International City Bank, National Association in Long Beach, California (CA)
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International City Bank, National Association routing number info
Table of contents:
| International City Bank, National Association | |
|---|---|
| General | FDIC Certificate #: 25648 Status: Active Federal Reserve ID: 780562 Bank Holding Company (Regulatory Top Holder): Pedcor Capital, Llc (RSSDID: 3444847, Location: Carmel, IN) Date Established: September 06, 1984 WWW: http://www.icb.biz Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Domestic: 3, Interstate: No) FDIC's unique #: 17553 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: September 06, 1984 Last Structure Change Effective Date: June 30, 2009 Last Structure Change Process Date: October 01, 2010 Last Data Update: October 01, 2010 Data Source Date: April 05, 2012 |
| Location | Address: 249 E Ocean Boulevard, Long Beach, CA 90802 County: Los Angeles Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: Chicago FDIC Field Office: Los Angeles (West) Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480) Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49) Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348) Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100) CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100) Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084) |
| History of Changes | Change in Location Corrections |
| Financial Summary | Total assets: $161.5 mil Equity capital: $19.1 mil Deposits held in domestic offices: $114.8 mil Return on assets (ROA): -0.53% (-$0.9 mil) Quarterly return on assets: -1.95% (-$3.2 mil) Return on Equity (ROE): -4.47% (-$0.8 mil) Quarterly return on equity: -16.49% (-$3.1 mil) Net income: -$0.9 mil Quarterly Net income: -$0.8 mil Pretax return on assets: -1.02% (-$1,647.5 mil) Quarterly Pretax return on assets: -3.37% (-$5,443.1 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 113 |
| Total assets | $161,516 |
| Cash and due from depository institutions | $17,024 |
| Interest-bearing balances | $15,359 |
| Securities | $35,959 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $64,229 |
| Loan loss allowance | $2,279 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $3,918 |
| Other real estate owned | $4,310 |
| Goodwill and other intangibles | $0 |
| All other assets | $36,076 |
| Life insurance assets | $161,515 |
| Total liabilities and capital | $141,517 |
| Total liabilities | $114,837 |
| Total deposits | $86,326 |
| Interest-bearing deposits | $114,837 |
| Deposits held in domestic offices | $89 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $24,400 |
| Other borrowed funds | $0 |
| Subordinated debt | $2,280 |
| All other liabilities | $19,998 |
| Total equity capital | $19,083 |
| Total bank equity capital | $19,083 |
| Perpetual preferred stock | $0 |
| Common stock | $2,287 |
| Surplus | $11,599 |
| Undivided profits | $5,197 |
| Memoranda | |
| Noncurrent loans and leases | $915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $5,303 |
| Earning assets | $2,676 |
| Long-term assets (5+ years) | $447 |
| Average Assets, year-to-date | $115,547 |
| Average Assets, quarterly | $42,001 |
| Volatile liabilities | $169,850 |
| Insider loans | $165,082 |
| FHLB advances | $104,608 |
| Loans and leases held for sale | $163,402 |
| Unused loan commitments | $5,422 |
| Tier 1 (core) risk-based capital | $5,422 |
| Tier 2 risk-based capital | $19,376 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $5,578 |
| Derivatives | $5,170 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $6,199 |
| Total interest expense | $1,173 |
| Net interest income | $5,026 |
| Provision for loan and lease losses | $290 |
| Total noninterest income | $3,347 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $232 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $3,115 |
| Total noninterest expense | $10,050 |
| Salaries and employee benefits | $3,897 |
| Premises and equipment expense | $1,243 |
| Additional noninterest expense | $4,910 |
| Pre-tax net operating income | -$1,967 |
| Securities gains (losses) | $0 |
| Applicable income taxes | -$833 |
| Income before extraordinary items | -$1,134 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | -$899 |
| Net charge-offs | -$235 |
| Cash dividends | -$1,134 |
| Sale, conversion, retirement of capital stock, net | $633 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 5.07% |
| Cost of funding earning assets | 0.96% |
| Net interest margin | 4.11% |
| Noninterest income to earning assets | 2.74% |
| Noninterest expense to earning assets | 8.22% |
| Net operating income to assets | -0.67% |
| Return on assets (ROA) | -0.53% |
| Pretax return on assets | -1.02% |
| Return on equity (ROE) | -4.47% |
| Retained earnings to average equity (YTD only) | -4.47% |
| Net charge-offs to loans | 0.94% |
| Credit loss provision to net charge-offs | 45.81% |
| Efficiency ratio | -2.65% |
| Assets per employee | $120,029 |
| Cash dividends to net income (YTD only) | 1.43% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 3.43% |
| Noncurrent assets plus other real estate owned to assets | 42.98% |
| Noncurrent loans to loans | 5.95% |
| Net loans and leases to deposits | 7.97% |
| Net loans and leases to core deposits | 55.93% |
| Equity capital to assets | 60.38% |
| Core capital (leverage) ratio | 11.81% |
| Tier 1 risk-based capital ratio | 11.86% |
| Total risk-based capital ratio | 18.52% |
| Memoranda | |
| Average assets | $20 |
| Average earning assets | $169,850 |
| Average equity | $20,091 |
| Average loans | $122,302 |
| 3 California Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 17553 | International City Bank, National Association | 249 E Ocean Boulevard, Long Beach, CA 90802 | September 06, 1984 | Full Service Brick and Mortar |  |
| 2 | 44878 | Unversity City Office | 3939 Governor Drive, San Diego, CA 92122 | January 01, 1979 | Full Service Brick and Mortar |  |
| 3 | 465583 | Irvine Office Branch | 9100 Irvine Center Drive, Irvine, CA 92618 | June 11, 2007 | Full Service Brick and Mortar | |
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