method for dynamic triggering of developing and/or imminent tropical storms for integrated monitoring devices and/or control devices and/or early warning systems. The trigger device includes a trigger module, and measurement devices arranged in cellular, geographically and/or topologically definable units or zones. Geophysical measurement parameters can be transmitted from the measurement devices to the trigger module. By a Monte Carlo module—and based on the measurement parameters—data records can be dynamically generated for definable future time intervals. By an extrapolation module track distribution parameters of a track distribution integrable over the plurality of data records are generated for each of the definable future time intervals. By an activating device—and based on the generated track distribution parameters and/or the trigger parameters—a corresponding control signal is transmitted to the monitoring device. | 12-10-2009 |
20090287516 | SYSTEM AND METHOD FOR THE AGGREGATION AND COMMUNICATING OF PROCESS METADATA OF HETEROGENEOUS PRODUCTION PROCESS CHAINS - System and method for aggregation and transmission of process metadata ( | 11-19-2009 |
20090259596 | Automated Risk Monitoring Method and System - The invention relates to an automated risk monitoring method and a corresponding risk monitoring system for automated risk monitoring, in the case of which control data for different companies are transferred to a monitoring unit and evaluated, a company specific asset distribution and a corresponding threshold value being determined, said threshold value corresponding to the expected value of the asset parameter for the occurrence of the insolvency of a company, recovery rate factors being determined by means of a standardization module of the monitoring unit, and wherein, using a MonteCarlo module of the monitoring unit ( | 10-15-2009 |
20090254380 | COMPUTER-BASED SYSTEM AND METHOD FOR ESTIMATING COSTS OF A LINE OF BUSINESS INCLUDED IN A MULTI-LINE TREATY - A computer-based system and a computer-implemented method for estimating costs of a business line included in a multi-line treaty, which can determine the estimated costs for covering the insured losses of a line of business included in a multi-line treaty having an aggregate deductible and an aggregate limit. | 10-08-2009 |
20090204486 | COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR MANAGING FUNDING OF CATASTROPHE RELIEF EFFORTS - For managing funding of catastrophe relief efforts, defined is a special purpose entity ( | 08-13-2009 |
20090204273 | COMPUTER SYSTEM AND METHOD FOR DETERMINING THE IMPACT OF AN EARTHQUAKE EVENT - For determining the impact of an earthquake event, received and stored (S | 08-13-2009 |
20090204235 | TRIGGERING AND ACTIVATING DEVICE FOR TWO COUPLED CONTROL SYSTEMS THAT CAN BE MUTUALLY ACTIVATED, AND CORRESPONDING METHOD - A triggering and activating device and an automated process coupling two reciprocally activatable monitoring devices or operational-intervention devices. A first synchronizing module synchronizes transmissible operational-intervention parameters of a lookup table with operational devices assigned to the first monitoring device, and a second synchronizing module synchronizes storable threshold-value parameters for activating the second monitoring device. Physical measuring parameters of intervention events are detected and transmitted to the activating device, an intervention-event stack being correspondingly incremented by a first filter module based on the physical measuring parameters and a dynamically implemented weighting of the lookup table. By the first filter module, based on the synchronized threshold parameters and the intervention-event stack, corresponding activating parameters are generated and, if the activating parameters exceed the predetermined threshold value, the second monitoring device is activated by an activating unit and a corresponding activating pulse. | 08-13-2009 |
20090198523 | COMPUTER SYSTEM AND METHOD FOR DETERMINING AN INSURANCE RATE - In a computer system and computer implemented method for determining an insurance rate for terrorism-related property insurance, one or more industry classification attributes, indicative of an industry segment associated with the property, are selected. A basic rate is determined from rate values assigned to the selected industry classification attributes. One or more target classification attributes, indicative of the property's attractiveness as a target for terrorism, are also selected. An aggravating rate is determined from rate values assigned to the selected target classification attributes. The insurance rate is determined from the basic rate and the aggravating rate. The assignment of insurance rates to a property based on the selection of target classification attributes for the property makes it possible to include the risk of a terrorist attack in the rating process, without having to determine probability distributions of terrorist attacks or estimate expected loss caused by terrorist attacks. | 08-06-2009 |
20090171480 | FULLY AUTOMATED, COMPUTER-AIDED INTERVENTION APPARATUS WITH OPERATIONAL STABILIZATION APPARATUS FOR MALFUNCTIONS, AND APPROPRIATE METHOD - The invention proposes a fully automated, computer-aided intervention apparatus ( | 07-02-2009 |
20090119132 | Dynamic System and Method for Automated Checking and Transmitting of Damage Reports and Damage Claims - The present invention relates to a dynamic system and a corresponding method for automated checking and transmitting of damage reports and damage claims in multi-level damage coverage systems. The dynamic system comprises decentralized, cellular capturing units with assigned areas for capturing damage records, a central unit being bidirectionally connected via a network to the capturing units. The central unit comprises a filter module for selecting first and second damage records based on assigned threshold values, an analysis module for detecting and eliminating first damage records wrongly captured by means of the capturing units, and a regulator module for dynamic adjustment of the threshold values assigned to the respective areas based on the filtered first damage records. Finally, the filtered first damage records, without wrongly captured first damage records, are transmitted to the processing device and are released for multi-level damage coverage, by means of the central unit. | 05-07-2009 |
20090115588 | EMERGENCY INTERVENTION SYSTEM AND APPROPRIATE METHOD FOR AUTOMATICALLY REDRESSING MALFUNCTIONS IN MEANS OF TRANSPORT - The invention proposes an emergency intervention system and a method for automatically redressing malfunctions in means of transport ( | 05-07-2009 |
20090083059 | SYSTEM AND METHOD FOR RETROACTIVE, DYNAMIC MONITORING OF LOW LAYOUT HEIGHTS IN DANGEROUS EVENTS - The invention relates to a system and to a method for retroactive, dynamic determination and/or monitoring of low layout heights of technical systems ( | 03-26-2009 |
20090073171 | COMPUTER SYSTEM AND COMPUTER-BASED METHOD FOR ASSESSING THE SAFETY OF A PROCESS INDUSTRY PLANT - A method and system to establish a safety assessment of a process industry plant including multiple organizational units. The method and system store scores relating to a rating of one of an inspection, undertaken in one of the organizational units regarding an aspect of the plant, and an answer, given by a human representative of one of the organizational units in response to defined questions relating to one of the aspects. The scores are assigned to respective of the organizational units and respective of the aspects. Aspect-specific scores are then calculated. Safety assessment can then be established from the aspect-specific scores of the organizational units. | 03-19-2009 |
20090063236 | UNIDIRECTIONALLY PROTECTED, FULLY AUTOMATED ASSET ALLOCATION AND ASSET MONITORING APPARATUSES, AND A CORRESPONDING METHOD - A computer-aided asset allocation and asset monitoring apparatus comprising a unidirectional, data-protected control signal apparatus, in which data from locally arranged, protected databases can be transferred via a network to the asset allocation and asset monitoring apparatus and can be evaluated and in which electronic control signals and/or control data can be transmitted to at least one authorized receiver station. | 03-05-2009 |
20090054079 | Electronic control apparatus and method for controlling alarm systems of cellular structure - Electronic control apparatus ( | 02-26-2009 |
20080288417 | Method and a Computer System for Forecasting the Value of a Structured Financial Product - A method and system for forecasting the value of a structured financial product, which can be a weather-based structured financial product. The method and system calculate a forecast value based on forecasted weather data for a defined time period in a defined geographical area, calculate reference weather data from historical data for the defined time, and the defined geographical area, and calculate a quality indicator, indicative of a forecasting quality associated with the forecasted weather data, based on the forecasted weather data and the reference weather data. | 11-20-2008 |
20080281645 | Computerized Protection System and Method for Automatically Identifying and/or Characterizing Risk Parameters - The invention concerns a computerized protection system and method for automatically identifying and/or characterizing risk parameters. The invention is characterized in that it comprises a look up table ( | 11-13-2008 |
20080243917 | Computer-Based System and Method For Detecting Risks - A system detecting emerging risks in various systems and relating a detected risk to its relative impact on a system or product. A server receives and stores risk information from geographically distributed computerized data sources via a communication network. The risk information includes an identification and rating of a specific risk, and information associating the specific risk with a geographical area. Utilizing the risk information and area attributes, such as correlation factors and spreading patterns, a specific risk emerging in a first geographical area and spreading to one or more second geographical areas is detected. Emerging risks can be detected in geographical areas for which no risk information has been received, allowing to set up, maintain, and operate a risk detection system with a simplified technical infrastructure since it is not necessary to measure, transmit, and store risk indicators for all geographical areas for which emerging risks are detected. | 10-02-2008 |
20080215313 | Speech and Textual Analysis Device and Corresponding Method - A speech and textual analysis device and method for forming a search and/or classification catalog. The device is based on a linguistic database and includes a taxonomy table containing variable taxon nodes. The speech and textual analysis device includes a weighting module, a weighting parameter being additionally assigned to each taxon node to register the recurrence frequency of terms in the linguistic and/or textual data that is to be classified and/or sorted. The speech and/or textual analysis device includes an integration module for determining a predefinable number of agglomerates based on the weighting parameters of the taxon nodes in the taxonomy table and at least one neuronal network module for classifying and/or sorting the speech and/or textual data based on the agglomerates in the taxonomy table. | 09-04-2008 |
20080208721 | Computer System and Method for Determining an Earthquake Damage Index - In a computer system and a computer-implemented method for determining a damage index indicative of damage caused by an earthquake to a portfolio of objects associated with a geographical area, local portfolio replacement value indices are stored assigned to object or grid coordinates of the geographical area. For each coordinate having a local portfolio replacement value index assigned to it, a local damage index is calculated from location, depth, and magnitude data related to the earthquake and from the local portfolio replacement value index, using local vulnerability and attenuation parameters. The damage index is calculated by aggregating the local damage indices for the grid coordinates. For any size of the geographical area and for any resolution of the grid, a damage index reflecting the geographical distribution of the portfolio objects can be determined, without need for a network of seismological measurement stations distributed in the geographical area. | 08-28-2008 |