The First National Bank of Harrisburg in Harrisburg, Illinois (IL)
Table of contents:
| The First National Bank of Harrisburg | |
|---|---|
| General | FDIC Certificate #: 3800 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Old National Bank (#4393) Federal Reserve ID: 783442 Date Established: January 01, 1889 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 4 (Interstate: No) OTS Docket #: 14767 FDIC's unique #: 2462 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 04, 1999 Last Structure Change Process Date: December 02, 1999 Last Data Update: December 02, 1999 Data Source Date: April 05, 2012 |
| Location | Address: Two East Locust Street, Harrisburg, IL 62946 County: Saline Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Harrisburg, IL (#25380) CBSA Micro Statistical Area: Yes |
| Financial Summary | Total assets: $204.3 mil |
| Assets and Liabilities (December 31, 1998) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 54 |
| Total assets | $215,800 |
| Cash and due from depository institutions | $4,710 |
| Interest-bearing balances | $8 |
| Securities | $108,882 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $95,053 |
| Loan loss allowance | $2,350 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $4,985 |
| Other real estate owned | $67 |
| Goodwill and other intangibles | $49 |
| All other assets | $2,054 |
| Life insurance assets | $0 |
| Total liabilities and capital | $215,800 |
| Total liabilities | $196,734 |
| Total deposits | $147,009 |
| Interest-bearing deposits | $138,614 |
| Deposits held in domestic offices | $147,009 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $29,227 |
| Trading liabilities | $0 |
| Other borrowed funds | $19,000 |
| Subordinated debt | $0 |
| All other liabilities | $1,498 |
| Total equity capital | $19,066 |
| Total bank equity capital | $19,066 |
| Perpetual preferred stock | $19,066 |
| Common stock | $0 |
| Surplus | $1,646 |
| Undivided profits | $5,284 |
| Memoranda | |
| Noncurrent loans and leases | $12,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $0 |
| Earning assets | $2,109 |
| Long-term assets (5+ years) | $0 |
| Average Assets, year-to-date | $751 |
| Average Assets, quarterly | $203,943 |
| Volatile liabilities | $102,349 |
| Insider loans | $212,796 |
| FHLB advances | $214,926 |
| Loans and leases held for sale | $45,391 |
| Unused loan commitments | $3,301 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $0 |
| Total unused commitments | $15,011 |
| Restructured Loans and leases | $0 |
| Derivatives | $113,270 |
| Income and Expense (December 31, 1998) (Dollar figures in thousands) | |
| Total interest income | $14,961 |
| Total interest expense | $8,523 |
| Net interest income | $6,438 |
| Provision for loan and lease losses | $1,300 |
| Total noninterest income | $848 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $551 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $297 |
| Total noninterest expense | $3,596 |
| Salaries and employee benefits | $1,686 |
| Premises and equipment expense | $406 |
| Additional noninterest expense | $1,504 |
| Pre-tax net operating income | $2,390 |
| Securities gains (losses) | $15 |
| Applicable income taxes | $390 |
| Income before extraordinary items | $2,015 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $2,015 |
| Net charge-offs | $0 |
| Cash dividends | $0 |
| Sale, conversion, retirement of capital stock, net | $569 |
| Net operating income | $3,881 |
| Performance and Condition Ratios (December 31, 1998) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 7.48% |
| Cost of funding earning assets | 4.26% |
| Net interest margin | 3.22% |
| Noninterest income to earning assets | 0.42% |
| Noninterest expense to earning assets | 1.80% |
| Net operating income to assets | 0.94% |
| Return on assets (ROA) | 0.95% |
| Pretax return on assets | 1.13% |
| Return on equity (ROE) | 10.42% |
| Retained earnings to average equity (YTD only) | -9.65% |
| Net charge-offs to loans | 0.57% |
| Credit loss provision to net charge-offs | 228.47% |
| Efficiency ratio | 6.49% |
| Assets per employee | $48,861 |
| Cash dividends to net income (YTD only) | 4.00% |
| Condition Ratios (%) | |
| Loss allowance to loans | 192.61% |
| Loss allowance to noncurrent loans | 2.41% |
| Noncurrent assets plus other real estate owned to assets | 111.43% |
| Noncurrent loans to loans | 1.01% |
| Net loans and leases to deposits | 2.17% |
| Net loans and leases to core deposits | 64.66% |
| Equity capital to assets | 72.65% |
| Core capital (leverage) ratio | 8.84% |
| Tier 1 risk-based capital ratio | 8.28% |
| Total risk-based capital ratio | 15.70% |
| Memoranda | |
| Average assets | $17 |
| Average earning assets | $212,796 |
| Average equity | $19,340 |
| Average loans | $199,997 |
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