The Rockville National Bank in Rockville, Indiana (IN)
Table of contents:
| The Rockville National Bank | |
|---|---|
| General | FDIC Certificate #: 4376 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: The Merchants National Bank of Terre Haute (#12849) Federal Reserve ID: 30744 Date Established: January 01, 1897 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) OTS Docket #: 10641 FDIC's unique #: 2881 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: Febuary 14, 1997 Last Structure Change Process Date: April 24, 1997 Last Data Update: April 24, 1997 Data Source Date: April 05, 2012 |
| Location | Address: Market And Ohio Streets, Rockville, IN 47872 County: Parke Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central |
| Financial Summary | Total assets: $53.1 mil |
| Assets and Liabilities (December 31, 1996) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $19 |
| Cash and due from depository institutions | $53,115 |
| Interest-bearing balances | $3,866 |
| Securities | $12 |
| Federal funds sold & reverse repurchase agreements | $18,359 |
| Net loans & leases | $0 |
| Loan loss allowance | $29,508 |
| Trading account assets | $345 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $334 |
| Goodwill and other intangibles | $0 |
| All other assets | $0 |
| Life insurance assets | $1,048 |
| Total liabilities and capital | $0 |
| Total liabilities | $53,115 |
| Total deposits | $47,920 |
| Interest-bearing deposits | $47,114 |
| Deposits held in domestic offices | $41,696 |
| % insured (estimated) | 47114.00% |
| Federal funds purchased & repurchase agreements | $88 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $806 |
| Total bank equity capital | $806 |
| Perpetual preferred stock | $5,195 |
| Common stock | $0 |
| Surplus | $200 |
| Undivided profits | $350 |
| Memoranda | |
| Noncurrent loans and leases | $4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $72 |
| Earning assets | $306 |
| Long-term assets (5+ years) | $47,879 |
| Average Assets, year-to-date | $9,511 |
| Average Assets, quarterly | $53,135 |
| Volatile liabilities | $52,760 |
| Insider loans | $5,384 |
| FHLB advances | $958 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $1,946 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $5,080 |
| Total unused commitments | $29,345 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1996) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $3,831 |
| Net interest income | $1,687 |
| Provision for loan and lease losses | $2,144 |
| Total noninterest income | $0 |
| Fiduciary activities | $256 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $160 |
| Additional noninterest income | $0 |
| Total noninterest expense | $96 |
| Salaries and employee benefits | $1,319 |
| Premises and equipment expense | $674 |
| Additional noninterest expense | $136 |
| Pre-tax net operating income | $509 |
| Securities gains (losses) | $1,081 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $288 |
| Extraordinary gains - net | $793 |
| Net income attributable to bank | $0 |
| Net charge-offs | $793 |
| Cash dividends | $29 |
| Sale, conversion, retirement of capital stock, net | $910 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1996) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 7.69% |
| Net interest margin | 3.39% |
| Noninterest income to earning assets | 4.30% |
| Noninterest expense to earning assets | 0.51% |
| Net operating income to assets | 2.65% |
| Return on assets (ROA) | 1.49% |
| Pretax return on assets | 1.49% |
| Return on equity (ROE) | 2.03% |
| Retained earnings to average equity (YTD only) | 15.10% |
| Net charge-offs to loans | -2.23% |
| Credit loss provision to net charge-offs | 0.10% |
| Efficiency ratio | 0.00% |
| Assets per employee | $54,958 |
| Cash dividends to net income (YTD only) | 2.80% |
| Condition Ratios (%) | |
| Loss allowance to loans | 114.75% |
| Loss allowance to noncurrent loans | 1.16% |
| Noncurrent assets plus other real estate owned to assets | 479.17% |
| Noncurrent loans to loans | 0.14% |
| Net loans and leases to deposits | 0.24% |
| Net loans and leases to core deposits | 62.63% |
| Equity capital to assets | 70.71% |
| Core capital (leverage) ratio | 9.78% |
| Tier 1 risk-based capital ratio | 9.54% |
| Total risk-based capital ratio | 17.31% |
| Memoranda | |
| Average assets | $18 |
| Average earning assets | $53,135 |
| Average equity | $5,250 |
| Average loans | $49,821 |
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