Commerce Bank of Barry County, National Association in Cassville, Missouri (MO)
Table of contents:
| Commerce Bank of Barry County, National Association | |
|---|---|
| General | FDIC Certificate #: 1955 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Commerce Bank (#24998) Federal Reserve ID: 369341 Date Established: January 11, 1887 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) FDIC's unique #: 1314 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: June 28, 1996 Last Structure Change Process Date: July 10, 1996 Last Data Update: July 10, 1996 Data Source Date: April 05, 2012 |
| Location | Address: Main Street, Cassville, MO 65625 County: Barry Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West |
| Financial Summary | Total assets: $80.6 mil |
| Assets and Liabilities (December 31, 1995) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $24 |
| Cash and due from depository institutions | $83,665 |
| Interest-bearing balances | $1,866 |
| Securities | $0 |
| Federal funds sold & reverse repurchase agreements | $38,099 |
| Net loans & leases | $1,100 |
| Loan loss allowance | $41,015 |
| Trading account assets | $431 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $638 |
| Goodwill and other intangibles | $0 |
| All other assets | $0 |
| Life insurance assets | $947 |
| Total liabilities and capital | $0 |
| Total liabilities | $83,665 |
| Total deposits | $77,824 |
| Interest-bearing deposits | $77,056 |
| Deposits held in domestic offices | $71,271 |
| % insured (estimated) | 77056.00% |
| Federal funds purchased & repurchase agreements | $85 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $768 |
| Total bank equity capital | $768 |
| Perpetual preferred stock | $5,841 |
| Common stock | $0 |
| Surplus | $400 |
| Undivided profits | $700 |
| Memoranda | |
| Noncurrent loans and leases | $4,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $21 |
| Earning assets | $351 |
| Long-term assets (5+ years) | $80,214 |
| Average Assets, year-to-date | $12,087 |
| Average Assets, quarterly | $81,625 |
| Volatile liabilities | $82,229 |
| Insider loans | $1,781 |
| FHLB advances | $1,269 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $9,505 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $5,523 |
| Total unused commitments | $35,794 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1995) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $5,858 |
| Net interest income | $2,976 |
| Provision for loan and lease losses | $2,882 |
| Total noninterest income | $0 |
| Fiduciary activities | $326 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $215 |
| Additional noninterest income | $0 |
| Total noninterest expense | $111 |
| Salaries and employee benefits | $1,680 |
| Premises and equipment expense | $659 |
| Additional noninterest expense | $152 |
| Pre-tax net operating income | $869 |
| Securities gains (losses) | $1,528 |
| Applicable income taxes | $104 |
| Income before extraordinary items | $621 |
| Extraordinary gains - net | $1,011 |
| Net income attributable to bank | $0 |
| Net charge-offs | $1,011 |
| Cash dividends | $81 |
| Sale, conversion, retirement of capital stock, net | $1,000 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1995) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 7.52% |
| Net interest margin | 3.82% |
| Noninterest income to earning assets | 3.70% |
| Noninterest expense to earning assets | 0.42% |
| Net operating income to assets | 2.16% |
| Return on assets (ROA) | 1.16% |
| Pretax return on assets | 1.24% |
| Return on equity (ROE) | 2.00% |
| Retained earnings to average equity (YTD only) | 17.95% |
| Net charge-offs to loans | 0.20% |
| Credit loss provision to net charge-offs | 0.20% |
| Efficiency ratio | 0.00% |
| Assets per employee | $52,369 |
| Cash dividends to net income (YTD only) | 3.49% |
| Condition Ratios (%) | |
| Loss allowance to loans | 98.91% |
| Loss allowance to noncurrent loans | 1.04% |
| Noncurrent assets plus other real estate owned to assets | 2052.38% |
| Noncurrent loans to loans | 0.03% |
| Net loans and leases to deposits | 0.05% |
| Net loans and leases to core deposits | 53.23% |
| Equity capital to assets | 54.49% |
| Core capital (leverage) ratio | 6.98% |
| Tier 1 risk-based capital ratio | 6.73% |
| Total risk-based capital ratio | 15.43% |
| Memoranda | |
| Average assets | $17 |
| Average earning assets | $81,625 |
| Average equity | $5,633 |
| Average loans | $77,875 |
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