First Commonwealth Bank in Indiana, Pennsylvania (PA)


First Commonwealth Bank routing number info

Table of contents:
First Commonwealth Bank
GeneralFDIC Certificate #: 7468
Status: Active
Federal Reserve ID: 42420
Bank Holding Company (Regulatory Top Holder): First Commonwealth Financial Corporation (RSSDID: 1071306, Location: Indiana, PA)
Date Established: September 21, 1880
WWW: http://www.fcbanking.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 115 (Domestic: 114, Interstate: No)
OTS Docket #: 10244
FDIC's unique #: 4852
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 23, 2010
Last Structure Change Process Date: November 23, 2010
Last Data Update: November 23, 2010
Data Source Date: Febuary 17, 2011
LocationAddress: 600 Philadelphia Street, Indiana, PA 15701
County: Indiana
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Wexford
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Core Based Statistical Area (CBSA): Indiana, PA (#26860)
CBSA Micro Statistical Area: Yes
Financial SummaryTotal assets: $5,848.2 mil
Equity capital: $69.3 mil
Deposits held in domestic offices: $4,749.9 mil
Return on assets (ROA): 0.43% ($25.1 mil)
Quarterly return on assets: 0.90% ($52.6 mil)
Return on Equity (ROE): 1.04.2020% ($0.7 mil)
Quarterly return on equity: 1.08.2019% ($0.7 mil)
Net income: $2.0 mil
Quarterly Net income: $1.3 mil
Pretax return on assets: 0.52% ($30,410.9 mil)
Quarterly Pretax return on assets: 1.01.1940% ($59,067.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2010 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)
(Dollar figures in thousands)
Total employees (full-time equivalent)1,152
Total assets$5,749,618
Cash and due from depository institutions$69,855
Interest-bearing balances$4
Securities$947,442
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$4,146,815
Loan loss allowance $71,229
Trading account assets$0
Bank premises and fixed assets$54,204
Other real estate owned$24,700
Goodwill and other intangibles$159,607
All other assets$346,995
Life insurance assets$162,218
Total liabilities and capital$5,749,618
Total liabilities$4,967,829
Total deposits$4,639,107
Interest-bearing deposits$3,910,963
Deposits held in domestic offices$4,639,107
% insured (estimated)83.52%
Federal funds purchased & repurchase agreements $183,363
Trading liabilities$0
Other borrowed funds $99,646
Subordinated debt $0
All other liabilities $45,713
Total equity capital$781,789
Total bank equity capital$781,789
Perpetual preferred stock$704,760
Common stock$0
Surplus$38,971
Undivided profits $398,968
Memoranda
Noncurrent loans and leases $266,821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,471,692
Income earned, not collected on loans $77,029
Earning assets $129,354
Long-term assets (5+ years) $2,505
Average Assets, year-to-date $19,069
Average Assets, quarterly $5,094,261
Volatile liabilities $1,676,606
Insider loans $6,052,617
FHLB advances $5,798,932
Loans and leases held for sale $574,612
Unused loan commitments $25,302
Tier 1 (core) risk-based capital $95,148
Tier 2 risk-based capital $487,053
Total risk weighted assets $0
Total unused commitments $1,471,692
Restructured Loans and leases $1,187
Derivatives$62,933
Back to page top, Back to table top

Income and Expense (December 31, 2010)
(Dollar figures in thousands)
Total interest income $267,635
Total interest expense $55,940
Net interest income $211,695
Provision for loan and lease losses $61,552
Total noninterest income $52,177
Fiduciary activities $6,032
Service charges on deposit accounts $16,968
Trading account gains & fees $0
Additional noninterest income $29,177
Total noninterest expense $153,955
Salaries and employee benefits $60,919
Premises and equipment expense $16,922
Additional noninterest expense $76,114
Pre-tax net operating income $48,365
Securities gains (losses) -$6,765
Applicable income taxes $6,751
Income before extraordinary items $34,849
Extraordinary gains - net $0
Net income attributable to bank $34,860
Net charge-offs -$11
Cash dividends $34,849
Sale, conversion, retirement of capital stock, net $71,962
Net operating income $2,946
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2010)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.98%
Cost of funding earning assets 1.04%
Net interest margin 3.94%
Noninterest income to earning assets 0.97%
Noninterest expense to earning assets 2.86%
Net operating income to assets 0.67%
Return on assets (ROA) 0.58%
Pretax return on assets 0.69%
Return on equity (ROE) 5.44%
Retained earnings to average equity (YTD only) 4.98%
Net charge-offs to loans 1.62%
Credit loss provision to net charge-offs 85.53%
Efficiency ratio1.53%
Assets per employee$57,575
Cash dividends to net income (YTD only)4.99%
Condition Ratios (%)
Loss allowance to loans 8.45%
Loss allowance to noncurrent loans 1.69%
Noncurrent assets plus other real estate owned to assets 55.07%
Noncurrent loans to loans 2.95%
Net loans and leases to deposits3.07%
Net loans and leases to core deposits 89.39%
Equity capital to assets 97.52%
Core capital (leverage) ratio 12.26%
Tier 1 risk-based capital ratio 10.88%
Total risk-based capital ratio 12.27%
Memoranda
Average assets$14
Average earning assets$6,052,617
Average equity $640,634
Average loans $5,379,219
Back to page top, Back to table top

Total Fiduciary and Related Assets (December 31, 2010)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$794,372
Number of Accounts1
Personal trust and agency accounts$499,039
Employee benefit-defined contribution accounts$366,241
Employee benefit-defined benefit accounts$19,170
Other retirement accounts$23,429
Corporate trust and agency accounts$45,308
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$39,308
Non-managed Assets$5,583
Number of Accounts2099
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$45,055
Employee benefit-defined benefit accounts$0
Other retirement accounts$295,333
Corporate trust and agency accounts$64,421
Other fiduciary accounts$197,944
Fiduciary accounts held in foreign offices$12,378
Back to page top, Back to table top

115 Pennsylvania Branches as of Febuary 17, 2011
NoIDNameAddressEstablishedService TypeMap
04852First Commonwealth Bank600 Philadelphia Street, Indiana, PA 15701September 21, 1880Full Service Brick and Mortar
1215648Brookville Branch223 Main Street, Brookville, PA 15825October 11, 1954Full Service Brick and Mortar
2215649North Main Street-Dubois Office5 North Main Street, Du Bois, PA 15801October 07, 1964Full Service Brick and Mortar
8215655Brockway Branch1201 E. Main Street, Brockway, PA 15824Febuary 28, 1974Full Service Brick and Mortar
9215656Weedville Branch18431 Bennetts Valley Hwy, Weedville, PA 15868January 14, 1975Full Service Brick and Mortar
1011967St. Marys Branch108 East Mill Street, Saint Marys, PA 15857July 28, 1903Full Service Brick and Mortar
11243635Kersey Branch367 Main Street, Kersey, PA 15846June 25, 1959Full Service Brick and Mortar
12215657Dubois Mall BranchShaffer Road And Beaver Drive, Du Bois, PA 15801March 22, 1979Full Service Brick and Mortar
148878Downtown Dubois Office2 E. Long Avenue, Du Bois, PA 15801April 07, 1934Full Service Brick and Mortar
15231180West End Drive-Up Branch1164 Philadelphia Street, Indiana, PA 15701March 08, 1961Limited Service Facility
16231181Plumville Branch224 Main Street Po Box 687, Plumville, PA 16246January 19, 1956Full Service Brick and Mortar
17231182South Fork Branch427 Maple Street, South Fork, PA 15956March 10, 1958Full Service Brick and Mortar
18231183119 Drive-Up BranchWayne Ave Route 119 South, Indiana, PA 15701September 16, 1964Limited Service Facility
19231184Conemaugh Valley Office53 East Market Street, Blairsville, PA 15717December 28, 1967Full Service Brick and Mortar
20231185Regency Mall Branch1540 Oakland Avenue, Unit 4, Indiana, PA 15701September 30, 1969Full Service Brick and Mortar
2110475Kiski Valley Branch152 Grant Street, Vandergrift, PA 15690September 17, 1945Full Service Brick and Mortar
22231186Punxy Plaza Branch573 West Mahoning Street, Punxsutawney, PA 15767November 05, 1971Full Service Brick and Mortar
239218Patton Branch436 Magee Avenue, Patton, PA 16668September 08, 1934Full Service Brick and Mortar
24349Cherry Tree Office11 South Main Street, Cherry Tree, PA 15724January 02, 1923Full Service Brick and Mortar
25231187Homer Center Branch2254 Route 119, Homer City, PA 15748July 30, 1974Full Service Brick and Mortar
27451Houtzdale Branch709 Hannah Street, Houtzdale, PA 16651January 01, 1918Full Service Brick and Mortar
28231189New Stanton Branch803 South Center Avenue, Hunker, PA 15639January 06, 1975Full Service Brick and Mortar
31231193Clearfield Branch14303 Clearfield-Shawville Highway, Clearfield, PA 16830October 16, 1978Full Service Brick and Mortar
335065Downtown Leechburg Office152 Market Street, Leechburg, PA 15656September 18, 1900Full Service Brick and Mortar
34216946Allegheny Township Branch1147 South Leechburg Hill, Leechburg, PA 15656April 18, 1960Full Service Brick and Mortar
35216947Parks Office Drive - Up200 Market Street, Leechburg, PA 15656December 01, 1964Limited Service Facility
495357Jennerstown Office1626 Pitt Street, Boswell, PA 15531August 15, 1924Full Service Brick and Mortar
50218409Ligonier Valley Branch1506 Rt 30, Ligonier, PA 15658September 10, 1969Full Service Brick and Mortar
51218410Somerset Crossing Mall Branch2040 North Center Avenue, Somerset, PA 15501October 11, 1971Full Service Brick and Mortar
52218411Jerome Office1653 Penn Ave, Hollsopple, PA 15935December 01, 1980Full Service Brick and Mortar
544846Downtown Johnstown Office217 Franklin Street, Johnstown, PA 15901January 01, 1921Full Service Brick and Mortar
55215622Eighth Ward Branch1047 Franklin Street, Johnstown, PA 15905January 02, 1968Full Service Brick and Mortar
56215624Westmont Branch1541 Menoher Boulevard, Johnstown, PA 15905Febuary 03, 1986Full Service Brick and Mortar
578854Windber Branch1400 Graham Avenue, Windber, PA 15963March 27, 1934Full Service Brick and Mortar
58231134East Hills (Richland) Branch1001 Scalp Avenue, Johnstown, PA 15904December 18, 1959Full Service Brick and Mortar
59231135University Branch3112 Elton Road, Johnstown, PA 15904October 15, 1973Full Service Brick and Mortar
61231137Central City Branch525 Sunshine Avenue, Central City, PA 15926December 30, 1975Full Service Brick and Mortar
627100Pleasantville Branch4327 Quaker Valley Road, Alum Bank, PA 15521January 01, 1919Full Service Brick and Mortar
63224061Osterburg Branch8470 William Penn Road, Osterburg, PA 16667November 14, 1973Full Service Brick and Mortar
64231138Benscreek BranchBenscreek Shopping Cntr, 131 Fleming, Johnstown, PA 15905December 21, 1984Full Service Brick and Mortar
668752Downtown New Castle Office27 East Washington Street, New Castle, PA 16101Febuary 26, 1934Full Service Brick and Mortar
67230769Bessemer Branch409 East Poland Avenue, Bessemer, PA 16112Febuary 21, 1949Full Service Brick and Mortar
70230772Union Square Branch2547 West State St, New Castle, PA 16101November 16, 1959Full Service Brick and Mortar
71230773Beaver Valley Office80 Wagner Road, Monaca, PA 15061December 15, 1969Full Service Brick and Mortar
72230775Neshannock Branch3430 Wilmington Road, New Castle, PA 16105October 03, 1994Full Service Brick and Mortar
734841Meadows Intersection BranchRt 220 And North Juniata St, Hollidaysburg, PA 16648July 24, 1912Full Service Brick and Mortar
74215604Duncansville Branch1525 Third Avenue, Duncansville, PA 16635December 07, 1953Full Service Brick and Mortar
76215606Logan Valley Mall BranchGoods Lane And Plank Road, Altoona, PA 16602August 29, 1966Full Service Brick and Mortar
78215610Claysburg Branch311 Ski Gap Road, Claysburg, PA 16625August 09, 1983Full Service Brick and Mortar
80215612Ebensburg Branch708 West High Street, Ebensburg, PA 15931November 03, 1986Full Service Brick and Mortar
81215614Northern Cambria Branch920 Philadelphia Avenue, Northern Cambria, PA 15714September 01, 1985Full Service Brick and Mortar
84215616Station Mall Branch1531 Ninth Avenue, Altoona, PA 16602November 25, 1988Full Service Brick and Mortar
87215874Salem 22 Plaza Branch6514 Route 22, Delmont, PA 15626June 26, 1989Full Service Brick and Mortar
88215659Southtowne Plaza Branch3100 Oakland Ave., Unit 27, Indiana, PA 15701July 16, 1966Full Service Brick and Mortar
8940774Bridgeville Office428 Station Street, Bridgeville, PA 15017January 01, 1925Full Service Brick and Mortar
90264226Mcdonald Branch311 West Barr St, Mc Donald, PA 15057January 01, 1925Full Service Brick and Mortar
92215660Pleasant Valley Branch2009 Pleasant Valley Blvd, Altoona, PA 16602January 06, 1997Full Service Brick and Mortar
93215661Harmar Office55 Alpha Drive West, Pittsburgh, PA 15238March 30, 1998Full Service Brick and Mortar
94215662Bellwood BranchStadium Drive And Old Route 220, Bellwood, PA 16617March 06, 1998Full Service Brick and Mortar
95361101Bedford Branch9503 Lincoln Hwy, Lincoln Center, Bedford, PA 15522January 01, 2001Full Service Brick and Mortar
965090Downtown Greensburg Office111 South Main Street, Greensburg, PA 15601January 01, 1934Full Service Brick and Mortar
97217599Harrison Township Branch1880 Heights Plaza, Natrona Heights, PA 15065July 01, 1955Full Service Brick and Mortar
988780Tarentum Branch331 East Sixth Street, Tarentum, PA 15084March 13, 1934Full Service Brick and Mortar
99230873East Hills (Greensburg) Office750 East Pittsburgh Street, Greensburg, PA 15601March 23, 1964Full Service Brick and Mortar
100230874New Alexandria Branch8291 State Rt. 22, New Alexandria, PA 15670Febuary 29, 1960Full Service Brick and Mortar
101230875Export Branch5780 Kennedy Avenue, Export, PA 15632November 14, 1966Full Service Brick and Mortar
102230876Murrysville Branch3880 Old William Penn Highway, Murrysville, PA 15668June 26, 1961Full Service Brick and Mortar
103230877Delmont Branch38 Greensburg Street, Delmont, PA 15626June 08, 1964Full Service Brick and Mortar
104217600Mountain View Village Branch110 Village Dr, Greensburg, PA 15601June 18, 1973Full Service Brick and Mortar
105217601Greengate Plaza Branch4000 Hempfield Plaza Blvd, Greensburg, PA 15601May 16, 1977Full Service Brick and Mortar
1068824Derry Branch200 South Chestnut Street, Derry, PA 15627January 01, 1934Full Service Brick and Mortar
1075093Youngwood Branch5 South Fourth Street, Youngwood, PA 15697October 31, 1902Full Service Brick and Mortar
108217602New Stanton Drive-Up320 North Center Avenue, New Stanton, PA 15672January 01, 1987Limited Service Facility
109271288Latrobe Branch2501 Sharky's Drive, Latrobe, PA 15650January 01, 1871Full Service Brick and Mortar
110364816Sarver Branch105 Capitol Park Drive, Sarver, PA 16055May 17, 2002Full Service Brick and Mortar
112279030Butler Branch100 North Main Street, Butler, PA 16001April 28, 1942Full Service Brick and Mortar
113279032Mount Lebanon Branch301 Mount Lebanon Blvd, Pittsburgh, PA 15234October 16, 1995Full Service Retail
114265916Dormont Branch2905 West Liberty Avenue, Pittsburgh, PA 15216January 01, 1909Full Service Brick and Mortar
115279034North Fayette Branch550 Market Place Drive, Oakdale, PA 15071March 15, 1999Full Service Brick and Mortar
116334356Bloomfield Branch4900 Liberty Avenue, Pittsburgh, PA 15224Febuary 22, 2000Full Service Brick and Mortar
118361476Wexford Branch1001 Village Run Road, Wexford, PA 15090August 14, 2000Full Service Brick and Mortar
11940504Whitehall Branch4750 Clairton Boulevard, Pittsburgh, PA 15236January 01, 1914Full Service Brick and Mortar
120262754Waterfront Branch500 East Waterfront Dr, Homestead, PA 15120January 01, 1914Full Service Brick and Mortar
121262755Clairton Branch608 Miller Ave., Clairton, PA 15025January 01, 1914Full Service Brick and Mortar
122262756Mckeesport Branch225 Fifth Ave, Mckeesport, PA 15134January 01, 1914Full Service Brick and Mortar
123262757Forest Hills Branch2210 Ardmore Boulevard, Pittsburgh, PA 15221January 01, 1914Full Service Brick and Mortar
124262759Elizabeth Branch548 Rock Run Road, Elizabeth, PA 15037January 01, 1914Full Service Brick and Mortar
125262760Munhall Branch4600 Main Street, Munhall, PA 15120January 01, 1914Full Service Brick and Mortar
126262762Caste Village BranchBaptist And Grove Rd., Pittsburgh, PA 15236March 01, 1992Full Service Brick and Mortar
127262763White Oak Branch1527 Lincoln Way, White Oak, PA 15131June 28, 1993Full Service Brick and Mortar
132262765The Pointe Office250 Summit Park Drive, Pittsburgh, PA 15275December 28, 1996Full Service Retail
133262766West Mifflin Branch6015 Mountain View Drive, West Mifflin, PA 15122Febuary 18, 1997Full Service Brick and Mortar
135356617Regent Square Branch1105 South Braddock Avenue, Pittsburgh, PA 15218August 03, 1998Full Service Brick and Mortar
136443423Trinity Point Office Branch10 Trinity Place, Washington, PA 15301March 21, 2005Full Service Brick and Mortar
137443566Peters Township Office Branch4198 Washington Road, Mc Murray, PA 15317March 21, 2005Full Service Brick and Mortar
139452337Robinson Township Office198 Park Manor Drive, Pittsburgh, PA 15205June 19, 2006Full Service Brick and Mortar
140453438Pittsburgh Mills Office Branch2000 Pittsburgh Mills Blvd, Tarentum, PA 15084July 14, 2005Full Service Brick and Mortar
141453439Adams Township Office Branch6999 Crider Road, Mars, PA 16046December 12, 2005Full Service Brick and Mortar
14240790Allison Park Office2724 Harts Run Road, Allison Park, PA 15101January 01, 1887Full Service Brick and Mortar
143264311Etna363 Butler Street, Pittsburgh, PA 15223January 01, 1887Full Service Brick and Mortar
144264312Mt Royal Branch1416 Mt Royal Blvd, Glenshaw, PA 15116January 01, 1887Full Service Brick and Mortar
145264313Morningside Branch1801 Jancey Street, Pittsburgh, PA 15206January 01, 1887Full Service Brick and Mortar
146264314Russellton Branch744 Little Deer Creek Valley Road, Russellton, PA 15076January 01, 1887Full Service Brick and Mortar
147264315Saxonburg Branch125 West Main Street, Saxonburg, PA 16056January 01, 1887Full Service Brick and Mortar
14843398Shaler Branch900 Saxonburg Blvd, Pittsburgh, PA 15223January 01, 1891Full Service Brick and Mortar
149280877Lawrenceville Branch5200 Butler Street, Pittsburgh, PA 15201October 14, 1997Full Service Brick and Mortar
150466411South Side Works Office Branch2501 East Carson Street, Pittsburgh, PA 15203September 25, 2006Full Service Brick and Mortar
151466412Gibsonia Office Branch5167 William Flynn Highway, Gibsonia, PA 15044April 23, 2007Full Service Brick and Mortar
152473740Squirrel Hill5847 Forbes Avenue, Pittsburgh, PA 15217March 10, 2008Full Service Brick and Mortar
153480021Mccandless Township11 Pine Creek Road, Wexford, PA 15090August 04, 2008Full Service Brick and Mortar
154480448Cranberry Freedom Square Branch1189 Freedom Road, Cranberry Township, PA 16066November 13, 2007Full Service Brick and Mortar
155493348Green Tree Office Branch339 Mansfield Avenue, Pittsburgh, PA 15220November 17, 2008Full Service Brick and Mortar
156493349Butler Crossing Branch520 Butler Crossing, Butler, PA 16001March 02, 2009Full Service Brick and Mortar
157508675Grant Street Branch510 Grant Street, Pittsburgh, PA 15222May 17, 2010Full Service Brick and Mortar
158514299Court Street Branch345 Court Street, Coraopolis, PA 15108November 12, 2010Full Service Brick and Mortar
Back to page top, Back to table top

Based on public records. Inadvertent errors are possible.
Faqs.org does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.