First-Citizens Bank and Trust Company in Greencastle, Indiana (IN)
Table of contents:
| First-Citizens Bank and Trust Company | |
|---|---|
| General | FDIC Certificate #: 9091 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Old National Bank (#4393) Federal Reserve ID: 500948 Date Established: January 01, 1863 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) OTS Docket #: 10750 FDIC's unique #: 5821 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 04, 1999 Last Structure Change Process Date: December 02, 1999 Last Data Update: December 02, 1999 Data Source Date: April 05, 2012 |
| Location | Address: 1 North Indiana Street, Greencastle, IN 46135 County: Putnam Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294) Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900) CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900) |
| Financial Summary | Total assets: $186.6 mil |
| Assets and Liabilities (December 31, 1998) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 57 |
| Total assets | $180,541 |
| Cash and due from depository institutions | $3,217 |
| Interest-bearing balances | $60 |
| Securities | $31,292 |
| Federal funds sold & reverse repurchase agreements | $625 |
| Net loans & leases | $139,178 |
| Loan loss allowance | $1,850 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $1,914 |
| Other real estate owned | $106 |
| Goodwill and other intangibles | $0 |
| All other assets | $4,209 |
| Life insurance assets | $0 |
| Total liabilities and capital | $180,541 |
| Total liabilities | $164,599 |
| Total deposits | $150,825 |
| Interest-bearing deposits | $136,300 |
| Deposits held in domestic offices | $150,825 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $12,500 |
| Subordinated debt | $0 |
| All other liabilities | $1,274 |
| Total equity capital | $15,942 |
| Total bank equity capital | $15,942 |
| Perpetual preferred stock | $15,942 |
| Common stock | $0 |
| Surplus | $200 |
| Undivided profits | $8,400 |
| Memoranda | |
| Noncurrent loans and leases | $7,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $0 |
| Earning assets | $644 |
| Long-term assets (5+ years) | $0 |
| Average Assets, year-to-date | $1,080 |
| Average Assets, quarterly | $171,155 |
| Volatile liabilities | $60,722 |
| Insider loans | $181,489 |
| FHLB advances | $180,322 |
| Loans and leases held for sale | $28,017 |
| Unused loan commitments | $4,416 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $0 |
| Total unused commitments | $8,705 |
| Restructured Loans and leases | $0 |
| Derivatives | $117,627 |
| Income and Expense (December 31, 1998) (Dollar figures in thousands) | |
| Total interest income | $14,286 |
| Total interest expense | $6,860 |
| Net interest income | $7,426 |
| Provision for loan and lease losses | $380 |
| Total noninterest income | $1,071 |
| Fiduciary activities | $223 |
| Service charges on deposit accounts | $478 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $370 |
| Total noninterest expense | $3,880 |
| Salaries and employee benefits | $1,906 |
| Premises and equipment expense | $448 |
| Additional noninterest expense | $1,526 |
| Pre-tax net operating income | $4,237 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $1,727 |
| Income before extraordinary items | $2,510 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $2,510 |
| Net charge-offs | $0 |
| Cash dividends | $0 |
| Sale, conversion, retirement of capital stock, net | $115 |
| Net operating income | $2,499 |
| Performance and Condition Ratios (December 31, 1998) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 8.32% |
| Cost of funding earning assets | 4.00% |
| Net interest margin | 4.33% |
| Noninterest income to earning assets | 0.62% |
| Noninterest expense to earning assets | 2.26% |
| Net operating income to assets | 1.38% |
| Return on assets (ROA) | 1.38% |
| Pretax return on assets | 2.33% |
| Return on equity (ROE) | 15.90% |
| Retained earnings to average equity (YTD only) | 0.07% |
| Net charge-offs to loans | 0.08% |
| Credit loss provision to net charge-offs | 330.43% |
| Efficiency ratio | 40.15% |
| Assets per employee | $45,663 |
| Cash dividends to net income (YTD only) | 3.17% |
| Condition Ratios (%) | |
| Loss allowance to loans | 99.56% |
| Loss allowance to noncurrent loans | 1.31% |
| Noncurrent assets plus other real estate owned to assets | 287.27% |
| Noncurrent loans to loans | 0.42% |
| Net loans and leases to deposits | 0.46% |
| Net loans and leases to core deposits | 92.28% |
| Equity capital to assets | 104.40% |
| Core capital (leverage) ratio | 8.83% |
| Tier 1 risk-based capital ratio | 8.51% |
| Total risk-based capital ratio | 13.22% |
| Memoranda | |
| Average assets | $14 |
| Average earning assets | $181,489 |
| Average equity | $15,786 |
| Average loans | $171,663 |
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