The Columbus State Bank in Columbus, Kansas (KS)
Table of contents:
| The Columbus State Bank | |
|---|---|
| General | FDIC Certificate #: 13882 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Commerce Bank (#24998) Federal Reserve ID: 970653 Date Established: May 20, 1897 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 8679 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 12, 1934 Last Structure Change Effective Date: July 08, 1999 Last Structure Change Process Date: August 20, 1999 Last Data Update: August 20, 1999 Data Source Date: April 05, 2012 |
| Location | Address: 137 West Maple Street, Columbus, KS 66725 County: Cherokee Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western |
| Financial Summary | Total assets: $76.8 mil |
| Assets and Liabilities (December 31, 1998) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 25 |
| Total assets | $79,533 |
| Cash and due from depository institutions | $2,711 |
| Interest-bearing balances | $0 |
| Securities | $27,629 |
| Federal funds sold & reverse repurchase agreements | $8,300 |
| Net loans & leases | $39,641 |
| Loan loss allowance | $733 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $178 |
| Other real estate owned | $17 |
| Goodwill and other intangibles | $45 |
| All other assets | $1,012 |
| Life insurance assets | $0 |
| Total liabilities and capital | $79,533 |
| Total liabilities | $70,074 |
| Total deposits | $68,956 |
| Interest-bearing deposits | $60,971 |
| Deposits held in domestic offices | $68,956 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $690 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $428 |
| Total equity capital | $9,459 |
| Total bank equity capital | $9,459 |
| Perpetual preferred stock | $9,459 |
| Common stock | $0 |
| Surplus | $180 |
| Undivided profits | $500 |
| Memoranda | |
| Noncurrent loans and leases | $8,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $0 |
| Earning assets | $89 |
| Long-term assets (5+ years) | $0 |
| Average Assets, year-to-date | $389 |
| Average Assets, quarterly | $75,570 |
| Volatile liabilities | $7,100 |
| Insider loans | $79,268 |
| FHLB advances | $78,133 |
| Loans and leases held for sale | $9,851 |
| Unused loan commitments | $559 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $0 |
| Total unused commitments | $4,347 |
| Restructured Loans and leases | $0 |
| Derivatives | $41,932 |
| Income and Expense (December 31, 1998) (Dollar figures in thousands) | |
| Total interest income | $5,929 |
| Total interest expense | $2,739 |
| Net interest income | $3,190 |
| Provision for loan and lease losses | -$15 |
| Total noninterest income | $374 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $245 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $129 |
| Total noninterest expense | $1,631 |
| Salaries and employee benefits | $1,067 |
| Premises and equipment expense | $151 |
| Additional noninterest expense | $413 |
| Pre-tax net operating income | $1,948 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $624 |
| Income before extraordinary items | $1,324 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $1,324 |
| Net charge-offs | $0 |
| Cash dividends | $0 |
| Sale, conversion, retirement of capital stock, net | $48 |
| Net operating income | $1,171 |
| Performance and Condition Ratios (December 31, 1998) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 7.89% |
| Cost of funding earning assets | 3.64% |
| Net interest margin | 4.25% |
| Noninterest income to earning assets | 0.50% |
| Noninterest expense to earning assets | 2.17% |
| Net operating income to assets | 1.67% |
| Return on assets (ROA) | 1.67% |
| Pretax return on assets | 2.46% |
| Return on equity (ROE) | 14.17% |
| Retained earnings to average equity (YTD only) | 1.64% |
| Net charge-offs to loans | 0.11% |
| Credit loss provision to net charge-offs | -31.91% |
| Efficiency ratio | 40.27% |
| Assets per employee | $45,651 |
| Cash dividends to net income (YTD only) | 3.18% |
| Condition Ratios (%) | |
| Loss allowance to loans | 88.44% |
| Loss allowance to noncurrent loans | 1.82% |
| Noncurrent assets plus other real estate owned to assets | 823.60% |
| Noncurrent loans to loans | 0.13% |
| Net loans and leases to deposits | 0.22% |
| Net loans and leases to core deposits | 57.49% |
| Equity capital to assets | 66.29% |
| Core capital (leverage) ratio | 11.89% |
| Tier 1 risk-based capital ratio | 11.64% |
| Total risk-based capital ratio | 21.85% |
| Memoranda | |
| Average assets | $23 |
| Average earning assets | $79,268 |
| Average equity | $9,346 |
| Average loans | $75,145 |
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