Commerce Bank, National Association in Leavenworth, Kansas (KS)



Table of contents:
Commerce Bank, National Association
GeneralFDIC Certificate #: 25253
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Commerce Bank (#24998)
Federal Reserve ID: 4558
Date Established: July 02, 1984
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Interstate: No)
FDIC's unique #: 17459
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: July 02, 1984
Last Structure Change Effective Date: July 01, 1995
Last Structure Change Process Date: August 31, 1995
Last Data Update: August 31, 1995
Data Source Date: April 05, 2012
LocationAddress: 2830 South 4th Street Trafficway, Leavenworth, KS 66048
County: Leavenworth
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
Financial SummaryTotal assets: $95.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)
(Dollar figures in thousands)
Total employees (full-time equivalent)0
Total assets$47
Cash and due from depository institutions$92,492
Interest-bearing balances$5,132
Securities$0
Federal funds sold & reverse repurchase agreements$28,359
Net loans & leases$600
Loan loss allowance $50,649
Trading account assets$704
Bank premises and fixed assets$0
Other real estate owned$2,653
Goodwill and other intangibles$328
All other assets$2,674
Life insurance assets$2,097
Total liabilities and capital$0
Total liabilities$92,492
Total deposits$83,262
Interest-bearing deposits$82,149
Deposits held in domestic offices$69,720
% insured (estimated)82149.00%
Federal funds purchased & repurchase agreements $85
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $0
Total equity capital$1,113
Total bank equity capital$1,113
Perpetual preferred stock$9,230
Common stock$0
Surplus$1,026
Undivided profits $8,750
Memoranda
Noncurrent loans and leases $-546
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $112
Earning assets $382
Long-term assets (5+ years) $79,608
Average Assets, year-to-date $6,705
Average Assets, quarterly $91,523
Volatile liabilities $90,850
Insider loans $6,402
FHLB advances $1,635
Loans and leases held for sale $0
Unused loan commitments $0
Tier 1 (core) risk-based capital $6,427
Tier 2 risk-based capital $0
Total risk weighted assets $7,380
Total unused commitments $52,135
Restructured Loans and leases $0
Derivatives$0
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Income and Expense (December 31, 1994)
(Dollar figures in thousands)
Total interest income $0
Total interest expense $5,684
Net interest income $2,528
Provision for loan and lease losses $3,156
Total noninterest income $51
Fiduciary activities $802
Service charges on deposit accounts $0
Trading account gains & fees $578
Additional noninterest income $0
Total noninterest expense $224
Salaries and employee benefits $3,411
Premises and equipment expense $1,090
Additional noninterest expense $350
Pre-tax net operating income $1,971
Securities gains (losses) $496
Applicable income taxes -$7
Income before extraordinary items $219
Extraordinary gains - net $270
Net income attributable to bank $0
Net charge-offs $270
Cash dividends $106
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 1994)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets0.00%
Cost of funding earning assets 7.09%
Net interest margin 3.15%
Noninterest income to earning assets 3.94%
Noninterest expense to earning assets 1.00%
Net operating income to assets 4.26%
Return on assets (ROA) 0.30%
Pretax return on assets 0.30%
Return on equity (ROE) 0.53%
Retained earnings to average equity (YTD only) 2.83%
Net charge-offs to loans 2.83%
Credit loss provision to net charge-offs 0.22%
Efficiency ratio48.11%
Assets per employee$76,200
Cash dividends to net income (YTD only)1.97%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.37%
Noncurrent assets plus other real estate owned to assets 628.57%
Noncurrent loans to loans 0.48%
Net loans and leases to deposits0.22%
Net loans and leases to core deposits 61.66%
Equity capital to assets 66.87%
Core capital (leverage) ratio 9.98%
Tier 1 risk-based capital ratio 8.49%
Total risk-based capital ratio 14.16%
Memoranda
Average assets$15
Average earning assets$91,523
Average equity $9,547
Average loans $80,138
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