Landmark Community Bank, National Association in Isanti, Minnesota (MN)




Landmark Community Bank, National Association routing number info

Table of contents:
Landmark Community Bank, National Association
GeneralFDIC Certificate #: 10161
Status: Active
Federal Reserve ID: 907257
Bank Holding Company (Regulatory Top Holder): Johnson Holdings, Inc. (RSSDID: 1952898, Location: Ramsey, MN)
Date Established: June 29, 1901
WWW: http://www.landmark-bank.net
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 6502
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 18, 2006
Last Structure Change Process Date: October 01, 2010
Last Data Update: October 01, 2010
Data Source Date: April 05, 2012
LocationAddress: 711 6th Ave Ne, Isanti, MN 55040
County: Isanti
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Minneapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
History of ChangesChange in Location
Financial SummaryTotal assets: $97.5 mil
Equity capital: $7.1 mil
Deposits held in domestic offices: $84.7 mil
Return on assets (ROA): -0.63% (-$0.6 mil)
Quarterly return on assets: -0.98% (-$1.0 mil)
Return on Equity (ROE): -8.67% (-$0.6 mil)
Quarterly return on equity: -13.30% (-$0.9 mil)
Net income: -$0.6 mil
Quarterly Net income: -$0.2 mil
Pretax return on assets: -0.63% (-$614.4 mil)
Quarterly Pretax return on assets: -0.98% (-$955.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)28
Total assets$97,525
Cash and due from depository institutions$5,815
Interest-bearing balances$5,180
Securities$17,198
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$62,811
Loan loss allowance $1,223
Trading account assets$0
Bank premises and fixed assets$6,146
Other real estate owned$4,429
Goodwill and other intangibles$0
All other assets$1,126
Life insurance assets$97,525
Total liabilities and capital$90,393
Total liabilities$84,656
Total deposits$61,831
Interest-bearing deposits$84,656
Deposits held in domestic offices$88
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$5,000
Other borrowed funds $0
Subordinated debt $737
All other liabilities $7,132
Total equity capital$7,132
Total bank equity capital$7,132
Perpetual preferred stock$0
Common stock$65
Surplus$6,135
Undivided profits $932
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,542
Earning assets $0
Long-term assets (5+ years) $309
Average Assets, year-to-date $85,189
Average Assets, quarterly $14,989
Volatile liabilities $100,170
Insider loans $98,603
FHLB advances $67,995
Loans and leases held for sale $99,114
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $6,958
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,484
Derivatives$2,910
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,712
Total interest expense $1,194
Net interest income $3,518
Provision for loan and lease losses $195
Total noninterest income -$82
Fiduciary activities $0
Service charges on deposit accounts $225
Trading account gains & fees $0
Additional noninterest income -$307
Total noninterest expense $3,908
Salaries and employee benefits $1,608
Premises and equipment expense $560
Additional noninterest expense $1,740
Pre-tax net operating income -$667
Securities gains (losses) $34
Applicable income taxes $0
Income before extraordinary items -$633
Extraordinary gains - net $0
Net income attributable to bank -$633
Net charge-offs $0
Cash dividends -$633
Sale, conversion, retirement of capital stock, net $617
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.45%
Cost of funding earning assets 1.38%
Net interest margin 4.07%
Noninterest income to earning assets -0.09%
Noninterest expense to earning assets 4.52%
Net operating income to assets -0.67%
Return on assets (ROA) -0.63%
Pretax return on assets -0.63%
Return on equity (ROE) -8.67%
Retained earnings to average equity (YTD only) -8.67%
Net charge-offs to loans 0.93%
Credit loss provision to net charge-offs 31.60%
Efficiency ratio-0.76%
Assets per employee$113,737
Cash dividends to net income (YTD only)3.48%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.91%
Noncurrent assets plus other real estate owned to assets 79.31%
Noncurrent loans to loans 6.12%
Net loans and leases to deposits2.41%
Net loans and leases to core deposits 74.20%
Equity capital to assets 75.72%
Core capital (leverage) ratio 7.31%
Tier 1 risk-based capital ratio 7.02%
Total risk-based capital ratio 10.23%
Memoranda
Average assets$11
Average earning assets$100,170
Average equity $7,302
Average loans $86,407
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4 Minnesota Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06502Landmark Community Bank, National Association711 6th Ave Ne, Isanti, MN 55040June 29, 1901Full Service Brick and Mortar
1221974Ramsey Minnesota Branch14150 St. Francis Boulevard, Ramsey, MN 55303December 18, 1996Full Service Brick and Mortar
3430189Operations And Executive Offices Bra5909 167th Avenue Nw, Ramsey, MN 55303March 12, 2004Limited Service Administrative
4442429Vadnais Heights Branch1048 Meadowlands Drive, White Bear Lake, MN 55127December 13, 2004Full Service Brick and Mortar
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