Commerce Bank of Woodford County, National Association in Metamora, Illinois (IL)
Table of contents:
| Commerce Bank of Woodford County, National Association | |
|---|---|
| General | FDIC Certificate #: 930 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Commerce Bank, National Association (#3726) Federal Reserve ID: 769240 Date Established: January 01, 1885 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) FDIC's unique #: 603 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: Febuary 01, 1994 Last Structure Change Process Date: Febuary 10, 1994 Last Data Update: Febuary 10, 1994 Data Source Date: April 05, 2012 |
| Location | Address: One Engelwood Drive, Metamora, IL 61548 County: Woodford Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Princeton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120) Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Peoria, IL (#37900) CBSA Metro Statistical Area: Peoria, IL (#37900) |
| Financial Summary | Total assets: $91.8 mil |
| Assets and Liabilities (December 31, 1993) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $30 |
| Cash and due from depository institutions | $91,776 |
| Interest-bearing balances | $3,531 |
| Securities | $0 |
| Federal funds sold & reverse repurchase agreements | $46,663 |
| Net loans & leases | $2,625 |
| Loan loss allowance | $33,628 |
| Trading account assets | $635 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $1,058 |
| Goodwill and other intangibles | $15 |
| All other assets | $2,836 |
| Life insurance assets | $1,420 |
| Total liabilities and capital | $0 |
| Total liabilities | $91,776 |
| Total deposits | $78,428 |
| Interest-bearing deposits | $74,894 |
| Deposits held in domestic offices | $68,671 |
| % insured (estimated) | 74894.00% |
| Federal funds purchased & repurchase agreements | $91 |
| Trading liabilities | $2,503 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $1,031 |
| Total bank equity capital | $1,031 |
| Perpetual preferred stock | $13,348 |
| Common stock | $0 |
| Surplus | $900 |
| Undivided profits | $11,100 |
| Memoranda | |
| Noncurrent loans and leases | $1,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $430 |
| Earning assets | $356 |
| Long-term assets (5+ years) | $82,916 |
| Average Assets, year-to-date | $3,788 |
| Average Assets, quarterly | $92,594 |
| Volatile liabilities | $91,713 |
| Insider loans | $3,268 |
| FHLB advances | $119 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $8,245 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $10,512 |
| Total unused commitments | $34,722 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1993) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $5,371 |
| Net interest income | $2,065 |
| Provision for loan and lease losses | $3,306 |
| Total noninterest income | -$27 |
| Fiduciary activities | $337 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $265 |
| Additional noninterest income | $0 |
| Total noninterest expense | $72 |
| Salaries and employee benefits | $2,353 |
| Premises and equipment expense | $803 |
| Additional noninterest expense | $183 |
| Pre-tax net operating income | $1,367 |
| Securities gains (losses) | $1,317 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $480 |
| Extraordinary gains - net | $837 |
| Net income attributable to bank | $0 |
| Net charge-offs | $837 |
| Cash dividends | -$27 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1993) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 6.45% |
| Net interest margin | 2.48% |
| Noninterest income to earning assets | 3.97% |
| Noninterest expense to earning assets | 0.40% |
| Net operating income to assets | 2.83% |
| Return on assets (ROA) | 0.90% |
| Pretax return on assets | 0.90% |
| Return on equity (ROE) | 1.42% |
| Retained earnings to average equity (YTD only) | 6.48% |
| Net charge-offs to loans | 6.48% |
| Credit loss provision to net charge-offs | -0.08% |
| Efficiency ratio | 100.00% |
| Assets per employee | $50,206 |
| Cash dividends to net income (YTD only) | 3.06% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 1.85% |
| Noncurrent assets plus other real estate owned to assets | 147.67% |
| Noncurrent loans to loans | 0.48% |
| Net loans and leases to deposits | 1.25% |
| Net loans and leases to core deposits | 44.90% |
| Equity capital to assets | 45.36% |
| Core capital (leverage) ratio | 14.54% |
| Tier 1 risk-based capital ratio | 11.83% |
| Total risk-based capital ratio | 30.27% |
| Memoranda | |
| Average assets | $32 |
| Average earning assets | $92,594 |
| Average equity | $12,919 |
| Average loans | $83,249 |
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