The Dulaney National Bank of Marshall in Marshall, Illinois (IL)
Table of contents:
| The Dulaney National Bank of Marshall | |
|---|---|
| General | FDIC Certificate #: 3704 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: The Merchants National Bank of Terre Haute (#12849) Federal Reserve ID: 164649 Date Established: January 01, 1879 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 2373 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: May 13, 1999 Last Structure Change Process Date: June 04, 1999 Last Data Update: June 04, 1999 Data Source Date: April 05, 2012 |
| Location | Address: 415 Archer Avenue, Marshall, IL 62441 County: Clark Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central |
| Financial Summary | Total assets: $39.0 mil |
| Assets and Liabilities (December 31, 1998) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 17 |
| Total assets | $43,236 |
| Cash and due from depository institutions | $2,114 |
| Interest-bearing balances | $0 |
| Securities | $18,368 |
| Federal funds sold & reverse repurchase agreements | $3,800 |
| Net loans & leases | $17,988 |
| Loan loss allowance | $1,001 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $183 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $783 |
| Life insurance assets | $0 |
| Total liabilities and capital | $43,236 |
| Total liabilities | $36,141 |
| Total deposits | $35,781 |
| Interest-bearing deposits | $30,880 |
| Deposits held in domestic offices | $35,781 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $360 |
| Total equity capital | $7,095 |
| Total bank equity capital | $7,095 |
| Perpetual preferred stock | $7,095 |
| Common stock | $0 |
| Surplus | $800 |
| Undivided profits | $800 |
| Memoranda | |
| Noncurrent loans and leases | $5,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $0 |
| Earning assets | $285 |
| Long-term assets (5+ years) | $0 |
| Average Assets, year-to-date | $510 |
| Average Assets, quarterly | $40,156 |
| Volatile liabilities | $15,392 |
| Insider loans | $41,564 |
| FHLB advances | $42,825 |
| Loans and leases held for sale | $2,535 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $0 |
| Total unused commitments | $3,703 |
| Restructured Loans and leases | $0 |
| Derivatives | $22,848 |
| Income and Expense (December 31, 1998) (Dollar figures in thousands) | |
| Total interest income | $2,948 |
| Total interest expense | $1,179 |
| Net interest income | $1,769 |
| Provision for loan and lease losses | $541 |
| Total noninterest income | $59 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $37 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $22 |
| Total noninterest expense | $974 |
| Salaries and employee benefits | $482 |
| Premises and equipment expense | $91 |
| Additional noninterest expense | $401 |
| Pre-tax net operating income | $313 |
| Securities gains (losses) | $8 |
| Applicable income taxes | -$20 |
| Income before extraordinary items | $341 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $341 |
| Net charge-offs | $0 |
| Cash dividends | $0 |
| Sale, conversion, retirement of capital stock, net | $18 |
| Net operating income | $540 |
| Performance and Condition Ratios (December 31, 1998) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 7.60% |
| Cost of funding earning assets | 3.04% |
| Net interest margin | 4.56% |
| Noninterest income to earning assets | 0.15% |
| Noninterest expense to earning assets | 2.51% |
| Net operating income to assets | 0.80% |
| Return on assets (ROA) | 0.82% |
| Pretax return on assets | 0.77% |
| Return on equity (ROE) | 4.68% |
| Retained earnings to average equity (YTD only) | -2.73% |
| Net charge-offs to loans | 0.09% |
| Credit loss provision to net charge-offs | 4918.18% |
| Efficiency ratio | 47.44% |
| Assets per employee | $53,282 |
| Cash dividends to net income (YTD only) | 2.54% |
| Condition Ratios (%) | |
| Loss allowance to loans | 158.36% |
| Loss allowance to noncurrent loans | 5.27% |
| Noncurrent assets plus other real estate owned to assets | 351.23% |
| Noncurrent loans to loans | 0.66% |
| Net loans and leases to deposits | 1.50% |
| Net loans and leases to core deposits | 50.27% |
| Equity capital to assets | 54.11% |
| Core capital (leverage) ratio | 16.41% |
| Tier 1 risk-based capital ratio | 16.05% |
| Total risk-based capital ratio | 29.98% |
| Memoranda | |
| Average assets | $31 |
| Average earning assets | $41,564 |
| Average equity | $7,293 |
| Average loans | $38,776 |
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