BALLSTON SPA NATIONAL BANK Routing Number



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021304675Details >>87 FRONT STREETBALLSTON SPANY120202011-01-28 11:13:11


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Detailed data for BALLSTON SPA NATIONAL BANK
RSSD-ID: 505
FDIC Certificate Number: 6959
OCC Charter Number: 1253
Assets and Liabilities (December 31, 2010)
(Dollar figures in thousands)
Total employees (full-time equivalent)109
Total assets$385,348
Cash and due from depository institutions$52,045
Securities$85,816
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$229,949
Trading account assets$0
Bank premises and fixed assets$4,158
Other real estate owned$736
Goodwill and other intangibles$1,713
All other assets$10,931
Total liabilities and capital$385,348
Total liabilities$356,258
Total equity capital$29,090


Income and Expense (December 31, 2010)
(Dollar figures in thousands)
Total interest income $16,766
Total interest expense $3,913
Net interest income $12,853
Provision for loan and lease losses $655
Total noninterest income $2,392
Total noninterest expense $11,003
Pre-tax net operating income $3,587
Securities gains (losses) $0
Applicable income taxes $1,073
Extraordinary gains - net $0
Net income attributable to bank $2,514
Net charge-offs $0
Cash dividends $2,514
Sale, conversion, retirement of capital stock, net $408
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