First Bankers Trust Company, National Association in Quincy, Illinois (IL)
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First Bankers Trust Company, National Association routing number info
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| First Bankers Trust Company, National Association | |
|---|---|
| General | FDIC Certificate #: 16501 Status: Active Federal Reserve ID: 344647 Bank Holding Company (Regulatory Top Holder): First Bankers Trustshares, Inc. (RSSDID: 1404632, Location: Quincy, IL) Date Established: October 23, 1946 WWW: http://www.firstbankers.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 10 (Domestic: 10, Interstate: No) OTS Docket #: 10232 FDIC's unique #: 10661 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: October 23, 1946 Last Structure Change Effective Date: November 23, 2009 Last Structure Change Process Date: December 07, 2009 Last Data Update: December 07, 2009 Data Source Date: April 05, 2012 |
| Location | Address: 12th And Broadway, Quincy, IL 62301 County: Adams Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500) CBSA Micro Statistical Area: Yes |
| History of Changes | Office Purchased |
| Financial Summary | Total assets: $713.7 mil Equity capital: $65.1 mil Deposits held in domestic offices: $593.8 mil Return on assets (ROA): 0.84% ($6.0 mil) Quarterly return on assets: 0.79% ($5.6 mil) Return on Equity (ROE): 9.52% ($6.2 mil) Quarterly return on equity: 8.76% ($5.7 mil) Net income: $5.9 mil Quarterly Net income: $1.4 mil Pretax return on assets: 1.17% ($8,349.9 mil) Quarterly Pretax return on assets: 1.13% ($8,064.4 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 159 |
| Total assets | $713,663 |
| Cash and due from depository institutions | $20,827 |
| Interest-bearing balances | $8,723 |
| Securities | $277,097 |
| Federal funds sold & reverse repurchase agreements | $3,238 |
| Net loans & leases | $370,657 |
| Loan loss allowance | $5,187 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $17,950 |
| Other real estate owned | $210 |
| Goodwill and other intangibles | $2,817 |
| All other assets | $20,867 |
| Life insurance assets | $713,663 |
| Total liabilities and capital | $648,590 |
| Total liabilities | $593,766 |
| Total deposits | $513,567 |
| Interest-bearing deposits | $593,766 |
| Deposits held in domestic offices | $86 |
| % insured (estimated) | 48769.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $6,055 |
| All other liabilities | $65,073 |
| Total equity capital | $65,073 |
| Total bank equity capital | $65,073 |
| Perpetual preferred stock | $0 |
| Common stock | $1,700 |
| Surplus | $26,101 |
| Undivided profits | $37,272 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $454 |
| Income earned, not collected on loans | $5,570 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $3,243 |
| Average Assets, year-to-date | $659,715 |
| Average Assets, quarterly | $232,191 |
| Volatile liabilities | $702,849 |
| Insider loans | $718,139 |
| FHLB advances | $482,246 |
| Loans and leases held for sale | $706,742 |
| Unused loan commitments | $11,467 |
| Tier 1 (core) risk-based capital | $11,467 |
| Tier 2 risk-based capital | $57,521 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $63,293 |
| Derivatives | $15,001 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $27,044 |
| Total interest expense | $6,912 |
| Net interest income | $20,132 |
| Provision for loan and lease losses | $1,640 |
| Total noninterest income | $5,148 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $1,276 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $3,872 |
| Total noninterest expense | $15,418 |
| Salaries and employee benefits | $8,486 |
| Premises and equipment expense | $2,212 |
| Additional noninterest expense | $4,720 |
| Pre-tax net operating income | $8,222 |
| Securities gains (losses) | -$13 |
| Applicable income taxes | $2,329 |
| Income before extraordinary items | $5,880 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $5,880 |
| Net charge-offs | $0 |
| Cash dividends | $5,880 |
| Sale, conversion, retirement of capital stock, net | $1,473 |
| Net operating income | $2,400 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.14% |
| Cost of funding earning assets | 1.06% |
| Net interest margin | 3.08% |
| Noninterest income to earning assets | 0.79% |
| Noninterest expense to earning assets | 2.36% |
| Net operating income to assets | 0.84% |
| Return on assets (ROA) | 0.84% |
| Pretax return on assets | 1.17% |
| Return on equity (ROE) | 9.52% |
| Retained earnings to average equity (YTD only) | 5.63% |
| Net charge-offs to loans | 0.42% |
| Credit loss provision to net charge-offs | 111.34% |
| Efficiency ratio | 6.70% |
| Assets per employee | $60,759 |
| Cash dividends to net income (YTD only) | 4.49% |
| Condition Ratios (%) | |
| Loss allowance to loans | 40.82% |
| Loss allowance to noncurrent loans | 1.38% |
| Noncurrent assets plus other real estate owned to assets | 93.12% |
| Noncurrent loans to loans | 0.83% |
| Net loans and leases to deposits | 1.48% |
| Net loans and leases to core deposits | 62.42% |
| Equity capital to assets | 67.75% |
| Core capital (leverage) ratio | 9.12% |
| Tier 1 risk-based capital ratio | 8.14% |
| Total risk-based capital ratio | 11.93% |
| Memoranda | |
| Average assets | $13 |
| Average earning assets | $702,849 |
| Average equity | $61,791 |
| Average loans | $652,954 |
| Total Fiduciary and Related Assets (December 31, 2003) (Dollar figures in thousands) | |
| Total fiduciary and related assets | $1 |
| Number of Fiduciary Accounts and Related Asset Accounts | 1 |
| Fiduciary powers granted | Yes |
| Fiduciary or related activity | Yes |
| Managed Assets | $1,254,080 |
| Number of Accounts | 1 |
| Personal trust and agency accounts | $50,055 |
| Employee benefit-defined contribution accounts | $27,417 |
| Employee benefit-defined benefit accounts | $0 |
| Other retirement accounts | $20,863 |
| Corporate trust and agency accounts | $0 |
| Investment management agency accounts | $0 |
| Other fiduciary accounts | $1,775 |
| Fiduciary accounts held in foreign offices | $0 |
| Non-managed Assets | $0 |
| Number of Accounts | 364 |
| Personal trust and agency accounts | $0 |
| Employee benefit-defined contribution accounts | $0 |
| Employee benefit-defined benefit accounts | $0 |
| Other retirement accounts | $1,204,025 |
| Corporate trust and agency accounts | $6,664 |
| Other fiduciary accounts | $1,087,195 |
| Fiduciary accounts held in foreign offices | $110,011 |
| 10 Illinois Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 10661 | First Bankers Trust Company, National Association | 12th And Broadway, Quincy, IL 62301 | October 23, 1946 | Full Service Brick and Mortar |  |
| 1 | 238171 | State At 24th Street Facility | 502 South 24th Street, Quincy, IL 62301 | July 17, 1978 | Full Service Brick and Mortar |  |
| 5 | 14188 | Community Facility | 3333 Broadway, Quincy, IL 62301 | December 10, 1971 | Full Service Brick and Mortar | |
| 6 | 8572 | Mendon Branch | Main Street, Mendon, IL 62351 | January 01, 1914 | Full Service Brick and Mortar | |
| 8 | 238172 | 24th And Kochs Lane Facility | 2321 Kochs Lane, Quincy, IL 62301 | March 07, 1997 | Full Service Brick and Mortar | |
| 10 | 7698 | Union Bank/West Branch | 440 North Lafayette Street, Macomb, IL 61455 | January 01, 1909 | Full Service Brick and Mortar | |
| 11 | 222399 | Paloma Branch | Highway 24, Paloma, IL 62359 | August 15, 1993 | Full Service Brick and Mortar | |
| 12 | 6897 | 1395 Buchanan Street Branch | 1395 Buchanan Street, Carthage, IL 62321 | January 01, 1905 | Full Service Brick and Mortar | |
| 14 | 282261 | Rushville Branch | 116 South Congress Street, Rushville, IL 62681 | January 01, 1879 | Full Service Brick and Mortar | |
| 15 | 263588 | Springfield Branch | 2201 Wabash Ave, Springfield, IL 62704 | January 01, 1892 | Full Service Brick and Mortar | |
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