Lexington Bank in Lexington, Illinois (IL)
Table of contents:
| Lexington Bank | |
|---|---|
| General | FDIC Certificate #: 11718 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Commerce Bank (#901) Federal Reserve ID: 360133 Date Established: January 01, 1910 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 7492 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: January 23, 1993 Last Structure Change Process Date: Febuary 23, 1993 Last Data Update: Febuary 23, 1993 Data Source Date: April 05, 2012 |
| Location | Address: Main Street, Lexington, IL 61753 County: Mclean Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Bloomington-Normal, IL (#1040) Core Based Statistical Area (CBSA): Bloomington-Normal, IL (#14060) CBSA Metro Statistical Area: Bloomington-Normal, IL (#14060) |
| Financial Summary | Total assets: $100.4 mil |
| Assets and Liabilities (December 31, 1992) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $42 |
| Cash and due from depository institutions | $100,441 |
| Interest-bearing balances | $4,693 |
| Securities | $200 |
| Federal funds sold & reverse repurchase agreements | $20,786 |
| Net loans & leases | $14,480 |
| Loan loss allowance | $57,078 |
| Trading account assets | $611 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $2,379 |
| Goodwill and other intangibles | $0 |
| All other assets | $0 |
| Life insurance assets | $1,025 |
| Total liabilities and capital | $0 |
| Total liabilities | $100,441 |
| Total deposits | $91,470 |
| Interest-bearing deposits | $89,026 |
| Deposits held in domestic offices | $76,909 |
| % insured (estimated) | 89026.00% |
| Federal funds purchased & repurchase agreements | $77 |
| Trading liabilities | $1,436 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $1,008 |
| Total bank equity capital | $1,008 |
| Perpetual preferred stock | $8,971 |
| Common stock | $0 |
| Surplus | $324 |
| Undivided profits | $6,200 |
| Memoranda | |
| Noncurrent loans and leases | $2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $83 |
| Earning assets | $684 |
| Long-term assets (5+ years) | $92,544 |
| Average Assets, year-to-date | $8,980 |
| Average Assets, quarterly | $96,633 |
| Volatile liabilities | $101,662 |
| Insider loans | $20,682 |
| FHLB advances | $591 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $5,284 |
| Tier 1 (core) risk-based capital | $4,497 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $8,971 |
| Total unused commitments | $58,373 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1992) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $7,091 |
| Net interest income | $3,708 |
| Provision for loan and lease losses | $3,383 |
| Total noninterest income | $91 |
| Fiduciary activities | $1,670 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $188 |
| Additional noninterest income | $0 |
| Total noninterest expense | $1,482 |
| Salaries and employee benefits | $3,553 |
| Premises and equipment expense | $2,242 |
| Additional noninterest expense | $415 |
| Pre-tax net operating income | $896 |
| Securities gains (losses) | $1,409 |
| Applicable income taxes | $3 |
| Income before extraordinary items | $477 |
| Extraordinary gains - net | $935 |
| Net income attributable to bank | $0 |
| Net charge-offs | $935 |
| Cash dividends | $53 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1992) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 7.87% |
| Net interest margin | 4.12% |
| Noninterest income to earning assets | 3.76% |
| Noninterest expense to earning assets | 1.85% |
| Net operating income to assets | 3.94% |
| Return on assets (ROA) | 0.97% |
| Pretax return on assets | 0.97% |
| Return on equity (ROE) | 1.46% |
| Retained earnings to average equity (YTD only) | 10.77% |
| Net charge-offs to loans | 10.77% |
| Credit loss provision to net charge-offs | 0.09% |
| Efficiency ratio | 171.70% |
| Assets per employee | $70,315 |
| Cash dividends to net income (YTD only) | 2.39% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 1.06% |
| Noncurrent assets plus other real estate owned to assets | 736.14% |
| Noncurrent loans to loans | 0.08% |
| Net loans and leases to deposits | 0.14% |
| Net loans and leases to core deposits | 64.11% |
| Equity capital to assets | 81.80% |
| Core capital (leverage) ratio | 8.93% |
| Tier 1 risk-based capital ratio | 9.29% |
| Total risk-based capital ratio | 15.37% |
| Memoranda | |
| Average assets | $16 |
| Average earning assets | $96,633 |
| Average equity | $8,681 |
| Average loans | $90,066 |
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