Bank of Windsor in Windsor, Colorado (CO)
Table of contents:
| Bank of Windsor | |
|---|---|
| General | FDIC Certificate #: 22602 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: Bank of Colorado-Front Range (#3062) Federal Reserve ID: 601854 Date Established: January 30, 1978 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Interstate: No) FDIC's unique #: 15765 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 30, 1978 Last Structure Change Effective Date: August 16, 1993 Last Structure Change Process Date: September 21, 1993 Last Data Update: September 21, 1993 Data Source Date: April 05, 2012 |
| Location | Address: 1041 West Main Street, Windsor, CO 80550 County: Weld Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Denver Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Greeley, CO (#3060) Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34) Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216) Core Based Statistical Area (CBSA): Greeley, CO (#24540) CBSA Metro Statistical Area: Greeley, CO (#24540) |
| Financial Summary | Total assets: $23.3 mil |
| Assets and Liabilities (December 31, 1992) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $17 |
| Cash and due from depository institutions | $22,226 |
| Interest-bearing balances | $2,450 |
| Securities | $974 |
| Federal funds sold & reverse repurchase agreements | $5,547 |
| Net loans & leases | $450 |
| Loan loss allowance | $11,964 |
| Trading account assets | $193 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $643 |
| Goodwill and other intangibles | $584 |
| All other assets | $0 |
| Life insurance assets | $588 |
| Total liabilities and capital | $0 |
| Total liabilities | $22,226 |
| Total deposits | $20,719 |
| Interest-bearing deposits | $20,453 |
| Deposits held in domestic offices | $16,433 |
| % insured (estimated) | 20453.00% |
| Federal funds purchased & repurchase agreements | $88 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $266 |
| Total bank equity capital | $266 |
| Perpetual preferred stock | $1,507 |
| Common stock | $0 |
| Surplus | $200 |
| Undivided profits | $454 |
| Memoranda | |
| Noncurrent loans and leases | $853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $225 |
| Earning assets | $126 |
| Long-term assets (5+ years) | $18,935 |
| Average Assets, year-to-date | $3,341 |
| Average Assets, quarterly | $21,518 |
| Volatile liabilities | $22,036 |
| Insider loans | $3,622 |
| FHLB advances | $371 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $2,834 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $1,507 |
| Total unused commitments | $14,348 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1992) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $1,658 |
| Net interest income | $683 |
| Provision for loan and lease losses | $975 |
| Total noninterest income | $70 |
| Fiduciary activities | $242 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $205 |
| Additional noninterest income | $0 |
| Total noninterest expense | $37 |
| Salaries and employee benefits | $882 |
| Premises and equipment expense | $395 |
| Additional noninterest expense | $120 |
| Pre-tax net operating income | $367 |
| Securities gains (losses) | $265 |
| Applicable income taxes | $17 |
| Income before extraordinary items | $89 |
| Extraordinary gains - net | $193 |
| Net income attributable to bank | $0 |
| Net charge-offs | $193 |
| Cash dividends | $39 |
| Sale, conversion, retirement of capital stock, net | $59 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1992) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 9.05% |
| Net interest margin | 3.73% |
| Noninterest income to earning assets | 5.32% |
| Noninterest expense to earning assets | 1.32% |
| Net operating income to assets | 4.81% |
| Return on assets (ROA) | 0.84% |
| Pretax return on assets | 0.90% |
| Return on equity (ROE) | 1.31% |
| Retained earnings to average equity (YTD only) | 13.45% |
| Net charge-offs to loans | 9.34% |
| Credit loss provision to net charge-offs | 0.33% |
| Efficiency ratio | 179.49% |
| Assets per employee | $72,473 |
| Cash dividends to net income (YTD only) | 1.31% |
| Condition Ratios (%) | |
| Loss allowance to loans | 30.57% |
| Loss allowance to noncurrent loans | 1.59% |
| Noncurrent assets plus other real estate owned to assets | 85.78% |
| Noncurrent loans to loans | 3.64% |
| Net loans and leases to deposits | 1.85% |
| Net loans and leases to core deposits | 58.50% |
| Equity capital to assets | 71.08% |
| Core capital (leverage) ratio | 6.78% |
| Tier 1 risk-based capital ratio | 6.76% |
| Total risk-based capital ratio | 10.50% |
| Memoranda | |
| Average assets | $12 |
| Average earning assets | $21,518 |
| Average equity | $1,435 |
| Average loans | $18,329 |
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