State Street Bank and Trust Company in Quincy, Illinois (IL)


State Street Bank and Trust Company routing number info

Table of contents:
State Street Bank and Trust Company
GeneralFDIC Certificate #: 14857
Status: Active
Federal Reserve ID: 352745
Bank Holding Company (Regulatory Top Holder): Backlund Investment Co. (RSSDID: 1095058, Location: Peoria, IL)
Date Established: January 01, 1890
WWW: http://www.statestreetbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 11082
FDIC's unique #: 9300
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: November 08, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: Febuary 17, 2011
LocationAddress: 801 State Street, Quincy, IL 62301
County: Adams
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $14.5 mil
Equity capital: $1.6 mil
Deposits held in domestic offices: $12.8 mil
Return on assets (ROA): 1.01.1935% ($0.2 mil)
Quarterly return on assets: 1.01.1992% ($0.2 mil)
Return on Equity (ROE): 1.12.1943% ($0.0 mil)
Quarterly return on equity: 17.35% ($0.3 mil)
Net income: $0.1 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.01.1936% ($146.8 mil)
Quarterly Pretax return on assets: 1.01.1992% ($146.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2010 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)
(Dollar figures in thousands)
Total employees (full-time equivalent)52
Total assets$149,330
Cash and due from depository institutions$20,125
Interest-bearing balances$16,878
Securities$38,471
Federal funds sold & reverse repurchase agreements$1,340
Net loans & leases$85,932
Loan loss allowance $1,038
Trading account assets$0
Bank premises and fixed assets$2,053
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,409
Life insurance assets$0
Total liabilities and capital$149,330
Total liabilities$133,618
Total deposits$132,852
Interest-bearing deposits$105,889
Deposits held in domestic offices$132,852
% insured (estimated)94.36%
Federal funds purchased & repurchase agreements $500
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $266
Total equity capital$15,712
Total bank equity capital$15,712
Perpetual preferred stock$15,712
Common stock$0
Surplus$300
Undivided profits $1,200
Memoranda
Noncurrent loans and leases $14,212
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $14,531
Income earned, not collected on loans $0
Earning assets $108
Long-term assets (5+ years) $0
Average Assets, year-to-date $597
Average Assets, quarterly $142,621
Volatile liabilities $4,378
Insider loans $144,531
FHLB advances $147,352
Loans and leases held for sale $15,652
Unused loan commitments $187
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $14,531
Restructured Loans and leases $55
Derivatives$1,038
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Income and Expense (December 31, 2010)
(Dollar figures in thousands)
Total interest income $6,755
Total interest expense $1,221
Net interest income $5,534
Provision for loan and lease losses $355
Total noninterest income $1,978
Fiduciary activities $157
Service charges on deposit accounts $456
Trading account gains & fees $0
Additional noninterest income $1,365
Total noninterest expense $5,198
Salaries and employee benefits $2,935
Premises and equipment expense $503
Additional noninterest expense $1,760
Pre-tax net operating income $1,959
Securities gains (losses) $0
Applicable income taxes $15
Income before extraordinary items $1,944
Extraordinary gains - net $0
Net income attributable to bank $1,944
Net charge-offs $0
Cash dividends $1,944
Sale, conversion, retirement of capital stock, net $138
Net operating income $900
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Performance and Condition Ratios (December 31, 2010)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.91%
Cost of funding earning assets 0.89%
Net interest margin 4.02%
Noninterest income to earning assets 1.44%
Noninterest expense to earning assets 3.78%
Net operating income to assets 1.35%
Return on assets (ROA) 1.35%
Pretax return on assets 1.36%
Return on equity (ROE) 12.47%
Retained earnings to average equity (YTD only) 6.69%
Net charge-offs to loans 0.16%
Credit loss provision to net charge-offs 257.25%
Efficiency ratio16.77%
Assets per employee$69,196
Cash dividends to net income (YTD only)2.87%
Condition Ratios (%)
Loss allowance to loans 46.30%
Loss allowance to noncurrent loans 1.19%
Noncurrent assets plus other real estate owned to assets 961.11%
Noncurrent loans to loans 0.07%
Net loans and leases to deposits0.12%
Net loans and leases to core deposits 64.68%
Equity capital to assets 73.01%
Core capital (leverage) ratio 10.52%
Tier 1 risk-based capital ratio 10.13%
Total risk-based capital ratio 15.48%
Memoranda
Average assets$17
Average earning assets$144,531
Average equity $15,594
Average loans $137,671
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Total Fiduciary and Related Assets (December 31, 2010)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$153,114
Number of Accounts1
Personal trust and agency accounts$19,936
Employee benefit-defined contribution accounts$19,936
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts157
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$133,178
Corporate trust and agency accounts$131,281
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$1,897
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4 Illinois Branches as of Febuary 17, 2011
NoIDNameAddressEstablishedService TypeMap
09300State Street Bank And Trust Company801 State Street, Quincy, IL 62301January 01, 1890Full Service Brick and Mortar
1232294Niemann Foods Facility520 North 24th Street, Quincy, IL 62301November 03, 1981Full Service Retail
2232295Payson Facility401 West State Street, Payson, IL 62360January 25, 1982Full Service Brick and Mortar
4232297Broadway Branch48th And Broadway, Quincy, IL 62306Febuary 13, 1995Full Service Brick and Mortar
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