Commerce Bank of Joplin, National Association in Joplin, Missouri (MO)
Table of contents:
| Commerce Bank of Joplin, National Association | |
|---|---|
| General | FDIC Certificate #: 1957 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Commerce Bank (#24998) Federal Reserve ID: 870454 Date Established: December 12, 1900 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) FDIC's unique #: 1316 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: June 28, 1996 Last Structure Change Process Date: July 10, 1996 Last Data Update: July 10, 1996 Data Source Date: April 05, 2012 |
| Location | Address: 225 Main Street, Joplin, MO 64801 County: Jasper Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Joplin, MO (#3710) Core Based Statistical Area (CBSA): Joplin, MO (#27900) CBSA Metro Statistical Area: Joplin, MO (#27900) |
| Financial Summary | Total assets: $143.7 mil |
| Assets and Liabilities (December 31, 1995) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $56 |
| Cash and due from depository institutions | $146,904 |
| Interest-bearing balances | $4,773 |
| Securities | $0 |
| Federal funds sold & reverse repurchase agreements | $40,048 |
| Net loans & leases | $0 |
| Loan loss allowance | $98,972 |
| Trading account assets | $1,076 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $1,331 |
| Goodwill and other intangibles | $374 |
| All other assets | $0 |
| Life insurance assets | $1,406 |
| Total liabilities and capital | $0 |
| Total liabilities | $146,904 |
| Total deposits | $136,753 |
| Interest-bearing deposits | $133,809 |
| Deposits held in domestic offices | $114,643 |
| % insured (estimated) | 133809.00% |
| Federal funds purchased & repurchase agreements | $86 |
| Trading liabilities | $2,100 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $844 |
| Total bank equity capital | $844 |
| Perpetual preferred stock | $10,151 |
| Common stock | $0 |
| Surplus | $400 |
| Undivided profits | $1,100 |
| Memoranda | |
| Noncurrent loans and leases | $8,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $247 |
| Earning assets | $510 |
| Long-term assets (5+ years) | $139,020 |
| Average Assets, year-to-date | $8,699 |
| Average Assets, quarterly | $147,017 |
| Volatile liabilities | $147,513 |
| Insider loans | $5,952 |
| FHLB advances | $5,268 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $32,189 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $9,779 |
| Total unused commitments | $93,635 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1995) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $11,020 |
| Net interest income | $5,179 |
| Provision for loan and lease losses | $5,841 |
| Total noninterest income | $190 |
| Fiduciary activities | $847 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $521 |
| Additional noninterest income | $0 |
| Total noninterest expense | $326 |
| Salaries and employee benefits | $3,790 |
| Premises and equipment expense | $1,380 |
| Additional noninterest expense | $488 |
| Pre-tax net operating income | $1,922 |
| Securities gains (losses) | $2,708 |
| Applicable income taxes | $23 |
| Income before extraordinary items | $1,032 |
| Extraordinary gains - net | $1,699 |
| Net income attributable to bank | $0 |
| Net charge-offs | $1,699 |
| Cash dividends | $160 |
| Sale, conversion, retirement of capital stock, net | $1,000 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1995) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 7.94% |
| Net interest margin | 3.73% |
| Noninterest income to earning assets | 4.21% |
| Noninterest expense to earning assets | 0.61% |
| Net operating income to assets | 2.73% |
| Return on assets (ROA) | 1.15% |
| Pretax return on assets | 1.16% |
| Return on equity (ROE) | 1.86% |
| Retained earnings to average equity (YTD only) | 17.76% |
| Net charge-offs to loans | 7.31% |
| Credit loss provision to net charge-offs | 0.17% |
| Efficiency ratio | 118.75% |
| Assets per employee | $56,669 |
| Cash dividends to net income (YTD only) | 2.62% |
| Condition Ratios (%) | |
| Loss allowance to loans | 58.86% |
| Loss allowance to noncurrent loans | 1.08% |
| Noncurrent assets plus other real estate owned to assets | 435.63% |
| Noncurrent loans to loans | 0.42% |
| Net loans and leases to deposits | 0.25% |
| Net loans and leases to core deposits | 73.97% |
| Equity capital to assets | 76.16% |
| Core capital (leverage) ratio | 6.91% |
| Tier 1 risk-based capital ratio | 6.63% |
| Total risk-based capital ratio | 10.44% |
| Memoranda | |
| Average assets | $12 |
| Average earning assets | $147,017 |
| Average equity | $9,564 |
| Average loans | $138,746 |
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